6101 Lucca Trl
Redding, CA 96003
$495,000
2 bd · 2.5 ba · 2,028 sqft · Listed 1d ago
View on Realtor.com →Year built
2008
Sqft
2,028
Lot sqft
10,019
HOA / mo
$100
Furnished
No
List date
2026-10-13T20:19:02.000000Z
Revenue
Annual revenue
$47,072
ADR
$168
Occupancy
77%
Cleaning fees (12 mo)
$7,207
Confidence
Low (39.81), 19 comps
Comp revenue range (p25 / median / p75)
Few similar-size comps were found, so all comps are shown.
Median revenue of shown comps: $40,118
Perfect Redding Retreat w/Hot tub, Pool & King bed
House · 3 bd · 3 ba · sleeps 8 · 0.4 mi
Revenue $76,713ADR $333Occ ≈ 63%4.9★ (120)
Play. Rest. Repeat.
House · 2 bd · 2 ba · sleeps 6 · 1.3 mi
- Pool
- A/C
- Free parking
- Wifi
- +3
Revenue $38,951ADR $383Occ ≈ 28%5★ (53)
*The DREAM HOUSE* SWIMSPA JACUZZI, #1 HOME in RDD
House · 3 bd · 2 ba · sleeps 6 · 1.3 mi
Revenue $55,591ADR $288Occ ≈ 53%5★ (225)
Serene Redding Room 2
House · 1 bd · 3 ba · sleeps 1 · 1.4 mi
Revenue $7,428ADR $29Occ ≈ 70%5★ (1)
Delisted
Shasta House
House · 3 bd · 2 ba · sleeps 6 · 1.6 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $45,728ADR $190Occ ≈ 66%5★ (88)
Peaceful Home on a Hill with Porch View
House · 3 bd · 2 ba · sleeps 7 · 1.7 mi
Revenue $17,689ADR $143Occ ≈ 34%4.8★ (11)
Master suite at Shasta Lake House
House · 1 bd · 2 ba · sleeps 2 · 1.7 mi
- Hot tub
- Pool
- A/C
- Free parking
- +6
Revenue $6,316ADR $120Occ ≈ 14%5★ (6)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Perfect Redding Retreat w/Hot tub, Pool & King bed House | 3 bd · 3 ba · sleeps 8 | $76,713 | $333 | 63% | 4.9★ (120) | 0.4 mi | Airbnb |
Carnegie Place | *Heated Swim Spa *Private *Modern House
| 3 bd · 2 ba · sleeps 7 | $78,820 | $347 | 62% | 5★ (31) | 1.3 mi | AirbnbVrbo |
Play. Rest. Repeat. House
| 2 bd · 2 ba · sleeps 6 | $38,951 | $383 | 28% | 5★ (53) | 1.3 mi | Airbnb |
*The DREAM HOUSE* SWIMSPA JACUZZI, #1 HOME in RDD House | 3 bd · 2 ba · sleeps 6 | $55,591 | $288 | 53% | 5★ (225) | 1.3 mi | Airbnb |
Serene Redding Room 2 House | 1 bd · 3 ba · sleeps 1 | $7,428 | $29 | 70% | 5★ (1) | 1.4 mi | Delisted |
| Mountain Trio | !VIEWS! Heated Pool & Spacious! House
| 3 bd · 2.5 ba · sleeps 8 | $82,543 | $381 | 59% | 5★ (195) | 1.5 mi | AirbnbVrbo |
Chic Modern GEM - Spacious & Bright, Walk 2 Bethel House
| 3 bd · 2 ba · sleeps 7 | $40,118 | $201 | 55% | 4.9★ (296) | 1.6 mi | AirbnbVrbo |
Shasta House House
| 3 bd · 2 ba · sleeps 6 | $45,728 | $190 | 66% | 5★ (88) | 1.6 mi | Airbnb |
Peaceful Home on a Hill with Porch View House | 3 bd · 2 ba · sleeps 7 | $17,689 | $143 | 34% | 4.8★ (11) | 1.7 mi | Airbnb |
Master suite at Shasta Lake House House
| 1 bd · 2 ba · sleeps 2 | $6,316 | $120 | 14% | 5★ (6) | 1.7 mi | Airbnb |
Show 9 more
Country Oak OASIS With Pool
House · 3 bd · 2 ba · sleeps 6 · 1.8 mi
- Pool
- A/C
- Free parking
- Wifi
- +3
Revenue $24,235ADR $136Occ ≈ 49%—
Convenient 3-Bdrm Townhome 30Day
