39933 Deer Ln
Big Bear Lake, CA 92315
$565,000
3 bd · 2 ba · 1,520 sqft · Listed today
View on Realtor.com →Year built
1982
Sqft
1,520
Lot sqft
5,001
HOA / mo
$0
Furnished
Yes
List date
2026-09-30T01:14:53.000000Z
Revenue
Annual revenue
$22,933
ADR
$245
Occupancy
26%
Cleaning fees (12 mo)
$4,716
Confidence
Low (35.39), 49 comps
Comp revenue range (p25 / median / p75)
The Wilderness Haven
Condominium (condo) · 3 bd · 2 ba · sleeps 8 · 449 ft
Revenue $11,259ADR $446Occ ≈ 7%4★ (1)
Glenview Getaway - Cozy farm house! Walking distance to the lake!
Vacation home · 3 bd · 3 ba · sleeps 7 · 0.1 mi
Revenue $21,018ADR $525Occ ≈ 11%—
Edgemoor Escape #2528
Vacation home · 3 bd · 2 ba · sleeps 5 · 0.2 mi
Revenue $7,216ADR $176Occ ≈ 11%—
Modern Cabin, Huge Yard, EV Charger & Central A/C!
Cabin · 3 bd · 2 ba · sleeps 5 · 0.2 mi
Revenue $51,666ADR $218Occ ≈ 65%5★ (147)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Buzzy Bear's Art Retreat | Big Bear Lake House | 3 bd · 2 ba · sleeps 6 | $1,786 | $297 | 2% | 4.5★ (1) | 3 ft | AirbnbVrboBooking |
Big Bear Retreat Near Lake & Village Cabin | 3 bd · 3 ba · sleeps 7 | $8,937 | $311 | 8% | 4.3★ (22) | 335 ft | AirbnbVrbo |
The Wilderness Haven Condominium (condo) | 3 bd · 2 ba · sleeps 8 | $11,259 | $446 | 7% | 4★ (1) | 449 ft | Vrbo |
Glenview Getaway - Cozy farm house! Walking distance to the lake! Vacation home | 3 bd · 3 ba · sleeps 7 | $21,018 | $525 | 11% | — | 0.1 mi | Booking |
Highland Cedar Cabin / Hot Tub/ Close to Village Cabin | 3 bd · 1.5 ba · sleeps 5 | $13,309 | $229 | 16% | 4.2★ (11) | 0.1 mi | AirbnbVrboBooking |
Enchanted Cabin Cabin | 3 bd · 2 ba · sleeps 5 | $14,360 | $153 | 26% | 4.7★ (226) | 0.1 mi | AirbnbVrbo |
Luxury Cabin Hot tub Game Room Crib & Sled Hill House | 3 bd · 2 ba · sleeps 8 | $40,765 | $470 | 24% | 5★ (88) | 0.1 mi | AirbnbVrboBooking |
Edgemoor Escape #2528 Vacation home | 3 bd · 2 ba · sleeps 5 | $7,216 | $176 | 11% | — | 0.2 mi | Booking |
*Edgmoor Escape*Walk to Marina*Modern Family Cabin Cabin | 3 bd · 2 ba · sleeps 5 | $17,625 | $294 | 16% | 5★ (4) | 0.2 mi | AirbnbVrboBooking |
Modern Cabin, Huge Yard, EV Charger & Central A/C! Cabin | 3 bd · 2 ba · sleeps 5 | $51,666 | $218 | 65% | 5★ (147) | 0.2 mi | Airbnb |
Show all 49 comps
Highland Cabin Jacuzzi Close To Slopes & Village
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $7,383ADR $149Occ ≈ 14%3.5★ (2)
Take a Break Big Bear Lake
House · 3 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $3,719ADR $192Occ ≈ 5%5★ (1)
Pine Nest Relaxing Walk to Marina Cozy Chalet
Chalet · 3 bd · 2 ba · sleeps 7 · 0.2 mi
Revenue $9,984ADR $221Occ ≈ 12%4★ (3)
OASISinWoodsStepstoLakeLgFencedYd4DogsSpaBocceBall
Cabin · 3 bd · 1 ba · sleeps 5 · 0.2 mi
Revenue $26,010ADR $246Occ ≈ 29%4.9★ (221)
Charming cabin with a hot tub
Cabin · 3 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $30,415ADR $306Occ ≈ 27%—
Deluxe retreat Cabin with a spa near the slopes
Cabin · 3 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $55,604ADR $304Occ ≈ 50%4.8★ (31)
Clancy's Cabin close to Village, lake & summit
House · 3 bd · 1.5 ba · sleeps 5 · 0.2 mi
Revenue $29,150ADR $207Occ ≈ 39%4.8★ (30)
Castle inTheWoods-HugeFncd Yd 4Dog*EV*Spa*GameRoom
