43573 Yosemite Dr
Big Bear Lake, CA 92315
$720,000
3 bd · 2 ba · Listed 23d ago
View on Realtor.com →Year built
1976
Sqft
—
Lot sqft
9,450
HOA / mo
None
Furnished
Yes
List date
2026-09-06T14:08:05.000000Z
Revenue
Annual revenue
$28,491
ADR
$342
Occupancy
23%
Cleaning fees (12 mo)
$5,630
Confidence
Low (34.45), 50 comps
Comp revenue range (p25 / median / p75)
Views, E-Bikes, Spa, Game Room, Kayak, SUP Boards
Cabin · 3 bd · 2 ba · sleeps 7 · 187 ft
Revenue $65,210ADR $472Occ ≈ 38%4.9★ (28)
Tree Hütte - Modern Rustic Mountain Cabin w/ Views
Chalet · 3 bd · 1 ba · sleeps 6 · 331 ft
Revenue $10,838ADR $427Occ ≈ 7%4.9★ (55)
Upscale décor, new spa, slope views, 4 min to Bear
Cabin · 3 bd · 2.5 ba · sleeps 7 · 489 ft
Revenue $29,119ADR $421Occ ≈ 19%5★ (17)
Cozy & secluded. Skiers secret hideaway.Persian Pl
Cabin · 3 bd · 2.5 ba · sleeps 6 · 0.1 mi
Revenue $5,019ADR $358Occ ≈ 4%5★ (15)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Views, E-Bikes, Spa, Game Room, Kayak, SUP Boards Cabin | 3 bd · 2 ba · sleeps 7 | $65,210 | $472 | 38% | 4.9★ (28) | 187 ft | Airbnb |
Big Bear Treehouse-HOT TUB-Gorgeous Views Cabin | 3 bd · 2 ba · sleeps 8 | $19,618 | $390 | 14% | 4.7★ (39) | 210 ft | AirbnbVrbo |
Cozy Cabin, Hot Tub, 2 Fireplaces, Private Deck House | 3 bd · 2 ba · sleeps 8 | $27,710 | $400 | 19% | 5★ (53) | 256 ft | AirbnbVrboBooking |
Views for Days! Moonridge Cabin w/ Game Room Cabin | 3 bd · 3 ba · sleeps 10 | $22,017 | $529 | 11% | 4.8★ (12) | 299 ft | AirbnbVrboBooking |
Gingerbread Crossing: Single Story Cabin! Spa! House | 3 bd · 1 ba · sleeps 5 | $30,707 | $227 | 37% | 4.7★ (122) | 322 ft | AirbnbVrbo |
Tree Hütte - Modern Rustic Mountain Cabin w/ Views Chalet | 3 bd · 1 ba · sleeps 6 | $10,838 | $427 | 7% | 4.9★ (55) | 331 ft | Airbnb |
The Circle Moon | 1mi Bear Mtn, Spa + Game Room House | 3 bd · 3 ba · sleeps 12 | $40,203 | $877 | 13% | 4.9★ (17) | 404 ft | AirbnbVrbo |
Upscale décor, new spa, slope views, 4 min to Bear Cabin | 3 bd · 2.5 ba · sleeps 7 | $29,119 | $421 | 19% | 5★ (17) | 489 ft | Vrbo |
Cozy & secluded. Skiers secret hideaway.Persian Pl Cabin | 3 bd · 2.5 ba · sleeps 6 | $5,019 | $358 | 4% | 5★ (15) | 0.1 mi | Airbnb |
Putting Green, Hot Tub, Foosball, Arcade Game House | 3 bd · 2 ba · sleeps 6 | $34,704 | $378 | 25% | 4.6★ (12) | 0.1 mi | AirbnbVrboBooking |
Show all 50 comps
Beautiful cedar cabin nestled in Big Bear Lake.
