1127 Crags Ln
Fawnskin, CA 92333
$489,900
3 bd · 2 ba · 1,286 sqft · Listed 1d ago
View on Realtor.com →Year built
1948
Sqft
1,286
Lot sqft
6,708
HOA / mo
$0
Furnished
No
List date
2026-10-01T21:36:15.000000Z
Revenue
Annual revenue
$31,053
ADR
$448
Occupancy
19%
Cleaning fees (12 mo)
$5,472
Confidence
Low (24.59), 22 comps
Comp revenue range (p25 / median / p75)
Fawnskin Gem | Deck, Firepit & Backyard
House · 3 bd · 2.5 ba · sleeps 8 · 400 ft
Revenue $0ADR $0Occ ≈ ——
Sueños Azules- Fawnskin Retreat Cottage in Big Bear
Vacation home · 3 bd · 2 ba · sleeps 7 · 0.1 mi
Revenue $61,456ADR $850Occ ≈ 20%—
Authentic Pet-Friendly Cabin Retreat Nestled Among the Pines
Vacation home · 3 bd · 3 ba · sleeps 8 · 0.1 mi
Revenue $6,881ADR $3,154Occ ≈ 1%—
Pleasant Pause Family Retreat | Across from Lake | Fawnskin, Big Bear
Vacation home · 3 bd · 3 ba · sleeps 8 · 0.1 mi
Revenue $12,887ADR $416Occ ≈ 8%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Fawnskin Gem | Deck, Firepit & Backyard House | 3 bd · 2.5 ba · sleeps 8 | $0 | $0 | — | — | 400 ft | Airbnb |
Postcard Mountain Retreat: Scenic Views & Hot Tub! Cabin | 3 bd · 2 ba · sleeps 6 | $48,465 | $354 | 38% | 5★ (30) | 430 ft | AirbnbVrboBooking |
Blue Dreams - Fawnskin Retreat in Big Bear Cabin | 3 bd · 1.5 ba · sleeps 7 | $18,898 | $658 | 8% | 3.6★ (3) | 518 ft | AirbnbVrboBooking |
Blue Jay Cottage: Fawnskin!Guest Quarters!Vintage! House | 3 bd · 2 ba · sleeps 6 | $7,089 | $239 | 8% | 4.4★ (62) | 0.1 mi | AirbnbVrbo |
Fawnskin Gem | Deck, Firepit & Backyard House | 3 bd · 2.5 ba · sleeps 8 | $29,790 | $382 | 21% | 4.5★ (9) | 0.1 mi | AirbnbVrboBooking |
Sueños Azules- Fawnskin Retreat Cottage in Big Bear Vacation home | 3 bd · 2 ba · sleeps 7 | $61,456 | $850 | 20% | — | 0.1 mi | Booking |
Authentic Pet-Friendly Cabin Retreat Nestled Among the Pines Vacation home | 3 bd · 3 ba · sleeps 8 | $6,881 | $3,154 | 1% | — | 0.1 mi | Booking |
Pleasant Pause Fawnskin- Lakeside Family Retreat Cabin | 3 bd · 3 ba · sleeps 8 | $23,852 | $634 | 10% | 4.5★ (2) | 0.1 mi | AirbnbVrboBooking |
Pleasant Pause Family Retreat | Across from Lake | Fawnskin, Big Bear Vacation home | 3 bd · 3 ba · sleeps 8 | $12,887 | $416 | 8% | — | 0.1 mi | Booking |
Pinglewood Cabin in Fawnskin- Cabin | 3 bd · 1 ba · sleeps 7 | $17,759 | $273 | 18% | 4.8★ (18) | 0.1 mi | AirbnbBooking |
Show all 22 comps
Escape noise and reset serene Big Bear retreat
House · 3 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $611ADR $611Occ ≈ 0%5★ (1)
Vivienda De Osos Walk to the Lake Spacious Fawnskin Retreat Chalet
Vacation home · 3 bd · 3 ba · sleeps 10 · 0.3 mi
Revenue $52,122ADR $865Occ ≈ 17%—
Idle Ours Cabin ~ Rustic and Cozy Cabin with Fireplace & Private BBQ - Walk to Big Bear Lake
Vacation home · 3 bd · 1 ba · sleeps 6 · 0.4 mi
Revenue $47,554ADR $481Occ ≈ 27%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Navigate Stays Cabin w Firepit & Mountain Views House | 3 bd · 2 ba · sleeps 8 | $10,205 | $270 | 10% | 4.7★ (13) | 0.2 mi | AirbnbBooking |
Walk to Lake: Rustic Home w/ Deck in Fawnskin House | 3 bd · 1.5 ba · sleeps 6 | $17,247 | $204 | 23% | 4.4★ (90) | 0.2 mi | AirbnbVrboBooking |
NEW Hot Tub! VIEW-Walk to Marina. Close Slopes FC Cabin | 3 bd · 3 ba · sleeps 8 | $16,423 | $567 | 8% | 4.6★ (57) | 0.2 mi | AirbnbVrboBooking |
Escape noise and reset serene Big Bear retreat House | 3 bd · 2 ba · sleeps 8 | $611 | $611 | 0% | 5★ (1) | 0.2 mi | Airbnb |
The Fawnskin Hideaway+ Lake View + BBQ/Patio! House | 3 bd · 2.5 ba · sleeps 8 | $31,043 | $266 | 32% | 4.2★ (5) | 0.3 mi | AirbnbVrboBooking |
Lakeview mountain retreat Cabin | 3 bd · 3 ba · sleeps 10 | $58,001 | $998 | 16% | 5★ (1) | 0.3 mi | AirbnbVrboBooking |
Vivienda De Osos Walk to the Lake Spacious Fawnskin Retreat Chalet Vacation home | 3 bd · 3 ba · sleeps 10 | $52,122 | $865 | 17% | — | 0.3 mi | Booking |
Fawnskin Modern | Lake Views, Deck, BBQ House | 3 bd · 3 ba · sleeps 8 | $60,005 | $520 | 32% | 5★ (22) | 0.3 mi | AirbnbVrboBooking |
