1708 Veracruz Trl

Redding, CA 96003

$435,000

3 bd · 2.5 ba · 1,762 sqft · Listed 5d ago

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Year built

1998

Sqft

1,762

Lot sqft

6,534

HOA / mo

$177

Furnished

List date

2026-09-24T20:41:30.000000Z

Revenue

Annual revenue

$36,791

ADR

$126

Occupancy

80%

Cleaning fees (12 mo)

$5,369

Confidence

Low (49.09), 8 comps

Comp revenue range (p25 / median / p75)

$18,705$30,709$41,230

*New* Overflow 96 | Pool - Hot tub - Central!
House · 3 bd · 2 ba · sleeps 10 · 0.2 mi
Revenue $64,600ADR $299Occ ≈ 59%5★ (39)
Airbnb Vrbo
Family Friendly close to I-5
House · 3 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $46,100ADR $168Occ ≈ 75%4.9★ (329)
Airbnb
Charming Rustic home on 3 acres
House · 3 bd · 2 ba · sleeps 8 · 0.3 mi
Revenue $19,120ADR $0Occ ≈ —4.8★ (240)
Airbnb Vrbo
Delightful Modern Home, Fireplace, Designers Touch
House · 3 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $39,606ADR $206Occ ≈ 53%4.9★ (94)
Airbnb
Cozy 3-Bedroom Townhome - 30 Day
Apartment · 3 bd · 2.5 ba · sleeps 4 · 0.3 mi
Revenue $28,150ADR $94Occ ≈ 82%—
Airbnb
Convenient 3-Bdrm Townhome 30Day
Apartment · 3 bd · 2.5 ba · sleeps 4 · 0.4 mi
Revenue $15,592ADR $63Occ ≈ 68%—
Airbnb
Comfort 4 mins Bethel · 3B/2B · Laundry · BBQ ·Pet
House · 3 bd · 2 ba · sleeps 6 · 0.4 mi
Revenue $33,268ADR $131Occ ≈ 70%—
Airbnb
Peaceful Home on a Hill with Porch View
House · 3 bd · 2 ba · sleeps 7 · 0.5 mi
Revenue $17,461ADR $142Occ ≈ 34%4.8★ (11)
Airbnb Vrbo

Listing	Size	Revenue (12 mo)	ADR	Occ ≈	Rating	Distance	Links
New Overflow 96 \| Pool - Hot tub - Central! House	3 bd · 2 ba · sleeps 10	$64,600	$299	59%	5★ (39)	0.2 mi	Airbnb Vrbo
Family Friendly close to I-5 House	3 bd · 2 ba · sleeps 8	$46,100	$168	75%	4.9★ (329)	0.2 mi	Airbnb
Charming Rustic home on 3 acres House	3 bd · 2 ba · sleeps 8	$19,120	$0	—	4.8★ (240)	0.3 mi	Airbnb Vrbo
Delightful Modern Home, Fireplace, Designers Touch House	3 bd · 2 ba · sleeps 6	$39,606	$206	53%	4.9★ (94)	0.3 mi	Airbnb
Cozy 3-Bedroom Townhome - 30 Day Apartment	3 bd · 2.5 ba · sleeps 4	$28,150	$94	82%	—	0.3 mi	Airbnb
Convenient 3-Bdrm Townhome 30Day Apartment	3 bd · 2.5 ba · sleeps 4	$15,592	$63	68%	—	0.4 mi	Airbnb
Comfort 4 mins Bethel · 3B/2B · Laundry · BBQ ·Pet House	3 bd · 2 ba · sleeps 6	$33,268	$131	70%	—	0.4 mi	Airbnb
Peaceful Home on a Hill with Porch View House	3 bd · 2 ba · sleeps 7	$17,461	$142	34%	4.8★ (11)	0.5 mi	Airbnb Vrbo

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing

Purchase priceAlready furnishedTax bracket

Est. revenue

$36,791

NOI

$12,836

Cash flow /mo

$1,070

Cash needed

$477,900

Cash-on-cash (all cash)

2.7%

ROE (yr 1)

5.4%

Cap rate

3.0%

DSCR

—

Year-1 write-off

$101,193

Year-1 tax shield @ 32%

$32,382

Year-1 return on equity

Cash flow (annual)$12,836
Principal paydown (n/a, cash)$0
Appreciation at%$13,050

