43308 Bow Canyon Rd
Big Bear Lake, CA 92315
$599,900
3 bd · 2 ba · 1,574 sqft · Listed 9d ago
View on Realtor.com →Year built
1998
Sqft
1,574
Lot sqft
8,100
HOA / mo
$0
Furnished
Yes
List date
2026-09-20T06:00:35.000000Z
Revenue
Annual revenue
$32,717
ADR
$228
Occupancy
39%
Cleaning fees (12 mo)
$6,605
Confidence
Low (40.01), 46 comps
Comp revenue range (p25 / median / p75)
Scandinavian Mountain Cabin- 2 min from Slopes
Cabin · 3 bd · 2 ba · sleeps 6 · 148 ft
Revenue $27,529ADR $399Occ ≈ 19%4.9★ (116)
Bear View Lodge
House · 3 bd · 2.5 ba · sleeps 10 · 148 ft
Revenue $45,208ADR $481Occ ≈ 26%5★ (22)
Bear Canyon Beautiful Views With Spa
Villa · 3 bd · 2 ba · sleeps 8 · 486 ft
Revenue $4,127ADR $0Occ ≈ —4.5★ (32)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Bear View Lodge: Panoramic Mtn Views! Pool Table! House | 3 bd · 2.5 ba · sleeps 11 | $67,262 | $0 | — | 5★ (40) | 72 ft | AirbnbVrbo |
Game/Arcade Table, Near the Slopes Chalet | 3 bd · 2.5 ba · sleeps 7 | $24,006 | $178 | 37% | 4.3★ (12) | 102 ft | AirbnbVrboBooking |
Scandinavian Mountain Cabin- 2 min from Slopes Cabin | 3 bd · 2 ba · sleeps 6 | $27,529 | $399 | 19% | 4.9★ (116) | 148 ft | Airbnb |
Bear View Lodge House | 3 bd · 2.5 ba · sleeps 10 | $45,208 | $481 | 26% | 5★ (22) | 148 ft | Airbnb |
Cozy Bear Cabin. BBQ, Walk to Bear Mtn, location House | 3 bd · 2 ba · sleeps 10 | $3,822 | $477 | 2% | — | 164 ft | AirbnbVrbo |
Fireplace & BBQ + Game Table + Close to Slopes Cabin | 3 bd · 2 ba · sleeps 6 | $20,681 | $305 | 19% | 4.8★ (21) | 463 ft | AirbnbVrboBooking |
Perfect location Cabin w/Hot tub & Game room Cabin | 3 bd · 2 ba · sleeps 6 | $13,701 | $460 | 8% | 4.5★ (8) | 476 ft | AirbnbVrboBooking |
Bear Canyon Beautiful Views With Spa Villa | 3 bd · 2 ba · sleeps 8 | $4,127 | $0 | — | 4.5★ (32) | 486 ft | Booking |
Bear Canyon: Large Cabin, Beautiful Views & HotTub Cabin | 3 bd · 2 ba · sleeps 8 | $23,430 | $393 | 16% | 4.4★ (15) | 486 ft | AirbnbVrboBooking |
Bear Canyon Getaway | Hot Tub & Game Loft Cabin | 3 bd · 2 ba · sleeps 8 | $8,709 | $301 | 8% | 4.5★ (4) | 486 ft | AirbnbVrboBooking |
Show all 47 comps
Moonridge Ozone Spa Cabin- Pets are Free! Enclosed deck, Flat parking 2026-0155
Cabin · 3 bd · 1 ba · sleeps 5 · 0.1 mi
Revenue $20,699ADR $237Occ ≈ 24%4.6★ (147)
A Big Bear View
Cabin · 3 bd · 1 ba · sleeps 6 · 0.1 mi
Revenue $24,828ADR $321Occ ≈ 21%4.8★ (34)
Big Bear Lake w/ Hot Tub! Dog Friendly!
House · 3 bd · 2 ba · sleeps 4 · 0.1 mi
Revenue $33,978ADR $300Occ ≈ 31%4.9★ (71)
Outstanding Cabin with Game Room and Impressive Outdoor Area in Big Bear Lake, California
Cabin · 3 bd · 2 ba · sleeps 10 · 0.2 mi
Revenue $10,752ADR $478Occ ≈ 6%—
Après Slopes Heaven - Spectacular multi-level home overlooking Bear Mountain Ski Slopes!
