5700 Mobile Rd

Blue Ridge, GA 30513

$549,900

3 bd · 2 ba · 3,016 sqft · Listed 24d ago

View on Realtor.com →

Low confidence

Year built

1971

Sqft

3,016

Lot sqft

95,832

HOA / mo

None

Furnished

List date

2026-09-03T16:05:32.000000Z

Revenue

Annual revenue

$44,322

ADR

$223

Occupancy

54%

Cleaning fees (12 mo)

$8,613

Confidence

Med (58.67), 7 comps

Comp revenue range (p25 / median / p75)

$32,004$39,569$52,358

Jewels in the Ridge - Hot Tub, Fire Pit, Privacy
Cabin · 3 bd · 2 ba · sleeps 12 · 0.5 mi
Revenue $15,395ADR $233Occ ≈ 18%—
Airbnb Vrbo
Black Bear Lodge! Near Downtown, Game Rm, Hot Tub!
Cabin · 3 bd · 3 ba · sleeps 10 · 0.5 mi
Revenue $65,685ADR $270Occ ≈ 67%5★ (147)
Airbnb Vrbo
The Pines in Blue Ridge Retreat, Dog-friendly
Cabin · 3 bd · 3 ba · sleeps 10 · 0.5 mi
Revenue $39,569ADR $229Occ ≈ 47%4.7★ (46)
Airbnb Vrbo Booking
Grateful Shade, Waterfront on Fightingtown Creek
Cabin · 3 bd · 3 ba · sleeps 6 · 0.7 mi
Revenue $50,536ADR $238Occ ≈ 58%5★ (280)
Airbnb
Snug Cove Creekside Cabin
Cabin · 3 bd · 2 ba · sleeps 6 · 0.7 mi
Revenue $54,179ADR $236Occ ≈ 63%5★ (50)
Airbnb Vrbo
Creekside Comfort waterfront oasis w/ fire pit
Cabin · 3 bd · 2 ba · sleeps 8 · 0.8 mi
Revenue $26,597ADR $160Occ ≈ 46%4.8★ (90)
Airbnb Vrbo
15% Off Summer Sale—Discount Already Applied!
Cabin · 3 bd · 3 ba · sleeps 9 · 0.8 mi
Revenue $37,411ADR $198Occ ≈ 52%4.9★ (35)
Airbnb Vrbo Booking

Listing	Size	Revenue (12 mo)	ADR	Occ ≈	Rating	Distance	Links
Jewels in the Ridge - Hot Tub, Fire Pit, Privacy Cabin	3 bd · 2 ba · sleeps 12	$15,395	$233	18%	—	0.5 mi	Airbnb Vrbo
Black Bear Lodge! Near Downtown, Game Rm, Hot Tub! Cabin	3 bd · 3 ba · sleeps 10	$65,685	$270	67%	5★ (147)	0.5 mi	Airbnb Vrbo
The Pines in Blue Ridge Retreat, Dog-friendly Cabin	3 bd · 3 ba · sleeps 10	$39,569	$229	47%	4.7★ (46)	0.5 mi	Airbnb Vrbo Booking
Grateful Shade, Waterfront on Fightingtown Creek Cabin	3 bd · 3 ba · sleeps 6	$50,536	$238	58%	5★ (280)	0.7 mi	Airbnb
Snug Cove Creekside Cabin Cabin	3 bd · 2 ba · sleeps 6	$54,179	$236	63%	5★ (50)	0.7 mi	Airbnb Vrbo
Creekside Comfort waterfront oasis w/ fire pit Cabin	3 bd · 2 ba · sleeps 8	$26,597	$160	46%	4.8★ (90)	0.8 mi	Airbnb Vrbo
15% Off Summer Sale—Discount Already Applied! Cabin	3 bd · 3 ba · sleeps 9	$37,411	$198	52%	4.9★ (35)	0.8 mi	Airbnb Vrbo Booking

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing

Purchase priceAlready furnishedTax bracket

Est. revenue

$44,322

NOI

$21,118

Cash flow /mo

$1,760

Cash needed

$597,396

Cash-on-cash (all cash)

3.5%

ROE (yr 1)

6.3%

Cap rate

3.8%

DSCR

—

Year-1 write-off

$123,236

Year-1 tax shield @ 32%

$39,435

Year-1 return on equity

Cash flow (annual)$21,118
Principal paydown (n/a, cash)$0
Appreciation at%$16,497

