732 Hardin Ln
Sevierville, TN 37862
$450,000
2 bd · 2 ba · 1,008 sqft · Listed 1d ago
View on Realtor.com →Year built
1948
Sqft
1,008
Lot sqft
109,336
HOA / mo
$0
Furnished
No
List date
2026-09-27T18:00:55.000000Z
Revenue
Annual revenue
$37,489
ADR
$187
Occupancy
55%
Cleaning fees (12 mo)
$7,459
Confidence
Low (40.95), 33 comps
Comp revenue range (p25 / median / p75)
Honey Bear- The Cardinal's Nest!
Cabin · 2 bd · 2 ba · sleeps 4 · 66 ft
Revenue $20,864ADR $211Occ ≈ 27%4.8★ (15)
Heavenly Haze Hideaway
Villa · 2 bd · 1 ba · sleeps 6 · 469 ft
Revenue $26,173ADR $179Occ ≈ 40%3.5★ (3)
The Henley - Romantic Smoky Mountain Retreat
Cabin · 2 bd · 2 ba · sleeps 4 · 486 ft
Revenue $5,702ADR $325Occ ≈ 5%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Honey Bear- The Cardinal's Nest! Cabin | 2 bd · 2 ba · sleeps 4 | $20,864 | $211 | 27% | 4.8★ (15) | 66 ft | Airbnb |
EV Cottage, Fenced Yard, Pets Free House | 2 bd · 2 ba · sleeps 6 | $57,675 | $197 | 80% | 5★ (122) | 171 ft | AirbnbVrboBooking |
Gummy Bear! House | 2 bd · 2 ba · sleeps 4 | $22,901 | $555 | 11% | 4.9★ (293) | 315 ft | AirbnbVrbo |
6 Guest Cabin | Smoky Mountains | Near Attractions Cabin | 2 bd · 2 ba · sleeps 6 | $21,335 | $199 | 29% | 4.7★ (59) | 348 ft | AirbnbVrboBooking |
Heavenly Haze Hideaway Villa | 2 bd · 1 ba · sleeps 6 | $26,173 | $179 | 40% | 3.5★ (3) | 469 ft | Booking |
The Henley - Romantic Smoky Mountain Retreat Cabin | 2 bd · 2 ba · sleeps 4 | $5,702 | $325 | 5% | — | 486 ft | Airbnb |
The Henley Cabin - Secluded | Romantic Getaway Cabin | 2 bd · 2 ba · sleeps 4 | $17,493 | $221 | 22% | 4.8★ (17) | 486 ft | AirbnbVrboBooking |
Downtown Sevierville Cabin on Catch & Release Pond Cabin | 2 bd · 2 ba · sleeps 4 | $38,333 | $230 | 46% | 4.9★ (68) | 0.1 mi | AirbnbVrbo |
Ready for Spring Break? |Hot Tub| Game Room Cabin | 2 bd · 3 ba · sleeps 10 | $17,878 | $436 | 11% | — | 0.1 mi | AirbnbBooking |
Spacious Cabin with Game Room, Hot Tub & 3 Decks Near Smoky Mountains, Sevierville, TN Cabin | 2 bd · 3 ba · sleeps 12 | $17,495 | $496 | 10% | — | 0.1 mi | VrboBooking |
Show all 36 comps
Hot Tub | Air Hockey | Pets Ok | Game Room | Views
Cabin · 2 bd · 3 ba · sleeps 10 · 0.1 mi
Revenue $20,243ADR $311Occ ≈ 18%4.7★ (6)
Jacuzzi | Patio | Hot Tub | Pet-Friendly | WiFi
Cabin · 2 bd · 3 ba · sleeps 10 · 0.1 mi
Revenue $3,646ADR $387Occ ≈ 3%—
Spring Break! | Game Room | Pets OK |Hot Tub~Views
Cabin · 2 bd · 3 ba · sleeps 10 · 0.1 mi
Revenue $15,226ADR $3,524Occ ≈ 1%—
Hot Tub • Fire Pit • Cozy Cabin Retreat
Cabin · 2 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $48,514ADR $248Occ ≈ 54%5★ (245)
Fishin N Wishin Catch and Release FirePit HotTub
Vacation home · 2 bd · 2 ba · sleeps 4 · 0.1 mi
Revenue $56,457ADR $209Occ ≈ 74%5★ (2)
ML - Cozy Log Cabin-Hot Tub-Fire-Pit-Pond-Dollywood-Soaky Water Park-Dollywood
Cabin · 2 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $51,783ADR $231Occ ≈ 61%5★ (226)
A Dolly Good Time
House · 2 bd · 2 ba · sleeps 8 · 0.5 mi
Revenue $13,364ADR $251Occ ≈ 15%5★ (5)
Westover Park Condo 108 - A quiet getaway on your way to the Great Smoky Mtns
Condominium (condo) · 2 bd · 2 ba · sleeps 6 · 0.6 mi
Revenue $17,797ADR $168Occ ≈ 29%4.3★ (11)
Peaceful 2BR retreat in the Smokies
House · 2 bd · 1 ba · sleeps 3 · 0.7 mi
Revenue $17,019ADR $79Occ ≈ 59%4.7★ (3)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Hot Tub | Air Hockey | Pets Ok | Game Room | Views Cabin | 2 bd · 3 ba · sleeps 10 | $20,243 | $311 | 18% | 4.7★ (6) | 0.1 mi | Airbnb |
