897 Ford Ln
Big Bear Lake, CA 92315
$349,000
2 bd · 1 ba · 636 sqft · Listed 26d ago
View on Realtor.com →Year built
1969
Sqft
636
Lot sqft
11,901
HOA / mo
$0
Furnished
No
List date
2026-09-03T14:48:53.000000Z
Revenue
Annual revenue
$32,615
ADR
$215
Occupancy
42%
Cleaning fees (12 mo)
$6,459
Confidence
Low (36.29), 49 comps
Comp revenue range (p25 / median / p75)
Rustic Cabin/Quiet Area/Next to Forest/Feet From Hiking Trails/Hot Tub/Garage
Cabin · 2 bd · 2 ba · sleeps 6 · 253 ft
Revenue $45,252ADR $177Occ ≈ 70%4.8★ (433)
Big Cub Cabin + Patio + Amazing Location!
Cabin · 2 bd · 1 ba · sleeps 3 · 410 ft
Revenue $6,632ADR $178Occ ≈ 10%3.2★ (5)
A Perfect Peaceful Retreat Hot Tub Prime Location
Cabin · 2 bd · 1 ba · sleeps 5 · 463 ft
Revenue $42,824ADR $194Occ ≈ 60%4.8★ (551)
Big Bear cabin, backs to forest, shedding
Cabin · 2 bd · 2 ba · sleeps 7 · 0.1 mi
Revenue $1,903ADR $383Occ ≈ 1%5★ (2)
Lily's Bear Cabin #2544
Vacation home · 2 bd · 1 ba · sleeps 5 · 0.2 mi
Revenue $68,362ADR $411Occ ≈ 46%4.8★ (3)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Rustic Cabin/Quiet Area/Next to Forest/Feet From Hiking Trails/Hot Tub/Garage Cabin | 2 bd · 2 ba · sleeps 6 | $45,252 | $177 | 70% | 4.8★ (433) | 253 ft | Vrbo |
Big Cub Cabin + Patio + Amazing Location! Cabin | 2 bd · 1 ba · sleeps 3 | $8,949 | $158 | 16% | 3★ (3) | 269 ft | AirbnbVrbo |
Big Cub Cabin + Patio + Amazing Location! Cabin | 2 bd · 1 ba · sleeps 3 | $6,632 | $178 | 10% | 3.2★ (5) | 410 ft | Airbnb |
A Perfect Peaceful Retreat Hot Tub Prime Location Cabin | 2 bd · 1 ba · sleeps 5 | $42,824 | $194 | 60% | 4.8★ (551) | 463 ft | Airbnb |
Sunrise Pines Cabin | Spa · Near Village Cabin | 2 bd · 2 ba · sleeps 6 | $19,458 | $215 | 25% | 4.9★ (34) | 0.1 mi | AirbnbVrboBooking |
Big Bear Lake cabin, backs to forest, sledding Cabin | 2 bd · 2 ba · sleeps 7 | $15,238 | $304 | 14% | 4.9★ (107) | 0.1 mi | AirbnbVrbo |
Big Bear cabin, backs to forest, shedding Cabin | 2 bd · 2 ba · sleeps 7 | $1,903 | $383 | 1% | 5★ (2) | 0.1 mi | Airbnb |
Adorable cottage, new game room, walk to Village Cabin | 2 bd · 1 ba · sleeps 5 | $49,791 | $314 | 43% | 4.5★ (10) | 0.2 mi | AirbnbVrboBooking |
Lily's Bear Cabin #2544 Vacation home | 2 bd · 1 ba · sleeps 5 | $68,362 | $411 | 46% | 4.8★ (3) | 0.2 mi | Booking |
Moose Creek Manor:Historic Charm!Pet Friendly! House | 2 bd · 2 ba · sleeps 6 | $24,927 | $201 | 34% | 4.2★ (38) | 0.2 mi | AirbnbVrbo |
Show all 50 comps
Eureka Ranch Designer Cabin
Vacation home · 2 bd · 1 ba · sleeps 6 · 0.2 mi
Revenue $45,118ADR $274Occ ≈ 45%5★ (1)
Relax in Style: Cabin with Hot Tub in Scenic Big Bear Lake, California
Cabin · 2 bd · 1 ba · sleeps 5 · 0.3 mi
Revenue $4,002ADR $226Occ ≈ 5%—
Oak Tree Retreat: Near Village! Spa! WiFi! BBQ!
