39368 Moab Ln
Big Bear Lake, CA 92315
$399,000
2 bd · 1.5 ba · 1,056 sqft · Listed 1d ago
View on Realtor.com →Year built
1960
Sqft
1,056
Lot sqft
5,000
HOA / mo
None
Furnished
Yes
List date
2026-09-29T16:44:58.000000Z
Revenue
Annual revenue
$19,860
ADR
$170
Occupancy
32%
Cleaning fees (12 mo)
$4,320
Confidence
Low (46.48), 48 comps
Comp revenue range (p25 / median / p75)
Big Family Fireplace Cabin
Cabin · 2 bd · 1 ba · sleeps 5 · 266 ft
Revenue $17,673ADR $280Occ ≈ 17%3.8★ (4)
Lark Lookout: Serene Surroundings on Huge Private Lot! Hot Tub & Walk to Lake!
Vacation home · 2 bd · 1 ba · sleeps 5 · 374 ft
Revenue $16,481ADR $415Occ ≈ 11%—
Rustic Cabin with Gorgeous Stone Fireplace in the Heart of Big Bear, California
Cabin · 2 bd · 1 ba · sleeps 6 · 384 ft
Revenue $1,084ADR $271Occ ≈ 1%—
Pet Friendly Cabin with Shared Outdoor Pool near Big Bear Lake, Perfect for a Summer Glamping Getaway
Cabin · 2 bd · 1 ba · sleeps 4 · 387 ft
Revenue $3,510ADR $270Occ ≈ 4%—
Two Bedroom Cabin in Big Bear with a Wood Burning Fireplace for a Glamping Retreat at the Lake
Cabin · 2 bd · 1 ba · sleeps 4 · 400 ft
Revenue $945ADR $236Occ ≈ 1%—
Cozy mountain haven with spa, game room, close to all Big Bear Lake attractions!
Cabin · 2 bd · 2 ba · sleeps 5 · 446 ft
Revenue $2,760ADR $230Occ ≈ 3%—
Two bed room family cabin with no fireplace.
Cabin · 2 bd · 1 ba · sleeps 5 · 0.1 mi
Revenue $24,881ADR $417Occ ≈ 16%4★ (1)
Wildernest / Charming A-Frame Cabin by Boulder Bay
Cabin · 2 bd · 1.5 ba · sleeps 5 · 0.1 mi
Revenue $35,991ADR $189Occ ≈ 52%5★ (38)
Family Fireplace Cabin
Cabin · 2 bd · 1 ba · sleeps 4 · 0.1 mi
Revenue $19,193ADR $198Occ ≈ 27%3.5★ (6)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Big Family Fireplace Cabin Cabin | 2 bd · 1 ba · sleeps 5 | $17,673 | $280 | 17% | 3.8★ (4) | 266 ft | Airbnb |
Lark Lookout: Serene Surroundings on Huge Private Lot! Hot Tub & Walk to Lake! Vacation home | 2 bd · 1 ba · sleeps 5 | $16,481 | $415 | 11% | — | 374 ft | Booking |
Serene Spa Lookout on Huge Lot, & Walk to Lake Cabin | 2 bd · 1 ba · sleeps 5 | $10,679 | $244 | 12% | 5★ (8) | 374 ft | AirbnbVrbo |
Rustic Cabin with Gorgeous Stone Fireplace in the Heart of Big Bear, California Cabin | 2 bd · 1 ba · sleeps 6 | $1,084 | $271 | 1% | — | 384 ft | Vrbo |
Pet Friendly Cabin with Shared Outdoor Pool near Big Bear Lake, Perfect for a Summer Glamping Getaway Cabin | 2 bd · 1 ba · sleeps 4 | $3,510 | $270 | 4% | — | 387 ft | Vrbo |
Two Bedroom Cabin in Big Bear with a Wood Burning Fireplace for a Glamping Retreat at the Lake Cabin | 2 bd · 1 ba · sleeps 4 | $945 | $236 | 1% | — | 400 ft | Vrbo |
Cozy mountain haven with spa, game room, close to all Big Bear Lake attractions! Cabin | 2 bd · 2 ba · sleeps 5 | $2,760 | $230 | 3% | — | 446 ft | Vrbo |
