957 Club View Dr
Big Bear Lake, CA 92315
$515,000
2 bd · 2 ba · Listed 15d ago
View on Realtor.com →Year built
1958
Sqft
—
Lot sqft
7,200
HOA / mo
None
Furnished
Yes
List date
2026-09-14T05:49:38.000000Z
Revenue
Annual revenue
$26,026
ADR
$201
Occupancy
35%
Cleaning fees (12 mo)
$6,018
Confidence
Low (37.94), 50 comps
Comp revenue range (p25 / median / p75)
Black Pine Cabin w/Jacuzzi, 5 min to Bear Mountain
Cabin · 2 bd · 2 ba · sleeps 5 · 0.1 mi
Revenue $24,174ADR $261Occ ≈ 25%5★ (85)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Big Bear Grant's Great Outdoors House | 2 bd · 1.5 ba · sleeps 5 | $8,528 | $370 | 6% | — | 0.1 mi | AirbnbVrbo |
4 J’s Cabin | Walk to Bear Mountain, Zoo & Trails Cabin | 2 bd · 1 ba · sleeps 5 | $14,766 | $220 | 18% | 4.5★ (15) | 0.1 mi | AirbnbVrbo |
Blue Skies Cabin- Spa, Fireplace and EV Charger Cabin | 2 bd · 1 ba · sleeps 3 | $23,858 | $219 | 30% | 4.5★ (20) | 0.1 mi | AirbnbVrboBooking |
Little Pine Chalet | on Golf Course | walk to ski House | 2 bd · 2 ba · sleeps 6 | $44,971 | $514 | 24% | 5★ (17) | 0.1 mi | AirbnbVrbo |
Pine Rock Cabin- Game room with pool table & bar Cabin | 2 bd · 2 ba · sleeps 7 | $14,004 | $383 | 10% | 5★ (26) | 0.1 mi | AirbnbVrboBooking |
Charming Hot Tub Retreat Near Bear Mountain Cabin | 2 bd · 1.5 ba · sleeps 5 | $27,143 | $250 | 30% | 4.5★ (70) | 0.1 mi | AirbnbVrboBooking |
Bit of Heaven | Golf View, Spa, Dogs Ok, Cent AC Cabin | 2 bd · 2 ba · sleeps 6 | $71,632 | $223 | 88% | 4.9★ (63) | 0.1 mi | AirbnbVrbo |
Beautiful Big Bear Cabin with Large Jacuzzi House | 2 bd · 1 ba · sleeps 5 | $15,205 | $283 | 15% | 4.9★ (67) | 0.1 mi | AirbnbVrbo |
Beautiful ViewsBBQHot TubCabin close to ski Cabin | 2 bd · 2 ba · sleeps 4 | $23,591 | $277 | 23% | 5★ (7) | 0.1 mi | AirbnbVrboBooking |
Black Pine Cabin w/Jacuzzi, 5 min to Bear Mountain Cabin | 2 bd · 2 ba · sleeps 5 | $24,174 | $261 | 25% | 5★ (85) | 0.1 mi | Airbnb |
Show all 50 comps
Just The Two of Us Couples Cabin/ Walk to Zoo/Ski/Hiking
Vacation home · 2 bd · 1 ba · sleeps 3 · 0.2 mi
Revenue $35,756ADR $272Occ ≈ 36%4.5★ (1)
Little Cedar~With Spa; Pets Ok
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
Revenue $24,058ADR $238Occ ≈ 28%5★ (25)
Beautiful spacious cabin with amazing views, BBQ, Hot Tub, a walk to ski slopes,
Cabin · 2 bd · 2 ba · sleeps 4 · 0.2 mi
Revenue $671ADR $183Occ ≈ 1%4.8★ (30)
Beautiful spacious cabin with amazing views, BBQ, Hot Tub, a walk to ski slopes,
Cabin · 2 bd · 2 ba · sleeps 4 · 0.2 mi
Revenue $2,488ADR $200Occ ≈ 3%—
Little Bear Cubs Lodge
Cabin · 2 bd · 2 ba · sleeps 5 · 0.2 mi
Revenue $14,759ADR $226Occ ≈ 18%4.6★ (90)
Walk to Bear Mtn • 2BR • New Spa • Pet Friendly
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
Revenue $13,913ADR $267Occ ≈ 14%4.8★ (240)
All Seasons Chateau - Beautiful cozy cabin and just couple steps away from Bear Mountain Resort
Vacation home · 2 bd · 1 ba · sleeps 3 · 0.2 mi
Revenue $11,209ADR $245Occ ≈ 13%0.5★ (1)
Walk to Zoo and Golf, Hot Tub, Enclosed Dog Yard
Cabin · 2 bd · 2 ba · sleeps 5 · 0.2 mi
Revenue $19,352ADR $283Occ ≈ 19%4.8★ (145)
Cozy Cabin Near Ski Slopes and Golf Course
Vacation home · 2 bd · 3 ba · sleeps 5 · 0.2 mi
Revenue $1,303ADR $0Occ ≈ —3.5★ (1)
The Black Lodge Moonridge Cabin with AC & Firepit!