House · 2 bd · 1 ba · sleeps 6 · 0.3 mi
Revenue $17,479ADR $2,911Occ ≈ 2%4.3★ (57)
Big Bear’s Best Cozy Cabin
Cabin · 2 bd · 1.5 ba · sleeps 6 · 0.3 mi
Revenue $307ADR $0Occ ≈ —5★ (1)
Welcome to our cabin!
House · 2 bd · 1 ba · sleeps 4 · 0.3 mi
Revenue $11,453ADR $227Occ ≈ 14%4.6★ (27)
Knight Sky Cabin - BBQ, Walk to Lake & Village
Cabin · 2 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $37,575ADR $199Occ ≈ 52%5★ (50)
Cozy 2B Cabin, Minutes from Village & Ski Resorts
House · 2 bd · 1 ba · sleeps 5 · 0.3 mi
Revenue $32,716ADR $145Occ ≈ 62%5★ (83)
Perfectly Located To Main Attractions, Hot Tub, AC
Cabin · 2 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $22,845ADR $344Occ ≈ 18%5★ (13)
Moulin rouge #2055
Vacation home · 2 bd · 1 ba · sleeps 5 · 0.3 mi
Revenue $62,676ADR $486Occ ≈ 35%5★ (1)
Walk to the Village ~ Yellow Pine Lodge
Cabin · 2 bd · 1 ba · sleeps 4 · 0.3 mi
Revenue $12,603ADR $312Occ ≈ 11%4.9★ (26)
Grandpas axe # 1775
Vacation home · 2 bd · 1 ba · sleeps 4 · 0.4 mi
Revenue $35,854ADR $331Occ ≈ 30%—
Frosty Pines -Modern-2/1-Excellent Location-pet ok
Cabin · 2 bd · 1 ba · sleeps 5 · 0.4 mi
Revenue $24,727ADR $286Occ ≈ 24%5★ (217)
A Classic A-Frame Cabin | AC•Games•BBQ
Cabin · 2 bd · 1 ba · sleeps 6 · 0.4 mi
Revenue $63,136ADR $272Occ ≈ 64%5★ (63)
Big Bear Lake Village Getaway
Cabin · 2 bd · 2 ba · sleeps 4 · 0.4 mi
Revenue $22,826ADR $237Occ ≈ 26%5★ (32)
Cozy Village Cabin- Near Snow Summit!
Cabin · 2 bd · 2 ba · sleeps 6 · 0.4 mi
Revenue $36,133ADR $201Occ ≈ 49%4.8★ (243)
Finns Fish Camp - Walking distance to Lake and Village! Back patio with barbecue, fully fenced yard!
