2474 Oak Ln
Big Bear City, CA 92314
$880,000
3 bd · 2.5 ba · 2,271 sqft · Listed today
View on Realtor.com →Year built
1988
Sqft
2,271
Lot sqft
53,143
HOA / mo
$0
Furnished
No
List date
2026-10-17T02:13:42.000000Z
Revenue
Annual revenue
$18,497
ADR
$235
Occupancy
22%
Cleaning fees (12 mo)
$3,246
Confidence
Med (56.2), 20 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $15,879
One Hundred Pines Equestrian Ranch at Big Bear Lake
Vacation home · 3 bd · 2 ba · sleeps 6 · 423 ft
Revenue $9,906ADR $304Occ ≈ 9%—
Mama Bear's Manor - Luxury Spa - No Cleaning Fee
Cabin · 3 bd · 2 ba · sleeps 10 · 0.1 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +3
Revenue $32,790ADR $503Occ ≈ 18%4.9★ (56)
Peaceful, 3 BD Modern Cabin & Game Room
Cabin · 3 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $10,578ADR $264Occ ≈ 11%4.9★ (20)
Whistling Birds ~ EV Charge
House · 3 bd · 2 ba · sleeps 8 · 0.3 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +4
Revenue $26,896ADR $236Occ ≈ 31%5★ (39)
'The Bear's Den' Cabin: 8 Mi to Snow Summit!
Cabin · 3 bd · 2 ba · sleeps 7 · 0.3 mi
Revenue $19,570ADR $338Occ ≈ 16%4.2★ (55)
Gorgeous Newly Remodeled Cabin Minutes from slopes
House · 3 bd · 2 ba · sleeps 8 · 0.4 mi
Revenue $14,690ADR $240Occ ≈ 17%5★ (35)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
One Hundred Pines Equestrian Ranch at Big Bear Lake Vacation home | 3 bd · 2 ba · sleeps 6 | $9,906 | $304 | 9% | — | 423 ft | Booking |
One Hundred Pines Equestrian Ranch at Big Bear Cabin
| 3 bd · 2.5 ba · sleeps 6 | $14,444 | $280 | 14% | 4.5★ (6) | 433 ft | AirbnbVrboBooking |
Mama Bear's Manor - Luxury Spa - No Cleaning Fee Cabin
| 3 bd · 2 ba · sleeps 10 | $32,790 | $503 | 18% | 4.9★ (56) | 0.1 mi | Airbnb |
3BR Starlight Stargaze Haus - EV & Fireplace Cabin
| 3 bd · 2 ba · sleeps 7 | $15,191 | $245 | 17% | 4.9★ (13) | 0.1 mi | AirbnbVrbo |
Spruce Vacation home | 3 bd · 2 ba · sleeps 6 | $17,256 | $328 | 14% | — | 0.2 mi | Booking |
Peaceful, 3 BD Modern Cabin & Game Room Cabin | 3 bd · 2 ba · sleeps 6 | $10,578 | $264 | 11% | 4.9★ (20) | 0.2 mi | Booking |
Warm, modern, rustic cabin, Dog friendly. Bravo. House
| 3 bd · 1.5 ba · sleeps 8 | $16,088 | $293 | 15% | 5★ (64) | 0.3 mi | AirbnbVrbo |
Whistling Birds ~ EV Charge House
| 3 bd · 2 ba · sleeps 8 | $26,896 | $236 | 31% | 5★ (39) | 0.3 mi | Airbnb |
'The Bear's Den' Cabin: 8 Mi to Snow Summit! Cabin | 3 bd · 2 ba · sleeps 7 | $19,570 | $338 | 16% | 4.2★ (55) | 0.3 mi | Airbnb |
Gorgeous Newly Remodeled Cabin Minutes from slopes House | 3 bd · 2 ba · sleeps 8 | $14,690 | $240 | 17% | 5★ (35) | 0.4 mi | Airbnb |
Show 10 more
Starlight Hideaway: Big Bear Log Cabin w/ Hot tub!