Cabin · 2 bd · 2 ba · sleeps 4 · 0.2 mi
Revenue $18,039ADR $275Occ ≈ 18%4.8★ (110)
Bear Golf Inn-1218 by Big Bear Vacations
Vacation home · 2 bd · 3 ba · sleeps 4 · 0.3 mi
Revenue $12,214ADR $337Occ ≈ 10%5★ (1)
Stylish Pet Friendly Cabin, Walk to the Slopes, Golf and Zoo
House · 2 bd · 2 ba · sleeps 4 · 0.3 mi
Revenue $20,136ADR $162Occ ≈ 34%5★ (2)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Just The Two of Us Couples Cabin/ Walk to Zoo/Ski/Hiking Vacation home | 2 bd · 1 ba · sleeps 3 | $35,756 | $272 | 36% | 4.5★ (1) | 0.2 mi | Booking |
Hot Tub Under the Stars, Backs to Trails, Pet Cabin | 2 bd · 2 ba · sleeps 4 | $6,909 | $224 | 8% | 5★ (7) | 0.2 mi | AirbnbVrbo |
A-frame backs the forest,Walk to Slopes, Hot Tub! Cabin | 2 bd · 1 ba · sleeps 4 | $48,165 | $256 | 52% | 4.9★ (278) | 0.2 mi | AirbnbVrbo |
Little Cedar~With Spa; Pets Ok Cabin | 2 bd · 1 ba · sleeps 4 | $24,058 | $238 | 28% | 5★ (25) | 0.2 mi | Airbnb |
Condo on Golf Course! Walk to Bear! Pets! Views! House | 2 bd · 2.5 ba · sleeps 7 | $32,010 | $187 | 47% | 4.7★ (28) | 0.2 mi | AirbnbVrbo |
Walk to Slopes, Fireplace, Deck Cabin | 2 bd · 1.5 ba · sleeps 4 | $22,620 | $203 | 31% | 4.5★ (20) | 0.2 mi | AirbnbVrboBooking |
Nicoles Happy Place hosted by Big Bear Cool Cabins Cabin | 2 bd · 1 ba · sleeps 4 | $10,435 | $143 | 20% | 4.3★ (32) | 0.2 mi | AirbnbBooking |
Forest Valley Cabin | 2 bd · 1.5 ba · sleeps 5 | $27,587 | $349 | 22% | 5★ (11) | 0.2 mi | Airbnb |
Beautiful spacious cabin with amazing views, BBQ, Hot Tub, a walk to ski slopes, Cabin | 2 bd · 2 ba · sleeps 4 | $671 | $183 | 1% | 4.8★ (30) | 0.2 mi | Vrbo |
Beautiful spacious cabin with amazing views, BBQ, Hot Tub, a walk to ski slopes, Cabin | 2 bd · 2 ba · sleeps 4 | $2,488 | $200 | 3% | — | 0.2 mi | Vrbo |
Little Bear Cubs Lodge Cabin | 2 bd · 2 ba · sleeps 5 | $14,759 | $226 | 18% | 4.6★ (90) | 0.2 mi | Airbnb |
TreeLicious | Jacuzzi, Cozy Chalet close to Slopes Cabin | 2 bd · 2 ba · sleeps 6 | $60,569 | $226 | 73% | 4.7★ (71) | 0.2 mi | AirbnbVrbo |
Walk to Bear Mtn • 2BR • New Spa • Pet Friendly Cabin | 2 bd · 1 ba · sleeps 4 | $13,913 | $267 | 14% | 4.8★ (240) | 0.2 mi | Airbnb |
Dreamy Retreat – Walk to Mountain, Zoo & Golf House | 2 bd · 2 ba · sleeps 8 | $25,754 | $262 | 27% | 5★ (22) | 0.2 mi | AirbnbBooking |
All Seasons Chateau - Beautiful cozy cabin and just couple steps away from Bear Mountain Resort Vacation home | 2 bd · 1 ba · sleeps 3 | $11,209 | $245 | 13% | 0.5★ (1) | 0.2 mi | Booking |
Paddington Themed Loft Manor, Hot Tub & Game Room House | 2 bd · 1 ba · sleeps 6 | $53,129 | $241 | 60% | 4.8★ (92) | 0.2 mi | AirbnbVrboBooking |
Hiking Paradise: Back to National Forest Cabin | 2 bd · 1.5 ba · sleeps 7 | $36,052 | $175 | 56% | 4.8★ (473) | 0.2 mi | AirbnbVrbo |
Walk to Zoo and Golf, Hot Tub, Enclosed Dog Yard Cabin | 2 bd · 2 ba · sleeps 5 | $19,352 | $283 | 19% | 4.8★ (145) | 0.2 mi | Airbnb |
It's Bear Time! Cabin | 2 bd · 2.5 ba · sleeps 9 | $28,853 | $284 | 28% | 4.9★ (109) | 0.2 mi | AirbnbVrbo |
Trophy Treehouse Walk to Ski Slopes, Golf, Pets ok Cabin | 2 bd · 2 ba · sleeps 4 | $27,570 | $171 | 44% | 4.9★ (67) | 0.2 mi | AirbnbVrboBooking |
