18558 Ycotti Creek Ridge Rd
Lakehead, CA 96051
$425,000
2 bd · 2 ba · 1,366 sqft · Listed 1d ago
View on Realtor.com →Year built
1992
Sqft
1,366
Lot sqft
236,531
HOA / mo
$0
Furnished
No
List date
2026-10-01T14:24:26.000000Z
Revenue
Annual revenue
$44,726
ADR
$262
Occupancy
47%
Cleaning fees (12 mo)
$6,048
Confidence
Low (49.96), 10 comps
Comp revenue range (p25 / median / p75)
Foxfell At Shasta Lake: "Stunning Views" • "Very Private" • "Coziest Beds"
Cabin · 3 bd · 2 ba · sleeps 12 · 1.1 mi
Revenue $50,307ADR $358Occ ≈ 38%5★ (3)
Lakehead Corporate Retreat Near Shasta | Sleeps 8
House · 3 bd · 2 ba · sleeps 8 · 1.3 mi
Revenue $6,594ADR $157Occ ≈ 12%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Dream View Lake House House | 3 bd · 2 ba · sleeps 6 | $58,127 | $489 | 33% | 4.9★ (443) | 0.5 mi | AirbnbVrboBooking |
Foxfell At Shasta Lake: "Stunning Views" • "Very Private" • "Coziest Beds" Cabin | 3 bd · 2 ba · sleeps 12 | $50,307 | $358 | 38% | 5★ (3) | 1.1 mi | Vrbo |
Nestled amongst the trees! The Gorgeous Treehouse! Bed & Breakfast | 1 bd · 1 ba · sleeps 4 | $55,547 | $206 | 74% | 5★ (28) | 1.2 mi | AirbnbVrbo |
Relaxing 1 bed/1 bath Cottage! House | 1 bd · 1 ba · sleeps 4 | $25,912 | $129 | 55% | 5★ (15) | 1.2 mi | AirbnbVrbo |
Fort Bigfoot! A Geek's Paradise House | 3 bd · 3 ba · sleeps 10 | $36,367 | $612 | 16% | 5★ (7) | 1.3 mi | AirbnbVrbo |
Lakehead Retreat 31 day 1mo min 4k+ fees LTR House | 3 bd · 2 ba · sleeps 7 | $12,268 | $281 | 12% | 5★ (10) | 1.3 mi | AirbnbVrboBooking |
Lakehead Corporate Retreat Near Shasta | Sleeps 8 House | 3 bd · 2 ba · sleeps 8 | $6,594 | $157 | 12% | — | 1.3 mi | Airbnb |
Shasta Casa | Tranquil Forest & Easy Lake Access! Cabin | 3 bd · 2 ba · sleeps 8 | $42,224 | $237 | 49% | 4.8★ (109) | 1.3 mi | AirbnbVrbo |
Private 4 acres near lake, perfect view & location House | 3 bd · 2 ba · sleeps 12 | $65,972 | $353 | 51% | 4.9★ (8) | 1.4 mi | AirbnbBooking |
Lovely mountain home w/ huge deck and forest view Cabin | 3 bd · 2 ba · sleeps 8 | $60,733 | $295 | 56% | 4.8★ (122) | 1.4 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.03% = 7.28% Freddie Mac 30-yr avg (Oct 1) + 0.75% investor premium
Est. revenue
$44,726
NOI
$20,841
Cash flow /mo
-$609
Cash needed
$139,250
Cash-on-cash
-5.2%
ROE (yr 1)
5.8%
Cap rate
4.9%
DSCR
0.74
Year-1 write-off
$79,097
Year-1 tax shield @ 32%
$25,311
Year-1 return on equity
- Cash flow (annual)-$7,305
- Principal paydown$2,647
- Appreciation at%$12,750
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$8,945
- Platform fees (3% of revenue)$1,342
- Maintenance / capex (5% of revenue)$2,236
- Utilities & supplies$4,200
- HOA$0
- Property tax$5,313
- Insurance (STR-rated)$2,486
Cash needed to close
- Down payment (25%)$106,250
- Closing costs (4.0%)$17,000
- Furnishing (bought new)$16,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$25,311
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$255,000
Short-life (5/15-yr)
$63,000 · 25%
Year-1 deduction
$79,000
Year-1 tax shield @ 32%
$25,000
Land 40% (county tax record, assessed value split) · building $192,000 over 39 years · new furniture $16,000
Based on: 1,366 sq ft, built 1992, 2 bd / 2 ba, unfurnished, listing features (fireplace, flooring types, septic).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $61,000 in year 1 (17% short-life, $19,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $7,600
Kitchen cabinetsdefault
$8,800 new × 40% good × 2.15 allocation
- $6,200
Kitchen countertopsdefault
$7,200 new × 40% good × 2.15 allocation
- $2,100
Decorative trimdefault
$2,400 new × 40% good × 2.15 allocation
- $300
Mirrorsdefault
$300 new × 40% good × 2.15 allocation
- $800
Shelvingdefault
$900 new × 40% good × 2.15 allocation
- $3,000
Window coverings (14)default
$3,500 new × 40% good × 2.15 allocation
- $7,600
Carpet, vinyl & laminate (100% of floors)listing
$8,800 new × 40% good × 2.15 allocation
- $5,900
Kitchen & laundry equipment plumbingdefault
$6,800 new × 40% good × 2.15 allocation
- $3,600
Kitchen, laundry & data equipment electricaldefault
$4,100 new × 40% good × 2.15 allocation
- $7,000
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 40% good × 2.15 allocation
- $16,000
Furniture bought newlisting
$16,000 new × 100% good · bought separately
- $8,200
Paving: driveway & walks (paved)default
$7,700 new × 50% good × 2.15 allocation
- $7,900
Landscaping (typical)default
$7,400 new × 50% good × 2.15 allocation
- $1,500
Patiosdefault
$1,300 new × 50% good × 2.15 allocation
- $1,500
Decks & porches (attached)default
$1,300 new × 50% good × 2.15 allocation
- $138,000
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$148,100 new × 43% good × 2.15 allocation
- $13,200
Building plumbing & fixturesdefault
$15,300 new × 40% good × 2.15 allocation
- $12,500
Building electrical & lightingdefault
$14,600 new × 40% good × 2.15 allocation
- $13,200
HVACdefault
$15,400 new × 40% good × 2.15 allocation
- $2,300
Fireplacelisting
$2,600 new × 40% good × 2.15 allocation
- $12,900
Septic systemlisting
$12,000 new × 50% good × 2.15 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $59,800 | $19,100 | $200 | $79,100 |
| 2 | $0 | $0 | $4,900 | $4,900 |
| 3 | $0 | $0 | $4,900 | $4,900 |
| 4 | $0 | $0 | $4,900 | $4,900 |
| 5 | $0 | $0 | $4,900 | $4,900 |
| 6+ | $0 | $0 | $172,200 | $172,200 |
| Total | $59,800 | $19,100 | $192,100 | $271,000 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Rules differ by jurisdiction. City of Redding caps whole-home vacation rentals at 400 with a 600 ft spacing rule (300 ft with a physical buffer), and its permit is NOT transferable to a new owner. Shasta Lake city and unincorporated Shasta County allow permitted rentals with no cap found, but permits also do not transfer on sale. Lodging tax ~10% plus a 2% tourism assessment in Redding. Verify parcel eligibility with the city or county before you buy.