Vacation home · 2 bd · 1 ba · sleeps 3 · 0.4 mi
Revenue $31,137ADR $231Occ ≈ 37%—
Lake view walk to lake, village or ski resort
Cabin · 2 bd · 1.5 ba · sleeps 4 · 0.4 mi
Revenue $38,756ADR $196Occ ≈ 54%4.8★ (194)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Great 2 bedroom getaway Cabin | 2 bd · 1 ba · sleeps 4 | $10,331 | $0 | — | — | 0.2 mi | Airbnb |
Eureka Designer Mtn Retreat, Pergola & Ping Pong Cabin | 2 bd · 1 ba · sleeps 5 | $36,339 | $252 | 40% | 5★ (41) | 0.2 mi | AirbnbVrbo |
10-Minute walk to Fireworks! Foosball, Deck, BBQ Cabin | 2 bd · 2 ba · sleeps 7 | $11,459 | $217 | 14% | 4.7★ (32) | 0.2 mi | AirbnbVrboBooking |
Eureka Ranch Designer Cabin Vacation home | 2 bd · 1 ba · sleeps 6 | $45,118 | $274 | 45% | 5★ (1) | 0.2 mi | Booking |
Cozy Cabin Walk to Village! Hot Tub! Pets! Fenced! House | 2 bd · 1 ba · sleeps 6 | $33,455 | $233 | 39% | 4.4★ (32) | 0.2 mi | AirbnbVrbo |
Oakwoods Cabin | Hot Tub · Near Snow Summit House | 2 bd · 1 ba · sleeps 5 | $28,380 | $245 | 32% | 4.7★ (116) | 0.3 mi | AirbnbVrboBooking |
Relax in Style: Cabin with Hot Tub in Scenic Big Bear Lake, California Cabin | 2 bd · 1 ba · sleeps 5 | $4,002 | $226 | 5% | — | 0.3 mi | Vrbo |
Oak Tree Retreat: Near Village! Spa! WiFi! BBQ! House | 2 bd · 1 ba · sleeps 6 | $17,479 | $2,911 | 2% | 4.3★ (57) | 0.3 mi | Airbnb |
Alpine Retreat | Hot Tub • Walk to Village, Lake Cabin | 2 bd · 1 ba · sleeps 2 | $2,245 | $160 | 4% | 4.7★ (5) | 0.3 mi | AirbnbVrboBooking |
Big Bear’s Best Cozy Cabin Cabin | 2 bd · 1.5 ba · sleeps 6 | $307 | $0 | — | 5★ (1) | 0.3 mi | Airbnb |
Welcome to our cabin! House | 2 bd · 1 ba · sleeps 4 | $11,453 | $227 | 14% | 4.6★ (27) | 0.3 mi | Airbnb |
Knight Sky Cabin - BBQ, Walk to Lake & Village Cabin | 2 bd · 2 ba · sleeps 6 | $37,575 | $199 | 52% | 5★ (50) | 0.3 mi | Airbnb |
Cozy 2B Cabin, Minutes from Village & Ski Resorts House | 2 bd · 1 ba · sleeps 5 | $32,716 | $145 | 62% | 5★ (83) | 0.3 mi | Airbnb |
Walk To The Village! Fully Fenced and Spacious! Cabin | 2 bd · 1 ba · sleeps 5 | $51,550 | $294 | 48% | 5★ (201) | 0.3 mi | AirbnbVrbo |
15-Minute walk to Fireworks! Smart TV, Deck, BBQ Cabin | 2 bd · 2 ba · sleeps 4 | $10,730 | $313 | 9% | 4.6★ (34) | 0.3 mi | AirbnbVrboBooking |
Black Knight Cabin•Close to Summit•Walk to Village House | 2 bd · 1 ba · sleeps 4 | $36,392 | $220 | 45% | 4.8★ (212) | 0.3 mi | AirbnbVrbo |
Cute & Cozy, Walk to The Village Shops and Lake! Cabin | 2 bd · 1 ba · sleeps 4 | $18,616 | $187 | 27% | 5★ (83) | 0.3 mi | AirbnbVrbo |
Perfectly Located To Main Attractions, Hot Tub, AC Cabin | 2 bd · 2 ba · sleeps 6 | $22,845 | $344 | 18% | 5★ (13) | 0.3 mi | Airbnb |
Village Cabin - EV & RV parking House | 2 bd · 1.5 ba · sleeps 5 | $11,730 | $321 | 10% | 4.8★ (145) | 0.3 mi | AirbnbVrbo |
Moulin Rouge Village Retreat w/ Hot Tub Cabin | 2 bd · 1 ba · sleeps 5 | $52,622 | $482 | 30% | 4.3★ (67) | 0.3 mi | AirbnbVrboBooking |