Vacation home · 3 bd · 2 ba · sleeps 5 · 0.2 mi
Revenue $25,798ADR $0Occ ≈ ——
Renovated w/ Hot Tub, Walk to Zoo & Golf, Firepit
House · 3 bd · 2 ba · sleeps 7 · 0.2 mi
Revenue $18,569ADR $237Occ ≈ 21%5★ (6)
Private and spacious w/ wrap around deck mtn views
House · 3 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $16,073ADR $325Occ ≈ 14%4.8★ (30)
034 - Menlo Suite - Big Bear Getaway
Vacation home · 3 bd · 3 ba · sleeps 6 · 0.2 mi
Revenue $29,856ADR $270Occ ≈ 30%3.4★ (4)
Steps 2 Slopes 3 Bd 2 Bath Cuzzi & Pool Table
Cabin · 3 bd · 2 ba · sleeps 7 · 0.2 mi
Revenue $25,379ADR $392Occ ≈ 18%5★ (17)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Big Bear Mtn Cabin | <1mi Ski Resort | Game Loft House | 3 bd · 2 ba · sleeps 8 | $45,715 | $409 | 31% | 5★ (43) | 495 ft | AirbnbVrbo |
Outdoor Spa Cabin! Walk to ski lifts, golf and zoo Cabin | 3 bd · 2 ba · sleeps 5 | $13,215 | $240 | 15% | 4.6★ (284) | 0.1 mi | AirbnbVrbo |
Moonridge Ozone Spa Cabin- Pets are Free! Enclosed deck, Flat parking 2026-0155 Cabin | 3 bd · 1 ba · sleeps 5 | $20,699 | $237 | 24% | 4.6★ (147) | 0.1 mi | Vrbo |
Deer Canyon Cabin w/ spa, BBQ, near Bear Mountain House | 3 bd · 2 ba · sleeps 7 | $14,882 | $490 | 8% | 4.2★ (22) | 0.1 mi | AirbnbVrboBooking |
Fully Fenced Yard! Pool Table! Log Cabin! House | 3 bd · 2 ba · sleeps 7 | $51,745 | $288 | 49% | 4.8★ (136) | 0.1 mi | AirbnbVrbo |
Bearfoot Den, Walk to Bear Mountain, Fireplaces, Cabin | 3 bd · 2 ba · sleeps 7 | $33,476 | $299 | 31% | 4.8★ (27) | 0.1 mi | AirbnbVrboBooking |
A Big Bear View Cabin | 3 bd · 1 ba · sleeps 6 | $24,828 | $321 | 21% | 4.8★ (34) | 0.1 mi | Airbnb |
Bear Mountain Escape | Hot Tub | EV Charging Cabin | 3 bd · 2 ba · sleeps 6 | $9,408 | $347 | 7% | 5★ (32) | 0.1 mi | AirbnbVrbo |
Dancing Bear Cabin: 5 mins to ski, zoo, hike, lake House | 3 bd · 2 ba · sleeps 6 | $22,964 | $299 | 21% | 5★ (84) | 0.1 mi | AirbnbVrboBooking |
Big Bear Lake w/ Hot Tub! Dog Friendly! House | 3 bd · 2 ba · sleeps 4 | $33,978 | $300 | 31% | 4.9★ (71) | 0.1 mi | Airbnb |
A-Frame + Hot Tub + Deck Dining • Ski + Trails House | 3 bd · 1 ba · sleeps 6 | $1,320 | $220 | 2% | 5★ (1) | 0.2 mi | AirbnbVrboBooking |
Big Bear Getaway! Hot Tub, Game Room Cabin | 3 bd · 2.5 ba · sleeps 9 | $33,183 | $384 | 24% | 4.8★ (120) | 0.2 mi | AirbnbVrbo |
Serene Cabin w/ Hot Tub < 1 Mi to Bear Mountain! Cabin | 3 bd · 2 ba · sleeps 6 | $19,513 | $273 | 20% | 4.7★ (128) | 0.2 mi | AirbnbVrboBooking |
Walk to Ski w/Hot tub, mins to village Cabin | 3 bd · 2.5 ba · sleeps 7 | $27,119 | $346 | 21% | 4.8★ (97) | 0.2 mi | AirbnbVrbo |
Outstanding Cabin with Game Room and Impressive Outdoor Area in Big Bear Lake, California Cabin | 3 bd · 2 ba · sleeps 10 | $10,752 | $478 | 6% | — | 0.2 mi | Vrbo |
Big Bear Chalet | Hot Tub • Fire Pit • Mtn Views Cabin | 3 bd · 1.5 ba · sleeps 6 | $62,229 | $286 | 60% | 4.8★ (120) | 0.2 mi | AirbnbVrbo |
White Pines| Golf Course Views, BBQ & Hot Tub Cabin | 3 bd · 2 ba · sleeps 6 | $40,997 | $190 | 59% | 4.4★ (13) | 0.2 mi | AirbnbBooking |