Cabin · 3 bd · 2 ba · sleeps 5 · 0.1 mi
Revenue $19,372ADR $245Occ ≈ 22%5★ (19)
Serene Oasis Retreat-Hot Tub-Best Views
Cabin · 3 bd · 2.5 ba · sleeps 10 · 0.1 mi
Revenue $14,843ADR $427Occ ≈ 10%2.8★ (4)
Holidays at Mount Zion | 1mi to Bear | 8ppl
Cabin · 3 bd · 2 ba · sleeps 8 · 0.1 mi
Revenue $3,687ADR $265Occ ≈ 4%5★ (2)
No. 41 Moonridge Mountain Music near the Slopes!
Cabin · 3 bd · 2.5 ba · sleeps 8 · 0.2 mi
Revenue $2,125ADR $354Occ ≈ 2%5★ (1)
Treetop Tranquility Luxury Cabin
Cabin · 3 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $22,195ADR $307Occ ≈ 20%4.9★ (130)
Bear Oaks Villa
Chalet · 3 bd · 3 ba · sleeps 10 · 0.2 mi
Revenue $17,722ADR $965Occ ≈ 5%4.8★ (17)
View! Colusa View Chalet I Ski Slope Views I Spa
Cabin · 3 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $10,803ADR $484Occ ≈ 6%5★ (37)
Close to Bear Mnt/golf, view, new spa, bbq
Cabin · 3 bd · 2.5 ba · sleeps 7 · 0.2 mi
Revenue $22,621ADR $334Occ ≈ 19%4.8★ (165)
The Creekside Chalet
Cabin · 3 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $30,424ADR $418Occ ≈ 20%5★ (85)
Fatbear Cabin | Ski-View Retreat w/ Hot Tub
House · 3 bd · 2.5 ba · sleeps 9 · 0.2 mi
Revenue $8,095ADR $414Occ ≈ 5%4.7★ (3)
Bears Layer-Breathtaking views, Hiking trails,
House · 3 bd · 3 ba · sleeps 8 · 0.2 mi
Revenue $23,576ADR $529Occ ≈ 12%4.8★ (6)
3 Mi to Slopes! Big Bear Mtn Getaway w/ Hot Tub
Vacation home · 3 bd · 3 ba · sleeps 8 · 0.2 mi
Revenue $35,936ADR $394Occ ≈ 25%3.5★ (1)
Unwind in Log Cabin w/Hot Tub, Sauna & Game Room
Cabin · 3 bd · 3 ba · sleeps 8 · 0.2 mi
Revenue $66,463ADR $367Occ ≈ 50%5★ (161)
Real Mtn Cabin Retreat-Hot tub, View, BBQ & more..
Cabin · 3 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $36,272ADR $278Occ ≈ 36%5★ (116)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Beautiful cedar cabin nestled in Big Bear Lake. Cabin | 3 bd · 2 ba · sleeps 5 | $19,372 | $245 | 22% | 5★ (19) | 0.1 mi | Airbnb |
Pet friendly! Hot Tub! Foosball! Gorgeous Views! House | 3 bd · 3 ba · sleeps 11 | $51,298 | $431 | 33% | 4.8★ (65) | 0.1 mi | AirbnbVrbo |
We have Snow!- Upper Moonridge Cabin Cabin | 3 bd · 2 ba · sleeps 5 | $9,115 | $311 | 8% | 4.8★ (201) | 0.1 mi | AirbnbVrbo |
Forest Luxe | Spa • Pool Table • A/C • EV Cabin | 3 bd · 2 ba · sleeps 8 | $66,547 | $588 | 31% | 5★ (35) | 0.1 mi | AirbnbVrbo |
Clouds Edge Cabin| Lake & Ski Slope Views & Spa House | 3 bd · 1.5 ba · sleeps 8 | $51,099 | $462 | 30% | 5★ (2) | 0.1 mi | AirbnbVrbo |
Serene Oasis Retreat-Hot Tub-Best Views Cabin | 3 bd · 2.5 ba · sleeps 10 | $14,843 | $427 | 10% | 2.8★ (4) | 0.1 mi | Airbnb |
All in Cabin Cabin | 3 bd · 2 ba · sleeps 6 | $18,006 | $438 | 11% | 4.5★ (4) | 0.1 mi | AirbnbVrboBooking |
