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202 Standing Rock Ln

202 Standing Rock Ln

Ellijay, GA 30540

$165,000

2 bd · 1 ba · Listed 23d ago

View on Realtor.com →
Low confidence

Year built

1970

Sqft

—

Lot sqft

130,680

HOA / mo

$0

Furnished

No

List date

2026-09-04T14:51:24.000000Z

Revenue

Annual revenue

$33,445

ADR

$194

Occupancy

47%

Cleaning fees (12 mo)

$7,259

Confidence

Low (22.44), 49 comps

Comp revenue range (p25 / median / p75)

$12,529$22,361$50,781

  • River Rest: Romantic & Relaxing Setting with Hot Tub on a Trophy Trout Stream

    Cabin · 2 bd · 2 ba · sleeps 4 · 0.8 mi

    Revenue $34,963ADR $201Occ ≈ 48%4.9★ (251)

    Vrbo

  • Riverfront Cabin- Hot Tub +Firepit +Apple Orchards

    Cabin · 2 bd · 2 ba · sleeps 6 · 1.0 mi

    Revenue $56,770ADR $269Occ ≈ 58%5★ (131)

    AirbnbVrbo

  • Killin Time River Cabin

    Cabin · 2 bd · 2 ba · sleeps 7 · 1.0 mi

    Revenue $8,357ADR $0Occ ≈ —5★ (24)

    AirbnbVrbo

  • Cabin River Retreat / Hot Tub / Blue Ridge Mtns

    Cabin · 2 bd · 2 ba · sleeps 8 · 1.0 mi

    Revenue $52,071ADR $274Occ ≈ 52%5★ (51)

    AirbnbVrboBooking

  • Riverside! Bring Your Pups+ Hot Tub+Firepit+COMFY

    Cabin · 2 bd · 2 ba · sleeps 5 · 1.0 mi

    Revenue $23,249ADR $306Occ ≈ 21%5★ (113)

    AirbnbVrbo

  • Riverfront Cottage In The Coosawattee Resort.

    Cabin · 2 bd · 2 ba · sleeps 6 · 1.1 mi

    Revenue $15,764ADR $246Occ ≈ 18%5★ (8)

    AirbnbVrboBooking

  • River View Getaway by 2DC

    House · 2 bd · 2 ba · sleeps 4 · 1.1 mi

    Revenue $36,345ADR $212Occ ≈ 47%5★ (100)

    AirbnbVrboBooking

  • Ellijay Luxury Family Glamper! Indoor pool & deer

    Tiny house · 2 bd · 1 ba · sleeps 4 · 1.1 mi

    Revenue $22,411ADR $579Occ ≈ 11%4.8★ (28)

    Airbnb

  • Cedar & Pine River Cabin

    Cabin · 2 bd · 1 ba · sleeps 4 · 1.2 mi

    Revenue $4,201ADR $168Occ ≈ 7%5★ (4)

    AirbnbVrbo

  • New! Private Estate | Stunning Waterfront Property

    Cabin · 2 bd · 2 ba · sleeps 4 · 1.2 mi

    Revenue $85,041ADR $545Occ ≈ 43%5★ (22)

    AirbnbVrbo

Show all 50 comps

  • Mountain Romance - Hot Tub - River Walk

    House · 2 bd · 2 ba · sleeps 4 · 1.2 mi

    Revenue $14,114ADR $243Occ ≈ 16%5★ (13)

    AirbnbVrboBooking

  • Rustic Charming Creekfront Ellijay Cabin

    Cabin · 2 bd · 1 ba · sleeps 7 · 1.2 mi

    Revenue $14,159ADR $141Occ ≈ 28%4.9★ (67)

    Airbnb

  • Deer River Retreat | Waterfront in Coosawattee

    Cabin · 2 bd · 2 ba · sleeps 6 · 1.3 mi

    Revenue $55,317ADR $265Occ ≈ 57%4.8★ (123)

    AirbnbVrbo

  • Moon River | Ellijay, GA

    Cabin · 2 bd · 2 ba · sleeps 4 · 1.3 mi

    Revenue $53,127ADR $335Occ ≈ 43%4.8★ (36)

    AirbnbVrbo

  • Waterfront Cabin on trophy trout stream, fire pit

    Cabin · 2 bd · 1 ba · sleeps 6 · 1.3 mi

    Revenue $60,544ADR $313Occ ≈ 53%4.8★ (57)