Two bed room family cabin with no fireplace. Cabin | 2 bd · 1 ba · sleeps 5 | $24,881 | $417 | 16% | 4★ (1) | 0.1 mi | Airbnb |
Wildernest / Charming A-Frame Cabin by Boulder Bay Cabin | 2 bd · 1.5 ba · sleeps 5 | $35,991 | $189 | 52% | 5★ (38) | 0.1 mi | Airbnb |
Family Fireplace Cabin Cabin | 2 bd · 1 ba · sleeps 4 | $19,193 | $198 | 27% | 3.5★ (6) | 0.1 mi | Airbnb |
Show all 48 comps
Entire upstairs of nice condo
Townhouse · 2 bd · 1 ba · sleeps 2 · 0.2 mi
Revenue $12,462ADR $130Occ ≈ 26%5★ (283)
Get cozy in this rustic cottage near Boulder Bay
Cabin · 2 bd · 1 ba · sleeps 3 · 0.2 mi
Revenue $33,908ADR $215Occ ≈ 43%4.9★ (81)
Little Brown Bear - Close to Slopes, Hot Tub, Fireplace, Deck
House · 2 bd · 1 ba · sleeps 5 · 0.2 mi
Revenue $17,431ADR $417Occ ≈ 11%4.7★ (11)
Condo in Boulder Bay, 3 miles to village, Lakeview
Townhouse · 2 bd · 2 ba · sleeps 4 · 0.2 mi
Revenue $4,150ADR $227Occ ≈ 5%4.8★ (42)
Two bedroom rustic cabin #10
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
Revenue $26,120ADR $87Occ ≈ 82%4.5★ (122)
The Cozy Cottage Condo - Jacuzzi/3mi to slopes
Condominium (condo) · 2 bd · 2 ba · sleeps 4 · 0.2 mi
Revenue $23,212ADR $246Occ ≈ 26%4.9★ (215)
Bearadise condo/free EV charge/lake beach/pool/spa
Apartment · 2 bd · 2 ba · sleeps 4 · 0.3 mi
Revenue $29,452ADR $128Occ ≈ 63%5★ (42)
Lakeside Lumberjack Lodge - Condo *Pool/Jacuzzi*
Condominium (condo) · 2 bd · 2 ba · sleeps 4 · 0.3 mi
Revenue $27,300ADR $165Occ ≈ 45%4.9★ (229)
Casita Condo | Jacuzzi | 3mi to slopes
Condominium (condo) · 2 bd · 2 ba · sleeps 4 · 0.3 mi
Revenue $32,378ADR $216Occ ≈ 41%5★ (198)
Lakeside Condo 2B/2B - Jacuzzi, 3mi to slopes
Condominium (condo) · 2 bd · 2 ba · sleeps 4 · 0.3 mi
Revenue $21,593ADR $221Occ ≈ 27%4.9★ (387)
Modern Farmhouse Condo steps from Lake | Jacuzzi
Condominium (condo) · 2 bd · 2 ba · sleeps 4 · 0.3 mi
Revenue $27,537ADR $203Occ ≈ 37%4.9★ (374)
Blue Jay Getaway #2082 by Big Bear Vacations
Apartment · 2 bd · 2 ba · sleeps 4 · 0.3 mi
Revenue $9,922ADR $553Occ ≈ 5%—
Blissful Bay Cabin
Vacation home · 2 bd · 2 ba · sleeps 4 · 0.4 mi
Revenue $23,214ADR $257Occ ≈ 25%5★ (2)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Entire upstairs of nice condo Townhouse | 2 bd · 1 ba · sleeps 2 | $12,462 | $130 | 26% | 5★ (283) | 0.2 mi | Airbnb |
Walk to Lake, Hot Tub, Fenced Yard, Pet Friendly Cabin | 2 bd · 1 ba · sleeps 5 | $4,197 | $269 | 4% | 4.4★ (16) | 0.2 mi | AirbnbVrboBooking |
Get cozy in this rustic cottage near Boulder Bay Cabin | 2 bd · 1 ba · sleeps 3 | $33,908 | $215 | 43% | 4.9★ (81) | 0.2 mi | Airbnb |
Big Bear Cabin Close to Lake, Trails & Village! Cabin | 2 bd · 1 ba · sleeps 4 | $2,086 | $0 | — | 3.5★ (35) | 0.2 mi | AirbnbVrboBooking |
Little Brown Bear - Close to Slopes, Hot Tub, Fireplace, Deck House | 2 bd · 1 ba · sleeps 5 | $17,431 | $417 | 11% | 4.7★ (11) | 0.2 mi | Vrbo |
