668 Butte Ave
Big Bear City, CA 92314
$435,000
2 bd · 2 ba · 1,104 sqft · Listed 1d ago
View on Realtor.com →Year built
1982
Sqft
1,104
Lot sqft
7,888
HOA / mo
None
Furnished
Yes
List date
2026-09-29T16:44:58.000000Z
Revenue
Annual revenue
$34,027
ADR
$217
Occupancy
43%
Cleaning fees (12 mo)
$6,984
Confidence
Low (39.21), 49 comps
Comp revenue range (p25 / median / p75)
Moonridge Memories | King Suite, HotTub & Gameroom
Cabin · 2 bd · 1.5 ba · sleeps 6 · 69 ft
Revenue $43,683ADR $289Occ ≈ 41%5★ (90)
Woodsy Retreat ★Hot Tub ★A/C ★Near the slopes
Cabin · 2 bd · 1 ba · sleeps 6 · 213 ft
Revenue $55,131ADR $206Occ ≈ 73%5★ (401)
Majestic Mountain Oasis
Vacation home · 2 bd · 2 ba · sleeps 6 · 289 ft
Revenue $37,845ADR $173Occ ≈ 60%3.5★ (1)
Charming Ski Getaway, views, BBQ, Covered deck near Bear Mountain Ski Resort
Cabin · 2 bd · 3 ba · sleeps 6 · 0.1 mi
Revenue $3,974ADR $198Occ ≈ 5%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Moonridge Memories | King Suite, HotTub & Gameroom Cabin | 2 bd · 1.5 ba · sleeps 6 | $43,683 | $289 | 41% | 5★ (90) | 69 ft | Airbnb |
Woodsy Retreat ★Hot Tub ★A/C ★Near the slopes Cabin | 2 bd · 1 ba · sleeps 6 | $55,131 | $206 | 73% | 5★ (401) | 213 ft | Airbnb |
Majestic Mountain Oasis Vacation home | 2 bd · 2 ba · sleeps 6 | $37,845 | $173 | 60% | 3.5★ (1) | 289 ft | Booking |
Majestic Mountain SPA Oasis, BBQ & Pet Friendly Cabin | 2 bd · 2.5 ba · sleeps 6 | $41,890 | $187 | 61% | 4.8★ (36) | 302 ft | AirbnbVrbo |
Moonridge Cabin w/ HOT TUB blks to ski/golf/zoo Cabin | 2 bd · 1 ba · sleeps 4 | $11,545 | $282 | 11% | 4.7★ (64) | 318 ft | AirbnbVrbo |
Pet friendly Luna Lodge. House | 2 bd · 1.5 ba · sleeps 6 | $36,359 | $247 | 40% | 5★ (129) | 404 ft | AirbnbBooking |
Torii Alpine Home! Big Bear Lake - Hot tub & Yard! House | 2 bd · 2 ba · sleeps 6 | $42,464 | $338 | 34% | 4.8★ (153) | 472 ft | AirbnbVrbo |
Big Bear Moonridge cabin close to Ski resorts. Cabin | 2 bd · 1.5 ba · sleeps 6 | $9,308 | $298 | 9% | 5★ (40) | 0.1 mi | AirbnbVrbo |
The 717 - Upper Moonridge - VERY Close to Resorts! Cabin | 2 bd · 2 ba · sleeps 6 | $43,430 | $177 | 67% | 5★ (373) | 0.1 mi | AirbnbVrboBooking |
Charming Ski Getaway, views, BBQ, Covered deck near Bear Mountain Ski Resort Cabin | 2 bd · 3 ba · sleeps 6 | $3,974 | $198 | 5% | — | 0.1 mi | Vrbo |
Show all 49 comps
Charming Ski Getaway, views, BBQ, Covered deck near Bear Mountain Ski Resort
Cabin · 2 bd · 3 ba · sleeps 6 · 0.1 mi
Revenue $629ADR $157Occ ≈ 1%4.7★ (33)
The Perch - Forest Views, sleeps 7, Moonridge
Cabin · 2 bd · 2 ba · sleeps 7 · 0.1 mi
Revenue $13,119ADR $223Occ ≈ 16%4.8★ (20)
Moonlight Ridge - 1929 by Big Bear Vacations
Vacation home · 2 bd · 1 ba · sleeps 4 · 0.1 mi
Revenue $53,822ADR $601Occ ≈ 25%5★ (2)
Unique Artisan Retreat, Gorgeous Views, Hot Tub
Cabin · 2 bd · 2 ba · sleeps 4 · 0.1 mi
Revenue $35,306ADR $485Occ ≈ 20%5★ (49)
Serene Pines
Vacation home · 2 bd · 1 ba · sleeps 6 · 0.2 mi
Revenue $37,480ADR $205Occ ≈ 50%4.8★ (3)
PANSIZE: Cozy Moonridge Chalet in the Wood
Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi
Revenue $45,846ADR $160Occ ≈ 79%4.9★ (363)
Lux Mod A-Frame w Stunning Floor to Ceiling Views!
