1309 Ridge Rd
Fawnskin, CA 92333
$769,000
2 bd · 2 ba · 1,260 sqft · Listed 21d ago
View on Realtor.com →Year built
1998
Sqft
1,260
Lot sqft
12,000
HOA / mo
$0
Furnished
No
List date
2026-09-08T19:13:10.000000Z
Revenue
Annual revenue
$59,138
ADR
$299
Occupancy
54%
Cleaning fees (12 mo)
$8,083
Confidence
Low (30.19), 33 comps
Comp revenue range (p25 / median / p75)
High-Top Lakeview Chateau #2520
Vacation home · 2 bd · 2 ba · sleeps 5 · 3 ft
Revenue $90,511ADR $393Occ ≈ 63%—
Fawnskin Forest Haven
Vacation home · 2 bd · 1 ba · sleeps 5 · 0.2 mi
Revenue $34,949ADR $145Occ ≈ 66%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
High-Top Lakeview Chateau #2520 Vacation home | 2 bd · 2 ba · sleeps 5 | $90,511 | $393 | 63% | — | 3 ft | Booking |
High-Top Lakeview Chateau | Relaxing Retreat Cabin | 2 bd · 2 ba · sleeps 5 | $82,503 | $416 | 54% | 4.5★ (17) | 13 ft | AirbnbVrboBooking |
TOP RATED- Big Bear Stargazer Cabin with Hot Tub Cabin | 2 bd · 1 ba · sleeps 6 | $26,210 | $387 | 19% | 5★ (55) | 0.1 mi | AirbnbVrbo |
Fawnskin Forest Haven Vacation home | 2 bd · 1 ba · sleeps 5 | $34,949 | $145 | 66% | — | 0.2 mi | Booking |
Cozy Mountain Escape with Fireplace Charm Cabin | 2 bd · 2 ba · sleeps 6 | $14,395 | $225 | 18% | 4.5★ (20) | 0.2 mi | AirbnbVrboBooking |
Modern Retro Cabin w/ Spa And The Best Vibes! Cabin | 2 bd · 2 ba · sleeps 6 | $49,453 | $355 | 38% | 4.5★ (41) | 0.2 mi | AirbnbVrboBooking |
Happy Tails Lodge Cabin | 2 bd · 1.5 ba · sleeps 6 | $32,648 | $152 | 59% | 5★ (33) | 0.2 mi | AirbnbVrbo |
Sierra style cabin on a quiet road in Fawnskin. Cabin | 2 bd · 1 ba · sleeps 6 | $11,685 | $210 | 15% | 4.3★ (24) | 0.2 mi | AirbnbVrboBooking |
Idle Ours Cabin ~ Rustic and Cozy Cabin with Firep Cabin | 2 bd · 1 ba · sleeps 6 | $17,461 | $267 | 18% | 4.3★ (6) | 0.2 mi | AirbnbVrboBooking |
Walkable Forest Retreat; Pet Friendly & Hot Tub Cabin | 2 bd · 1 ba · sleeps 5 | $40,707 | $167 | 67% | 4.7★ (39) | 0.2 mi | AirbnbVrbo |
Show all 33 comps
Mountaintop Chalet Big Bear Lake Breathtaking View
Cabin · 2 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $13,609ADR $368Occ ≈ 10%4.9★ (49)
The Moose Cottage
House · 2 bd · 1 ba · sleeps 4 · 0.3 mi
Revenue $54,884ADR $222Occ ≈ 68%5★ (136)
Eagles! Hot Tub | Screened Porch | Pets Free
Tiny house · 2 bd · 1.5 ba · sleeps 2 · 0.6 mi
Revenue $84,168ADR $337Occ ≈ 68%5★ (1)
Fawnskin Pines by Big Bear Vacations Charming Mountain Cottage
Vacation home · 2 bd · 1 ba · sleeps 4 · 0.7 mi
Revenue $15,055ADR $566Occ ≈ 7%4.5★ (1)
Fawnskin pines #2259
Vacation home · 2 bd · 1 ba · sleeps 4 · 0.7 mi
Revenue $34,840ADR $586Occ ≈ 16%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Big Bear Lake Chalet | Spring Escape & Patio House | 2 bd · 2 ba · sleeps 6 | $43,891 | $244 | 49% | 5★ (33) | 0.2 mi | AirbnbVrbo |
Mountaintop Chalet Big Bear Lake Breathtaking View Cabin | 2 bd · 2 ba · sleeps 6 | $13,609 | $368 | 10% | 4.9★ (49) | 0.2 mi | Airbnb |
SKI 5 Miles | Game Loft | MTN Views | BBQ | WIFI Cabin | 2 bd · 1 ba · sleeps 6 | $48,753 | $212 | 63% | 5★ (362) | 0.2 mi | AirbnbVrbo |