Jacuzzi | Patio | Hot Tub | Pet-Friendly | WiFi Cabin | 2 bd · 3 ba · sleeps 10 | $3,646 | $387 | 3% | — | 0.1 mi | Airbnb |
Spring Break! | Game Room | Pets OK |Hot Tub~Views Cabin | 2 bd · 3 ba · sleeps 10 | $15,226 | $3,524 | 1% | — | 0.1 mi | Airbnb |
Honey Bear! Cabin | 2 bd · 2 ba · sleeps 4 | $29,104 | $4,690 | 2% | 4.9★ (286) | 0.1 mi | AirbnbVrbo |
Smokies Cabin Tree House Retreat, Pet-Friendly Cabin | 2 bd · 2.5 ba · sleeps 4 | $44,856 | $211 | 58% | 4.9★ (230) | 0.1 mi | AirbnbVrbo |
Hot Tub • Fire Pit • Cozy Cabin Retreat Cabin | 2 bd · 2 ba · sleeps 6 | $48,514 | $248 | 54% | 5★ (245) | 0.1 mi | Airbnb |
Fishin N Wishin Catch and Release FirePit HotTub Vacation home | 2 bd · 2 ba · sleeps 4 | $56,457 | $209 | 74% | 5★ (2) | 0.1 mi | Booking |
Pondside Cabin | Hot Tub, Fire Pit & Porch Swing Cabin | 2 bd · 2 ba · sleeps 4 | $48,139 | $193 | 68% | 4.5★ (68) | 0.1 mi | AirbnbVrbo |
Fall Specials!Fire Pit!2 Kings! Hot Tub|Pool Table Cabin | 2 bd · 2.5 ba · sleeps 6 | $43,779 | $228 | 53% | 5★ (183) | 0.1 mi | AirbnbVrbo |
Great Location | 2 Kings | Hot Tub | Games | 65"TV Cabin | 2 bd · 1 ba · sleeps 6 | $56,421 | $213 | 73% | 5★ (251) | 0.1 mi | AirbnbVrbo |
ML - Cozy Log Cabin-Hot Tub-Fire-Pit-Pond-Dollywood-Soaky Water Park-Dollywood Cabin | 2 bd · 2 ba · sleeps 6 | $51,783 | $231 | 61% | 5★ (226) | 0.1 mi | Vrbo |
New*Dollywood*Fire pit*Arcade*Family Getaway Cabin | 2 bd · 2 ba · sleeps 6 | $78,837 | $254 | 85% | 5★ (92) | 0.2 mi | AirbnbVrbo |
Creekside Oasis-Hot Tub, Pool, Sauna, 3 mi to Pkwy Cabin | 2 bd · 2 ba · sleeps 8 | $45,017 | $331 | 37% | 5★ (31) | 0.2 mi | AirbnbVrbo |
Cozy Cabin Retreat: Hot Tub & Close to Attractions Cabin | 2 bd · 2 ba · sleeps 4 | $55,765 | $188 | 81% | 4.9★ (284) | 0.2 mi | AirbnbVrbo |
Red Leaf Lodge Log Cabin Hot Tub & Flat Parking Cabin | 2 bd · 2 ba · sleeps 6 | $36,174 | $222 | 45% | 5★ (326) | 0.3 mi | AirbnbVrbo |
Family-Friendly with an Indoor Pool Cabin | 2 bd · 2.5 ba · sleeps 8 | $91,961 | $360 | 70% | 4.5★ (2) | 0.3 mi | AirbnbVrbo |
Cozy Forest Hideaway Gem•HotTub•2BR•Private Cabin | 2 bd · 2 ba · sleeps 5 | $37,626 | $172 | 60% | 4.7★ (41) | 0.3 mi | AirbnbBooking |
Panoramic Mountain Views-2 K Beds, Jacuzzi, Garage House | 2 bd · 2 ba · sleeps 6 | $54,312 | $235 | 63% | 5★ (149) | 0.3 mi | AirbnbVrbo |
Dream Cabin. 30% discount on WahooZipline Cabin | 2 bd · 2 ba · sleeps 6 | $68,419 | $241 | 78% | 4.8★ (363) | 0.4 mi | AirbnbVrbo |
A Dolly Good Time House | 2 bd · 2 ba · sleeps 8 | $13,364 | $251 | 15% | 5★ (5) | 0.5 mi | Airbnb |
A Dolly Good Time House | 2 bd · 2 ba · sleeps 8 | $31,560 | $143 | 60% | 5★ (14) | 0.5 mi | AirbnbVrbo |
Firepit Nights & Arcade Fun in Smoky Escape House | 2 bd · 2 ba · sleeps 8 | $29,303 | $215 | 37% | 5★ (6) | 0.5 mi | AirbnbVrbo |
A Dolly Good Time House | 2 bd · 2 ba · sleeps 8 | $85,549 | $231 | 100% | 5★ (11) | 0.5 mi | AirbnbVrboBooking |
Westover Park Condo 108 - A quiet getaway on your way to the Great Smoky Mtns Condominium (condo) | 2 bd · 2 ba · sleeps 6 | $17,797 | $168 | 29% | 4.3★ (11) | 0.6 mi | Vrbo |
Monthly Lease 2.5miles from Tanger Outlets Apartment | 2 bd · 1 ba · sleeps 6 | $21,341 | $65 | 90% | 4.8★ (25) | 0.7 mi | AirbnbVrbo |
Peaceful 2BR retreat in the Smokies House | 2 bd · 1 ba · sleeps 3 | $17,019 | $79 | 59% | 4.7★ (3) | 0.7 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$37,489
NOI
$19,476
Cash flow /mo
$1,623
Cash needed
$490,000
Cash-on-cash (all cash)
4.0%