Stargazer Chalet - VIEWS from the top of Moonridge Cabin | 3 bd · 1 ba · sleeps 5 | $36,616 | $310 | 32% | 5★ (76) | 0.2 mi | AirbnbVrbo |
3BR Chalet with Forest Views, Fireplace, Deck, BBQ Cabin | 3 bd · 2 ba · sleeps 5 | $27,806 | $234 | 33% | 4.3★ (11) | 0.2 mi | AirbnbVrboBooking |
Hot Tub Retreat Near Bear Mountain House | 3 bd · 2 ba · sleeps 6 | $26,497 | $357 | 20% | 4.5★ (15) | 0.2 mi | AirbnbVrboBooking |
Moonridge Fun! Walk to Skiing & Golf Cabin | 3 bd · 2 ba · sleeps 8 | $19,732 | $342 | 16% | 5★ (11) | 0.2 mi | AirbnbVrboBooking |
Game Room, Pool Table, Deck, Barbecue, Views Cabin | 3 bd · 2 ba · sleeps 10 | $37,164 | $507 | 20% | 4.4★ (18) | 0.2 mi | AirbnbVrboBooking |
Bear Mountain Views Chalet at Big Bear- Foosball Cabin | 3 bd · 2 ba · sleeps 6 | $17,854 | $399 | 12% | 3.8★ (10) | 0.2 mi | AirbnbVrboBooking |
Walk to Slopes • Cozy Cabin • Fireplace + Private Cabin | 3 bd · 2 ba · sleeps 5 | $1,953 | $244 | 2% | — | 0.2 mi | AirbnbBooking |
Cozy Big Bear Cabin w/ Fireplace, Deck & Views Cabin | 3 bd · 2 ba · sleeps 7 | $4,500 | $279 | 4% | 5★ (1) | 0.2 mi | AirbnbVrboBooking |
Après Slopes Heaven - Spectacular multi-level home overlooking Bear Mountain Ski Slopes! Vacation home | 3 bd · 2 ba · sleeps 5 | $25,798 | $0 | — | — | 0.2 mi | Booking |
Close to Bear Mtn & Forest! Hot Tub! Gametable! House | 3 bd · 2 ba · sleeps 10 | $32,290 | $288 | 31% | 4.8★ (65) | 0.2 mi | AirbnbVrbo |
Bluebird Family Ridge Near Zoo, Game Room & BBQ Cabin | 3 bd · 2 ba · sleeps 8 | $52,237 | $323 | 44% | 4.9★ (51) | 0.2 mi | AirbnbVrboBooking |
1 Mi to Skiing: Mtn-View Cabin in Big Bear Lake Cabin | 3 bd · 2 ba · sleeps 5 | $54,388 | $267 | 56% | 4.8★ (59) | 0.2 mi | AirbnbVrboBooking |
3bedroom 2.5 bath Close to Bear Mtn House | 3 bd · 2.5 ba · sleeps 7 | $17,322 | $241 | 20% | 4.5★ (21) | 0.2 mi | AirbnbVrbo |
Slopes N Greens House | 3 bd · 2 ba · sleeps 7 | $49,698 | $574 | 24% | 5★ (9) | 0.2 mi | AirbnbVrbo |
Renovated w/ Hot Tub, Walk to Zoo & Golf, Firepit House | 3 bd · 2 ba · sleeps 7 | $18,569 | $237 | 21% | 5★ (6) | 0.2 mi | Airbnb |
Ollie's Cabin:Mtn Views!Spa!Foosball!Fully Fenced! House | 3 bd · 3 ba · sleeps 9 | $33,353 | $337 | 27% | 4.8★ (24) | 0.2 mi | AirbnbVrbo |
Private and spacious w/ wrap around deck mtn views House | 3 bd · 2 ba · sleeps 8 | $16,073 | $325 | 14% | 4.8★ (30) | 0.2 mi | Airbnb |
Smart TV, BBQ, Deck, Walk to Slopes House | 3 bd · 2 ba · sleeps 8 | $15,532 | $317 | 13% | 4.7★ (3) | 0.2 mi | AirbnbVrboBooking |
034 - Menlo Suite - Big Bear Getaway Vacation home | 3 bd · 3 ba · sleeps 6 | $29,856 | $270 | 30% | 3.4★ (4) | 0.2 mi | Booking |
Steps 2 Slopes 3 Bd 2 Bath Cuzzi & Pool Table Cabin | 3 bd · 2 ba · sleeps 7 | $25,379 | $392 | 18% | 5★ (17) | 0.2 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.78% = 7.03% Freddie Mac 30-yr avg (Sep 24) + 0.75% investor premium
Est. revenue
$32,717
NOI
$9,698
Cash flow /mo
-$2,424
Cash needed
$173,971
Cash-on-cash
-16.7%
ROE (yr 1)
-4.1%
Cap rate
1.6%
DSCR
0.25
Year-1 write-off
$133,953
Year-1 tax shield @ 32%
$42,865
Year-1 return on equity