Holidays at Mount Zion | 1mi to Bear | 8ppl Cabin | 3 bd · 2 ba · sleeps 8 | $3,687 | $265 | 4% | 5★ (2) | 0.1 mi | Airbnb |
Hunter's Retreat - Moonridge, Near Bear Mountain House | 3 bd · 2.5 ba · sleeps 6 | $22,503 | $306 | 20% | 4.9★ (27) | 0.1 mi | AirbnbVrboBooking |
"Robins Nest" Ski Slope Views, pool tbl pets ok. House | 3 bd · 2 ba · sleeps 9 | $19,809 | $585 | 9% | 4.7★ (146) | 0.1 mi | AirbnbVrbo |
Natures Delight Log Cabin Ski Retreat w/ Hot Tub Cabin | 3 bd · 2 ba · sleeps 7 | $9,249 | $494 | 5% | 4.2★ (5) | 0.2 mi | AirbnbVrboBooking |
Evergreen Escape: Ski Slope Views! Log Cabin! House | 3 bd · 2 ba · sleeps 7 | $40,662 | $225 | 50% | 4.8★ (123) | 0.2 mi | AirbnbVrbo |
Moonridge Mountain Retreat Cabin | 3 bd · 2 ba · sleeps 5 | $23,023 | $188 | 34% | 4.8★ (64) | 0.2 mi | AirbnbVrbo |
No. 41 Moonridge Mountain Music near the Slopes! Cabin | 3 bd · 2.5 ba · sleeps 8 | $2,125 | $354 | 2% | 5★ (1) | 0.2 mi | Airbnb |
Cozy Big Bear Cabin w/ Fireplace, Deck & Views Cabin | 3 bd · 2 ba · sleeps 7 | $4,500 | $279 | 4% | 5★ (1) | 0.2 mi | AirbnbVrboBooking |
Treetop Tranquility Luxury Cabin Cabin | 3 bd · 2 ba · sleeps 6 | $22,195 | $307 | 20% | 4.9★ (130) | 0.2 mi | Airbnb |
Bear Oaks Villa Chalet | 3 bd · 3 ba · sleeps 10 | $17,722 | $965 | 5% | 4.8★ (17) | 0.2 mi | Airbnb |
View! Colusa View Chalet I Ski Slope Views I Spa Cabin | 3 bd · 2 ba · sleeps 6 | $10,803 | $484 | 6% | 5★ (37) | 0.2 mi | Airbnb |
Retreat w/ Hot Tub: Bear Mountain Ski Slope View House | 3 bd · 3 ba · sleeps 10 | $17,349 | $786 | 6% | 5★ (1) | 0.2 mi | AirbnbVrbo |
Close to Bear Mnt/golf, view, new spa, bbq Cabin | 3 bd · 2.5 ba · sleeps 7 | $22,621 | $334 | 19% | 4.8★ (165) | 0.2 mi | Airbnb |
The Creekside Chalet Cabin | 3 bd · 2 ba · sleeps 6 | $30,424 | $418 | 20% | 5★ (85) | 0.2 mi | Airbnb |
A-Frame + Hot Tub + Deck Dining • Ski + Trails House | 3 bd · 1 ba · sleeps 6 | $1,320 | $220 | 2% | 5★ (1) | 0.2 mi | AirbnbVrboBooking |
Fatbear Cabin | Ski-View Retreat w/ Hot Tub House | 3 bd · 2.5 ba · sleeps 9 | $8,095 | $414 | 5% | 4.7★ (3) | 0.2 mi | Airbnb |
Views of Bear Mtn! HOT TUB! Shuffleboard Table! House | 3 bd · 2.5 ba · sleeps 8 | $14,158 | $456 | 9% | 4.6★ (114) | 0.2 mi | AirbnbVrbo |
053 - Glass House on the Ridge House | 3 bd · 3 ba · sleeps 8 | $36,153 | $504 | 20% | 4.1★ (31) | 0.2 mi | AirbnbVrboBooking |
Bears Layer-Breathtaking views, Hiking trails, House | 3 bd · 3 ba · sleeps 8 | $23,576 | $529 | 12% | 4.8★ (6) | 0.2 mi | Airbnb |
The BEST VIEW, Rustic Retreat Hot Tub, Fenced Yard Cabin | 3 bd · 2 ba · sleeps 7 | $21,189 | $296 | 20% | 5★ (106) | 0.2 mi | AirbnbVrbo |
Stellar by Starlight: Luxury! Air Hockey! Hot Tub! House | 3 bd · 3 ba · sleeps 8 | $47,722 | $320 | 41% | 4.8★ (96) | 0.2 mi | AirbnbVrbo |