Cabin · 2 bd · 2 ba · sleeps 7 · 0.2 mi
Revenue $28,149ADR $405Occ ≈ 19%5★ (9)
La Osita A-Frame
Vacation home · 2 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $54,355ADR $451Occ ≈ 33%—
Moonridge Hideaway
Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi
Revenue $23,281ADR $210Occ ≈ 30%4.9★ (305)
Family Friendly Spacious Cabin in Moonridge!
Cabin · 2 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $13,414ADR $208Occ ≈ 18%4.9★ (66)
Mondbärenhaus | fun-cozy-modern-view-architectural
Cabin · 2 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $11,865ADR $177Occ ≈ 18%5★ (15)
Pets Allowed+Projector+BBQ+A/C | Wolf Moon Lodge
Cabin · 2 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $50,517ADR $421Occ ≈ 33%5★ (162)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Charming Ski Getaway, views, BBQ, Covered deck near Bear Mountain Ski Resort Cabin | 2 bd · 3 ba · sleeps 6 | $629 | $157 | 1% | 4.7★ (33) | 0.1 mi | Vrbo |
Spectacular Views! * Hot Tub* Upper Moonridge Cabin | 2 bd · 1 ba · sleeps 3 | $30,547 | $257 | 33% | 5★ (152) | 0.1 mi | AirbnbVrbo |
The Perch - Forest Views, sleeps 7, Moonridge Cabin | 2 bd · 2 ba · sleeps 7 | $13,119 | $223 | 16% | 4.8★ (20) | 0.1 mi | Airbnb |
Luna Lodge Ski Slope with Outdoor dining\Hot tub Cabin | 2 bd · 1.5 ba · sleeps 7 | $7,679 | $243 | 9% | 5★ (24) | 0.1 mi | AirbnbBooking |
Moonlight Ridge - 1929 by Big Bear Vacations Vacation home | 2 bd · 1 ba · sleeps 4 | $53,822 | $601 | 25% | 5★ (2) | 0.1 mi | Booking |
Cozy Moon Cabin Cabin | 2 bd · 1.5 ba · sleeps 6 | $37,482 | $216 | 48% | 4.7★ (128) | 0.1 mi | AirbnbVrboBooking |
Unique Artisan Retreat, Gorgeous Views, Hot Tub Cabin | 2 bd · 2 ba · sleeps 4 | $35,306 | $485 | 20% | 5★ (49) | 0.1 mi | Airbnb |
Cheerful 2- bedroom 1 bath Cabin. Ready to Relax Cabin | 2 bd · 1 ba · sleeps 7 | $7,979 | $189 | 12% | 4.6★ (82) | 0.1 mi | AirbnbVrbo |
Moonlight Inn Cabin | 2 bd · 3 ba · sleeps 6 | $4,704 | $0 | — | 5★ (47) | 0.2 mi | Airbnb |
Bluebeary Cabin - Weekend Special, Spa, Dogs ok Chalet | 2 bd · 1.5 ba · sleeps 6 | $23,047 | $245 | 26% | 4.8★ (209) | 0.2 mi | AirbnbVrbo |
Sheephorn Getaway-jacuzzi+firepit+mins to slopes Cabin | 2 bd · 1 ba · sleeps 4 | $56,412 | $231 | 67% | 4.9★ (193) | 0.2 mi | AirbnbVrbo |
Stylish Cabin Hideaway•EVCharger•Igloo Lounge•Spa Cabin | 2 bd · 1 ba · sleeps 6 | $32,068 | $250 | 35% | 4.9★ (41) | 0.2 mi | AirbnbVrboBooking |
King Bear Cabin | 2 bd · 2 ba · sleeps 5 | $20,006 | $210 | 26% | 4.7★ (82) | 0.2 mi | Airbnb |
Modern Rustic 2 Bedroom Sunset Cabin with Spa Cabin | 2 bd · 2 ba · sleeps 7 | $50,872 | $300 | 46% | 5★ (153) | 0.2 mi | AirbnbVrbo |
Resting Falcon Retreat / Spa, Mountain Views, Near House | 2 bd · 2 ba · sleeps 8 | $2,244 | $320 | 2% | — | 0.2 mi | AirbnbVrboBooking |
Large Fenced Yard | Fire Pit | A/C | EV Charger | Cabin | 2 bd · 2 ba · sleeps 7 | $40,359 | $332 | 33% | 5★ (141) | 0.2 mi | AirbnbVrboBooking |
Snow Haven Cabin - Moonridge Cabin | 2 bd · 2 ba · sleeps 6 | $23,961 | $249 | 26% | 4.8★ (96) | 0.2 mi | AirbnbVrbo |
Lux A-Frame Slope Views, AC, Game Room & Hot Tub Cabin | 2 bd · 2 ba · sleeps 7 | $40,979 | $441 | 25% | 4.7★ (10) | 0.2 mi | AirbnbVrbo |
