3549 Adams Ln

Redding, CA 96002

$359,900

3 bd · 2 ba · 1,584 sqft · Listed 1d ago

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Low confidence

Year built

1999

Sqft

1,584

Lot sqft

8,276

HOA / mo

Furnished

List date

2026-09-30T22:36:02.000000Z

Revenue

Annual revenue

$36,034

ADR

$186

Occupancy

53%

Cleaning fees (12 mo)

$4,777

Confidence

Med (55.32), 5 comps

Comp revenue range (p25 / median / p75)

$25,143$30,680$43,431

Secure Garage • Central AC • W/D • No Animals
House · 3 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $17,515ADR $303Occ ≈ 16%4.8★ (45)
Airbnb Vrbo Booking
Redding Ranch Style House with Pool
House · 4 bd · 2 ba · sleeps 6 · 0.4 mi
Revenue $56,643ADR $209Occ ≈ 74%4.9★ (274)
Airbnb
Cozy Blue Cottage
House · 3 bd · 1 ba · sleeps 6 · 0.5 mi
Revenue $25,143ADR $101Occ ≈ 68%4.9★ (16)
Airbnb
Bechelli Bungalow
House · 2 bd · 2 ba · sleeps 5 · 0.7 mi
Revenue $30,680ADR $129Occ ≈ 65%5★ (3)
Airbnb
Large 4 bedroom w/ play space, office, 3 king beds
House · 4 bd · 3 ba · sleeps 10 · 0.7 mi
Revenue $43,431ADR $243Occ ≈ 49%5★ (39)
Airbnb Vrbo

Listing	Size	Revenue (12 mo)	ADR	Occ ≈	Rating	Distance	Links
Secure Garage • Central AC • W/D • No Animals House	3 bd · 2 ba · sleeps 6	$17,515	$303	16%	4.8★ (45)	0.2 mi	Airbnb Vrbo Booking
Redding Ranch Style House with Pool House	4 bd · 2 ba · sleeps 6	$56,643	$209	74%	4.9★ (274)	0.4 mi	Airbnb
Cozy Blue Cottage House	3 bd · 1 ba · sleeps 6	$25,143	$101	68%	4.9★ (16)	0.5 mi	Airbnb
Bechelli Bungalow House	2 bd · 2 ba · sleeps 5	$30,680	$129	65%	5★ (3)	0.7 mi	Airbnb
Large 4 bedroom w/ play space, office, 3 king beds House	4 bd · 3 ba · sleeps 10	$43,431	$243	49%	5★ (39)	0.7 mi	Airbnb Vrbo

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing

Management

Purchase priceAlready furnishedTax bracketCount tax savings in returnsOnly if you can use the losses (STR loophole)

Est. revenue

$36,034

NOI

$15,680

Cash flow /mo

$1,307

Cash needed

$393,796

Cash-on-cash (all cash)

4.0%

ROE (yr 1)

6.7%

Cap rate

4.4%

DSCR

—

Year-1 write-off

$77,193

Year-1 tax shield @ 32%

$24,702

Year-1 return on equity

Cash flow (annual)$15,680
Principal paydown (n/a, cash)$0
Appreciation at%$10,797

ROE6.7%

Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.

Opex, cash-needed & tax-savings breakdown

Annual operating expenses

Management (20% of revenue)$7,207
Platform fees (3% of revenue)$1,081
Maintenance / capex (5% of revenue)$1,802
Utilities & supplies$4,200
HOA$0
Property tax$4,499
Insurance (STR-rated)$2,105

Cash needed to close

Purchase price (all cash)$359,900
Closing costs (4.0%)$14,396
Furnishing (bought new)$19,500

Tax savings if the STR loophole applies

Tax shield @ 32%$24,702

Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$277,000

Short-life (5/15-yr)

$57,000 · 21%

Year-1 deduction

$77,000

Year-1 tax shield @ 32%

$25,000

Land 23% (county tax record, assessed value split) · building $220,000 over 39 years · new furniture $20,000

Based on: 1,584 sq ft, built 1999, 3 bd / 2 ba, unfurnished, listing features (stone counters, flooring types).

Try the cost segregation calculator on any property →

IRS-guide safe-harbor floor: $59,000 in year 1 (14% short-life, $19,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$58,800

Kitchen cabinetsdefault
$9,300 new × 40% good × 1.83 allocation
$6,800
Kitchen countertops (stone)listing
$9,500 new × 40% good × 1.83 allocation
$7,000
Decorative trimdefault
$2,800 new × 40% good × 1.83 allocation
$2,000
Mirrorsdefault
$300 new × 40% good × 1.83 allocation
$200
Shelvingdefault
$1,200 new × 40% good × 1.83 allocation
$900
Window coverings (16)default
$4,000 new × 40% good × 1.83 allocation
$2,900
Carpet, vinyl & laminate (50% of floors)listing
$5,100 new × 40% good × 1.83 allocation
$3,700
Kitchen & laundry equipment plumbingdefault
$7,200 new × 46% good × 1.83 allocation
$6,100
Kitchen, laundry & data equipment electricaldefault
$4,400 new × 46% good × 1.83 allocation
$3,700
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 40% good × 1.83 allocation
$5,900
Furniture bought newlisting
$19,500 new × 100% good · bought separately
$19,500

15-year land improvements$17,700

Paving: driveway & walks (paved)default
$8,300 new × 50% good × 1.83 allocation
$7,600
Landscaping (typical)default
$7,900 new × 50% good × 1.83 allocation
$7,300
Patiosdefault
$1,600 new × 50% good × 1.83 allocation
$1,400
Decks & porches (attached)default
$1,600 new × 50% good × 1.83 allocation
$1,400

Building, 39-year$219,600

Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$171,600 new × 55% good × 1.83 allocation
$173,100
Building plumbing & fixturesdefault
$17,800 new × 46% good × 1.83 allocation
$15,000
Building electrical & lightingdefault
$17,400 new × 46% good × 1.83 allocation
$14,600
HVACdefault
$17,800 new × 40% good × 1.83 allocation
$13,100
Hardwood & tile floorsdefault
$5,100 new × 40% good × 1.83 allocation
$3,700

About the property

Sold furnishedGame roomHot tubPoolDeckDrivewayLandscapingFencedIrrigationLong-term rental (27.5-yr)Carpet / vinyl / laminate %Placed in serviceClosing costs $ (adds to basis)Land %Bonus depreciation %

Depreciation schedule: typical cost seg study

Year	5-yr	15-yr	Building	Total
1	$58,800	$17,700	$700	$77,200
2	$0	$0	$5,600	$5,600
3	$0	$0	$5,600	$5,600
4	$0	$0	$5,600	$5,600
5	$0	$0	$5,600	$5,600
6+	$0	$0	$196,300	$196,300
Total	$58,800	$17,700	$219,600	$296,000

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

Rules differ by jurisdiction. City of Redding caps whole-home vacation rentals at 400 with a 600 ft spacing rule (300 ft with a physical buffer), and its permit is NOT transferable to a new owner. Shasta Lake city and unincorporated Shasta County allow permitted rentals with no cap found, but permits also do not transfer on sale. Lodging tax ~10% plus a 2% tourism assessment in Redding. Verify parcel eligibility with the city or county before you buy.