    AirbnbVrbo

  • NEW! Slow Forest Cabin Blue Ridge | Deer Sun Rest

    Cabin · 2 bd · 2 ba · sleeps 6 · 1.3 mi

    Revenue $22,310ADR $221Occ ≈ 28%5★ (20)

    Airbnb

  • Creeksong is a Gorgeous Creekfront Cabin Rental

    Cabin · 2 bd · 2 ba · sleeps 4 · 1.3 mi

    Revenue $70,012ADR $292Occ ≈ 66%4.8★ (37)

    AirbnbVrboBooking

  • Modern Cabin, Forest Deck and Deer Everywhere

    Cabin · 2 bd · 1 ba · sleeps 6 · 1.3 mi

    Revenue $28,199ADR $254Occ ≈ 30%5★ (1)

    AirbnbVrbo

  • Chardonnay River Chalet| Ellijay, GA

    Cabin · 2 bd · 2 ba · sleeps 4 · 1.3 mi

    Revenue $72,455ADR $340Occ ≈ 58%4.9★ (28)

    AirbnbVrbo

  • Care Bears Cottage

    Camper/RV · 2 bd · 1 ba · sleeps 5 · 1.4 mi

    Revenue $1,435ADR $128Occ ≈ 3%4.8★ (12)

    Airbnb

  • Riverside Ellijay Cabin w/ Hot Tub & Game Room

    Cabin · 2 bd · 2 ba · sleeps 6 · 1.4 mi

    Revenue $37,380ADR $266Occ ≈ 39%4.7★ (113)

    AirbnbVrboBooking

  • Otto Ellijay | Modern Home in the Woods

    House · 2 bd · 1 ba · sleeps 4 · 1.4 mi

    Revenue $15,582ADR $238Occ ≈ 18%5★ (18)

    Airbnb

  • 2BR River home with kayaks & fishing

    Cabin · 2 bd · 2 ba · sleeps 6 · 1.4 mi

    Revenue $28,557ADR $219Occ ≈ 36%4.7★ (3)

    AirbnbVrboBooking

  • Lullaby Creek private, large creek, hot tub

    Cabin · 2 bd · 2 ba · sleeps 4 · 1.4 mi

    Revenue $65,898ADR $281Occ ≈ 64%4.8★ (22)

    AirbnbVrboBooking

  • Relax camping in the mountains!

    Camper/RV · 2 bd · 1 ba · sleeps 5 · 1.4 mi

    Revenue $2,433ADR $172Occ ≈ 4%5★ (8)

    Airbnb

  • 3 BR home with access to community amenities

    House · 2 bd · 2 ba · sleeps 6 · 1.4 mi

    Revenue $17,305ADR $208Occ ≈ 23%—

    AirbnbVrboBooking

  • Wanderlust Lodge-Waterfront-Dog Friendly-Hot tub

    House · 2 bd · 2 ba · sleeps 8 · 1.4 mi

    Revenue $27,572ADR $217Occ ≈ 35%4.8★ (5)

    AirbnbVrbo

  • Saxonville Lodgehouse

    Farm stay · 2 bd · 1.5 ba · sleeps 7 · 1.5 mi

    Revenue $4,158ADR $113Occ ≈ 10%4.9★ (10)

    AirbnbVrbo

  • River Front House in Ellijay

    Cabin · 2 bd · 2 ba · sleeps 6 · 1.5 mi

    Revenue $40,510ADR $195Occ ≈ 57%4.7★ (219)

    AirbnbVrbo

  • Waterfront Cabin - Hot Tub - Fishing - Private Driveway - Firepit

    Cabin · 2 bd · 2 ba · sleeps 6 · 1.5 mi

    Revenue $18,024ADR $316Occ ≈ 16%4.9★ (43)

    Vrbo

  • On River Time

    House · 2 bd · 2 ba · sleeps 4 · 1.5 mi

    Revenue $21,111ADR $108Occ ≈ 54%4.8★ (105)

    AirbnbVrbo

  • Rustic Elegance of Ellijay

    Cabin · 2 bd · 2 ba · sleeps 6 · 1.5 mi

    Revenue $1,667ADR $238Occ ≈ 2%4.8★ (33)

    AirbnbVrbo

  • Riverfront Cabin/Hot Tub/Secluded w/Resort Amenity

    Cabin · 2 bd · 2 ba · sleeps 5 · 1.5 mi

    Revenue $59,416ADR $235Occ ≈ 69%5★ (239)