Charming Moonridge cabin with viewsBBQDeck Cabin | 2 bd · 3 ba · sleeps 6 | $23,761 | $226 | 29% | 4.7★ (16) | 0.2 mi | AirbnbVrbo |
Serene Pines Vacation home | 2 bd · 1 ba · sleeps 6 | $37,480 | $205 | 50% | 4.8★ (3) | 0.2 mi | Booking |
PANSIZE: Cozy Moonridge Chalet in the Wood Cabin | 2 bd · 1 ba · sleeps 6 | $45,846 | $160 | 79% | 4.9★ (363) | 0.2 mi | Airbnb |
Lux Mod A-Frame w Stunning Floor to Ceiling Views! Cabin | 2 bd · 2 ba · sleeps 7 | $28,149 | $405 | 19% | 5★ (9) | 0.2 mi | Airbnb |
La Osita A-Frame Vacation home | 2 bd · 2 ba · sleeps 6 | $54,355 | $451 | 33% | — | 0.2 mi | Booking |
Your Quiet Cabin/1 Queen/2 Full/1 Bathroom/Loft Cabin | 2 bd · 1 ba · sleeps 6 | $45,245 | $199 | 62% | 4.8★ (267) | 0.2 mi | AirbnbVrboBooking |
Location, location, location! Hot Tub Walk to Ski! Cabin | 2 bd · 2 ba · sleeps 4 | $24,080 | $272 | 24% | 5★ (290) | 0.2 mi | AirbnbVrbo |
5-Star! Ski Run Resort Views! Close to Lake/Slopes Cabin | 2 bd · 1 ba · sleeps 3 | $7,243 | $364 | 5% | 4.8★ (30) | 0.2 mi | AirbnbVrboBooking |
Quiet Mountain Treehouse w/ Luxury Touch with AC Cabin | 2 bd · 1 ba · sleeps 4 | $41,662 | $358 | 32% | 5★ (24) | 0.2 mi | AirbnbVrboBooking |
Moonridge Villa | BBQ | Spa | Wood Fireplace House | 2 bd · 1.5 ba · sleeps 7 | $36,271 | $249 | 40% | 4.8★ (44) | 0.2 mi | AirbnbVrbo |
*Big Bear Gambrel*Hot Tub*Game Room*Central Cabin* Chalet | 2 bd · 2 ba · sleeps 10 | $44,198 | $508 | 24% | 3.9★ (4) | 0.2 mi | AirbnbVrboBooking |
Alpine Retreat Cali Bear, near slopes, hot tub! Cabin | 2 bd · 1.5 ba · sleeps 6 | $101,044 | $907 | 31% | 4.8★ (20) | 0.2 mi | AirbnbVrbo |
Moonridge Hideaway Cabin | 2 bd · 1 ba · sleeps 6 | $23,281 | $210 | 30% | 4.9★ (305) | 0.2 mi | Airbnb |
Family Friendly Spacious Cabin in Moonridge! Cabin | 2 bd · 2 ba · sleeps 6 | $13,414 | $208 | 18% | 4.9★ (66) | 0.2 mi | Airbnb |
Cozy Cabin Escape for Families & Friends House | 2 bd · 2 ba · sleeps 6 | $9,079 | $234 | 11% | 4.3★ (12) | 0.2 mi | AirbnbVrboBooking |
Moonridge Mountain Retreat with Views and Hot Tub Cabin | 2 bd · 2 ba · sleeps 4 | $44,888 | $248 | 50% | 4.8★ (285) | 0.2 mi | AirbnbVrboBooking |
Mondbärenhaus | fun-cozy-modern-view-architectural Cabin | 2 bd · 2 ba · sleeps 6 | $11,865 | $177 | 18% | 5★ (15) | 0.2 mi | Airbnb |
Hygge Frosk Breathtaking Summer Views, SPA & Deck Cabin | 2 bd · 2 ba · sleeps 5 | $37,053 | $242 | 42% | 4.9★ (59) | 0.2 mi | AirbnbVrboBooking |
Treehouse A-Frame | Hot Tub, Games, BBQ & Views Cabin | 2 bd · 1 ba · sleeps 4 | $42,170 | $402 | 29% | 5★ (108) | 0.2 mi | AirbnbVrbo |
BearCreek- Close to Ski resort House | 2 bd · 1 ba · sleeps 4 | $18,499 | $267 | 19% | 4.9★ (20) | 0.2 mi | AirbnbVrbo |
Pets Allowed+Projector+BBQ+A/C | Wolf Moon Lodge Cabin | 2 bd · 2 ba · sleeps 6 | $50,517 | $421 | 33% | 5★ (162) | 0.3 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.78% = 7.03% Freddie Mac 30-yr avg (Sep 24) + 0.75% investor premium
Est. revenue
$34,027
NOI
$13,296
Cash flow /mo
-$1,236
Cash needed
$126,150
Cash-on-cash
-11.8%
ROE (yr 1)
0.8%
Cap rate
3.1%
DSCR
0.47
Year-1 write-off
$116,880
Year-1 tax shield @ 32%
$37,402
Year-1 return on equity
- Cash flow (annual)-$14,833