Treetop Falls hosted by Big Bear Cool Cabins Cabin | 2 bd · 2.5 ba · sleeps 7 | $13,993 | $261 | 15% | 4.3★ (26) | 0.2 mi | AirbnbVrboBooking |
Bit of Heaven | A-Frame | Hot Tub | Pets Welcome House | 2 bd · 2 ba · sleeps 6 | $38,352 | $263 | 40% | 4.7★ (77) | 0.2 mi | AirbnbVrbo |
Moonridge Bear Mountain Cabin Hot Tub Walk Slopes Cabin | 2 bd · 3 ba · sleeps 5 | $63,757 | $242 | 72% | 5★ (76) | 0.2 mi | AirbnbVrboBooking |
Relax in Pines: Cabin Near Slopes & Lake Cabin | 2 bd · 2 ba · sleeps 4 | $16,278 | $286 | 16% | 4.1★ (15) | 0.2 mi | AirbnbVrboBooking |
Family Friendly/Couples/Mtn. Views/Fire-Pit/Yard Chalet | 2 bd · 1 ba · sleeps 4 | $20,976 | $196 | 29% | 5★ (184) | 0.2 mi | AirbnbVrbo |
Summit Happy Mountain Cabin w\ Hot tub\EV Charger. Cabin | 2 bd · 2 ba · sleeps 5 | $36,581 | $271 | 37% | 4.5★ (201) | 0.2 mi | AirbnbVrboBooking |
Wolf Cub Cabin#1946 Cabin | 2 bd · 1.5 ba · sleeps 4 | $8,543 | $320 | 7% | 4.6★ (24) | 0.2 mi | AirbnbVrboBooking |
Big Bear Lake Cabin Near Ski Slopes, Golf, Cozy Cabin | 2 bd · 2 ba · sleeps 5 | $15,717 | $268 | 16% | — | 0.2 mi | VrboBooking |
Cozy Cabin Near Ski Slopes and Golf Course Vacation home | 2 bd · 3 ba · sleeps 5 | $1,303 | $0 | — | 3.5★ (1) | 0.2 mi | Booking |
The Black Lodge Moonridge Cabin with AC & Firepit! Cabin | 2 bd · 2 ba · sleeps 4 | $18,039 | $275 | 18% | 4.8★ (110) | 0.2 mi | Airbnb |
Snowbound Escape | <1mi Zoo • Trails • Bear Mtn Cabin | 2 bd · 1.5 ba · sleeps 4 | $25,230 | $300 | 23% | 5★ (29) | 0.2 mi | AirbnbVrbo |
Modern Moonridge Retreat: Walk to Ski & Golf Townhouse | 2 bd · 2.5 ba · sleeps 4 | $21,984 | $452 | 13% | 3.9★ (19) | 0.2 mi | AirbnbVrboBooking |
Bear Golf Inn-1218 by Big Bear Vacations Vacation home | 2 bd · 3 ba · sleeps 4 | $12,214 | $337 | 10% | 5★ (1) | 0.3 mi | Booking |
Wolf Cub Cabin- Resort Cozy Cabin- Hot Tub Cabin | 2 bd · 1.5 ba · sleeps 4 | $42,753 | $448 | 26% | 4.5★ (56) | 0.3 mi | AirbnbBooking |
Gambrel Boho Cabin Vibes, Hot Tub & Firepit Cabin | 2 bd · 2 ba · sleeps 5 | $40,282 | $227 | 49% | 4.8★ (92) | 0.3 mi | AirbnbVrboBooking |
Pet Friendly! Walk to Bear Mtn & Golf Course! House | 2 bd · 2 ba · sleeps 6 | $25,576 | $204 | 34% | 4.8★ (77) | 0.3 mi | AirbnbVrbo |
Stylish Pet Friendly Cabin, Walk to the Slopes, Golf and Zoo House | 2 bd · 2 ba · sleeps 4 | $20,136 | $162 | 34% | 5★ (2) | 0.3 mi | Vrbo |
Walk to Bear Mountain~Putting Green~Cozy Cabin Cabin | 2 bd · 1.5 ba · sleeps 6 | $17,960 | $235 | 21% | 4.9★ (208) | 0.3 mi | AirbnbVrbo |
Walk to Zoo, Mt Biking & Trails - Cozy Getaway Cabin | 2 bd · 1.5 ba · sleeps 4 | $26,325 | $178 | 41% | 4.9★ (330) | 0.3 mi | AirbnbVrbo |
Bear Mountain Hideaway, Cabin w Spa House | 2 bd · 1 ba · sleeps 4 | $46,498 | $192 | 66% | 4.8★ (670) | 0.3 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.78% = 7.03% Freddie Mac 30-yr avg (Sep 24) + 0.75% investor premium
Est. revenue
$26,026
NOI
$6,247
Cash flow /mo
-$2,255
Cash needed
$149,350
Cash-on-cash
-18.1%
ROE (yr 1)
-5.5%
Cap rate
1.2%
DSCR
0.19
Year-1 write-off
$128,361
Year-1 tax shield @ 32%
$41,075
Year-1 return on equity
- Cash flow (annual)-$27,055
