STR Yield
← Back to deals

Rate 7.86% = 7.11% Freddie Mac 30-yr avg (Nov 12) + 0.75% investor premium

42679 LA Placida Ave

42679 LA Placida Ave

Big Bear Lake, CA 92315

$425,000

2 bd · 2 ba · Listed 58d ago

View on Realtor.com →
Negative cash flow

Year built

2003

Sqft

—

Lot sqft

2,500

HOA / mo

None

Furnished

Yes

List date

2026-09-16T17:56:08.000000Z

Revenue

Annual revenue

$24,649

ADR

$219

Occupancy

31%

Cleaning fees (12 mo)

$4,770

Confidence

Low (42.8), 49 comps

Comp revenue range (p25 / median / p75)

$12,686$22,528$30,715

Median revenue of shown comps: $22,528

  • Starway to Heaven: BBQ! Internet! Open Space!

    House · 2 bd · 2 ba · sleeps 6 · 30 ft

    Revenue $28,965ADR $241Occ ≈ 33%4.7★ (139)

    Airbnb

  • Mins to Ski Resorts!+Center of Moonridge+PetsOK!

    House · 2 bd · 1.5 ba · sleeps 5 · 95 ft

    • Free parking
    • Pets OK
    • Wifi
    • Kitchen
    • +1

    Revenue $11,339ADR $174Occ ≈ 18%4.9★ (8)

    Airbnb

  • Relax in Elevation - hike, ski, zoo + ev charger

    House · 2 bd · 2 ba · sleeps 6 · 128 ft

    Revenue $29,292ADR $177Occ ≈ 45%5★ (6)

    Delisted

  • Moonridge Hideaway - Fireplace, Deck, Fenced Yard, Pet Friendly

    Vacation home · 2 bd · 1 ba · sleeps 4 · 141 ft

    Revenue $39,606ADR $234Occ ≈ 46%3.1★ (3)

    Booking

  • COZY Vibe - Hot Tub - Karaoke - We Love Dogs

    Vacation home · 2 bd · 1 ba · sleeps 4 · 144 ft

    Revenue $57,893ADR $321Occ ≈ 49%—

    Booking

  • Relaxing Modern Cabin •2mi to Lake•Hot tub

    Cabin · 2 bd · 1 ba · sleeps 4 · 167 ft

    • Hot tub
    • Free parking
    • Pets OK
    • Wifi
    • +4

    Revenue $36,772ADR $339Occ ≈ 30%5★ (86)

    AirbnbVrbo

  • < 3 Mi to Lake: Pet-Friendly Big Bear Cabin

    Cabin · 2 bd · 1 ba · sleeps 4 · 171 ft

    • Free parking
    • Pets OK
    • Wifi
    • Kitchen
    • +1

    Revenue $22,331ADR $181Occ ≈ 34%4.2★ (62)

    AirbnbVrboBooking

  • Moose Inn Big Bear- Walk to Zoo/Golf/Ski Shuttle

    Cabin · 2 bd · 1 ba · sleeps 4 · 213 ft

    • Free parking
    • Pets OK
    • Wifi
    • Kitchen
    • +3

    Revenue $5,451ADR $267Occ ≈ 6%4.5★ (23)

    AirbnbVrboBooking

  • Moose inn #1836

    Vacation home · 2 bd · 1 ba · sleeps 4 · 220 ft

    Revenue $3,299ADR $274Occ ≈ 3%—

    Booking

  • Tres Osos Family Cabin

    Cabin · 2 bd · 1.5 ba · sleeps 6 · 233 ft

    Revenue $14,762ADR $185Occ ≈ 22%4.7★ (221)

    Airbnb

Show 35 more
  • The Cozy Baer • Hot Tub • Pet Friendly

    Cabin · 2 bd · 1 ba · sleeps 5 · 236 ft

    • Hot tub
    • Pool
    • Free parking
    • Pets OK
    • +3

    Revenue $16,331ADR $239Occ ≈ 19%5★ (28)

    AirbnbVrbo

  • The Twisted Twig hosted by Big Bear Cool Cabins

    Cabin · 2 bd · 2 ba · sleeps 4 · 236 ft

    Revenue $32,564ADR $357Occ ≈ 25%4.8★ (27)

    AirbnbBooking

  • Heavenly Hideaway ~ Pets OK

    Cabin · 2 bd · 2 ba · sleeps 5 · 246 ft

    • Free parking
    • Pets OK
    • Wifi
    • Kitchen
    • +2

    Revenue $9,329ADR $296Occ ≈ 9%5★ (26)

    AirbnbVrbo

  • New Mid-Century Cabin, Near Lake, Pet- Friendly

    Cabin · 2 bd · 1 ba · sleeps 4 · 266 ft

    • Free parking
    • Pets OK
    • Wifi
    • Kitchen
    • +1

    Revenue $12,686ADR $310Occ ≈ 11%5★ (34)

