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13709 Sacramento St

13709 Sacramento St

Shasta Lake, CA 96019

$315,000

3 bd · 2 ba · 1,220 sqft · Listed 29d ago

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Low confidence

Year built

2006

Sqft

1,220

Lot sqft

5,227

HOA / mo

$0

Furnished

No

List date

2026-08-31T07:16:47.000000Z

Revenue

Annual revenue

$26,928

ADR

$143

Occupancy

52%

Cleaning fees (12 mo)

$4,158

Confidence

Low (35.61), 14 comps

Comp revenue range (p25 / median / p75)

$15,333$26,299$38,943
  • Beautiful 2 story home one mile From shast Lake

    House · 2 bd · 1.5 ba · sleeps 6 · 0.1 mi

    Revenue $15,199ADR $136Occ ≈ 31%4.5★ (118)

    AirbnbVrbo

  • Shasta Lake Fun

    House · 2 bd · 1 ba · sleeps 4 · 0.2 mi

    Revenue $6,835ADR $166Occ ≈ 11%5★ (10)

    Airbnb

  • A get a way from your home stay! With Breakfast!

    House · 2 bd · 1 ba · sleeps 5 · 0.8 mi

    Revenue $4,712ADR $155Occ ≈ 8%4.9★ (102)

    Airbnb

  • *Family friendly *Hot Tub *2200 sq ft *2 acres

    House · 3 bd · 2 ba · sleeps 9 · 0.8 mi

    Revenue $56,514ADR $266Occ ≈ 58%4.7★ (128)

    AirbnbVrbo

  • Home in Shasta Lake Near Redding: Early Check-In!

    House · 3 bd · 2 ba · sleeps 8 · 1.0 mi

    Revenue $41,034ADR $232Occ ≈ 48%5★ (79)

    AirbnbVrboBooking

  • The Birdhouse At Shasta Lake

    House · 2 bd · 1 ba · sleeps 4 · 1.2 mi

    Revenue $27,710ADR $173Occ ≈ 44%4.7★ (26)

    AirbnbVrboBooking

  • White retreat-close to I5- Petfriendly near Bethel

    House · 3 bd · 2 ba · sleeps 8 · 1.4 mi

    Revenue $51,172ADR $175Occ ≈ 80%4.8★ (81)

    AirbnbVrboBooking

  • Close to I5: Newer Pet-friendly Home Near Bethel

    House · 3 bd · 2 ba · sleeps 7 · 1.4 mi

    Revenue $21,242ADR $142Occ ≈ 41%3.7★ (3)

    AirbnbVrbo

  • Shasta Lake Retreat! 4 Bedroom Home on 1/2 acre

    House · 4 bd · 2 ba · sleeps 8 · 1.5 mi

    Revenue $15,733ADR $250Occ ≈ 17%5★ (42)

    Airbnb

  • Sunny California Retreat w/ Pool Access & Patio!

    Vacation home · 2 bd · 1 ba · sleeps 4 · 1.6 mi

    Revenue $25,344ADR $130Occ ≈ 53%5★ (1)

    Booking

Show all 14 comps
  • A Touch of Class and History II

    House · 2 bd · 2 ba · sleeps 6 · 1.7 mi

    Revenue $1,246ADR $178Occ ≈ 2%5★ (1)

    AirbnbVrbo

  • A Touch Of Class and History

    House · 2 bd · 2 ba · sleeps 6 · 1.7 mi

    Revenue $39,569ADR $201Occ ≈ 54%5★ (437)

    AirbnbVrbo

  • Lounge + Lake

    House · 2 bd · 1 ba · sleeps 4 · 1.7 mi

    Revenue $27,253ADR $148Occ ≈ 50%4.9★ (66)

    AirbnbVrbo

  • Cozy Shasta Retreat.