House · 3 bd · 2.5 ba · sleeps 8 · 0.2 mi
Revenue $50,387ADR $338Occ ≈ 41%5★ (440)
The Hideaway - Near Lake & Village, Hot Tub, Fireplace, AC
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $18,850ADR $341Occ ≈ 15%—
LakefrontStargazing180° SeeFireworkFromSecludedSpa
Cabin · 3 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $69,139ADR $322Occ ≈ 59%4.9★ (431)
Big Bear Lake Cabin
House · 3 bd · 2 ba · sleeps 8 · 0.3 mi
Revenue $20,057ADR $489Occ ≈ 11%5★ (20)
Bear 'n Tree - Cozy cabin near the Village
Vacation home · 3 bd · 2 ba · sleeps 5 · 0.3 mi
Revenue $8,342ADR $276Occ ≈ 8%0.5★ (1)
The Grand Holiday Cottage
Bungalow · 3 bd · 2 ba · sleeps 8 · 0.3 mi
Revenue $16,238ADR $397Occ ≈ 11%4.8★ (19)
Blissful Pines Big Bear Lake
House · 3 bd · 1 ba · sleeps 8 · 0.3 mi
Revenue $25,348ADR $546Occ ≈ 13%5★ (1)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Shady Bear Retreat:Modern Mtn Decor! Foosball! House | 3 bd · 2.5 ba · sleeps 8 | $23,954 | $313 | 21% | 5★ (20) | 0.2 mi | AirbnbVrbo |
Honeybee Themed By the Lake, Hot Tub & EV charger Cabin | 3 bd · 2 ba · sleeps 8 | $36,154 | $291 | 34% | 5★ (131) | 0.2 mi | AirbnbVrbo |
Cavern Cabin • AC • Renovated Rustic Modern House | 3 bd · 2 ba · sleeps 8 | $41,954 | $309 | 37% | 4.7★ (143) | 0.2 mi | AirbnbVrbo |
Cozy Modern Cabin Close To Slopes/Village Cabin | 3 bd · 1.5 ba · sleeps 6 | $23,906 | $211 | 31% | 4.5★ (63) | 0.2 mi | AirbnbVrbo |
Cozy! EV Charger! Fenced Yard! Pet Friendly! House | 3 bd · 2.5 ba · sleeps 5 | $43,103 | $267 | 44% | 4.7★ (67) | 0.2 mi | AirbnbVrbo |
Highland Cabin Jacuzzi Close To Slopes & Village Vacation home | 3 bd · 2 ba · sleeps 6 | $7,383 | $149 | 14% | 3.5★ (2) | 0.2 mi | Booking |
Close to Magic MT+Pet OK+GameRoom+Mins to Village! Cabin | 3 bd · 2 ba · sleeps 7 | $39,819 | $426 | 26% | 5★ (28) | 0.2 mi | AirbnbVrbo |
Take a Break Big Bear Lake House | 3 bd · 2 ba · sleeps 6 | $3,719 | $192 | 5% | 5★ (1) | 0.2 mi | Vrbo |
Hillside Hideaway ~ Dog-friendly home with Deck Chalet | 3 bd · 2.5 ba · sleeps 14 | $5,500 | $942 | 2% | 5★ (1) | 0.2 mi | AirbnbVrboBooking |
Pine Nest Relaxing Walk to Marina Cozy Chalet Chalet | 3 bd · 2 ba · sleeps 7 | $9,984 | $221 | 12% | 4★ (3) | 0.2 mi | Booking |
OASISinWoodsStepstoLakeLgFencedYd4DogsSpaBocceBall Cabin | 3 bd · 1 ba · sleeps 5 | $26,010 | $246 | 29% | 4.9★ (221) | 0.2 mi | Airbnb |
Village Retreat- Hot Tub- Walk to Lake/Activities Cabin | 3 bd · 2 ba · sleeps 8 | $41,943 | $430 | 27% | 4.8★ (34) | 0.2 mi | AirbnbVrboBooking |
Charming cabin with a hot tub Cabin | 3 bd · 2 ba · sleeps 8 | $30,415 | $306 | 27% | — | 0.2 mi | Airbnb |
Mountain Cabin Walk to Village, Hot Tub & Games Cabin | 3 bd · 2 ba · sleeps 7 | $42,399 | $379 | 31% | 4.6★ (10) | 0.2 mi | AirbnbVrboBooking |
Pet Friendly! Hot Tub! Close to the lake & Marina! House | 3 bd · 2 ba · sleeps 7 | $41,162 | $265 | 43% | 4.6★ (73) | 0.2 mi | AirbnbVrbo |
Deluxe retreat Cabin with a spa near the slopes Cabin | 3 bd · 2 ba · sleeps 8 | $55,604 | $304 | 50% | 4.8★ (31) | 0.2 mi | Airbnb |
Clancy's Cabin close to Village, lake & summit House | 3 bd · 1.5 ba · sleeps 5 | $29,150 | $207 | 39% | 4.8★ (30) | 0.2 mi | Airbnb |