ROE6.3%

ROE incl. year-1 tax savings (32% bracket, STR loophole)12.9%

Opex, cash-needed & tax-savings breakdown

Annual operating expenses

Management (20% of revenue)$8,864
Platform fees (3% of revenue)$1,330
Maintenance / capex (5% of revenue)$2,216
Utilities & supplies$4,200
HOA$0
Property tax$737
Insurance (STR-rated)$5,856

Cash needed to close

Purchase price (all cash)$549,900
Closing costs (4.0%)$21,996
Furnishing (bought new)$25,500

Tax savings if the STR loophole applies

Tax shield @ 32%$39,435

Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$482,000

Short-life (5/15-yr)

$96,000 · 20%

Year-1 deduction

$123,000

Year-1 tax shield @ 32%

$39,000

Land 12% (county tax record, market value split) · building $386,000 over 39 years · new furniture $26,000

Based on: 3,016 sq ft, built 1971, 3 bd / 2 ba, unfurnished, listing features (patio, game room, fireplace, stone counters, flooring types, appliance list, septic).

IRS-guide safe-harbor floor: $94,000 in year 1 (14% short-life, $30,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$81,600

Kitchen cabinetsdefault
$12,400 new × 40% good × 2.08 allocation
$10,300
Kitchen countertops (stone)listing
$12,700 new × 40% good × 2.08 allocation
$10,600
Decorative trimdefault
$5,300 new × 40% good × 2.08 allocation
$4,400
Mirrorsdefault
$300 new × 40% good × 2.08 allocation
$200
Shelvingdefault
$1,200 new × 40% good × 2.08 allocation
$1,000
Window coverings (30)default
$7,500 new × 40% good × 2.08 allocation
$6,200
Carpet, vinyl & laminate (25% of floors)listing
$4,900 new × 40% good × 2.08 allocation
$4,000
Kitchen & laundry equipment plumbingdefault
$9,700 new × 40% good × 2.08 allocation
$8,000
Kitchen, laundry & data equipment electricaldefault
$5,800 new × 40% good × 2.08 allocation
$4,900
Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing
$7,700 new × 40% good × 2.08 allocation
$6,400
Furniture bought newlisting
$19,500 new × 100% good · bought separately
$19,500
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
$6,000

15-year land improvements$40,400

Paving: driveway & walks (paved)default
$11,400 new × 50% good × 2.08 allocation
$11,800
Landscaping (typical)default
$11,000 new × 50% good × 2.08 allocation
$11,400
Patioslisting
$13,600 new × 50% good × 2.08 allocation
$14,100
Decks & porches (attached)default
$3,000 new × 50% good × 2.08 allocation
$3,100

Building, 39-year$385,600

Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$328,000 new × 40% good × 2.08 allocation
$272,800
Building plumbing & fixturesdefault
$34,000 new × 40% good × 2.08 allocation
$28,300
Building electrical & lightingdefault
$35,500 new × 40% good × 2.08 allocation
$29,500
HVACdefault
$34,000 new × 40% good × 2.08 allocation
$28,300
Hardwood & tile floorsdefault
$14,600 new × 40% good × 2.08 allocation
$12,100
Fireplacelisting
$2,600 new × 40% good × 2.08 allocation
$2,200
Septic systemlisting
$12,000 new × 50% good × 2.08 allocation
$12,500

About the property

Sold furnishedGame roomHot tubPoolDeckDrivewayLandscapingFencedIrrigationLong-term rental (27.5-yr)Carpet / vinyl / laminate %Placed in serviceClosing costs $ (adds to basis)Land %Bonus depreciation %

Depreciation schedule: typical cost seg study

Year	5-yr	15-yr	Building	Total
1	$81,600	$40,400	$1,200	$123,200
2	$0	$0	$9,900	$9,900
3	$0	$0	$9,900	$9,900
4	$0	$0	$9,900	$9,900
5	$0	$0	$9,900	$9,900
6+	$0	$0	$344,800	$344,800
Total	$81,600	$40,400	$385,600	$507,600

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: Georgia disallows bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

Fannin and Gilmer counties require STR registration and lodging tax; no cap found. Blue Ridge and Ellijay city limits have their own rules; most cabins are in unincorporated county.