Moulin rouge #2055 Vacation home | 2 bd · 1 ba · sleeps 5 | $62,676 | $486 | 35% | 5★ (1) | 0.3 mi | Booking |
Village Hut Cabin | 2 bd · 1 ba · sleeps 4 | $16,529 | $204 | 22% | 4.8★ (57) | 0.3 mi | AirbnbVrbo |
Walk to the Village ~ Yellow Pine Lodge Cabin | 2 bd · 1 ba · sleeps 4 | $12,603 | $312 | 11% | 4.9★ (26) | 0.3 mi | Airbnb |
NEW Hot Tub, Walk to Lake/Village, Pool Table, BBQ Cabin | 2 bd · 1.5 ba · sleeps 5 | $9,009 | $446 | 6% | 4.3★ (3) | 0.4 mi | AirbnbVrboBooking |
Grandpas axe # 1775 Vacation home | 2 bd · 1 ba · sleeps 4 | $35,854 | $331 | 30% | — | 0.4 mi | Booking |
Grandpas Axe Village Retreat w/ Hot Tub Cabin | 2 bd · 1 ba · sleeps 4 | $31,463 | $348 | 25% | 4.3★ (79) | 0.4 mi | AirbnbVrboBooking |
Frosty Pines -Modern-2/1-Excellent Location-pet ok Cabin | 2 bd · 1 ba · sleeps 5 | $24,727 | $286 | 24% | 5★ (217) | 0.4 mi | Airbnb |
A Classic A-Frame Cabin | AC•Games•BBQ Cabin | 2 bd · 1 ba · sleeps 6 | $63,136 | $272 | 64% | 5★ (63) | 0.4 mi | Airbnb |
The Place Beyond The Pines - Two Bedroom / C6 Cabin | 2 bd · 1 ba · sleeps 4 | $63,289 | $370 | 47% | 4.7★ (319) | 0.4 mi | AirbnbVrbo |
Forest Cottage · Hot Tub · Firepit · Fenced Yard Cabin | 2 bd · 1.5 ba · sleeps 4 | $29,498 | $235 | 34% | 4.6★ (38) | 0.4 mi | AirbnbVrboBooking |
Big Bear Retreat • Pet-friendly • Hot Tub House | 2 bd · 2 ba · sleeps 6 | $68,219 | $298 | 63% | 4.8★ (208) | 0.4 mi | AirbnbVrbo |
Sleep Inn - Ultra Clean Ultra Modern / C2 Cabin | 2 bd · 1 ba · sleeps 6 | $58,273 | $342 | 47% | 4.7★ (125) | 0.4 mi | AirbnbVrbo |
Big Bear Lake Village Getaway Cabin | 2 bd · 2 ba · sleeps 4 | $22,826 | $237 | 26% | 5★ (32) | 0.4 mi | Airbnb |
Tree House 30 days $3000 for the month. House | 2 bd · 2 ba · sleeps 6 | $37,916 | $133 | 78% | 5★ (1) | 0.4 mi | AirbnbVrbo |
Cozy Village Cabin- Near Snow Summit! Cabin | 2 bd · 2 ba · sleeps 6 | $36,133 | $201 | 49% | 4.8★ (243) | 0.4 mi | Airbnb |
Finns Fish Camp - Walking distance to Lake and Village! Back patio with barbecue, fully fenced yard! Vacation home | 2 bd · 1 ba · sleeps 3 | $31,137 | $231 | 37% | — | 0.4 mi | Booking |
High Hopes hosted by Big Bear Cool Cabins Cabin | 2 bd · 2 ba · sleeps 5 | $24,812 | $247 | 28% | 4.8★ (18) | 0.4 mi | AirbnbVrboBooking |
Lake view walk to lake, village or ski resort Cabin | 2 bd · 1.5 ba · sleeps 4 | $38,756 | $196 | 54% | 4.8★ (194) | 0.4 mi | Airbnb |
Colorado Lodge / C4 Cabin | 2 bd · 2 ba · sleeps 6 | $70,380 | $409 | 47% | 4.8★ (193) | 0.4 mi | AirbnbVrbo |
Backway Hideaway | Close to the Village! Cabin | 2 bd · 1 ba · sleeps 6 | $33,460 | $301 | 30% | 4.8★ (19) | 0.4 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.78% = 7.03% Freddie Mac 30-yr avg (Sep 24) + 0.75% investor premium
Est. revenue
$32,615
NOI
$13,664
Cash flow /mo
-$742
Cash needed
$117,210
Cash-on-cash
-7.6%
ROE (yr 1)
3.3%
Cap rate
3.9%
DSCR
0.61
Year-1 write-off
$127,264
Year-1 tax shield @ 32%
$40,725
Year-1 return on equity
- Cash flow (annual)-$8,904
- Principal paydown$2,284
