1942 Grand View Blvd
Onalaska, WI 54650
$549,900
4 bd · 3.5 ba · 4,000 sqft · Listed 14d ago
View on Realtor.com →Year built
1987
Sqft
4,000
Lot sqft
10,890
HOA / mo
None
Furnished
No
List date
2026-09-17T08:34:00.000000Z
Revenue
Annual revenue
$41,463
ADR
$191
Occupancy
59%
Cleaning fees (12 mo)
$5,075
Confidence
Med (65.56), 11 comps
Comp revenue range (p25 / median / p75)
Charming and comfy: 3BR home on quiet street
House · 3 bd · 2 ba · sleeps 8 · 1.9 mi
Revenue $23,346ADR $184Occ ≈ 35%5★ (41)
Home Sweet Home
House · 3 bd · 2 ba · sleeps 5 · 2.2 mi
Revenue $12,041ADR $165Occ ≈ 20%4.5★ (19)
Luxury Industrial 1911 George
House · 3 bd · 2 ba · sleeps 10 · 2.7 mi
Revenue $52,840ADR $276Occ ≈ 52%4.8★ (7)
House on onalaska Wisconsin 4 bedroom 3 Beth
House · 4 bd · 2.5 ba · sleeps 8 · 3.0 mi
Revenue $24,849ADR $142Occ ≈ 48%4.9★ (163)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Aspen Valley Retreat • Spacious Family Home House | 3 bd · 3 ba · sleeps 7 | $32,527 | $273 | 33% | 4.3★ (19) | 0.9 mi | AirbnbVrbo |
Backyard Oasis w/ In-Ground Pool, FirePit & Gazebo House | 5 bd · 3 ba · sleeps 11 | $41,417 | $444 | 26% | 5★ (19) | 1.8 mi | AirbnbVrbo |
Charming and comfy: 3BR home on quiet street House | 3 bd · 2 ba · sleeps 8 | $23,346 | $184 | 35% | 5★ (41) | 1.9 mi | Airbnb |
3 bedroom, 2 bath Townhouse with private driveway. Townhouse | 3 bd · 2 ba · sleeps 6 | $44,538 | $198 | 62% | 5★ (96) | 1.9 mi | AirbnbVrbo |
Private home,accessible,parking House | 5 bd · 1.5 ba · sleeps 14 | $45,614 | $264 | 47% | 4.8★ (63) | 2.0 mi | AirbnbVrbo |
Home Sweet Home House | 3 bd · 2 ba · sleeps 5 | $12,041 | $165 | 20% | 4.5★ (19) | 2.2 mi | Airbnb |
A-Frame Pool House With Hot Tub / Sleeps 6 Cabin | 3 bd · 2 ba · sleeps 6 | $49,613 | $408 | 33% | 4.8★ (48) | 2.6 mi | AirbnbVrbo |
Luxury Industrial 1911 George House | 3 bd · 2 ba · sleeps 10 | $52,840 | $276 | 52% | 4.8★ (7) | 2.7 mi | Airbnb |
Historic Carter House-Rivertown Romance-Licensed! House | 3 bd · 1.5 ba · sleeps 10 | $41,294 | $161 | 70% | 4.9★ (254) | 2.9 mi | AirbnbVrbo |
House on onalaska Wisconsin 4 bedroom 3 Beth House | 4 bd · 2.5 ba · sleeps 8 | $24,849 | $142 | 48% | 4.9★ (163) | 3.0 mi | Airbnb |
Show all 11 comps
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$41,463
NOI
$16,164
Cash flow /mo
$1,347
Cash needed
$600,896
Cash-on-cash (all cash)
2.7%
ROE (yr 1)
5.4%
Cap rate
2.9%
DSCR
—
Year-1 write-off
$126,245
Year-1 tax shield @ 32%
$40,398
Year-1 return on equity
- Cash flow (annual)$16,164
- Principal paydown (n/a, cash)$0
- Appreciation at%$16,497
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$8,293
- Platform fees (3% of revenue)$1,244
- Maintenance / capex (5% of revenue)$2,073
- Utilities & supplies$4,200
- HOA$0
- Property tax$6,767
- Insurance (STR-rated)$2,722
Cash needed to close
- Purchase price (all cash)$549,900
- Closing costs (4.0%)$21,996
- Furnishing (bought new)$29,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$40,398
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$467,000
Short-life (5/15-yr)
$96,000 · 21%
Year-1 deduction
$126,000
Year-1 tax shield @ 32%
$40,000
Land 15% (county tax record, assessed value split) · building $371,000 over 39 years · new furniture $29,000