Condo in Boulder Bay, 3 miles to village, Lakeview Townhouse | 2 bd · 2 ba · sleeps 4 | $4,150 | $227 | 5% | 4.8★ (42) | 0.2 mi | Airbnb |
Two bedroom rustic cabin #10 Cabin | 2 bd · 1 ba · sleeps 4 | $26,120 | $87 | 82% | 4.5★ (122) | 0.2 mi | Airbnb |
Lakeside Gem: Walk to Park w/ Hot Tub & Fireplace Condominium (condo) | 2 bd · 2 ba · sleeps 4 | $12,607 | $264 | 13% | 3.9★ (41) | 0.2 mi | AirbnbVrboBooking |
The Cozy Cottage Condo - Jacuzzi/3mi to slopes Condominium (condo) | 2 bd · 2 ba · sleeps 4 | $23,212 | $246 | 26% | 4.9★ (215) | 0.2 mi | Airbnb |
Lakefront Complex + Heated Pool + Walk to Lake Condominium (condo) | 2 bd · 2 ba · sleeps 4 | $10,209 | $304 | 9% | 4.6★ (23) | 0.2 mi | AirbnbVrboBooking |
2bd2bth LakeView Cabin with HotTub in private yard Cabin | 2 bd · 2 ba · sleeps 6 | $20,528 | $212 | 27% | 4.8★ (150) | 0.2 mi | AirbnbVrbo |
Magical Boulder Bay Cottage Near Lake & Trails Cabin | 2 bd · 2 ba · sleeps 4 | $37,433 | $227 | 45% | 4.5★ (26) | 0.2 mi | AirbnbVrboBooking |
Bearadise condo/free EV charge/lake beach/pool/spa Apartment | 2 bd · 2 ba · sleeps 4 | $29,452 | $128 | 63% | 5★ (42) | 0.3 mi | Airbnb |
Blue Jay Lakeside Condo*Pool & Spa*Walk to Lake* Condominium (condo) | 2 bd · 2 ba · sleeps 4 | $9,730 | $272 | 10% | 4★ (24) | 0.3 mi | AirbnbVrboBooking |
Lakeside Haven: Walk to Park w/ Pool & Hot Tub Condominium (condo) | 2 bd · 2 ba · sleeps 4 | $8,211 | $159 | 14% | 4.4★ (22) | 0.3 mi | AirbnbVrboBooking |
Steps to Boulder Bay & 4.3 miles to Snow Summit Condominium (condo) | 2 bd · 2 ba · sleeps 4 | $19,916 | $227 | 24% | 5★ (27) | 0.3 mi | AirbnbVrbo |
Lakeside Lumberjack Lodge - Condo *Pool/Jacuzzi* Condominium (condo) | 2 bd · 2 ba · sleeps 4 | $27,300 | $165 | 45% | 4.9★ (229) | 0.3 mi | Airbnb |
Next to Lake. Close to Village and Slopes. BBQ. Condominium (condo) | 2 bd · 2 ba · sleeps 5 | $22,852 | $214 | 29% | 4.8★ (233) | 0.3 mi | AirbnbVrbo |
Relaxing Cabin w/ Peek-a-Boo Lake View Cabin | 2 bd · 2 ba · sleeps 5 | $24,171 | $300 | 22% | 4.2★ (5) | 0.3 mi | AirbnbVrboBooking |
Retro Mountain Condo w/ Lake Views & Pool Condominium (condo) | 2 bd · 2 ba · sleeps 4 | $36,022 | $167 | 59% | 4.5★ (4) | 0.3 mi | AirbnbBooking |
The best memories are made here. Condominium (condo) | 2 bd · 2 ba · sleeps 4 | $22,634 | $245 | 25% | 4.9★ (51) | 0.3 mi | AirbnbVrbo |
Charming Condo W/ Pool, Hot Tub & Pet Friendly Condominium (condo) | 2 bd · 2 ba · sleeps 4 | $20,793 | $237 | 24% | 4.8★ (51) | 0.3 mi | AirbnbVrboBooking |
Casita Condo | Jacuzzi | 3mi to slopes Condominium (condo) | 2 bd · 2 ba · sleeps 4 | $32,378 | $216 | 41% | 5★ (198) | 0.3 mi | Airbnb |
Boulder Bay Condo w/ Heated Pool & Views Condominium (condo) | 2 bd · 2 ba · sleeps 4 | $20,056 | $278 | 20% | 4.2★ (8) | 0.3 mi | AirbnbVrboBooking |