Big Bear Getaway! Hot Tub, Game Room Cabin | 3 bd · 2.5 ba · sleeps 9 | $33,183 | $384 | 24% | 4.8★ (120) | 0.2 mi | AirbnbVrbo |
Remodeled Chalet ,Hot Tub ,Close to Slopes House | 3 bd · 2.5 ba · sleeps 8 | $38,825 | $448 | 24% | 5★ (130) | 0.2 mi | AirbnbVrbo |
3 Mi to Slopes! Big Bear Mtn Getaway w/ Hot Tub House | 3 bd · 3 ba · sleeps 8 | $34,100 | $389 | 24% | 5★ (7) | 0.2 mi | AirbnbVrbo |
3 Mi to Slopes! Big Bear Mtn Getaway w/ Hot Tub Vacation home | 3 bd · 3 ba · sleeps 8 | $35,936 | $394 | 25% | 3.5★ (1) | 0.2 mi | Booking |
Charming Newly remodeled Cabin w/rusitc Interior Cabin | 3 bd · 2 ba · sleeps 9 | $5,772 | $412 | 4% | 4.8★ (54) | 0.2 mi | AirbnbVrbo |
HOT TUB!Pets OK!Fenced Yard!Near National Forest! House | 3 bd · 2 ba · sleeps 7 | $24,724 | $280 | 24% | 5★ (23) | 0.2 mi | AirbnbVrbo |
Treetop Views Retreat at Big Bear w/ Pool Table Cabin | 3 bd · 2 ba · sleeps 8 | $29,515 | $371 | 22% | 4★ (13) | 0.2 mi | AirbnbVrboBooking |
Unwind in Log Cabin w/Hot Tub, Sauna & Game Room Cabin | 3 bd · 3 ba · sleeps 8 | $66,463 | $367 | 50% | 5★ (161) | 0.2 mi | Airbnb |
Herzl’s Hideaway-Spa, Ski, Relax & Rewind! House | 3 bd · 2 ba · sleeps 7 | $14,772 | $348 | 12% | 4.8★ (15) | 0.2 mi | AirbnbVrbo |
Real Mtn Cabin Retreat-Hot tub, View, BBQ & more.. Cabin | 3 bd · 2 ba · sleeps 8 | $36,272 | $278 | 36% | 5★ (116) | 0.2 mi | Airbnb |
Mountain Crest Getaway: Pool Table!Fireplace! WiFi House | 3 bd · 2 ba · sleeps 8 | $28,604 | $205 | 38% | 4.7★ (151) | 0.2 mi | AirbnbVrbo |
The Lazy JT Ranch - Slope views, fenced yard, deck, bbq House | 3 bd · 3 ba · sleeps 7 | $1,287 | $643 | 1% | — | 0.2 mi | VrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.78% = 7.03% Freddie Mac 30-yr avg (Sep 24) + 0.75% investor premium
Est. revenue
$28,491
NOI
$4,722
Cash flow /mo
-$3,486
Cash needed
$208,800
Cash-on-cash
-20.0%
ROE (yr 1)
-7.4%
Cap rate
0.7%
DSCR
0.10
Year-1 write-off
$180,761
Year-1 tax shield @ 32%
$57,844
Year-1 return on equity
- Cash flow (annual)-$41,836
- Principal paydown$4,712
- Appreciation at%$21,600
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$5,698
- Platform fees (3% of revenue)$855
- Maintenance / capex (5% of revenue)$1,425
- Utilities & supplies$4,200
- HOA$0
- Property tax$9,000
- Insurance (STR-rated)$3,672
Cash needed to close
- Down payment (25%)$180,000
- Closing costs (4.0%)$28,800
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$57,844
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$578,000
Short-life (5/15-yr)
$179,000 · 31%
Year-1 deduction
$181,000
Year-1 tax shield @ 32%
$58,000
Land 20% (county tax record, assessed value split) · building $398,000 over 39 years
Based on: ~1,900 sq ft (from beds), built 1976, 3 bd / 2 ba, furnished, listing features (hot tub, deck, fence, fireplace, appliance list).
