13709 Sacramento St
Shasta Lake, CA 96019
$315,000
3 bd · 2 ba · 1,220 sqft · Listed 29d ago
View on Realtor.com →Year built
2006
Sqft
1,220
Lot sqft
5,227
HOA / mo
$0
Furnished
No
List date
2026-08-31T07:16:47.000000Z
Revenue
Annual revenue
$26,928
ADR
$143
Occupancy
52%
Cleaning fees (12 mo)
$4,158
Confidence
Low (35.61), 14 comps
Comp revenue range (p25 / median / p75)
A get a way from your home stay! With Breakfast!
House · 2 bd · 1 ba · sleeps 5 · 0.8 mi
Revenue $4,712ADR $155Occ ≈ 8%4.9★ (102)
Shasta Lake Retreat! 4 Bedroom Home on 1/2 acre
House · 4 bd · 2 ba · sleeps 8 · 1.5 mi
Revenue $15,733ADR $250Occ ≈ 17%5★ (42)
Sunny California Retreat w/ Pool Access & Patio!
Vacation home · 2 bd · 1 ba · sleeps 4 · 1.6 mi
Revenue $25,344ADR $130Occ ≈ 53%5★ (1)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Beautiful 2 story home one mile From shast Lake House | 2 bd · 1.5 ba · sleeps 6 | $15,199 | $136 | 31% | 4.5★ (118) | 0.1 mi | AirbnbVrbo |
Shasta Lake Fun House | 2 bd · 1 ba · sleeps 4 | $6,835 | $166 | 11% | 5★ (10) | 0.2 mi | Airbnb |
A get a way from your home stay! With Breakfast! House | 2 bd · 1 ba · sleeps 5 | $4,712 | $155 | 8% | 4.9★ (102) | 0.8 mi | Airbnb |
*Family friendly *Hot Tub *2200 sq ft *2 acres House | 3 bd · 2 ba · sleeps 9 | $56,514 | $266 | 58% | 4.7★ (128) | 0.8 mi | AirbnbVrbo |
Home in Shasta Lake Near Redding: Early Check-In! House | 3 bd · 2 ba · sleeps 8 | $41,034 | $232 | 48% | 5★ (79) | 1.0 mi | AirbnbVrboBooking |
The Birdhouse At Shasta Lake House | 2 bd · 1 ba · sleeps 4 | $27,710 | $173 | 44% | 4.7★ (26) | 1.2 mi | AirbnbVrboBooking |
White retreat-close to I5- Petfriendly near Bethel House | 3 bd · 2 ba · sleeps 8 | $51,172 | $175 | 80% | 4.8★ (81) | 1.4 mi | AirbnbVrboBooking |
Close to I5: Newer Pet-friendly Home Near Bethel House | 3 bd · 2 ba · sleeps 7 | $21,242 | $142 | 41% | 3.7★ (3) | 1.4 mi | AirbnbVrbo |
Shasta Lake Retreat! 4 Bedroom Home on 1/2 acre House | 4 bd · 2 ba · sleeps 8 | $15,733 | $250 | 17% | 5★ (42) | 1.5 mi | Airbnb |
Sunny California Retreat w/ Pool Access & Patio! Vacation home | 2 bd · 1 ba · sleeps 4 | $25,344 | $130 | 53% | 5★ (1) | 1.6 mi | Booking |
Show all 14 comps
Cozy Shasta Retreat.
