723 Linger Longer Dr
Ellijay, GA 30540
$650,000
4 bd · 3 ba · Listed 12d ago
View on Realtor.com →Year built
2024
Sqft
—
Lot sqft
33,106
HOA / mo
None
Furnished
No
List date
2026-09-15T18:16:21.000000Z
Revenue
Annual revenue
$36,000
ADR
$254
Occupancy
39%
Cleaning fees (12 mo)
$7,228
Confidence
Low (36.47), 50 comps
Comp revenue range (p25 / median / p75)
Pondside Porch House
House · 4 bd · 2 ba · sleeps 10 · 1.8 mi
Revenue $47,872ADR $222Occ ≈ 59%5★ (183)
Secluded Cabin, Hot Tub, Pool Table, Resort access
Cabin · 4 bd · 3 ba · sleeps 6 · 2.8 mi
Revenue $15,012ADR $403Occ ≈ 10%4.9★ (9)
River Resort Lodge in the Woods with LOTS to do!
Cabin · 4 bd · 3 ba · sleeps 8 · 3.0 mi
Revenue $29,060ADR $275Occ ≈ 29%5★ (40)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Pondside Porch House House | 4 bd · 2 ba · sleeps 10 | $47,872 | $222 | 59% | 5★ (183) | 1.8 mi | Airbnb |
Luxury 3 Kings • Bunks •HotTub • Game • MovieRoom Cabin | 4 bd · 3 ba · sleeps 10 | $58,723 | $369 | 44% | 5★ (108) | 2.5 mi | AirbnbVrboBooking |
Retreat with Theater room creek Escape Room, Cabin | 4 bd · 2 ba · sleeps 8 | $41,168 | $269 | 42% | 5★ (100) | 2.8 mi | AirbnbVrbo |
French Country Cabin|4BR Retreat in Ellijay, GA Cabin | 4 bd · 3 ba · sleeps 9 | $20,717 | $150 | 38% | 4.7★ (15) | 2.8 mi | AirbnbVrbo |
Secluded Cabin, Hot Tub, Pool Table, Resort access Cabin | 4 bd · 3 ba · sleeps 6 | $15,012 | $403 | 10% | 4.9★ (9) | 2.8 mi | Airbnb |
Orchard House|4BR/3.5B|Hot Tub Dog Firepit GrillGa Cabin | 4 bd · 3.5 ba · sleeps 14 | $44,965 | $273 | 45% | 4.9★ (183) | 2.9 mi | AirbnbVrbo |
Deerwood Vacation home | 4 bd · 3 ba · sleeps 8 | $11,612 | $339 | 9% | — | 3.0 mi | Booking |
Cozy Mountain Bliss: King Suite, Games & Firepit! Cabin | 4 bd · 3 ba · sleeps 12 | $25,343 | $244 | 28% | 4.8★ (103) | 3.0 mi | AirbnbVrbo |
Beary Happy offers Extensive Game Room, Hot Tub, a Cabin | 4 bd · 3 ba · sleeps 8 | $9,457 | $285 | 9% | 4.5★ (8) | 3.0 mi | AirbnbBooking |
River Resort Lodge in the Woods with LOTS to do! Cabin | 4 bd · 3 ba · sleeps 8 | $29,060 | $275 | 29% | 5★ (40) | 3.0 mi | Airbnb |
Show all 50 comps
3800 sq foot Secluded Cabin - Movie Theater, jacuzzi and arcade
Cabin · 4 bd · 3 ba · sleeps 9 · 3.0 mi
Revenue $31,708ADR $363Occ ≈ 24%4.5★ (2)
Ellijay Retreat
Cabin · 4 bd · 2.5 ba · sleeps 8 · 3.1 mi
Revenue $16,013ADR $171Occ ≈ 26%4.9★ (10)
2 Kitchens-Family Friendly-MTN Resort-Log Cabin
Cabin · 4 bd · 3 ba · sleeps 14 · 3.1 mi
Revenue $40,927ADR $363Occ ≈ 31%5★ (15)
Hearthside Hideaway - Luxury Resort Home
Cabin · 4 bd · 3 ba · sleeps 8 · 3.1 mi
Revenue $12,269ADR $266Occ ≈ 13%—
Fall Cabin Hot-Tub Fire-Pit Hiking Waterfalls Wineries Resort Amenities
Vacation home · 4 bd · 3 ba · sleeps 8 · 3.2 mi
Revenue $37,449ADR $297Occ ≈ 35%4.9★ (29)
Bear Traxx | Pets Stay FREE | Sleeps 8 | Game Room |Coosawattee River Resort
Cabin · 4 bd · 3.5 ba · sleeps 8 · 3.3 mi
Revenue $53,039ADR $277Occ ≈ 52%4.7★ (30)
Eagle Mountain River Retreat
Vacation home · 4 bd · 3 ba · sleeps 4 · 3.3 mi
Revenue $16,070ADR $200Occ ≈ 22%4.9★ (19)
Glass Bridge Modern Masterpiece Blue Ridge Ellijay