- Appreciation at%$10,470
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$6,523
- Platform fees (3% of revenue)$978
- Maintenance / capex (5% of revenue)$1,631
- Utilities & supplies$4,200
- HOA$0
- Property tax$5,401
- Insurance (STR-rated)$1,780
Cash needed to close
- Down payment (25%)$87,250
- Closing costs (4.0%)$13,960
- Furnishing (bought new)$16,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$40,725
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$279,000
Short-life (5/15-yr)
$111,000 · 40%
Year-1 deduction
$127,000
Year-1 tax shield @ 32%
$41,000
Land 20% (county tax record, assessed value split) · building $168,000 over 39 years · new furniture $16,000
Based on: 636 sq ft, built 1969, 2 bd / 1 ba, unfurnished, listing features (deck, stone counters, flooring types, appliance list).
IRS-guide safe-harbor floor: $78,000 in year 1 (22% short-life, $25,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $13,800
Kitchen cabinetsdefault
$7,200 new × 40% good × 4.79 allocation
- $14,100
Kitchen countertops (stone)listing
$7,400 new × 40% good × 4.79 allocation
- $2,100
Decorative trimdefault
$1,100 new × 40% good × 4.79 allocation
- $300
Mirrorsdefault
$200 new × 40% good × 4.79 allocation
- $1,700
Shelvingdefault
$900 new × 40% good × 4.79 allocation
- $2,900
Window coverings (6)default
$1,500 new × 40% good × 4.79 allocation
- $7,800
Carpet, vinyl & laminate (100% of floors)listing
$4,100 new × 40% good × 4.79 allocation
- $10,700
Kitchen & laundry equipment plumbingdefault
$5,600 new × 40% good × 4.79 allocation
- $6,500
Kitchen, laundry & data equipment electricaldefault
$3,400 new × 40% good × 4.79 allocation
- $7,700
Appliances (range, refrigerator)listing
$4,000 new × 40% good × 4.79 allocation
- $16,000
Furniture bought newlisting
$16,000 new × 100% good · bought separately
- $12,500
Paving: driveway & walks (paved)default
$5,200 new × 50% good × 4.79 allocation
- $12,000
Landscaping (typical)default
$5,000 new × 50% good × 4.79 allocation
- $1,500
Patiosdefault
$600 new × 50% good × 4.79 allocation
- $17,100
Decks & porches (attached)listing
$7,200 new × 50% good × 4.79 allocation
- $131,000
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$68,400 new × 40% good × 4.79 allocation
- $13,500
Building plumbing & fixturesdefault
$7,100 new × 40% good × 4.79 allocation
- $10,200
Building electrical & lightingdefault
$5,300 new × 40% good × 4.79 allocation
- $13,700
HVACdefault
$7,200 new × 40% good × 4.79 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $83,600 | $43,200 | $500 | $127,300 |
| 2 | $0 | $0 | $4,300 | $4,300 |
| 3 | $0 | $0 | $4,300 | $4,300 |
| 4 | $0 | $0 | $4,300 | $4,300 |
| 5 | $0 | $0 | $4,300 | $4,300 |
| 6+ | $0 | $0 | $150,700 | $150,700 |
| Total | $83,600 | $43,200 | $168,500 | $295,200 |
The building's share of the price ($279,000) is 4.8x our depreciated replacement cost of the home ($58,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.