    AirbnbVrbo

  • Rushing Waters | Ellijay, GA

    Cabin · 2 bd · 2 ba · sleeps 6 · 1.5 mi

    Revenue $2,952ADR $246Occ ≈ 3%—

    AirbnbVrbo

  • Dream Ridge | Ellijay, GA

    Cabin · 2 bd · 2 ba · sleeps 4 · 1.7 mi

    Revenue $7,555ADR $314Occ ≈ 7%5★ (4)

    Vrbo

  • NEW | HotTub | GameRoom | Firepit | Master on Main

    Cabin · 2 bd · 2 ba · sleeps 6 · 1.7 mi

    Revenue $46,910ADR $216Occ ≈ 60%5★ (28)

    AirbnbVrbo

  • Peaceful home, large hot tub, deer sightings

    House · 2 bd · 2 ba · sleeps 6 · 1.7 mi

    Revenue $15,684ADR $279Occ ≈ 15%4.9★ (48)

    AirbnbVrbo

  • LUXE Health Retreat

    Cabin · 2 bd · 2 ba · sleeps 6 · 1.7 mi

    Revenue $70,587ADR $970Occ ≈ 20%5★ (4)

    Airbnb

  • Fire Pit + Free Wood | Pizza Oven & Grill | Deer

    Cabin · 2 bd · 2 ba · sleeps 4 · 1.8 mi

    Revenue $37,437ADR $185Occ ≈ 55%5★ (81)

    AirbnbVrbo

  • Luxury Cabin with Hot Tub in Gated Community

    Cabin · 2 bd · 2 ba · sleeps 6 · 1.8 mi

    Revenue $15,186ADR $261Occ ≈ 16%5★ (87)

    AirbnbVrbo

  • Very Private, Quiet Cabin With A Mountain View

    Cabin · 2 bd · 2 ba · sleeps 6 · 1.8 mi

    Revenue $3,924ADR $275Occ ≈ 4%4.8★ (71)

    Airbnb

  • Cozy Cabin at a Mountain Resort 4 Mi to Downtown!

    Cabin · 2 bd · 2 ba · sleeps 4 · 1.9 mi

    Revenue $21,692ADR $223Occ ≈ 27%5★ (75)

    AirbnbVrbo

  • Rocky Road Retreat Stay

    Cabin · 2 bd · 2 ba · sleeps 6 · 1.9 mi

    Revenue $4,428ADR $216Occ ≈ 6%4.5★ (25)

    AirbnbVrboBooking

  • Dog-friendly cabin with hot tub, 2 fireplaces, game room. washer/dryer & AC

    Cabin · 2 bd · 2 ba · sleeps 6 · 1.9 mi

    Revenue $24,752ADR $211Occ ≈ 32%4.8★ (15)

    Vrbo

  • NEW: Dawn Lane Escape | Hot Tub | Mins to Town

    Cabin · 2 bd · 2 ba · sleeps 5 · 2.0 mi

    Revenue $12,000ADR $179Occ ≈ 18%5★ (14)

    AirbnbVrbo

  • 4 Mi to Dtwn Ellijay: Cabin w/ Pool & River Access

    Cabin · 2 bd · 2 ba · sleeps 8 · 2.0 mi

    Revenue $15,491ADR $198Occ ≈ 21%5★ (15)

    AirbnbVrbo

  • Riverfront Cabin, Resort Pool, Hot Tub, Tubing

    House · 2 bd · 2 ba · sleeps 8 · 2.0 mi

    Revenue $54,901ADR $393Occ ≈ 38%5★ (35)

    AirbnbVrbo

  • On The Rocks-Riverfront Cabin

    Vacation home · 2 bd · 1 ba · sleeps 4 · 2.0 mi

    Revenue $8,215ADR $356Occ ≈ 6%—

    Booking

  • Edgewater Dreams | Coosawattee Riverfront

    Cabin · 2 bd · 2 ba · sleeps 8 · 2.1 mi

    Revenue $66,335ADR $311Occ ≈ 58%4.9★ (114)

    AirbnbVrbo

  • Drumm End, The Modern Shire

    Cabin · 2 bd · 2 ba · sleeps 8 · 2.1 mi

    Revenue $11,144ADR $226Occ ≈ 14%5★ (13)