House · 4 bd · 4 ba · sleeps 8 · 3.6 mi
Revenue $77,597ADR $502Occ ≈ 42%5★ (52)
Scenic escape near town with firepit, 3 decks, game room & shared pool
House · 4 bd · 3 ba · sleeps 8 · 3.8 mi
Revenue $35,689ADR $187Occ ≈ 52%4.5★ (12)
Deer Hollow Sautee Cabin
Cabin · 4 bd · 3 ba · sleeps 10 · 3.8 mi
Revenue $3,645ADR $165Occ ≈ 6%4.9★ (21)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
3800 sq foot Secluded Cabin - Movie Theater, jacuzzi and arcade Cabin | 4 bd · 3 ba · sleeps 9 | $31,708 | $363 | 24% | 4.5★ (2) | 3.0 mi | Vrbo |
Ellijay Retreat Cabin | 4 bd · 2.5 ba · sleeps 8 | $16,013 | $171 | 26% | 4.9★ (10) | 3.1 mi | Airbnb |
2 Kitchens-Family Friendly-MTN Resort-Log Cabin Cabin | 4 bd · 3 ba · sleeps 14 | $40,927 | $363 | 31% | 5★ (15) | 3.1 mi | Airbnb |
Cozy Nest Cabin at Coosawattee House | 4 bd · 3 ba · sleeps 10 | $26,836 | $277 | 27% | 4.8★ (19) | 3.1 mi | AirbnbVrboBooking |
Tapp into Nature, family-sized, hot tub Cabin | 4 bd · 3 ba · sleeps 8 | $24,115 | $328 | 20% | 4.8★ (12) | 3.1 mi | AirbnbVrboBooking |
Retreat • Hot Tub • Arcade • Firepit • More! Cabin | 4 bd · 3 ba · sleeps 8 | $18,878 | $292 | 18% | 5★ (32) | 3.1 mi | AirbnbVrbo |
Highridge Hideaway|Hottub |Movie Theater|3700+ SF Cabin | 4 bd · 3 ba · sleeps 11 | $38,323 | $340 | 31% | 4.9★ (26) | 3.1 mi | AirbnbVrboBooking |
Hearthside Hideaway - Luxury Resort Home Cabin | 4 bd · 3 ba · sleeps 8 | $12,269 | $266 | 13% | — | 3.1 mi | Airbnb |
Hearthside Hideaway | Luxury Coosawattee Cabin Cabin | 4 bd · 3 ba · sleeps 8 | $23,800 | $362 | 18% | 4.9★ (10) | 3.2 mi | AirbnbVrbo |
Fall Cabin Hot-Tub Fire-Pit Hiking Waterfalls Wineries Resort Amenities Vacation home | 4 bd · 3 ba · sleeps 8 | $37,449 | $297 | 35% | 4.9★ (29) | 3.2 mi | Booking |
Bear Traxx | Pets Stay FREE | Sleeps 8 | Game Room |Coosawattee River Resort Cabin | 4 bd · 3.5 ba · sleeps 8 | $53,039 | $277 | 52% | 4.7★ (30) | 3.3 mi | Vrbo |
Lofty Escape Retreat Cabin | 4 bd · 3 ba · sleeps 8 | $13,725 | $276 | 14% | 4.5★ (29) | 3.3 mi | AirbnbVrbo |
Deer Dew Drop Inn - Guests must be 25 years of Cabin | 4 bd · 3.5 ba · sleeps 9 | $65,395 | $404 | 44% | 4.9★ (7) | 3.3 mi | AirbnbVrbo |
Heavenly Lakeview Cabin - Carter's Lake - Ellijay House | 4 bd · 3.5 ba · sleeps 10 | $32,570 | $336 | 27% | 5★ (58) | 3.3 mi | AirbnbVrbo |
Riverfront • Pets • Fire Pit • Free Night Cabin | 4 bd · 3 ba · sleeps 10 | $55,717 | $364 | 42% | 5★ (48) | 3.3 mi | AirbnbVrbo |
Eagle Mountain River Retreat Vacation home | 4 bd · 3 ba · sleeps 4 | $16,070 | $200 | 22% | 4.9★ (19) | 3.3 mi | Booking |
Eagle Mountain River Retreat House | 4 bd · 3 ba · sleeps 10 | $19,061 | $254 | 21% | 4.9★ (58) | 3.3 mi | AirbnbVrbo |
Relaxing 4 Bedroom Riverside Cabin Cabin | 4 bd · 2.5 ba · sleeps 10 | $21,938 | $217 | 28% | 4.8★ (67) | 3.4 mi | AirbnbVrbo |
Hidden Hideaway Cabin | 4 bd · 3 ba · sleeps 8 | $27,743 | $164 | 46% | 5★ (18) | 3.4 mi | AirbnbVrbo |
ON THE RIVER! Running Deer Riverfront Cabin Cabin | 4 bd · 3 ba · sleeps 12 | $23,016 | $381 | 17% | 5★ (9) | 3.4 mi | AirbnbVrbo |