Lakeside Condo 2B/2B - Jacuzzi, 3mi to slopes Condominium (condo) | 2 bd · 2 ba · sleeps 4 | $21,593 | $221 | 27% | 4.9★ (387) | 0.3 mi | Airbnb |
2 Bedroom Cndo Big Bear Lake Boulder Bay 2ba 大雄湖月租 Condominium (condo) | 2 bd · 2 ba · sleeps 5 | $13,933 | $61 | 63% | 4.8★ (99) | 0.3 mi | AirbnbVrbo |
 Modern Farmhouse Condo steps from Lake | Jacuzzi Condominium (condo) | 2 bd · 2 ba · sleeps 4 | $27,537 | $203 | 37% | 4.9★ (374) | 0.3 mi | Airbnb |
Blue Jay Getaway #2082 by Big Bear Vacations Apartment | 2 bd · 2 ba · sleeps 4 | $9,922 | $553 | 5% | — | 0.3 mi | Booking |
Lakeside Escape Condo - 2BR/2BA/Walk to Lake Condominium (condo) | 2 bd · 2 ba · sleeps 4 | $21,867 | $283 | 21% | 4★ (1) | 0.3 mi | AirbnbBooking |
Steps to Lake. Close to Village and Spa. Pool/Spa Condominium (condo) | 2 bd · 2 ba · sleeps 5 | $26,682 | $192 | 38% | 4.8★ (339) | 0.3 mi | AirbnbVrbo |
Timber Pines Chalet Retreat Cottage w/ Hot Tub Cabin | 2 bd · 2 ba · sleeps 4 | $27,220 | $331 | 23% | 4.5★ (19) | 0.3 mi | AirbnbVrboBooking |
Mountain Charm! Condo Steps from Boulder Bay Condominium (condo) | 2 bd · 2 ba · sleeps 4 | $2,978 | $221 | 4% | 3.7★ (6) | 0.3 mi | AirbnbVrboBooking |
Boulder Bay Fun Retreat, Steps to the Lake & SPA Condominium (condo) | 2 bd · 2 ba · sleeps 4 | $28,303 | $178 | 44% | 4.9★ (133) | 0.3 mi | AirbnbVrbo |
Mary's Lake Cabin: Near Lake and Boulder Bay Park! House | 2 bd · 2.5 ba · sleeps 7 | $28,769 | $236 | 33% | 4.3★ (60) | 0.4 mi | AirbnbVrbo |
Blissful Bay Cabin Vacation home | 2 bd · 2 ba · sleeps 4 | $23,214 | $257 | 25% | 5★ (2) | 0.4 mi | Booking |
2BR Blissful Lake View Cabin - Block 2 Boulder Bay Cabin | 2 bd · 2 ba · sleeps 4 | $20,973 | $231 | 25% | 5★ (30) | 0.4 mi | AirbnbVrbo |
Boulder Bay Mountain View Getaway, Large Deck & AC Cabin | 2 bd · 1 ba · sleeps 5 | $26,162 | $192 | 37% | 5★ (83) | 0.4 mi | AirbnbVrbo |
Big Bear Cabin w/ Large Fenced Yard & Fire Pit Cabin | 2 bd · 1.5 ba · sleeps 6 | $17,862 | $227 | 22% | 4.7★ (26) | 0.4 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.78% = 7.03% Freddie Mac 30-yr avg (Sep 24) + 0.75% investor premium
Est. revenue
$19,860
NOI
$3,675
Cash flow /mo
-$1,844
Cash needed
$115,710
Cash-on-cash
-19.1%
ROE (yr 1)
-6.5%
Cap rate
0.9%
DSCR
0.14
Year-1 write-off
$104,745
Year-1 tax shield @ 32%
$33,519
Year-1 return on equity
- Cash flow (annual)-$22,126
- Principal paydown$2,611
- Appreciation at%$11,970
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$3,972
- Platform fees (3% of revenue)$596
- Maintenance / capex (5% of revenue)$993
- Utilities & supplies$4,200
- HOA$0
- Property tax$4,988
- Insurance (STR-rated)$2,035
Cash needed to close
- Down payment (25%)$99,750
- Closing costs (4.0%)$15,960