Village Cabin | Walk to Shops + Fireplace Cabin | 3 bd · 2 ba · sleeps 7 | $9,613 | $389 | 7% | 4.5★ (2) | 0.2 mi | AirbnbVrboBooking |
Castle inTheWoods-HugeFncd Yd 4Dog*EV*Spa*GameRoom House | 3 bd · 2.5 ba · sleeps 8 | $50,387 | $338 | 41% | 5★ (440) | 0.2 mi | Airbnb |
Happy Bear Cabin - Minutes to Village! Cabin | 3 bd · 2 ba · sleeps 7 | $15,590 | $316 | 14% | 4.3★ (16) | 0.2 mi | AirbnbVrboBooking |
Walk to Fireworks, Hot Tub, Fireplace, AC House | 3 bd · 2 ba · sleeps 6 | $15,048 | $291 | 14% | 4.8★ (5) | 0.2 mi | AirbnbVrbo |
Smart TV + Deck & BBQ + Forest Views Cabin | 3 bd · 2.5 ba · sleeps 6 | $8,169 | $373 | 6% | 4.7★ (19) | 0.2 mi | AirbnbVrboBooking |
Charming Cabin with Peek-a-Boo Lake Views -COLI Cabin | 3 bd · 2.5 ba · sleeps 8 | $23,910 | $467 | 14% | 4.6★ (5) | 0.2 mi | AirbnbVrbo |
New Cozy Cabin -close to lake and Village! Cabin | 3 bd · 2 ba · sleeps 7 | $37,760 | $265 | 39% | 4.9★ (151) | 0.2 mi | AirbnbVrboBooking |
Cozy Big Bear Cabin Near Lake & Village Cabin | 3 bd · 1.5 ba · sleeps 5 | $8,714 | $257 | 9% | 3.9★ (21) | 0.2 mi | AirbnbVrbo |
Bear Haven - Near the Village & Alpine Slide Cabin | 3 bd · 2 ba · sleeps 8 | $19,351 | $186 | 29% | 4.7★ (21) | 0.2 mi | AirbnbVrbo |
Modern Lake Cabin for Family, Friends and Pets! House | 3 bd · 2 ba · sleeps 6 | $17,247 | $230 | 21% | 4.8★ (45) | 0.3 mi | AirbnbVrboBooking |
Modern Cozy with AC, Hot Tub, Close to Downtown Cabin | 3 bd · 3 ba · sleeps 7 | $22,622 | $355 | 17% | 5★ (96) | 0.3 mi | AirbnbVrbo |
The Hideaway - Near Lake & Village, Hot Tub, Fireplace, AC Vacation home | 3 bd · 2 ba · sleeps 6 | $18,850 | $341 | 15% | — | 0.3 mi | Booking |
LakefrontStargazing180° SeeFireworkFromSecludedSpa Cabin | 3 bd · 2 ba · sleeps 6 | $69,139 | $322 | 59% | 4.9★ (431) | 0.3 mi | Airbnb |
Big Bear Lake Cabin House | 3 bd · 2 ba · sleeps 8 | $20,057 | $489 | 11% | 5★ (20) | 0.3 mi | Airbnb |
Iris Haus ~ Hot Tub, Forest Views and Game Room House | 3 bd · 3 ba · sleeps 8 | $16,739 | $260 | 18% | 4.5★ (8) | 0.3 mi | AirbnbVrboBooking |
Bear 'n Tree - Cozy cabin near the Village Vacation home | 3 bd · 2 ba · sleeps 5 | $8,342 | $276 | 8% | 0.5★ (1) | 0.3 mi | Booking |
The Great Getaway-Modern | Clean | Games | Office House | 3 bd · 2 ba · sleeps 6 | $711 | $237 | 1% | 4.9★ (18) | 0.3 mi | AirbnbVrboBooking |
Waterfront Log Cabin w/ Game Room House | 3 bd · 2 ba · sleeps 7 | $32,756 | $375 | 24% | 4.4★ (14) | 0.3 mi | AirbnbVrboBooking |
The Grand Holiday Cottage Bungalow | 3 bd · 2 ba · sleeps 8 | $16,238 | $397 | 11% | 4.8★ (19) | 0.3 mi | Airbnb |
Close to Lake, Pool Table, Dogs OK-Blissful Pines House | 3 bd · 3 ba · sleeps 8 | $32,752 | $475 | 19% | 4.7★ (71) | 0.3 mi | AirbnbVrboBooking |
Blissful Pines Big Bear Lake House | 3 bd · 1 ba · sleeps 8 | $25,348 | $546 | 13% | 5★ (1) | 0.3 mi | Vrbo |
LUX Log Cabin! Shuffleboard! Open Concept! BBQ! House | 3 bd · 2 ba · sleeps 10 | $26,784 | $610 | 12% | 4.8★ (8) | 0.3 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$22,933
NOI
$3,215
Cash flow /mo
$268
Cash needed
$587,600
Cash-on-cash (all cash)
0.5%
ROE (yr 1)
3.4%
Cap rate
0.6%
DSCR
—
Year-1 write-off
$157,152
Year-1 tax shield @ 32%
$50,289