Lakefront Oasis Chalet | 3 bd · 3 ba · sleeps 6 | $45,299 | $474 | 26% | 4.8★ (63) | 0.4 mi | AirbnbVrboBooking |
Idle Ours Cabin ~ Rustic and Cozy Cabin with Fireplace & Private BBQ - Walk to Big Bear Lake Vacation home | 3 bd · 1 ba · sleeps 6 | $47,554 | $481 | 27% | — | 0.4 mi | Booking |
Panoramic Lake Views, Hot Tub, Game Room, Fire Pit House | 3 bd · 2 ba · sleeps 10 | $85,745 | $544 | 43% | 4.8★ (18) | 0.5 mi | AirbnbVrboBooking |
Fireplace + Game Room + Panoramic Lake Views Cabin | 3 bd · 3 ba · sleeps 8 | $26,045 | $460 | 16% | 4.2★ (23) | 0.5 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.03% = 7.28% Freddie Mac 30-yr avg (Oct 1) + 0.75% investor premium
Est. revenue
$31,053
NOI
$10,271
Cash flow /mo
-$1,848
Cash needed
$161,571
Cash-on-cash
-13.7%
ROE (yr 1)
-2.7%
Cap rate
2.1%
DSCR
0.32
Year-1 write-off
$145,228
Year-1 tax shield @ 32%
$46,473
Year-1 return on equity
- Cash flow (annual)-$22,174
- Principal paydown$3,051
- Appreciation at%$14,697
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$6,211
- Platform fees (3% of revenue)$932
- Maintenance / capex (5% of revenue)$1,553
- Utilities & supplies$4,200
- HOA$0
- Property tax$6,124
- Insurance (STR-rated)$2,498
Cash needed to close
- Down payment (25%)$122,475
- Closing costs (4.0%)$19,596
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$46,473
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$392,000
Short-life (5/15-yr)
$125,000 · 32%
Year-1 deduction
$145,000
Year-1 tax shield @ 32%
$46,000
Land 20% (county tax record, assessed value split) · building $266,000 over 39 years · new furniture $20,000
Based on: 1,286 sq ft, built 1948, 3 bd / 2 ba, unfurnished, listing features (deck, patio, fence, fireplace, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $93,000 in year 1 (19% short-life, $30,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $11,900
Kitchen cabinetsdefault
$8,600 new × 40% good × 3.46 allocation
- $9,800
Kitchen countertopsdefault
$7,100 new × 40% good × 3.46 allocation
- $3,100
Decorative trimdefault
$2,300 new × 40% good × 3.46 allocation
- $400
Mirrorsdefault
$300 new × 40% good × 3.46 allocation
- $1,700
Shelvingdefault
$1,200 new × 40% good × 3.46 allocation
- $4,500
Window coverings (13)default
$3,300 new × 40% good × 3.46 allocation
- $9,300
Kitchen & laundry equipment plumbingdefault
$6,700 new × 40% good × 3.46 allocation
- $5,600
Kitchen, laundry & data equipment electricaldefault
$4,100 new × 40% good × 3.46 allocation
- $8,400
Appliances (range, microwave, dishwasher, disposal, refrigerator)listing
$6,100 new × 40% good × 3.46 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $12,900
Paving: driveway & walks (paved)listing
$7,400 new × 50% good × 3.46 allocation
- $12,400
Landscaping (typical)default
$7,200 new × 50% good × 3.46 allocation
- $10,000
Patioslisting
$5,800 new × 50% good × 3.46 allocation
- $25,000
Decks & porches (attached)listing
$14,500 new × 50% good × 3.46 allocation
- $10,400
Fencinglisting
$6,000 new × 50% good × 3.46 allocation
- $192,500
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$139,000 new × 40% good × 3.46 allocation
- $20,000
Building plumbing & fixturesdefault
$14,400 new × 40% good × 3.46 allocation
- $18,800
Building electrical & lightingdefault
$13,600 new × 40% good × 3.46 allocation
- $20,100
HVACdefault
$14,500 new × 40% good × 3.46 allocation
- $11,500
Hardwood & tile floorsdefault
$8,300 new × 40% good × 3.46 allocation
- $3,600
Fireplacelisting
$2,600 new × 40% good × 3.46 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $74,200 | $70,700 | $300 | $145,200 |
| 2 | $0 | $0 | $6,800 | $6,800 |
| 3 | $0 | $0 | $6,800 | $6,800 |
| 4 | $0 | $0 | $6,800 | $6,800 |
| 5 | $0 | $0 | $6,800 | $6,800 |
| 6+ | $0 | $0 | $238,800 | $238,800 |
| Total | $74,200 | $70,700 | $266,500 | $411,400 |
The building's share of the price ($392,000) is 3.5x our depreciated replacement cost of the home ($113,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.