IRS-guide safe-harbor floor: $110,000 in year 1 (19% short-life, $35,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $14,200
Kitchen cabinetsdefault
$10,000 new × 40% good × 3.55 allocation
- $11,600
Kitchen countertopsdefault
$8,200 new × 40% good × 3.55 allocation
- $4,700
Decorative trimdefault
$3,300 new × 40% good × 3.55 allocation
- $400
Mirrorsdefault
$300 new × 40% good × 3.55 allocation
- $1,700
Shelvingdefault
$1,200 new × 40% good × 3.55 allocation
- $6,700
Window coverings (19)default
$4,800 new × 40% good × 3.55 allocation
- $6,900
Carpet, vinyl & laminate (40% of floors)default
$4,900 new × 40% good × 3.55 allocation
- $11,000
Kitchen & laundry equipment plumbingdefault
$7,800 new × 40% good × 3.55 allocation
- $6,700
Kitchen, laundry & data equipment electricaldefault
$4,700 new × 40% good × 3.55 allocation
- $11,500
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)listing
$8,100 new × 40% good × 3.55 allocation
- $12,800
Hot tub (freestanding)listing
$9,000 new × 40% good × 3.55 allocation
- $7,800
Furniture conveyed with the sale (used)listing
$19,500 new × 40% good · out of the price
- $16,000
Paving: driveway & walks (paved)default
$9,000 new × 50% good × 3.55 allocation
- $15,400
Landscaping (typical)default
$8,700 new × 50% good × 3.55 allocation
- $3,300
Patiosdefault
$1,900 new × 50% good × 3.55 allocation
- $38,000
Decks & porches (attached)listing
$21,400 new × 50% good × 3.55 allocation
- $10,700
Fencinglisting
$6,000 new × 50% good × 3.55 allocation
- $292,800
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$206,100 new × 40% good × 3.55 allocation
- $30,400
Building plumbing & fixturesdefault
$21,400 new × 40% good × 3.55 allocation
- $30,300
Building electrical & lightingdefault
$21,400 new × 40% good × 3.55 allocation
- $30,400
HVACdefault
$21,400 new × 40% good × 3.55 allocation
- $10,400
Hardwood & tile floorsdefault
$7,300 new × 40% good × 3.55 allocation
- $3,700
Fireplacelisting
$2,600 new × 40% good × 3.55 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $96,100 | $83,400 | $1,300 | $180,800 |
| 2 | $0 | $0 | $10,200 | $10,200 |
| 3 | $0 | $0 | $10,200 | $10,200 |
| 4 | $0 | $0 | $10,200 | $10,200 |
| 5 | $0 | $0 | $10,200 | $10,200 |
| 6+ | $0 | $0 | $356,000 | $356,000 |
| Total | $96,100 | $83,400 | $398,100 | $577,600 |
The building's share of the price ($570,000) is 3.6x our depreciated replacement cost of the home ($160,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.