- Cash flow (annual)-$29,094
- Principal paydown$3,926
- Appreciation at%$17,997
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$6,543
- Platform fees (3% of revenue)$982
- Maintenance / capex (5% of revenue)$1,636
- Utilities & supplies$4,200
- HOA$0
- Property tax$7,499
- Insurance (STR-rated)$3,059
Cash needed to close
- Down payment (25%)$149,975
- Closing costs (4.0%)$23,996
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$42,865
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$493,000
Short-life (5/15-yr)
$133,000 · 27%
Year-1 deduction
$134,000
Year-1 tax shield @ 32%
$43,000
Land 18% (county tax record, assessed value split) · building $360,000 over 39 years
Based on: 1,574 sq ft, built 1998, 3 bd / 2 ba, furnished, listing features (deck, fireplace, flooring types, appliance list).
IRS-guide safe-harbor floor: $80,000 in year 1 (16% short-life, $26,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $11,500
Kitchen cabinetsdefault
$9,300 new × 40% good × 3.12 allocation
- $9,400
Kitchen countertopsdefault
$7,600 new × 40% good × 3.12 allocation
- $3,400
Decorative trimdefault
$2,800 new × 40% good × 3.12 allocation
- $400
Mirrorsdefault
$300 new × 40% good × 3.12 allocation
- $1,500
Shelvingdefault
$1,200 new × 40% good × 3.12 allocation
- $5,000
Window coverings (16)default
$4,000 new × 40% good × 3.12 allocation
- $12,600
Carpet, vinyl & laminate (100% of floors)listing
$10,100 new × 40% good × 3.12 allocation
- $9,900
Kitchen & laundry equipment plumbingdefault
$7,200 new × 44% good × 3.12 allocation
- $6,000
Kitchen, laundry & data equipment electricaldefault
$4,400 new × 44% good × 3.12 allocation
- $6,900
Appliances (range, microwave, dishwasher, washer, dryer)listing
$5,500 new × 40% good × 3.12 allocation
- $7,800
Furniture conveyed with the sale (used)listing
$19,500 new × 40% good · out of the price
- $16,000
Paving: driveway & walks (paved)default
$10,300 new × 50% good × 3.12 allocation
- $12,300
Landscaping (typical)default
$7,900 new × 50% good × 3.12 allocation
- $2,400
Patiosdefault
$1,600 new × 50% good × 3.12 allocation
- $27,600
Decks & porches (attached)listing
$17,700 new × 50% good × 3.12 allocation
- $283,500
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$170,500 new × 53% good × 3.12 allocation
- $24,300
Building plumbing & fixturesdefault
$17,700 new × 44% good × 3.12 allocation
- $23,600
Building electrical & lightingdefault
$17,200 new × 44% good × 3.12 allocation
- $22,100
HVACdefault
$17,700 new × 40% good × 3.12 allocation
- $6,600
Fireplaces (2)listing
$5,300 new × 40% good × 3.12 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $74,400 | $58,400 | $1,200 | $134,000 |
| 2 | $0 | $0 | $9,200 | $9,200 |
| 3 | $0 | $0 | $9,200 | $9,200 |
| 4 | $0 | $0 | $9,200 | $9,200 |
| 5 | $0 | $0 | $9,200 | $9,200 |
| 6+ | $0 | $0 | $322,000 | $322,000 |
| Total | $74,400 | $58,400 | $360,100 | $492,900 |
The building's share of the price ($485,000) is 3.1x our depreciated replacement cost of the home ($156,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.