Cabin · 3 bd · 2 ba · sleeps 8 · 0.4 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +3
Revenue $24,426ADR $336Occ ≈ 20%5★ (45)
3rd Night FREE Blue Snowflake Big Bear Mtn. Resort
Cabin · 3 bd · 1.5 ba · sleeps 10 · 0.5 mi
- Free parking
- Wifi
- Kitchen
- Fireplace
Revenue $3,876ADR $343Occ ≈ 3%5★ (1)
Bluebird Haven
Cabin · 3 bd · 2 ba · sleeps 8 · 0.6 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +3
Revenue $10,520ADR $272Occ ≈ 11%5★ (19)
Cedar Creek
House · 3 bd · 2 ba · sleeps 8 · 0.6 mi
Revenue $14,072ADR $230Occ ≈ 17%4.6★ (62)
Delisted
Entire Home • 4 Beds • 3 Bedroom Big Bear
House · 3 bd · 3 ba · sleeps 7 · 0.7 mi
- Free parking
- Wifi
- Kitchen
- Fireplace
Revenue $21,251ADR $320Occ ≈ 18%5★ (137)
Hershey Bear Cabin:NEW! Igloo,Hot Tub,Dog Friendly
Cabin · 3 bd · 1.5 ba · sleeps 6 · 0.7 mi
Revenue $36,294ADR $418Occ ≈ 24%4.9★ (47)
Delisted
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Starlight Hideaway: Big Bear Log Cabin w/ Hot tub! Cabin
| 3 bd · 2 ba · sleeps 8 | $24,426 | $336 | 20% | 5★ (45) | 0.4 mi | Airbnb |
Lincoln Log Cabin | Renovated | Near Attractions House
| 3 bd · 2 ba · sleeps 8 | $15,635 | $295 | 15% | 4.5★ (9) | 0.5 mi | AirbnbVrboBooking |
3rd Night FREE Blue Snowflake Big Bear Mtn. Resort Cabin
| 3 bd · 1.5 ba · sleeps 10 | $3,876 | $343 | 3% | 5★ (1) | 0.5 mi | Airbnb |
A Frame Escape ! Fully fenced! Cabin
| 3 bd · 2 ba · sleeps 8 | $21,642 | $134 | 44% | 4.5★ (165) | 0.6 mi | AirbnbVrbo |
Bluebird Haven Cabin
| 3 bd · 2 ba · sleeps 8 | $10,520 | $272 | 11% | 5★ (19) | 0.6 mi | Airbnb |
Big Bear Getaway! Chalet
| 3 bd · 2.5 ba · sleeps 8 | $28,369 | $192 | 40% | 4.7★ (222) | 0.6 mi | AirbnbVrbo |
Cedar Creek House | 3 bd · 2 ba · sleeps 8 | $14,072 | $230 | 17% | 4.6★ (62) | 0.6 mi | Delisted |
Beach to Mountains Chalet Cabin
| 3 bd · 2.5 ba · sleeps 8 | $15,670 | $192 | 22% | 5★ (14) | 0.7 mi | AirbnbVrbo |
Entire Home • 4 Beds • 3 Bedroom Big Bear House
| 3 bd · 3 ba · sleeps 7 | $21,251 | $320 | 18% | 5★ (137) | 0.7 mi | Airbnb |
Hershey Bear Cabin:NEW! Igloo,Hot Tub,Dog Friendly Cabin | 3 bd · 1.5 ba · sleeps 6 | $36,294 | $418 | 24% | 4.9★ (47) | 0.7 mi | Delisted |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$18,497
NOI
-$5,050
Cash flow /mo
-$421
Cash needed
$934,700
Cash-on-cash (all cash)
-0.5%
ROE (yr 1)
2.3%
Cap rate
-0.6%
DSCR
—
Year-1 write-off
$180,129
Year-1 tax shield @ 32%
$57,641
Year-1 return on equity
- Cash flow (annual)-$5,050
- Principal paydown (n/a, cash)$0
- Appreciation at%$26,400
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$3,699
- Platform fees (3% of revenue)$555
- Maintenance / capex (5% of revenue)$925
- Utilities & supplies$4,200
- HOA$0
- Property tax$11,000
- Insurance (STR-rated)$4,488
Cash needed to close
- Purchase price (all cash)$880,000
- Closing costs (4.0%)$35,200
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$57,641
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$704,000
Short-life (5/15-yr)
$160,000 · 23%
Year-1 deduction
$180,000
Year-1 tax shield @ 32%
$58,000
Land 20% (county tax record, assessed value split) · building $544,000 over 39 years · new furniture $20,000
Based on: 2,271 sq ft, built 1988, 3 bd / 2.5 ba, unfurnished, listing features (fence, fireplace).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $135,000 in year 1 (16% short-life, $43,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $17,500
Kitchen cabinetsdefault
$10,800 new × 40% good × 4.06 allocation
- $14,300
Kitchen countertopsdefault
$8,800 new × 40% good × 4.06 allocation
- $6,400
Decorative trimdefault
$4,000 new × 40% good × 4.06 allocation
- $500
Mirrorsdefault
$300 new × 40% good × 4.06 allocation
- $1,900
Shelvingdefault
$1,200 new × 40% good × 4.06 allocation
- $9,300
Window coverings (23)default
$5,800 new × 40% good × 4.06 allocation
- $9,500
Carpet, vinyl & laminate (40% of floors)default
$5,800 new × 40% good × 4.06 allocation
- $13,600
Kitchen & laundry equipment plumbingdefault
$8,400 new × 40% good × 4.06 allocation
- $8,200
Kitchen, laundry & data equipment electricaldefault
$5,100 new × 40% good × 4.06 allocation
- $13,100
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 40% good × 4.06 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $25,000
Paving: driveway & walks (paved)default
$12,300 new × 50% good × 4.06 allocation
- $19,300
Landscaping (typical)default
$9,500 new × 50% good × 4.06 allocation
- $4,500
Patiosdefault
$2,200 new × 50% good × 4.06 allocation
- $4,500
Decks & porches (attached)default
$2,200 new × 50% good × 4.06 allocation
- $12,200
Fencinglisting
$6,000 new × 50% good × 4.06 allocation
- $400,200
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$246,600 new × 40% good × 4.06 allocation
- $41,500
Building plumbing & fixturesdefault
$25,600 new × 40% good × 4.06 allocation
- $42,300
Building electrical & lightingdefault
$26,100 new × 40% good × 4.06 allocation
- $41,500
HVACdefault
$25,600 new × 40% good × 4.06 allocation
- $14,200
Hardwood & tile floorsdefault
$8,800 new × 40% good × 4.06 allocation
- $4,300
Fireplacelisting
$2,600 new × 40% good × 4.06 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $114,000 | $65,600 | $600 | $180,100 |
| 2 | $0 | $0 | $13,900 | $13,900 |
| 3 | $0 | $0 | $13,900 | $13,900 |
| 4 | $0 | $0 | $13,900 | $13,900 |
| 5 | $0 | $0 | $13,900 | $13,900 |
| 6+ | $0 | $0 | $487,600 | $487,600 |
| Total | $114,000 | $65,600 | $544,000 | $723,500 |
The building's share of the price ($704,000) is 4.1x our depreciated replacement cost of the home ($174,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.