3577 Laver St
Redding, CA 96002
$599,900
3 bd · 2.5 ba · 2,208 sqft · Listed 24d ago
View on Realtor.com →Year built
2021
Sqft
2,208
Lot sqft
10,019
HOA / mo
$0
Furnished
No
List date
2026-09-05T20:41:23.000000Z
Revenue
Annual revenue
$33,706
ADR
$114
Occupancy
81%
Cleaning fees (12 mo)
$4,602
Confidence
Low (27.74), 13 comps
Comp revenue range (p25 / median / p75)
LUXE Modern getaway retreat
House · 3 bd · 1.5 ba · sleeps 6 · 1.1 mi
Revenue $13,556ADR $154Occ ≈ 24%4.8★ (7)
Calm, Cozy & Clean (5 beds + pooltable & foosball)
House · 3 bd · 1.5 ba · sleeps 7 · 1.3 mi
Revenue $36,486ADR $198Occ ≈ 50%5★ (199)
Sweet Escape. Cozy, central, fireplace & Netflix.
House · 3 bd · 2 ba · sleeps 8 · 1.4 mi
Revenue $46,864ADR $162Occ ≈ 79%4.8★ (394)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Quiet Redding Getaway ~ 7 Mi to Downtown! House | 3 bd · 2 ba · sleeps 6 | $44,782 | $210 | 58% | 4.8★ (59) | 0.2 mi | AirbnbVrboBooking |
Forest Homes Retreat House | 3 bd · 2 ba · sleeps 6 | $37,882 | $292 | 36% | 5★ (46) | 0.8 mi | AirbnbVrbo |
LUXE Modern getaway retreat House | 3 bd · 1.5 ba · sleeps 6 | $13,556 | $154 | 24% | 4.8★ (7) | 1.1 mi | Airbnb |
Ballpark House | 3 bd · 2.5 ba · sleeps 6 | $7,107 | $197 | 10% | — | 1.2 mi | Airbnb |
Redding Poolside Retreat | Family & Pet Friendly House | 3 bd · 2 ba · sleeps 6 | $63,449 | $238 | 73% | 4.8★ (157) | 1.2 mi | AirbnbVrbo |
Comfortable 30+ Day Stay – Perfect for Work/Travel House | 3 bd · 2 ba · sleeps 8 | $16,255 | $169 | 26% | 4.8★ (6) | 1.3 mi | AirbnbVrbo |
Calm, Cozy & Clean (5 beds + pooltable & foosball) House | 3 bd · 1.5 ba · sleeps 7 | $36,486 | $198 | 50% | 5★ (199) | 1.3 mi | Airbnb |
Charming 3BR SmartHome w WiFi Games Good Location! House | 3 bd · 2 ba · sleeps 8 | $5,922 | $423 | 4% | 4.5★ (2) | 1.3 mi | AirbnbVrbo |
Timber Haven- Cozy Nest w/Hot Tub & EV Charger House | 3 bd · 2 ba · sleeps 6 | $50,959 | $221 | 63% | 5★ (205) | 1.4 mi | AirbnbVrbo |
Sweet Escape. Cozy, central, fireplace & Netflix. House | 3 bd · 2 ba · sleeps 8 | $46,864 | $162 | 79% | 4.8★ (394) | 1.4 mi | Airbnb |
Show all 13 comps
Comfy home + great outside space - 30 day
House · 3 bd · 2.5 ba · sleeps 7 · 1.7 mi
Revenue $6,219ADR $87Occ ≈ 20%—
Cozy 3/2 Mid-Century Modern Home With Backyard
House · 3 bd · 2 ba · sleeps 6 · 1.7 mi
Revenue $10,721ADR $101Occ ≈ 29%4.8★ (8)
GHouse@ Lilac | Redding (Airport) Her.Hauspitality
House · 3 bd · 2 ba · sleeps 6 · 1.8 mi
Revenue $17,439ADR $140Occ ≈ 34%5★ (2)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Comfy home + great outside space - 30 day House | 3 bd · 2.5 ba · sleeps 7 | $6,219 | $87 | 20% | — | 1.7 mi | Airbnb |
Cozy 3/2 Mid-Century Modern Home With Backyard House | 3 bd · 2 ba · sleeps 6 | $10,721 | $101 | 29% | 4.8★ (8) | 1.7 mi | Airbnb |
GHouse@ Lilac | Redding (Airport) Her.Hauspitality House | 3 bd · 2 ba · sleeps 6 | $17,439 | $140 | 34% | 5★ (2) | 1.8 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.78% = 7.03% Freddie Mac 30-yr avg (Sep 24) + 0.75% investor premium
Est. revenue
$33,706
NOI
$9,960
Cash flow /mo
-$2,403
Cash needed
$193,471
Cash-on-cash
-14.9%
ROE (yr 1)
-3.6%
Cap rate
1.7%
DSCR
0.26
Year-1 write-off
$140,575
Year-1 tax shield @ 32%
$44,984
Year-1 return on equity
- Cash flow (annual)-$28,832
- Principal paydown$3,926
- Appreciation at%$17,997