Year-1 return on equity
- Cash flow (annual)$3,215
- Principal paydown (n/a, cash)$0
- Appreciation at%$16,950
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$4,587
- Platform fees (3% of revenue)$688
- Maintenance / capex (5% of revenue)$1,147
- Utilities & supplies$4,200
- HOA$0
- Property tax$7,063
- Insurance (STR-rated)$2,882
Cash needed to close
- Purchase price (all cash)$565,000
- Closing costs (4.0%)$22,600
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$50,289
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$449,000
Short-life (5/15-yr)
$156,000 · 35%
Year-1 deduction
$157,000
Year-1 tax shield @ 32%
$50,000
Land 21% (county tax record, assessed value split) · building $293,000 over 39 years
Based on: 1,520 sq ft, built 1982, 3 bd / 2 ba, furnished, listing features (deck, patio, fence, fireplace, stone counters, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $98,000 in year 1 (22% short-life, $31,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $12,300
Kitchen cabinetsdefault
$9,100 new × 40% good × 3.36 allocation
- $12,500
Kitchen countertops (stone)listing
$9,300 new × 40% good × 3.36 allocation
- $3,600
Decorative trimdefault
$2,700 new × 40% good × 3.36 allocation
- $400
Mirrorsdefault
$300 new × 40% good × 3.36 allocation
- $1,600
Shelvingdefault
$1,200 new × 40% good × 3.36 allocation
- $5,000
Window coverings (15)default
$3,800 new × 40% good × 3.36 allocation
- $13,100
Carpet, vinyl & laminate (100% of floors)listing
$9,800 new × 40% good × 3.36 allocation
- $9,500
Kitchen & laundry equipment plumbingdefault
$7,100 new × 40% good × 3.36 allocation
- $5,800
Kitchen, laundry & data equipment electricaldefault
$4,300 new × 40% good × 3.36 allocation
- $7,700
Appliances (range, microwave, dishwasher, refrigerator)listing
$5,700 new × 40% good × 3.36 allocation
- $7,800
Furniture conveyed with the sale (used)listing
$19,500 new × 40% good · out of the price
- $13,600
Paving: driveway & walks (paved)listing
$8,100 new × 50% good × 3.36 allocation
- $13,100
Landscaping (typical)default
$7,800 new × 50% good × 3.36 allocation
- $11,500
Patioslisting
$6,800 new × 50% good × 3.36 allocation
- $28,700
Decks & porches (attached)listing
$17,100 new × 50% good × 3.36 allocation
- $10,100
Fencinglisting
$6,000 new × 50% good × 3.36 allocation
- $221,000
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$164,600 new × 40% good × 3.36 allocation
- $22,900
Building plumbing & fixturesdefault
$17,100 new × 40% good × 3.36 allocation
- $22,200
Building electrical & lightingdefault
$16,500 new × 40% good × 3.36 allocation
- $23,000
HVACdefault
$17,100 new × 40% good × 3.36 allocation
- $3,500
Fireplacelisting
$2,600 new × 40% good × 3.36 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $79,300 | $76,900 | $900 | $157,200 |
| 2 | $0 | $0 | $7,500 | $7,500 |
| 3 | $0 | $0 | $7,500 | $7,500 |
| 4 | $0 | $0 | $7,500 | $7,500 |
| 5 | $0 | $0 | $7,500 | $7,500 |
| 6+ | $0 | $0 | $261,700 | $261,700 |
| Total | $79,300 | $76,900 | $292,700 | $448,900 |
The building's share of the price ($441,000) is 3.4x our depreciated replacement cost of the home ($131,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.