    AirbnbVrbo

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing

Est. revenue

$33,445

NOI

$17,959

Cash flow /mo

$1,497

Cash needed

$187,600

Cash-on-cash (all cash)

9.6%

ROE (yr 1)

12.2%

Cap rate

10.9%

DSCR

—

Year-1 write-off

$46,982

Year-1 tax shield @ 32%

$15,034

Year-1 return on equity

  • Cash flow (annual)$17,959
  • Principal paydown (n/a, cash)$0
  • Appreciation at%$4,950
ROE12.2%
ROE incl. year-1 tax savings (32% bracket, STR loophole)20.2%
Opex, cash-needed & tax-savings breakdown

Annual operating expenses

  • Management (20% of revenue)$6,689
  • Platform fees (3% of revenue)$1,003
  • Maintenance / capex (5% of revenue)$1,672
  • Utilities & supplies$4,200
  • HOA$0
  • Property tax$139
  • Insurance (STR-rated)$1,782

Cash needed to close

  • Purchase price (all cash)$165,000
  • Closing costs (4.0%)$6,600
  • Furnishing (bought new)$16,000

Tax savings if the STR loophole applies

  • Tax shield @ 32%$15,034

Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$121,000

Short-life (5/15-yr)

$31,000 · 25%

Year-1 deduction

$47,000

Year-1 tax shield @ 32%

$15,000

Land 27% (county tax record, market value split) · building $90,000 over 39 years · new furniture $16,000

Based on: ~1,400 sq ft (from beds), built 1970, 2 bd / 1 ba, unfurnished, listing features (fireplace, flooring types, septic).

IRS-guide safe-harbor floor: $38,000 in year 1 (18% short-life, $12,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$37,300

  • Kitchen cabinetsdefault

    $8,900 new × 40% good × 1.04 allocation

    $3,700

  • Kitchen countertopsdefault

    $7,300 new × 40% good × 1.04 allocation

    $3,000

  • Decorative trimdefault

    $2,500 new × 40% good × 1.04 allocation

    $1,000

  • Mirrorsdefault

    $200 new × 40% good × 1.04 allocation

    $100

  • Shelvingdefault

    $900 new × 40% good × 1.04 allocation

    $400

  • Window coverings (14)default

    $3,500 new × 40% good × 1.04 allocation

    $1,500

  • Carpet, vinyl & laminate (100% of floors)listing

    $9,000 new × 40% good × 1.04 allocation

    $3,700

  • Kitchen & laundry equipment plumbingdefault

    $6,900 new × 40% good × 1.04 allocation

    $2,900

  • Kitchen, laundry & data equipment electricaldefault

    $4,200 new × 40% good × 1.04 allocation

    $1,700

  • Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default

    $8,100 new × 40% good × 1.04 allocation

    $3,400

  • Furniture bought newlisting

    $16,000 new × 100% good · bought separately

    $16,000
15-year land improvements$9,400

  • Paving: driveway & walks (paved)default

    $7,800 new × 50% good × 1.04 allocation

    $4,000

  • Landscaping (typical)default

    $7,500 new × 50% good × 1.04 allocation

    $3,900

  • Patiosdefault

    $1,400 new × 50% good × 1.04 allocation

    $700

  • Decks & porches (attached)default

    $1,400 new × 50% good × 1.04 allocation

    $700
Building, 39-year$89,900

  • Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault

    $151,900 new × 40% good × 1.04 allocation

    $63,200

  • Building plumbing & fixturesdefault

    $15,700 new × 40% good × 1.04 allocation

    $6,500

  • Building electrical & lightingdefault

    $15,000 new × 40% good × 1.04 allocation

    $6,200

  • HVACdefault

    $15,800 new × 40% good × 1.04 allocation

    $6,600

  • Fireplacelisting

    $2,600 new × 40% good × 1.04 allocation

    $1,100

  • Septic systemlisting

    $12,000 new × 50% good × 1.04 allocation

    $6,200

About the property

Depreciation schedule: typical cost seg study

Year5-yr15-yrBuildingTotal
1$37,300$9,400$300$47,000
2$0$0$2,300$2,300
3$0$0$2,300$2,300
4$0$0$2,300$2,300
5$0$0$2,300$2,300
6+$0$0$80,400$80,400
Total$37,300$9,400$89,900$136,600

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: Georgia disallows bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.