Based on: 4,000 sq ft, built 1987, 4 bd / 3.5 ba, unfurnished, listing features (patio, fence, game room, fireplace, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $101,000 in year 1 (15% short-life, $32,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $9,100
Kitchen cabinetsdefault
$14,600 new × 40% good × 1.57 allocation
- $7,500
Kitchen countertopsdefault
$11,900 new × 40% good × 1.57 allocation
- $4,400
Decorative trimdefault
$7,000 new × 40% good × 1.57 allocation
- $300
Mirrorsdefault
$500 new × 40% good × 1.57 allocation
- $900
Shelvingdefault
$1,500 new × 40% good × 1.57 allocation
- $6,300
Window coverings (40)default
$10,000 new × 40% good × 1.57 allocation
- $6,500
Carpet, vinyl & laminate (40% of floors)default
$10,300 new × 40% good × 1.57 allocation
- $7,100
Kitchen & laundry equipment plumbingdefault
$11,300 new × 40% good × 1.57 allocation
- $4,300
Kitchen, laundry & data equipment electricaldefault
$6,900 new × 40% good × 1.57 allocation
- $4,800
Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing
$7,700 new × 40% good × 1.57 allocation
- $23,000
Furniture bought newlisting
$23,000 new × 100% good · bought separately
- $6,000
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
- $10,300
Paving: driveway & walks (paved)listing
$13,100 new × 50% good × 1.57 allocation
- $9,900
Landscaping (typical)default
$12,600 new × 50% good × 1.57 allocation
- $14,100
Patioslisting
$18,000 new × 50% good × 1.57 allocation
- $2,700
Irrigationlisting
$3,500 new × 50% good × 1.57 allocation
- $3,100
Decks & porches (attached)default
$3,900 new × 50% good × 1.57 allocation
- $4,700
Fencinglisting
$6,000 new × 50% good × 1.57 allocation
- $273,000
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$435,100 new × 40% good × 1.57 allocation
- $28,300
Building plumbing & fixturesdefault
$45,100 new × 40% good × 1.57 allocation
- $30,100
Building electrical & lightingdefault
$48,000 new × 40% good × 1.57 allocation
- $28,300
HVACdefault
$45,100 new × 40% good × 1.57 allocation
- $9,700
Hardwood & tile floorsdefault
$15,400 new × 40% good × 1.57 allocation
- $1,700
Fireplacelisting
$2,600 new × 40% good × 1.57 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $80,200 | $44,800 | $1,200 | $126,200 |
| 2 | $0 | $0 | $9,500 | $9,500 |
| 3 | $0 | $0 | $9,500 | $9,500 |
| 4 | $0 | $0 | $9,500 | $9,500 |
| 5 | $0 | $0 | $9,500 | $9,500 |
| 6+ | $0 | $0 | $331,800 | $331,800 |
| Total | $80,200 | $44,800 | $371,100 | $496,100 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Rules differ by jurisdiction. The City of La Crosse requires a short-term rental license ($100 a year) once you rent more than 10 nights a year, plus a Wisconsin tourist rooming house license and inspection from the La Crosse County Health Department. We found no owner-occupancy rule or night cap in the city, but the license does NOT transfer to a new owner. Onalaska allows rentals with a city permit in some zoning districts, and unincorporated towns follow La Crosse County zoning, which has its own permit and day limits. Wisconsin law lets local governments restrict stays under 7 nights. Verify parcel eligibility with the city or county before you buy.