- Principal paydown$3,370
- Appreciation at%$15,450
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$5,205
- Platform fees (3% of revenue)$781
- Maintenance / capex (5% of revenue)$1,301
- Utilities & supplies$4,200
- HOA$0
- Property tax$6,438
- Insurance (STR-rated)$2,627
Cash needed to close
- Down payment (25%)$128,750
- Closing costs (4.0%)$20,600
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$41,075
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$415,000
Short-life (5/15-yr)
$127,000 · 31%
Year-1 deduction
$128,000
Year-1 tax shield @ 32%
$41,000
Land 20% (county tax record, assessed value split) · building $288,000 over 39 years
Based on: ~1,400 sq ft (from beds), built 1958, 2 bd / 2 ba, furnished, listing features (deck, fireplace, flooring types, appliance list).
IRS-guide safe-harbor floor: $73,000 in year 1 (17% short-life, $23,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $12,400
Kitchen cabinetsdefault
$8,900 new × 40% good × 3.50 allocation
- $10,200
Kitchen countertopsdefault
$7,300 new × 40% good × 3.50 allocation
- $3,400
Decorative trimdefault
$2,500 new × 40% good × 3.50 allocation
- $400
Mirrorsdefault
$300 new × 40% good × 3.50 allocation
- $1,300
Shelvingdefault
$900 new × 40% good × 3.50 allocation
- $4,900
Window coverings (14)default
$3,500 new × 40% good × 3.50 allocation
- $6,300
Carpet, vinyl & laminate (50% of floors)listing
$4,500 new × 40% good × 3.50 allocation
- $9,700
Kitchen & laundry equipment plumbingdefault
$6,900 new × 40% good × 3.50 allocation
- $5,800
Kitchen, laundry & data equipment electricaldefault
$4,200 new × 40% good × 3.50 allocation
- $9,900
Appliances (range, microwave, dishwasher, disposal, refrigerator, dryer)listing
$7,100 new × 40% good × 3.50 allocation
- $6,400
Furniture conveyed with the sale (used)listing
$16,000 new × 40% good · out of the price
- $13,600
Paving: driveway & walks (paved)default
$7,800 new × 50% good × 3.50 allocation
- $13,100
Landscaping (typical)default
$7,500 new × 50% good × 3.50 allocation
- $2,400
Patiosdefault
$1,400 new × 50% good × 3.50 allocation
- $27,600
Decks & porches (attached)listing
$15,800 new × 50% good × 3.50 allocation
- $212,600
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$151,800 new × 40% good × 3.50 allocation
- $22,000
Building plumbing & fixturesdefault
$15,700 new × 40% good × 3.50 allocation
- $21,000
Building electrical & lightingdefault
$15,000 new × 40% good × 3.50 allocation
- $22,100
HVACdefault
$15,800 new × 40% good × 3.50 allocation
- $6,300
Hardwood & tile floorsdefault
$4,500 new × 40% good × 3.50 allocation
- $3,700
Fireplacelisting
$2,600 new × 40% good × 3.50 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $70,800 | $56,700 | $900 | $128,400 |
| 2 | $0 | $0 | $7,400 | $7,400 |
| 3 | $0 | $0 | $7,400 | $7,400 |
| 4 | $0 | $0 | $7,400 | $7,400 |
| 5 | $0 | $0 | $7,400 | $7,400 |
| 6+ | $0 | $0 | $257,400 | $257,400 |
| Total | $70,800 | $56,700 | $287,800 | $415,200 |
The building's share of the price ($409,000) is 3.5x our depreciated replacement cost of the home ($117,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.