House · 4 bd · 2 ba · sleeps 7 · 1.9 mi
Revenue $37,064ADR $164Occ ≈ 62%4.7★ (74)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
A Touch of Class and History II House | 2 bd · 2 ba · sleeps 6 | $1,246 | $178 | 2% | 5★ (1) | 1.7 mi | AirbnbVrbo |
A Touch Of Class and History House | 2 bd · 2 ba · sleeps 6 | $39,569 | $201 | 54% | 5★ (437) | 1.7 mi | AirbnbVrbo |
Lounge + Lake House | 2 bd · 1 ba · sleeps 4 | $27,253 | $148 | 50% | 4.9★ (66) | 1.7 mi | AirbnbVrbo |
Cozy Shasta Retreat. House | 4 bd · 2 ba · sleeps 7 | $37,064 | $164 | 62% | 4.7★ (74) | 1.9 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.78% = 7.03% Freddie Mac 30-yr avg (Sep 24) + 0.75% investor premium
Est. revenue
$26,928
NOI
$9,880
Cash flow /mo
-$874
Cash needed
$110,850
Cash-on-cash
-9.5%
ROE (yr 1)
0.9%
Cap rate
3.1%
DSCR
0.49
Year-1 write-off
$84,230
Year-1 tax shield @ 32%
$26,954
Year-1 return on equity
- Cash flow (annual)-$10,489
- Principal paydown$2,061
- Appreciation at%$9,450
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$5,386
- Platform fees (3% of revenue)$808
- Maintenance / capex (5% of revenue)$1,346
- Utilities & supplies$4,200
- HOA$0
- Property tax$3,938
- Insurance (STR-rated)$1,843
Cash needed to close
- Down payment (25%)$78,750
- Closing costs (4.0%)$12,600
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$26,954
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$286,000
Short-life (5/15-yr)
$64,000 · 22%
Year-1 deduction
$84,000
Year-1 tax shield @ 32%
$27,000
Land 9% (county tax record, assessed value split) · building $223,000 over 39 years · new furniture $20,000
Based on: 1,220 sq ft, built 2006, 3 bd / 2 ba, unfurnished, listing features (fence, flooring types, septic).
IRS-guide safe-harbor floor: $68,000 in year 1 (17% short-life, $22,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $6,600
Kitchen cabinetsdefault
$8,500 new × 40% good × 1.93 allocation
- $5,400
Kitchen countertopsdefault
$6,900 new × 40% good × 1.93 allocation
- $1,700
Decorative trimdefault
$2,100 new × 40% good × 1.93 allocation
- $200
Mirrorsdefault
$300 new × 40% good × 1.93 allocation
- $900
Shelvingdefault
$1,200 new × 40% good × 1.93 allocation
- $2,300
Window coverings (12)default
$3,000 new × 40% good × 1.93 allocation
- $6,100
Carpet, vinyl & laminate (100% of floors)listing
$7,900 new × 40% good × 1.93 allocation
- $7,700
Kitchen & laundry equipment plumbingdefault
$6,600 new × 60% good × 1.93 allocation
- $4,600
Kitchen, laundry & data equipment electricaldefault
$4,000 new × 60% good × 1.93 allocation
- $6,300
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 40% good × 1.93 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $7,000
Paving: driveway & walks (paved)default
$7,200 new × 50% good × 1.93 allocation
- $6,700
Landscaping (typical)default
$7,000 new × 50% good × 1.93 allocation
- $1,200
Patiosdefault
$1,200 new × 50% good × 1.93 allocation
- $1,200
Decks & porches (attached)default
$1,200 new × 50% good × 1.93 allocation
- $5,800
Fencinglisting
$6,000 new × 50% good × 1.93 allocation
- $169,900
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$131,800 new × 67% good × 1.93 allocation
- $15,900
Building plumbing & fixturesdefault
$13,700 new × 60% good × 1.93 allocation
- $14,800
Building electrical & lightingdefault
$12,700 new × 60% good × 1.93 allocation
- $10,600
HVACdefault
$13,700 new × 40% good × 1.93 allocation
- $11,600
Septic systemlisting
$12,000 new × 50% good × 1.93 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $61,200 | $21,900 | $1,200 | $84,200 |
| 2 | $0 | $0 | $5,700 | $5,700 |
| 3 | $0 | $0 | $5,700 | $5,700 |
| 4 | $0 | $0 | $5,700 | $5,700 |
| 5 | $0 | $0 | $5,700 | $5,700 |
| 6+ | $0 | $0 | $198,800 | $198,800 |
| Total | $61,200 | $21,900 | $222,800 | $305,900 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Rules differ by jurisdiction. City of Redding caps whole-home vacation rentals at 400 with a 600 ft spacing rule (300 ft with a physical buffer), and its permit is NOT transferable to a new owner. Shasta Lake city and unincorporated Shasta County allow permitted rentals with no cap found, but permits also do not transfer on sale. Lodging tax ~10% plus a 2% tourism assessment in Redding. Verify parcel eligibility with the city or county before you buy.