ROE (yr 1)
6.7%
Cap rate
4.3%
DSCR
—
Year-1 write-off
$61,322
Year-1 tax shield @ 32%
$19,623
Year-1 return on equity
- Cash flow (annual)$19,476
- Principal paydown (n/a, cash)$0
- Appreciation at%$13,500
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$7,498
- Platform fees (3% of revenue)$1,125
- Maintenance / capex (5% of revenue)$1,874
- Utilities & supplies$4,200
- HOA$0
- Property tax$616
- Insurance (STR-rated)$2,700
Cash needed to close
- Purchase price (all cash)$450,000
- Closing costs (4.0%)$18,000
- Furnishing (bought new)$22,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$19,623
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$124,000
Short-life (5/15-yr)
$39,000 · 31%
Year-1 deduction
$61,000
Year-1 tax shield @ 32%
$20,000
Land 72% (county tax record, market value split) · building $85,000 over 39 years · new furniture $22,000
Based on: 1,008 sq ft, built 1948, 2 bd / 2 ba, unfurnished, listing features (deck, fence, game room, appliance list, septic).
IRS-guide safe-harbor floor: $45,000 in year 1 (18% short-life, $14,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $4,200
Kitchen cabinetsdefault
$8,000 new × 40% good × 1.33 allocation
- $3,500
Kitchen countertopsdefault
$6,600 new × 40% good × 1.33 allocation
- $900
Decorative trimdefault
$1,800 new × 40% good × 1.33 allocation
- $200
Mirrorsdefault
$300 new × 40% good × 1.33 allocation
- $500
Shelvingdefault
$900 new × 40% good × 1.33 allocation
- $1,300
Window coverings (10)default
$2,500 new × 40% good × 1.33 allocation
- $1,400
Carpet, vinyl & laminate (40% of floors)default
$2,600 new × 40% good × 1.33 allocation
- $3,300
Kitchen & laundry equipment plumbingdefault
$6,200 new × 40% good × 1.33 allocation
- $2,000
Kitchen, laundry & data equipment electricaldefault
$3,800 new × 40% good × 1.33 allocation
- $4,100
Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing
$7,700 new × 40% good × 1.33 allocation
- $16,000
Furniture bought newlisting
$16,000 new × 100% good · bought separately
- $6,000
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
- $1,300
Paving: driveway & walks (gravel)listing
$2,000 new × 50% good × 1.33 allocation
- $4,200
Landscaping (typical)default
$6,300 new × 50% good × 1.33 allocation
- $700
Patiosdefault
$1,000 new × 50% good × 1.33 allocation
- $7,500
Decks & porches (attached)listing
$11,300 new × 50% good × 1.33 allocation
- $4,000
Fencinglisting
$6,000 new × 50% good × 1.33 allocation
- $57,800
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$108,900 new × 40% good × 1.33 allocation
- $6,000
Building plumbing & fixturesdefault
$11,300 new × 40% good × 1.33 allocation
- $5,300
Building electrical & lightingdefault
$10,000 new × 40% good × 1.33 allocation
- $6,000
HVACdefault
$11,400 new × 40% good × 1.33 allocation
- $2,100
Hardwood & tile floorsdefault
$3,900 new × 40% good × 1.33 allocation
- $8,000
Septic systemlisting
$12,000 new × 50% good × 1.33 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $43,400 | $17,700 | $300 | $61,300 |
| 2 | $0 | $0 | $2,200 | $2,200 |
| 3 | $0 | $0 | $2,200 | $2,200 |
| 4 | $0 | $0 | $2,200 | $2,200 |
| 5 | $0 | $0 | $2,200 | $2,200 |
| 6+ | $0 | $0 | $76,100 | $76,100 |
| Total | $43,400 | $17,700 | $85,100 | $146,200 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: Georgia disallows bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
STR allowed in most of Sevier County; inside Gatlinburg city limits only in overnight-rental zones.