Apartment · 3 bd · 2.5 ba · sleeps 4 · 1.8 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +1
Revenue $16,321ADR $63Occ ≈ 71%—
The Cottage w/ a garden view
House · 3 bd · 2 ba · sleeps 6 · 1.9 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +2
Revenue $57,433ADR $190Occ ≈ 83%5★ (1071)
Delightful Modern Home, Fireplace, Designers Touch
House · 3 bd · 2 ba · sleeps 6 · 1.9 mi
Revenue $41,623ADR $202Occ ≈ 56%4.9★ (94)
Delisted
{Casi⚜️Cielo} Tranquil getaway near Bethel & Shasta
House · 3 bd · 2 ba · sleeps 7 · 1.9 mi
Revenue $7,082ADR $106Occ ≈ 18%4.7★ (55)
Cozy 3-Bedroom Townhome - 30 Day
Apartment · 3 bd · 2.5 ba · sleeps 4 · 1.9 mi
Revenue $25,240ADR $94Occ ≈ 74%—
Delisted
Family Friendly close to I-5
House · 3 bd · 2 ba · sleeps 8 · 2.1 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +1
Revenue $45,357ADR $170Occ ≈ 73%4.9★ (331)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Modern - Meets Magnolia Farmhouse | Walk to Bethel House
| 3 bd · 2 ba · sleeps 6 | $37,941 | $200 | 52% | 4.8★ (230) | 1.8 mi | AirbnbVrbo |
Country Oak OASIS With Pool House
| 3 bd · 2 ba · sleeps 6 | $24,235 | $136 | 49% | — | 1.8 mi | Airbnb |
Convenient 3-Bdrm Townhome 30Day Apartment
| 3 bd · 2.5 ba · sleeps 4 | $16,321 | $63 | 71% | — | 1.8 mi | Airbnb |
The Cottage w/ a garden view House
| 3 bd · 2 ba · sleeps 6 | $57,433 | $190 | 83% | 5★ (1071) | 1.9 mi | Airbnb |
Delightful Modern Home, Fireplace, Designers Touch House | 3 bd · 2 ba · sleeps 6 | $41,623 | $202 | 56% | 4.9★ (94) | 1.9 mi | Delisted |
{Casi⚜️Cielo} Tranquil getaway near Bethel & Shasta House | 3 bd · 2 ba · sleeps 7 | $7,082 | $106 | 18% | 4.7★ (55) | 1.9 mi | Airbnb |
Cozy 3-Bedroom Townhome - 30 Day Apartment | 3 bd · 2.5 ba · sleeps 4 | $25,240 | $94 | 74% | — | 1.9 mi | Delisted |
*New* Overflow 96 | Pool - Hot tub - Central! House
| 3 bd · 2 ba · sleeps 10 | $65,490 | $301 | 60% | 4.9★ (45) | 2.0 mi | AirbnbVrbo |
Family Friendly close to I-5 House
| 3 bd · 2 ba · sleeps 8 | $45,357 | $170 | 73% | 4.9★ (331) | 2.1 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$47,072
NOI
$20,151
Cash flow /mo
$1,679
Cash needed
$530,800
Cash-on-cash (all cash)
3.8%
ROE (yr 1)
6.6%
Cap rate
4.1%
DSCR
—
Year-1 write-off
$95,305
Year-1 tax shield @ 32%
$30,498
Year-1 return on equity
- Cash flow (annual)$20,151
- Principal paydown (n/a, cash)$0
- Appreciation at%$14,850
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$9,414
- Platform fees (3% of revenue)$1,412
- Maintenance / capex (5% of revenue)$2,354
- Utilities & supplies$4,200
- HOA$1,200
- Property tax$6,188
- Insurance (STR-rated)$2,896
Cash needed to close
- Purchase price (all cash)$495,000
- Closing costs (4.0%)$19,800
- Furnishing (bought new)$16,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$30,498
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$424,000
Short-life (5/15-yr)
$79,000 · 19%