The Moose Cottage House | 2 bd · 1 ba · sleeps 4 | $54,884 | $222 | 68% | 5★ (136) | 0.3 mi | Airbnb |
Big Bear Lake Cabin w/ Deck ~ 7 Mi to Ski Slopes! Cabin | 2 bd · 1 ba · sleeps 6 | $45,969 | $193 | 65% | 4.9★ (43) | 0.3 mi | AirbnbVrboBooking |
Fisherman's Retreat on Big Bear Lake's North Shore Cabin | 2 bd · 1.5 ba · sleeps 6 | $18,870 | $216 | 24% | 4.8★ (153) | 0.3 mi | AirbnbVrbo |
The Astral at Fawnskin Big Bear Lake Views House | 2 bd · 2 ba · sleeps 5 | $39,102 | $314 | 34% | 5★ (190) | 0.3 mi | AirbnbVrbo |
Fawnskin Cabin Retreat Big Yard Firepit & Minutes Cabin | 2 bd · 1 ba · sleeps 5 | $23,308 | $191 | 33% | 4.6★ (58) | 0.4 mi | AirbnbVrboBooking |
Mountain Getaway | Near Big Bear Lake & Hiking House | 2 bd · 1 ba · sleeps 6 | $15,791 | $264 | 16% | 4.7★ (10) | 0.4 mi | AirbnbVrboBooking |
Welcome to Malu! Hot Tub + Great Views! Cabin | 2 bd · 1 ba · sleeps 6 | $41,165 | $167 | 68% | 4.9★ (105) | 0.4 mi | AirbnbVrbo |
Sioux House Cabin | 2 bd · 1 ba · sleeps 4 | $17,387 | $137 | 35% | 4.8★ (64) | 0.6 mi | AirbnbBooking |
enjoy a quiet and cozy in cabin in fawnskin Cabin | 2 bd · 1 ba · sleeps 6 | $5,017 | $200 | 7% | 2.5★ (6) | 0.6 mi | AirbnbVrboBooking |
Eagles! Hot Tub | Screened Porch | Pets Free Tiny house | 2 bd · 1.5 ba · sleeps 2 | $84,168 | $337 | 68% | 5★ (1) | 0.6 mi | Airbnb |
Cozy Forest Cottage w Lake Glimpse & Grill! House | 2 bd · 1 ba · sleeps 6 | $3,858 | $257 | 4% | — | 0.6 mi | AirbnbVrbo |
Classic A-Frame with a Designers Touch! Cabin | 2 bd · 1 ba · sleeps 4 | $28,993 | $229 | 35% | 4.9★ (176) | 0.6 mi | AirbnbVrbo |
Big Bear Lake & Forest Cabin | Hot Tub & Office Cabin | 2 bd · 1.5 ba · sleeps 5 | $61,626 | $215 | 79% | 5★ (122) | 0.6 mi | AirbnbVrbo |
Cozy Forest Cottage with Lake Views and Grill House | 2 bd · 1 ba · sleeps 6 | $1,743 | $174 | 3% | — | 0.6 mi | AirbnbBooking |
Fawnskin Pines Relaxing Mountain Cottage Cabin | 2 bd · 1 ba · sleeps 4 | $17,159 | $391 | 12% | 4.5★ (24) | 0.7 mi | AirbnbVrbo |
Fawnskin Pines by Big Bear Vacations Charming Mountain Cottage Vacation home | 2 bd · 1 ba · sleeps 4 | $15,055 | $566 | 7% | 4.5★ (1) | 0.7 mi | Booking |
Game room and hot tub *Oso-Cozy Cabin* Cabin | 2 bd · 1.5 ba · sleeps 6 | $56,252 | $225 | 68% | 4.8★ (187) | 0.7 mi | AirbnbVrboBooking |
Fawnskin pines #2259 Vacation home | 2 bd · 1 ba · sleeps 4 | $34,840 | $586 | 16% | — | 0.7 mi | Booking |
"The Little Red Cabin" Big Bear / Fawnskin Cabin | 2 bd · 1 ba · sleeps 8 | $12,315 | $210 | 16% | 5★ (5) | 0.7 mi | AirbnbVrbo |
Cozy ‘lil Cabin Cabin | 2 bd · 1 ba · sleeps 4 | $16,976 | $169 | 28% | 4.9★ (18) | 0.7 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.78% = 7.03% Freddie Mac 30-yr avg (Sep 24) + 0.75% investor premium
Est. revenue
$59,138
NOI
$25,998
Cash flow /mo
-$1,977
Cash needed
$239,010
Cash-on-cash
-9.9%
ROE (yr 1)
1.8%
Cap rate
3.4%
DSCR
0.52
Year-1 write-off
$179,878
Year-1 tax shield @ 32%
$57,561
Year-1 return on equity
- Cash flow (annual)-$23,728
- Principal paydown$5,032
- Appreciation at%$23,070
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$11,828
- Platform fees (3% of revenue)$1,774
