2176 Weston St
La Crosse, WI 54601
$319,900
4 bd · 2 ba · 1,929 sqft · Listed 2d ago
View on Realtor.com →Year built
1954
Sqft
1,929
Lot sqft
8,712
HOA / mo
None
Furnished
No
List date
2026-09-29T17:42:08.000000Z
Revenue
Annual revenue
$50,213
ADR
$237
Occupancy
58%
Cleaning fees (12 mo)
$6,233
Confidence
Low (50.89), 6 comps
Comp revenue range (p25 / median / p75)
The Bluff View Collective Main House + Studio
House · 4 bd · 2.5 ba · sleeps 8 · 0.8 mi
Revenue $26,322ADR $472Occ ≈ 15%5★ (1)
Cabin-like Home in the Heart of La Crosse.
House · 4 bd · 2 ba · sleeps 8 · 0.8 mi
Revenue $42,138ADR $289Occ ≈ 40%5★ (70)
Beautiful Craftsman Bungalow - Centrally located!
House · 4 bd · 2 ba · sleeps 8 · 1.1 mi
Revenue $45,336ADR $321Occ ≈ 39%4.8★ (218)
Historic Withee Home / Main Level + Bowling Alley
Apartment · 4 bd · 1.5 ba · sleeps 8 · 1.4 mi
Revenue $95,976ADR $1,074Occ ≈ 24%4.8★ (12)
Bentley-Wheeler B&B - GUEST HOUSE
House · 4 bd · 2 ba · sleeps 8 · 1.6 mi
Revenue $27,364ADR $191Occ ≈ 39%4.8★ (246)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Bright 4BR Retreat | UW-La Crosse House | 4 bd · 2 ba · sleeps 10 | $59,726 | $252 | 65% | 4.8★ (87) | 0.5 mi | AirbnbVrbo |
The Bluff View Collective Main House + Studio House | 4 bd · 2.5 ba · sleeps 8 | $26,322 | $472 | 15% | 5★ (1) | 0.8 mi | Airbnb |
Cabin-like Home in the Heart of La Crosse. House | 4 bd · 2 ba · sleeps 8 | $42,138 | $289 | 40% | 5★ (70) | 0.8 mi | Airbnb |
Beautiful Craftsman Bungalow - Centrally located! House | 4 bd · 2 ba · sleeps 8 | $45,336 | $321 | 39% | 4.8★ (218) | 1.1 mi | Airbnb |
✨ Cobblestone Cottage, 4 bedroom,centrally located House | 4 bd · 2.5 ba · sleeps 8 | $42,645 | $381 | 31% | 4.8★ (80) | 1.4 mi | AirbnbVrbo |
Historic Withee Home / Main Level + Bowling Alley Apartment | 4 bd · 1.5 ba · sleeps 8 | $95,976 | $1,074 | 24% | 4.8★ (12) | 1.4 mi | Airbnb |
Bentley-Wheeler B&B - GUEST HOUSE House | 4 bd · 2 ba · sleeps 8 | $27,364 | $191 | 39% | 4.8★ (246) | 1.6 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$50,213
NOI
$26,328
Cash flow /mo
$2,194
Cash needed
$355,696
Cash-on-cash (all cash)
7.4%
ROE (yr 1)
10.1%
Cap rate
8.2%
DSCR
—
Year-1 write-off
$77,979
Year-1 tax shield @ 32%
$24,953
Year-1 return on equity
- Cash flow (annual)$26,328
- Principal paydown (n/a, cash)$0
- Appreciation at%$9,597
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$10,043
- Platform fees (3% of revenue)$1,506
- Maintenance / capex (5% of revenue)$2,511
- Utilities & supplies$4,200
- HOA$0
- Property tax$4,042
- Insurance (STR-rated)$1,584
Cash needed to close
- Purchase price (all cash)$319,900
- Closing costs (4.0%)$12,796
- Furnishing (bought new)$23,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$24,953
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$242,000
Short-life (5/15-yr)
$54,000 · 22%
Year-1 deduction
$78,000
Year-1 tax shield @ 32%
$25,000
Land 24% (county tax record, assessed value split) · building $188,000 over 39 years · new furniture $23,000
Based on: 1,929 sq ft, built 1954, 4 bd / 2 ba, unfurnished, listing features (fence, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $61,000 in year 1 (15% short-life, $20,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $6,600
Kitchen cabinetsdefault
$10,000 new × 40% good × 1.64 allocation
- $5,400
Kitchen countertopsdefault
$8,200 new × 40% good × 1.64 allocation
- $2,200
Decorative trimdefault
$3,400 new × 40% good × 1.64 allocation
- $200
Mirrorsdefault
$300 new × 40% good × 1.64 allocation
- $1,000
Shelvingdefault
$1,500 new × 40% good × 1.64 allocation
- $3,100
Window coverings (19)default
$4,800 new × 40% good × 1.64 allocation
- $5,100
Kitchen & laundry equipment plumbingdefault
$7,800 new × 40% good × 1.64 allocation
- $3,100
Kitchen, laundry & data equipment electricaldefault
$4,700 new × 40% good × 1.64 allocation
- $5,000
Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing
$7,700 new × 40% good × 1.64 allocation
- $23,000
Furniture bought newlisting
$23,000 new × 100% good · bought separately
- $7,500
Paving: driveway & walks (paved)listing
$9,100 new × 50% good × 1.64 allocation
- $7,200
Landscaping (typical)default
$8,800 new × 50% good × 1.64 allocation
- $1,600
Patiosdefault
$1,900 new × 50% good × 1.64 allocation
- $1,600
Decks & porches (attached)default
$1,900 new × 50% good × 1.64 allocation
- $4,900
Fencinglisting
$6,000 new × 50% good × 1.64 allocation
- $137,000
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$209,000 new × 40% good × 1.64 allocation
- $14,200
Building plumbing & fixturesdefault
$21,700 new × 40% good × 1.64 allocation
- $14,200
Building electrical & lightingdefault
$21,700 new × 40% good × 1.64 allocation
- $14,200
HVACdefault
$21,700 new × 40% good × 1.64 allocation
- $8,100
Hardwood & tile floorsdefault
$12,400 new × 40% good × 1.64 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $54,700 | $22,700 | $600 | $78,000 |
| 2 | $0 | $0 | $4,800 | $4,800 |
| 3 | $0 | $0 | $4,800 | $4,800 |
| 4 | $0 | $0 | $4,800 | $4,800 |
| 5 | $0 | $0 | $4,800 | $4,800 |
| 6+ | $0 | $0 | $167,900 | $167,900 |
| Total | $54,700 | $22,700 | $187,800 | $265,200 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Rules differ by jurisdiction. The City of La Crosse requires a short-term rental license ($100 a year) once you rent more than 10 nights a year, plus a Wisconsin tourist rooming house license and inspection from the La Crosse County Health Department. We found no owner-occupancy rule or night cap in the city, but the license does NOT transfer to a new owner. Onalaska allows rentals with a city permit in some zoning districts, and unincorporated towns follow La Crosse County zoning, which has its own permit and day limits. Wisconsin law lets local governments restrict stays under 7 nights. Verify parcel eligibility with the city or county before you buy.