    AirbnbVrbo

  • Storybook Cottage with Hot Tub-

    Cabin · 2 bd · 1 ba · sleeps 5 · 269 ft

    Revenue $24,271ADR $587Occ ≈ 11%4.7★ (49)

    AirbnbBooking

  • Retreat To The Mountains/Modern/2Bed/2Bath

    Cabin · 2 bd · 2 ba · sleeps 6 · 276 ft

    • Hot tub
    • Free parking
    • Wifi
    • Kitchen
    • +3

    Revenue $37,832ADR $212Occ ≈ 49%4.9★ (188)

    AirbnbVrbo

  • 3 Mi to Big Bear Lake & Village: Home w/ Balcony

    House · 2 bd · 2 ba · sleeps 8 · 335 ft

    Revenue $4,467ADR $0Occ ≈ —4.7★ (36)

    AirbnbBooking

  • Hot Tub, Fenced Yard, BBQ, Walk to shops

    Cabin · 2 bd · 2 ba · sleeps 4 · 335 ft

    • Hot tub
    • Free parking
    • Pets OK
    • Wifi
    • +3

    Revenue $25,643ADR $259Occ ≈ 27%4.8★ (55)

    AirbnbVrboBooking

  • Bearadise Lodge- Hot Tub, Arcade, next to ski runs

    Cabin · 2 bd · 1 ba · sleeps 4 · 345 ft

    Revenue $22,528ADR $279Occ ≈ 22%4.8★ (258)

    Airbnb

  • Grizzly Hollow - Close to Bear Mtn, & Alpine Zoo

    Cabin · 2 bd · 1 ba · sleeps 5 · 345 ft

    • Free parking
    • Pets OK
    • Wifi
    • Kitchen
    • +2

    Revenue $23,173ADR $140Occ ≈ 45%4.8★ (15)

    AirbnbVrbo

  • Modern Moonridge Retreat w/ Hot Tub, Fire Pit +A/C

    Cabin · 2 bd · 2 ba · sleeps 5 · 348 ft

    • Hot tub
    • Free parking
    • Wifi
    • Kitchen
    • +2

    Revenue $39,731ADR $331Occ ≈ 33%5★ (89)

    Airbnb

  • Cozy 2br Cabin Walk to Zoo Golf - Near Bear Mtn

    Cabin · 2 bd · 1 ba · sleeps 6 · 364 ft

    • Free parking
    • Wifi
    • Kitchen
    • Fireplace

    Revenue $11,432ADR $190Occ ≈ 16%4.7★ (147)

    AirbnbVrbo

  • Cozy Cabin Close to Slopes, Walk to Shuttle

    Cabin · 2 bd · 2 ba · sleeps 4 · 371 ft

    • Free parking
    • Wifi
    • Kitchen
    • Washer
    • +1

    Revenue $18,077ADR $203Occ ≈ 24%4.9★ (368)

    AirbnbVrbo

  • Moonridge Retreat•Spa•Ski-Trails•Bike•Golf•Zoo

    Cabin · 2 bd · 1 ba · sleeps 4 · 371 ft

    • Hot tub
    • Free parking
    • Wifi
    • Kitchen
    • +2

    Revenue $24,688ADR $197Occ ≈ 34%5★ (70)

    Airbnb

  • Brown bears cabin #1091

    Vacation home · 2 bd · 2 ba · sleeps 4 · 374 ft

    Revenue $24,969ADR $340Occ ≈ 20%4.5★ (1)

    Booking

  • Vintage Charm by Bear Mountain, AC, walk to zoo

    House · 2 bd · 1.5 ba · sleeps 4 · 374 ft

    • A/C
    • Free parking
    • Pets OK
    • Wifi
    • +3

    Revenue $11,197ADR $177Occ ≈ 17%4.9★ (18)

    Airbnb

  • Bristlecone Cottage ~ Ideally Located Cabin Near Skiing & Hiking w/ Wood Stove & Full Kitchen

    Vacation home · 2 bd · 1 ba · sleeps 4 · 374 ft

    Revenue $27,590ADR $563Occ ≈ 13%—

    Booking

  • Adorable 2BR/2BA Cabin | 3 Mins to Bear Mtn

    Cabin · 2 bd · 2 ba · sleeps 4 · 381 ft

    • Free parking
    • Wifi
    • Kitchen
    • Washer
    • +2

    Revenue $20,020ADR $335Occ ≈ 16%4.4★ (51)

    AirbnbVrboBooking

  • Happy Fox - A/C- Spa - Karaoke - We Love Dogs!