Year-1 deduction
$95,000
Year-1 tax shield @ 32%
$30,000
Land 14% (county tax record, assessed value split) · building $345,000 over 39 years · new furniture $16,000
Based on: 2,028 sq ft, built 2008, 2 bd / 2.5 ba, unfurnished, listing features (covered patio, stone counters, flooring types).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $76,000 in year 1 (14% short-life, $24,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $7,200
Kitchen cabinetsdefault
$10,200 new × 40% good × 1.76 allocation
- $7,400
Kitchen countertops (stone)listing
$10,500 new × 40% good × 1.76 allocation
- $2,500
Decorative trimdefault
$3,500 new × 40% good × 1.76 allocation
- $200
Mirrorsdefault
$300 new × 40% good × 1.76 allocation
- $600
Shelvingdefault
$900 new × 40% good × 1.76 allocation
- $3,500
Window coverings (20)default
$5,000 new × 40% good × 1.76 allocation
- $4,600
Carpet, vinyl & laminate (50% of floors)listing
$6,500 new × 40% good × 1.76 allocation
- $9,000
Kitchen & laundry equipment plumbingdefault
$8,000 new × 64% good × 1.76 allocation
- $5,400
Kitchen, laundry & data equipment electricaldefault
$4,800 new × 64% good × 1.76 allocation
- $5,700
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 40% good × 1.76 allocation
- $16,000
Furniture bought newlisting
$16,000 new × 100% good · bought separately
- $8,200
Paving: driveway & walks (paved)default
$9,300 new × 50% good × 1.76 allocation
- $7,900
Landscaping (typical)default
$9,000 new × 50% good × 1.76 allocation
- $14,800
Covered patiolisting
$16,700 new × 50% good × 1.76 allocation
- $1,800
Decks & porches (attached)default
$2,000 new × 50% good × 1.76 allocation
- $272,100
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$220,400 new × 70% good × 1.76 allocation
- $25,800
Building plumbing & fixturesdefault
$22,800 new × 64% good × 1.76 allocation
- $25,900
Building electrical & lightingdefault
$23,000 new × 64% good × 1.76 allocation
- $16,100
HVACdefault
$22,800 new × 40% good × 1.76 allocation
- $4,600
Hardwood & tile floorsdefault
$6,500 new × 40% good × 1.76 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $62,300 | $32,700 | $400 | $95,300 |
| 2 | $0 | $0 | $8,800 | $8,800 |
| 3 | $0 | $0 | $8,800 | $8,800 |
| 4 | $0 | $0 | $8,800 | $8,800 |
| 5 | $0 | $0 | $8,800 | $8,800 |
| 6+ | $0 | $0 | $308,900 | $308,900 |
| Total | $62,300 | $32,700 | $344,600 | $439,500 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Rules differ by jurisdiction. City of Redding caps whole-home vacation rentals at 400 with a 600 ft spacing rule (300 ft with a physical buffer), and its permit is NOT transferable to a new owner. Shasta Lake city and unincorporated Shasta County allow permitted rentals with no cap found, but permits also do not transfer on sale. Lodging tax ~10% plus a 2% tourism assessment in Redding. Verify parcel eligibility with the city or county before you buy.