- Principal paydown$2,847
- Appreciation at%$13,050
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$6,805
- Platform fees (3% of revenue)$1,021
- Maintenance / capex (5% of revenue)$1,701
- Utilities & supplies$4,200
- HOA$0
- Property tax$5,438
- Insurance (STR-rated)$2,219
Cash needed to close
- Down payment (25%)$108,750
- Closing costs (4.0%)$17,400
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$37,402
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$334,000
Short-life (5/15-yr)
$116,000 · 35%
Year-1 deduction
$117,000
Year-1 tax shield @ 32%
$37,000
Land 24% (county tax record, assessed value split) · building $218,000 over 39 years
Based on: 1,104 sq ft, built 1982, 2 bd / 2 ba, furnished, listing features (hot tub, deck, fireplace, stone counters, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $70,000 in year 1 (21% short-life, $22,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $11,100
Kitchen cabinetsdefault
$8,200 new × 40% good × 3.36 allocation
- $11,300
Kitchen countertops (stone)listing
$8,400 new × 40% good × 3.36 allocation
- $2,600
Decorative trimdefault
$1,900 new × 40% good × 3.36 allocation
- $400
Mirrorsdefault
$300 new × 40% good × 3.36 allocation
- $1,200
Shelvingdefault
$900 new × 40% good × 3.36 allocation
- $3,700
Window coverings (11)default
$2,800 new × 40% good × 3.36 allocation
- $4,800
Carpet, vinyl & laminate (50% of floors)listing
$3,600 new × 40% good × 3.36 allocation
- $8,600
Kitchen & laundry equipment plumbingdefault
$6,400 new × 40% good × 3.36 allocation
- $5,200
Kitchen, laundry & data equipment electricaldefault
$3,900 new × 40% good × 3.36 allocation
- $3,400
Appliances (range, microwave)listing
$2,500 new × 40% good × 3.36 allocation
- $12,100
Hot tub (freestanding)listing
$9,000 new × 40% good × 3.36 allocation
- $6,400
Furniture conveyed with the sale (used)listing
$16,000 new × 40% good · out of the price
- $11,600
Paving: driveway & walks (paved)listing
$6,900 new × 50% good × 3.36 allocation
- $11,100
Landscaping (typical)default
$6,600 new × 50% good × 3.36 allocation
- $1,800
Patiosdefault
$1,100 new × 50% good × 3.36 allocation
- $20,900
Decks & porches (attached)listing
$12,400 new × 50% good × 3.36 allocation
- $160,700
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$119,400 new × 40% good × 3.36 allocation
- $16,600
Building plumbing & fixturesdefault
$12,400 new × 40% good × 3.36 allocation
- $15,200
Building electrical & lightingdefault
$11,300 new × 40% good × 3.36 allocation
- $16,700
HVACdefault
$12,400 new × 40% good × 3.36 allocation
- $4,800
Hardwood & tile floorsdefault
$3,600 new × 40% good × 3.36 allocation
- $3,500
Fireplacelisting
$2,600 new × 40% good × 3.36 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $70,700 | $45,400 | $700 | $116,900 |
| 2 | $0 | $0 | $5,600 | $5,600 |
| 3 | $0 | $0 | $5,600 | $5,600 |
| 4 | $0 | $0 | $5,600 | $5,600 |
| 5 | $0 | $0 | $5,600 | $5,600 |
| 6+ | $0 | $0 | $194,500 | $194,500 |
| Total | $70,700 | $45,400 | $217,500 | $333,700 |
The building's share of the price ($327,000) is 3.4x our depreciated replacement cost of the home ($97,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.