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$6,741
- Platform fees (3% of revenue)$1,011
- Maintenance / capex (5% of revenue)$1,685
- Utilities & supplies$4,200
- HOA$0
- Property tax$7,499
- Insurance (STR-rated)$3,509
Cash needed to close
- Down payment (25%)$149,975
- Closing costs (4.0%)$23,996
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$44,984
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$510,000
Short-life (5/15-yr)
$120,000 · 24%
Year-1 deduction
$141,000
Year-1 tax shield @ 32%
$45,000
Land 15% (county tax record, assessed value split) · building $390,000 over 39 years · new furniture $20,000
Based on: 2,208 sq ft, built 2021, 3 bd / 2.5 ba, unfurnished, listing features (covered patio, fence, stone counters, flooring types).
IRS-guide safe-harbor floor: $109,000 in year 1 (17% short-life, $35,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $11,700
Kitchen cabinetsdefault
$10,600 new × 80% good × 1.38 allocation
- $12,000
Kitchen countertops (stone)listing
$10,900 new × 80% good × 1.38 allocation
- $4,300
Decorative trimdefault
$3,900 new × 80% good × 1.38 allocation
- $200
Mirrorsdefault
$300 new × 58% good × 1.38 allocation
- $1,300
Shelvingdefault
$1,200 new × 80% good × 1.38 allocation
- $3,800
Window coverings (22)default
$5,500 new × 50% good × 1.38 allocation
- $11,400
Carpet, vinyl & laminate (100% of floors)listing
$14,200 new × 58% good × 1.38 allocation
- $10,200
Kitchen & laundry equipment plumbingdefault
$8,300 new × 90% good × 1.38 allocation
- $6,200
Kitchen, laundry & data equipment electricaldefault
$5,000 new × 90% good × 1.38 allocation
- $6,500
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 58% good × 1.38 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $13,400
Paving: driveway & walks (paved)default
$12,200 new × 80% good × 1.38 allocation
- $10,300
Landscaping (typical)default
$9,400 new × 80% good × 1.38 allocation
- $20,000
Covered patiolisting
$18,200 new × 80% good × 1.38 allocation
- $2,200
Decks & porches (attached)default
$2,200 new × 75% good × 1.38 allocation
- $6,200
Fencinglisting
$6,000 new × 75% good × 1.38 allocation
- $302,300
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$239,800 new × 92% good × 1.38 allocation
- $30,800
Building plumbing & fixturesdefault
$24,900 new × 90% good × 1.38 allocation
- $31,300
Building electrical & lightingdefault
$25,300 new × 90% good × 1.38 allocation
- $25,700
HVACdefault
$24,900 new × 75% good × 1.38 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $87,100 | $52,200 | $1,300 | $140,600 |
| 2 | $0 | $0 | $10,000 | $10,000 |
| 3 | $0 | $0 | $10,000 | $10,000 |
| 4 | $0 | $0 | $10,000 | $10,000 |
| 5 | $0 | $0 | $10,000 | $10,000 |
| 6+ | $0 | $0 | $348,800 | $348,800 |
| Total | $87,100 | $52,200 | $390,000 | $529,400 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Rules differ by jurisdiction. City of Redding caps whole-home vacation rentals at 400 with a 600 ft spacing rule (300 ft with a physical buffer), and its permit is NOT transferable to a new owner. Shasta Lake city and unincorporated Shasta County allow permitted rentals with no cap found, but permits also do not transfer on sale. Lodging tax ~10% plus a 2% tourism assessment in Redding. Verify parcel eligibility with the city or county before you buy.