ROE5.4%

ROE incl. year-1 tax savings (32% bracket, STR loophole)12.2%

Opex, cash-needed & tax-savings breakdown

Annual operating expenses

Management (20% of revenue)$7,358
Platform fees (3% of revenue)$1,104
Maintenance / capex (5% of revenue)$1,840
Utilities & supplies$4,200
HOA$2,124
Property tax$5,438
Insurance (STR-rated)$2,545

Cash needed to close

Purchase price (all cash)$435,000
Closing costs (4.0%)$17,400
Furnishing (bought new)$25,500

Tax savings if the STR loophole applies

Tax shield @ 32%$32,382

Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$334,000

Short-life (5/15-yr)

$75,000 · 22%

Year-1 deduction

$101,000

Year-1 tax shield @ 32%

$32,000

Land 23% (county tax record, assessed value split) · building $259,000 over 39 years · new furniture $26,000

Based on: 1,762 sq ft, built 1998, 3 bd / 2.5 ba, unfurnished, listing features (patio, game room, flooring types).

IRS-guide safe-harbor floor: $82,000 in year 1 (17% short-life, $26,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$68,500

Kitchen cabinetsdefault
$9,700 new × 40% good × 2.00 allocation
$7,700
Kitchen countertopsdefault
$7,900 new × 40% good × 2.00 allocation
$6,300
Decorative trimdefault
$3,100 new × 40% good × 2.00 allocation
$2,500
Mirrorsdefault
$300 new × 40% good × 2.00 allocation
$200
Shelvingdefault
$1,200 new × 40% good × 2.00 allocation
$1,000
Window coverings (18)default
$4,500 new × 40% good × 2.00 allocation
$3,600
Carpet, vinyl & laminate (50% of floors)listing
$5,700 new × 40% good × 2.00 allocation
$4,500
Kitchen & laundry equipment plumbingdefault
$7,500 new × 44% good × 2.00 allocation
$6,600
Kitchen, laundry & data equipment electricaldefault
$4,500 new × 44% good × 2.00 allocation
$4,000
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 40% good × 2.00 allocation
$6,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
$19,500
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
$6,000

15-year land improvements$31,800

Paving: driveway & walks (paved)default
$8,700 new × 50% good × 2.00 allocation
$8,700
Landscaping (typical)default
$8,400 new × 50% good × 2.00 allocation
$8,400
Patioslisting
$7,900 new × 50% good × 2.00 allocation
$7,900
Decks & porches (attached)default
$1,700 new × 50% good × 2.00 allocation
$1,700
Gazebo / pergolalisting
$5,000 new × 50% good × 2.00 allocation
$5,000

Building, 39-year$259,400

Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$191,000 new × 53% good × 2.00 allocation
$204,200
Building plumbing & fixturesdefault
$19,800 new × 44% good × 2.00 allocation
$17,500
Building electrical & lightingdefault
$19,600 new × 44% good × 2.00 allocation
$17,300
HVACdefault
$19,900 new × 40% good × 2.00 allocation
$15,900
Hardwood & tile floorsdefault
$5,700 new × 40% good × 2.00 allocation
$4,500

About the property

Sold furnishedGame roomHot tubPoolDeckDrivewayLandscapingFencedIrrigationLong-term rental (27.5-yr)Carpet / vinyl / laminate %Placed in serviceClosing costs $ (adds to basis)Land %Bonus depreciation %

Depreciation schedule: typical cost seg study

Year	5-yr	15-yr	Building	Total
1	$68,500	$31,800	$800	$101,200
2	$0	$0	$6,700	$6,700
3	$0	$0	$6,700	$6,700
4	$0	$0	$6,700	$6,700
5	$0	$0	$6,700	$6,700
6+	$0	$0	$232,000	$232,000
Total	$68,500	$31,800	$259,400	$359,800

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

Rules differ by jurisdiction. City of Redding caps whole-home vacation rentals at 400 with a 600 ft spacing rule (300 ft with a physical buffer), and its permit is NOT transferable to a new owner. Shasta Lake city and unincorporated Shasta County allow permitted rentals with no cap found, but permits also do not transfer on sale. Lodging tax ~10% plus a 2% tourism assessment in Redding. Verify parcel eligibility with the city or county before you buy.