Buck Watch Lodge Cabin | 4 bd · 3 ba · sleeps 10 | $6,945 | $284 | 7% | 4.5★ (12) | 3.5 mi | AirbnbVrboBooking |
Deer Valley Cabin | 4 bd · 3 ba · sleeps 12 | $49,034 | $293 | 46% | 5★ (364) | 3.5 mi | AirbnbVrbo |
Jagged Owl | Coosawattee River Resort Cabin | 4 bd · 3 ba · sleeps 10 | $41,468 | $308 | 37% | 4.8★ (57) | 3.6 mi | AirbnbVrbo |
Cherokee Cabin. A peaceful setting in the woods Cabin | 4 bd · 3 ba · sleeps 8 | $23,360 | $174 | 37% | 4.8★ (68) | 3.6 mi | AirbnbVrbo |
Mountain River Escape Cabin | 4 bd · 3.5 ba · sleeps 10 | $61,578 | $428 | 39% | 5★ (119) | 3.6 mi | AirbnbVrbo |
Your Get Away in Ellijay- River Resort w/ Hot Tub! Cabin | 4 bd · 3 ba · sleeps 8 | $61,104 | $337 | 50% | 4.7★ (63) | 3.6 mi | AirbnbVrboBooking |
Cozy lux retreat w/VIEWS and hot tub Cabin | 4 bd · 3 ba · sleeps 10 | $72,395 | $453 | 44% | 5★ (147) | 3.6 mi | AirbnbVrbo |
Mountain Lookout View Firepit Hot tub & Fireplace Cabin | 4 bd · 3 ba · sleeps 10 | $52,771 | $266 | 54% | 5★ (57) | 3.6 mi | AirbnbVrbo |
Glass Bridge Modern Masterpiece Blue Ridge Ellijay House | 4 bd · 4 ba · sleeps 8 | $77,597 | $502 | 42% | 5★ (52) | 3.6 mi | Airbnb |
Cozy RIVER Escape! Heated POOL/Sauna/Fish/Tennis Cabin | 4 bd · 3 ba · sleeps 8 | $53,492 | $301 | 49% | 5★ (27) | 3.7 mi | AirbnbVrbo |
Family Cabin: Mountains, Fire pit, Games, Hot tub! Cabin | 4 bd · 4 ba · sleeps 10 | $48,337 | $338 | 39% | 5★ (58) | 3.7 mi | AirbnbVrbo |
Cozy Cabin in Coosawattee River Resort! Cabin | 4 bd · 3 ba · sleeps 11 | $19,113 | $258 | 20% | 4.8★ (40) | 3.7 mi | AirbnbVrboBooking |
Whisperbend Lodge | Ellijay, GA Cabin | 4 bd · 3 ba · sleeps 14 | $104,403 | $690 | 41% | 5★ (6) | 3.7 mi | AirbnbVrbo |
Crescent Moon -Dock on River, Outside Fireplace Cabin | 4 bd · 3 ba · sleeps 10 | $61,572 | $519 | 33% | 4.8★ (9) | 3.7 mi | AirbnbVrbo |
NEW! Cozy Cabin Mtn Getaway w/ Real Hunting mounts Cabin | 4 bd · 3.5 ba · sleeps 5 | $3,412 | $241 | 4% | — | 3.8 mi | AirbnbBooking |
Scenic escape near town with firepit, 3 decks, game room & shared pool House | 4 bd · 3 ba · sleeps 8 | $35,689 | $187 | 52% | 4.5★ (12) | 3.8 mi | Vrbo |
Modern Rustic 3BR & Loft, Hot Tub, GR and Fire Pit Cabin | 4 bd · 3 ba · sleeps 10 | $49,445 | $303 | 45% | 5★ (45) | 3.8 mi | AirbnbVrbo |
Cabin in Ellijay, GA Cabin | 4 bd · 2 ba · sleeps 14 | $2,450 | $227 | 3% | 5★ (1) | 3.8 mi | AirbnbVrbo |
Deer Hollow Sautee Cabin Cabin | 4 bd · 3 ba · sleeps 10 | $3,645 | $165 | 6% | 4.9★ (21) | 3.8 mi | Airbnb |
Cabin Hideaway Ellijay House | 4 bd · 3 ba · sleeps 8 | $6,374 | $205 | 9% | 4.2★ (18) | 3.8 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.78% = 7.03% Freddie Mac 30-yr avg (Sep 24) + 0.75% investor premium
Est. revenue
$36,000
NOI
$13,277
Cash flow /mo
-$2,396
Cash needed
$211,500
Cash-on-cash
-13.6%
ROE (yr 1)
-2.4%
Cap rate
2.0%
DSCR
0.32
Year-1 write-off
$160,449
Year-1 tax shield @ 32%
$51,344
Year-1 return on equity
- Cash flow (annual)-$28,754
- Principal paydown$4,254
- Appreciation at%$19,500
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$7,200
- Platform fees (3% of revenue)$1,080