- Maintenance / capex (5% of revenue)$2,957
- Utilities & supplies$4,200
- HOA$0
- Property tax$9,613
- Insurance (STR-rated)$3,922
Cash needed to close
- Down payment (25%)$192,250
- Closing costs (4.0%)$30,760
- Furnishing (bought new)$16,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$57,561
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$585,000
Short-life (5/15-yr)
$163,000 · 28%
Year-1 deduction
$180,000
Year-1 tax shield @ 32%
$58,000
Land 24% (county tax record, assessed value split) · building $422,000 over 39 years · new furniture $16,000
Based on: 1,260 sq ft, built 1998, 2 bd / 2 ba, unfurnished, listing features (hot tub, deck, fireplace, flooring types, appliance list).
IRS-guide safe-harbor floor: $114,000 in year 1 (17% short-life, $37,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $15,400
Kitchen cabinetsdefault
$8,600 new × 40% good × 4.49 allocation
- $12,600
Kitchen countertopsdefault
$7,000 new × 40% good × 4.49 allocation
- $4,000
Decorative trimdefault
$2,200 new × 40% good × 4.49 allocation
- $500
Mirrorsdefault
$300 new × 40% good × 4.49 allocation
- $1,600
Shelvingdefault
$900 new × 40% good × 4.49 allocation
- $5,800
Window coverings (13)default
$3,300 new × 40% good × 4.49 allocation
- $3,600
Carpet, vinyl & laminate (25% of floors)listing
$2,000 new × 40% good × 4.49 allocation
- $13,200
Kitchen & laundry equipment plumbingdefault
$6,700 new × 44% good × 4.49 allocation
- $8,000
Kitchen, laundry & data equipment electricaldefault
$4,000 new × 44% good × 4.49 allocation
- $14,600
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)listing
$8,100 new × 40% good × 4.49 allocation
- $16,200
Hot tub (freestanding)listing
$9,000 new × 40% good × 4.49 allocation
- $16,000
Furniture bought newlisting
$16,000 new × 100% good · bought separately
- $16,500
Paving: driveway & walks (paved)default
$7,400 new × 50% good × 4.49 allocation
- $15,900
Landscaping (typical)default
$7,100 new × 50% good × 4.49 allocation
- $2,800
Patiosdefault
$1,200 new × 50% good × 4.49 allocation
- $31,800
Decks & porches (attached)listing
$14,200 new × 50% good × 4.49 allocation
- $327,000
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$136,500 new × 53% good × 4.49 allocation
- $27,900
Building plumbing & fixturesdefault
$14,100 new × 44% good × 4.49 allocation
- $26,200
Building electrical & lightingdefault
$13,200 new × 44% good × 4.49 allocation
- $25,500
HVACdefault
$14,200 new × 40% good × 4.49 allocation
- $10,900
Hardwood & tile floorsdefault
$6,100 new × 40% good × 4.49 allocation
- $4,700
Fireplacelisting
$2,600 new × 40% good × 4.49 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $111,400 | $67,100 | $1,400 | $179,900 |
| 2 | $0 | $0 | $10,800 | $10,800 |
| 3 | $0 | $0 | $10,800 | $10,800 |
| 4 | $0 | $0 | $10,800 | $10,800 |
| 5 | $0 | $0 | $10,800 | $10,800 |
| 6+ | $0 | $0 | $377,700 | $377,700 |
| Total | $111,400 | $67,100 | $422,300 | $600,900 |
The building's share of the price ($585,000) is 4.5x our depreciated replacement cost of the home ($130,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.