    Cabin · 2 bd · 1 ba · sleeps 4 · 384 ft

    • Hot tub
    • A/C
    • Free parking
    • Pets OK
    • +4

    Revenue $52,318ADR $307Occ ≈ 47%5★ (299)

    AirbnbVrbo

  • Boho Bearadise-Spa-Near Ski Resort-EV Charger

    Cabin · 2 bd · 2 ba · sleeps 5 · 390 ft

    • Hot tub
    • Free parking
    • Wifi
    • Kitchen
    • +3

    Revenue $39,144ADR $283Occ ≈ 38%5★ (236)

    AirbnbVrbo

  • Sunflower Chalet~Pets ok

    Cabin · 2 bd · 1.5 ba · sleeps 5 · 407 ft

    • Free parking
    • Pets OK
    • Wifi
    • Kitchen
    • +2

    Revenue $12,875ADR $260Occ ≈ 14%5★ (13)

    Airbnb

  • Cozy Cabin w/ Hot Tub Near Slopes & Lake

    Cabin · 2 bd · 1 ba · sleeps 4 · 407 ft

    Revenue $11,775ADR $311Occ ≈ 10%4.5★ (16)

    AirbnbBooking

  • MoonridgeMile: Enjoy Skiing,Hiking,Hot Tub,AC/Heat

    House · 2 bd · 1 ba · sleeps 4 · 407 ft

    • Hot tub
    • Pool
    • Free parking
    • Pets OK
    • +5

    Revenue $10,662ADR $369Occ ≈ 8%5★ (27)

    AirbnbVrbo

  • Family Cabin close to everything, fenced in yard!

    Cabin · 2 bd · 1.5 ba · sleeps 8 · 410 ft

    • Free parking
    • Pets OK
    • Wifi
    • Kitchen
    • +2

    Revenue $17,523ADR $277Occ ≈ 17%5★ (61)

    Airbnb

  • Dog Friendly Rustic MoonRidge Flats Cabin Tesla-EV

    Cabin · 2 bd · 1 ba · sleeps 5 · 420 ft

    • Free parking
    • Pets OK
    • Wifi
    • Kitchen
    • +2

    Revenue $30,715ADR $269Occ ≈ 31%5★ (94)

    Airbnb

  • Modern Moonridge Cabin w Deck by Lake, Slopes

    House · 2 bd · 1 ba · sleeps 6 · 427 ft

    • Free parking
    • Pets OK
    • Wifi
    • Kitchen
    • +3

    Revenue $3,157ADR $190Occ ≈ 5%5★ (4)

    AirbnbVrbo

  • Mountain Retreat ~ Great Location!

    Cabin · 2 bd · 1 ba · sleeps 4 · 427 ft

    • Free parking
    • Pets OK
    • Wifi
    • Kitchen
    • +2

    Revenue $19,405ADR $95Occ ≈ 56%4.8★ (251)

    AirbnbVrboBooking

  • Prescott's Place - Close to Slopes, Hot Tub, Fireplace, Deck, BBQ

    Vacation home · 2 bd · 1 ba · sleeps 4 · 440 ft

    Revenue $11,635ADR $207Occ ≈ 15%—

    Booking

  • Classic Cabin Near The Slopes w/Hot Tub

    Cabin · 2 bd · 1 ba · sleeps 4 · 443 ft

    • Free parking
    • Wifi
    • Kitchen
    • Fireplace

    Revenue $14,034ADR $230Occ ≈ 17%4.4★ (18)

    AirbnbBooking

  • Moonridge Cabin+AC+Hot Tub + Pet Friendly+Fire Pit

    Cabin · 2 bd · 1 ba · sleeps 4 · 466 ft

    • Hot tub
    • Free parking
    • Pets OK
    • Wifi
    • +3

    Revenue $36,900ADR $286Occ ≈ 35%5★ (55)

    AirbnbVrbo

  • A-Frame Cabin near Hiking Trails, Hot Tub, BBQ

    Cabin · 2 bd · 2 ba · sleeps 5 · 479 ft

    Revenue $41,347ADR $252Occ ≈ 45%5★ (57)

    Airbnb

  • Large, centrally cabin, 10 min walk to ski & lake

    House · 2 bd · 2 ba · sleeps 5 · 489 ft

    Revenue $26,753ADR $170Occ ≈ 43%5★ (80)

    AirbnbBooking

  • Moonridge Muse - 2 bedrooms cabin w/ hot tub

    Barn · 2 bd · 1 ba · sleeps 4 · 489 ft

    • Hot tub
    • A/C
    • Free parking
    • Pets OK
    • +4

    Revenue $36,111ADR $235Occ ≈ 42%4.7★ (89)

    AirbnbVrbo

  • Dog-Friendly Moonridge Cabin | Near Lake, Slopes

    Cabin · 2 bd · 1 ba · sleeps 5 · 492 ft

    Revenue $29,896ADR $277Occ ≈ 30%5★ (239)