- Maintenance / capex (5% of revenue)$1,800
- Utilities & supplies$4,200
- HOA$0
- Property tax$1,423
- Insurance (STR-rated)$7,020
Cash needed to close
- Down payment (25%)$162,500
- Closing costs (4.0%)$26,000
- Furnishing (bought new)$23,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$51,344
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$593,000
Short-life (5/15-yr)
$136,000 · 23%
Year-1 deduction
$160,000
Year-1 tax shield @ 32%
$51,000
Land 9% (county tax record, market value split) · building $457,000 over 39 years · new furniture $23,000
Based on: ~2,400 sq ft (from beds), built 2024, 4 bd / 3 ba, unfurnished, listing features (deck, patio, fireplace, flooring types, appliance list, septic, wooded lot).
IRS-guide safe-harbor floor: $97,000 in year 1 (12% short-life, $31,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $13,300
Kitchen cabinetsdefault
$11,100 new × 92% good × 1.31 allocation
- $10,900
Kitchen countertopsdefault
$9,000 new × 92% good × 1.31 allocation
- $5,100
Decorative trimdefault
$4,200 new × 92% good × 1.31 allocation
- $500
Mirrorsdefault
$500 new × 83% good × 1.31 allocation
- $1,800
Shelvingdefault
$1,500 new × 92% good × 1.31 allocation
- $6,300
Window coverings (24)default
$6,000 new × 80% good × 1.31 allocation
- $8,400
Carpet, vinyl & laminate (50% of floors)listing
$7,700 new × 83% good × 1.31 allocation
- $10,800
Kitchen & laundry equipment plumbingdefault
$8,600 new × 96% good × 1.31 allocation
- $6,500
Kitchen, laundry & data equipment electricaldefault
$5,200 new × 96% good × 1.31 allocation
- $6,400
Appliances (microwave, dishwasher, refrigerator, washer, dryer)listing
$5,900 new × 83% good × 1.31 allocation
- $23,000
Furniture bought newlisting
$23,000 new × 100% good · bought separately
- $15,300
Paving: driveway & walks (paved)default
$12,700 new × 92% good × 1.31 allocation
- $5,900
Landscaping (minimal)listing
$4,900 new × 92% good × 1.31 allocation
- $13,000
Patioslisting
$10,800 new × 92% good × 1.31 allocation
- $31,800
Decks & porches (attached)listing
$27,000 new × 90% good × 1.31 allocation
- $329,200
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$260,300 new × 97% good × 1.31 allocation
- $34,000
Building plumbing & fixturesdefault
$27,000 new × 96% good × 1.31 allocation
- $34,800
Building electrical & lightingdefault
$27,700 new × 96% good × 1.31 allocation
- $31,800
HVACdefault
$27,000 new × 90% good × 1.31 allocation
- $9,300
Hardwood & tile floorsdefault
$7,700 new × 92% good × 1.31 allocation
- $3,200
Fireplacelisting
$2,600 new × 92% good × 1.31 allocation
- $14,400
Septic systemlisting
$12,000 new × 92% good × 1.31 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $93,000 | $66,000 | $1,500 | $160,400 |
| 2 | $0 | $0 | $11,700 | $11,700 |
| 3 | $0 | $0 | $11,700 | $11,700 |
| 4 | $0 | $0 | $11,700 | $11,700 |
| 5 | $0 | $0 | $11,700 | $11,700 |
| 6+ | $0 | $0 | $408,400 | $408,400 |
| Total | $93,000 | $66,000 | $456,700 | $615,700 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: Georgia disallows bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.