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$33,519
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$321,000
Short-life (5/15-yr)
$104,000 · 32%
Year-1 deduction
$105,000
Year-1 tax shield @ 32%
$34,000
Land 20% (county tax record, assessed value split) · building $217,000 over 39 years
Based on: 1,056 sq ft, built 1960, 2 bd / 1.5 ba, furnished, listing features (fence, game room, fireplace, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $78,000 in year 1 (24% short-life, $25,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $11,600
Kitchen cabinetsdefault
$8,100 new × 40% good × 3.58 allocation
- $9,500
Kitchen countertopsdefault
$6,600 new × 40% good × 3.58 allocation
- $2,600
Decorative trimdefault
$1,800 new × 40% good × 3.58 allocation
- $200
Mirrorsdefault
$200 new × 40% good × 3.58 allocation
- $1,300
Shelvingdefault
$900 new × 40% good × 3.58 allocation
- $3,900
Window coverings (11)default
$2,800 new × 40% good × 3.58 allocation
- $9,700
Carpet, vinyl & laminate (100% of floors)listing
$6,800 new × 40% good × 3.58 allocation
- $9,000
Kitchen & laundry equipment plumbingdefault
$6,300 new × 40% good × 3.58 allocation
- $5,500
Kitchen, laundry & data equipment electricaldefault
$3,800 new × 40% good × 3.58 allocation
- $3,600
Appliances (range, microwave)listing
$2,500 new × 40% good × 3.58 allocation
- $6,400
Furniture conveyed with the sale (used)listing
$16,000 new × 40% good · out of the price
- $2,400
Game-room equipment (used)listing
$6,000 new × 40% good · out of the price
- $12,100
Paving: driveway & walks (paved)default
$6,700 new × 50% good × 3.58 allocation
- $11,600
Landscaping (typical)default
$6,500 new × 50% good × 3.58 allocation
- $1,900
Patiosdefault
$1,000 new × 50% good × 3.58 allocation
- $1,900
Decks & porches (attached)default
$1,000 new × 50% good × 3.58 allocation
- $10,700
Fencinglisting
$6,000 new × 50% good × 3.58 allocation
- $163,900
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$114,300 new × 40% good × 3.58 allocation
- $16,900
Building plumbing & fixturesdefault
$11,800 new × 40% good × 3.58 allocation
- $15,300
Building electrical & lightingdefault
$10,700 new × 40% good × 3.58 allocation
- $17,100
HVACdefault
$11,900 new × 40% good × 3.58 allocation
- $3,800
Fireplacelisting
$2,600 new × 40% good × 3.58 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $65,900 | $38,200 | $700 | $104,700 |
| 2 | $0 | $0 | $5,600 | $5,600 |
| 3 | $0 | $0 | $5,600 | $5,600 |
| 4 | $0 | $0 | $5,600 | $5,600 |
| 5 | $0 | $0 | $5,600 | $5,600 |
| 6+ | $0 | $0 | $194,000 | $194,000 |
| Total | $65,900 | $38,200 | $216,900 | $321,000 |
The building's share of the price ($312,000) is 3.6x our depreciated replacement cost of the home ($87,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.