    Delisted

  • Walk to local shops, Smart TV, Fireplace, Deck

    Cabin · 2 bd · 1.5 ba · sleeps 4 · 0.1 mi

    • Free parking
    • Pets OK
    • Wifi
    • Kitchen
    • +2

    Revenue $5,374ADR $252Occ ≈ 6%4.7★ (4)

    AirbnbVrboBooking

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing
Management
Term

Rate 7.86% = 7.11% Freddie Mac 30-yr avg (Nov 12) + 0.75% investor premium

Est. revenue

$24,649

NOI

$6,705

Cash flow /mo

-$1,749

Cash needed

$123,250

Cash-on-cash

-17.0%

ROE (yr 1)

-4.5%

Cap rate

1.6%

DSCR

0.24

Year-1 write-off

$83,965

Year-1 tax shield @ 32%

$26,869

Year-1 return on equity

  • Cash flow (annual)-$20,989
  • Principal paydown$2,738
  • Appreciation at%$12,750
ROE-4.5%

Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.

Opex, cash-needed & tax-savings breakdown

Annual operating expenses

  • Management (20% of revenue)$4,930
  • Platform fees (3% of revenue)$739
  • Maintenance / capex (5% of revenue)$1,232
  • Utilities & supplies$4,200
  • HOA$0
  • Property tax$5,313
  • Insurance (STR-rated)$2,168

Cash needed to close

  • Down payment (25%)$106,250
  • Closing costs (4.0%)$17,000
  • Furnishing (conveyed with the sale)$0

Tax savings if the STR loophole applies

  • Tax shield @ 32%$26,869

Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$341,000

Short-life (5/15-yr)

$83,000 · 24%

Year-1 deduction

$84,000

Year-1 tax shield @ 32%

$27,000

Land 20% (county tax record, assessed value split) · building $258,000 over 39 years

Based on: ~1,400 sq ft (from beds), built 2003, 2 bd / 2 ba, furnished, listing features (deck, fireplace, appliance list).

Try the cost segregation calculator on any property →

IRS-guide safe-harbor floor: $50,000 in year 1 (14% short-life, $16,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$48,300
  • Kitchen cabinetsdefault

    $8,900 new × 40% good × 2.16 allocation

    $7,700
  • Kitchen countertopsdefault

    $7,300 new × 40% good × 2.16 allocation

    $6,300
  • Decorative trimdefault

    $2,500 new × 40% good × 2.16 allocation

    $2,100
  • Mirrorsdefault

    $300 new × 40% good × 2.16 allocation

    $300
  • Shelvingdefault

    $900 new × 40% good × 2.16 allocation

    $800
  • Window coverings (14)default

    $3,500 new × 40% good × 2.16 allocation

    $3,000
  • Carpet, vinyl & laminate (40% of floors)default

    $3,600 new × 40% good × 2.16 allocation

    $3,100
  • Kitchen & laundry equipment plumbingdefault

    $6,900 new × 54% good × 2.16 allocation

    $8,000
  • Kitchen, laundry & data equipment electricaldefault

    $4,200 new × 54% good × 2.16 allocation

    $4,900
  • Appliances (range, microwave, refrigerator, washer, dryer)listing

    $6,700 new × 40% good × 2.16 allocation

    $5,800
  • Furniture conveyed with the sale (used)listing

    $16,000 new × 40% good · out of the price

    $6,400
15-year land improvements$34,900
  • Paving: driveway & walks (paved)default

    $7,800 new × 50% good × 2.16 allocation

    $8,400
  • Landscaping (typical)default

    $7,500 new × 50% good × 2.16 allocation

    $8,000
  • Patiosdefault

    $1,400 new × 50% good × 2.16 allocation

    $1,500
  • Decks & porches (attached)listing

    $15,800 new × 50% good × 2.16 allocation

    $17,000
Building, 39-year$258,100
  • Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault

    $151,800 new × 62% good × 2.16 allocation

    $201,800
  • Building plumbing & fixturesdefault

    $15,700 new × 54% good × 2.16 allocation

    $18,300
  • Building electrical & lightingdefault

    $15,000 new × 54% good × 2.16 allocation

    $17,500
  • HVACdefault

    $15,800 new × 40% good × 2.16 allocation

    $13,600
  • Hardwood & tile floorsdefault

    $5,400 new × 40% good × 2.16 allocation

    $4,700
  • Fireplacelisting

    $2,600 new × 40% good × 2.16 allocation

    $2,300

About the property

Depreciation schedule: typical cost seg study

Year5-yr15-yrBuildingTotal
1$48,300$34,900$800$84,000
2$0$0$6,600$6,600
3$0$0$6,600$6,600
4$0$0$6,600$6,600
5$0$0$6,600$6,600
6+$0$0$230,800$230,800
Total$48,300$34,900$258,100$341,300

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.