    House · 4 bd · 2 ba · sleeps 7 · 1.9 mi

    Revenue $37,064ADR $164Occ ≈ 62%4.7★ (74)

    Airbnb

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing

Est. revenue

$26,928

NOI

$9,880

Cash flow /mo

$823

Cash needed

$347,100

Cash-on-cash (all cash)

2.8%

ROE (yr 1)

5.6%

Cap rate

3.1%

DSCR

—

Year-1 write-off

$84,230

Year-1 tax shield @ 32%

$26,954

Year-1 return on equity

  • Cash flow (annual)$9,880
  • Principal paydown (n/a, cash)$0
  • Appreciation at%$9,450
ROE5.6%
ROE incl. year-1 tax savings (32% bracket, STR loophole)13.3%
Opex, cash-needed & tax-savings breakdown

Annual operating expenses

  • Management (20% of revenue)$5,386
  • Platform fees (3% of revenue)$808
  • Maintenance / capex (5% of revenue)$1,346
  • Utilities & supplies$4,200
  • HOA$0
  • Property tax$3,938
  • Insurance (STR-rated)$1,843

Cash needed to close

  • Purchase price (all cash)$315,000
  • Closing costs (4.0%)$12,600
  • Furnishing (bought new)$19,500

Tax savings if the STR loophole applies

  • Tax shield @ 32%$26,954

Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$286,000

Short-life (5/15-yr)

$64,000 · 22%

Year-1 deduction

$84,000

Year-1 tax shield @ 32%

$27,000

Land 9% (county tax record, assessed value split) · building $223,000 over 39 years · new furniture $20,000

Based on: 1,220 sq ft, built 2006, 3 bd / 2 ba, unfurnished, listing features (fence, flooring types, septic).

IRS-guide safe-harbor floor: $68,000 in year 1 (17% short-life, $22,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$61,200
  • Kitchen cabinetsdefault

    $8,500 new × 40% good × 1.93 allocation

    $6,600
  • Kitchen countertopsdefault

    $6,900 new × 40% good × 1.93 allocation

    $5,400
  • Decorative trimdefault

    $2,100 new × 40% good × 1.93 allocation

    $1,700
  • Mirrorsdefault

    $300 new × 40% good × 1.93 allocation

    $200
  • Shelvingdefault

    $1,200 new × 40% good × 1.93 allocation

    $900
  • Window coverings (12)default

    $3,000 new × 40% good × 1.93 allocation

    $2,300
  • Carpet, vinyl & laminate (100% of floors)listing

    $7,900 new × 40% good × 1.93 allocation

    $6,100
  • Kitchen & laundry equipment plumbingdefault

    $6,600 new × 60% good × 1.93 allocation

    $7,700
  • Kitchen, laundry & data equipment electricaldefault

    $4,000 new × 60% good × 1.93 allocation

    $4,600
  • Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default

    $8,100 new × 40% good × 1.93 allocation

    $6,300
  • Furniture bought newlisting

    $19,500 new × 100% good · bought separately

    $19,500
15-year land improvements$21,900
  • Paving: driveway & walks (paved)default

    $7,200 new × 50% good × 1.93 allocation

    $7,000
  • Landscaping (typical)default

    $7,000 new × 50% good × 1.93 allocation

    $6,700
  • Patiosdefault

    $1,200 new × 50% good × 1.93 allocation

    $1,200
  • Decks & porches (attached)default

    $1,200 new × 50% good × 1.93 allocation

    $1,200
  • Fencinglisting

    $6,000 new × 50% good × 1.93 allocation

    $5,800
Building, 39-year$222,800
  • Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault

    $131,800 new × 67% good × 1.93 allocation

    $169,900
  • Building plumbing & fixturesdefault

    $13,700 new × 60% good × 1.93 allocation

    $15,900
  • Building electrical & lightingdefault

    $12,700 new × 60% good × 1.93 allocation

    $14,800
  • HVACdefault

    $13,700 new × 40% good × 1.93 allocation

    $10,600
  • Septic systemlisting

    $12,000 new × 50% good × 1.93 allocation

    $11,600

About the property

Depreciation schedule: typical cost seg study

Year5-yr15-yrBuildingTotal
1$61,200$21,900$1,200$84,200
2$0$0$5,700$5,700
3$0$0$5,700$5,700
4$0$0$5,700$5,700
5$0$0$5,700$5,700
6+$0$0$198,800$198,800
Total$61,200$21,900$222,800$305,900

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

Rules differ by jurisdiction. City of Redding caps whole-home vacation rentals at 400 with a 600 ft spacing rule (300 ft with a physical buffer), and its permit is NOT transferable to a new owner. Shasta Lake city and unincorporated Shasta County allow permitted rentals with no cap found, but permits also do not transfer on sale. Lodging tax ~10% plus a 2% tourism assessment in Redding. Verify parcel eligibility with the city or county before you buy.