45395 7th St
Big Bear City, CA 92314
$399,000
3 bd · 2 ba · 1,586 sqft · Listed 1d ago
View on Realtor.com →Year built
2005
Sqft
1,586
Lot sqft
9,881
HOA / mo
$0
Furnished
No
List date
2026-09-28T23:29:32.000000Z
Revenue
Annual revenue
$24,758
ADR
$227
Occupancy
30%
Cleaning fees (12 mo)
$4,916
Confidence
Low (45.19), 47 comps
Comp revenue range (p25 / median / p75)
Big Bear Log Home -view of ski slopes
Cabin · 3 bd · 1 ba · sleeps 6 · 1.1 mi
Revenue $7,613ADR $240Occ ≈ 9%4.8★ (236)
HOME SWEET HOME sleeps 7- Enjoy the Forest
House · 3 bd · 2 ba · sleeps 7 · 1.8 mi
Revenue $22,687ADR $198Occ ≈ 31%4.8★ (83)
Bear Meadow -Create your Big Bear Memories
House · 3 bd · 2 ba · sleeps 9 · 1.9 mi
Revenue $17,104ADR $468Occ ≈ 10%4.8★ (45)
First Chair Lair
Cabin · 3 bd · 1.5 ba · sleeps 9 · 1.9 mi
Revenue $19,716ADR $245Occ ≈ 22%5★ (96)
Stylish Family Cabin w/ Pac-Man & Stone Fireplace!
Cabin · 3 bd · 2 ba · sleeps 6 · 1.9 mi
Revenue $10,028ADR $250Occ ≈ 11%4.9★ (25)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Big Bear Mountain Escape Cabin Cabin | 3 bd · 2.5 ba · sleeps 8 | $19,390 | $400 | 13% | 4.5★ (138) | 0.2 mi | AirbnbVrbo |
Spacious Family Retreat Game room~Views Relaxation House | 3 bd · 2.5 ba · sleeps 8 | $13,755 | $332 | 11% | 5★ (24) | 0.7 mi | AirbnbBooking |
Big Bear Log Home -view of ski slopes Cabin | 3 bd · 1 ba · sleeps 6 | $7,613 | $240 | 9% | 4.8★ (236) | 1.1 mi | Airbnb |
Sweet Dreams🌟 Cabin✨️ + Mountain View ⛰️ Cabin | 3 bd · 2 ba · sleeps 8 | $21,910 | $165 | 36% | 4.8★ (106) | 1.1 mi | AirbnbVrbo |
The Hidden Cabin Cabin | 3 bd · 2 ba · sleeps 8 | $26,402 | $269 | 27% | 4.8★ (26) | 1.5 mi | AirbnbVrbo |
The Bears Lair Perfect for family w-full Amenities Cabin | 3 bd · 2 ba · sleeps 10 | $25,276 | $267 | 26% | 4.5★ (30) | 1.8 mi | AirbnbVrboBooking |
HOME SWEET HOME sleeps 7- Enjoy the Forest House | 3 bd · 2 ba · sleeps 7 | $22,687 | $198 | 31% | 4.8★ (83) | 1.8 mi | Airbnb |
Bear Meadow -Create your Big Bear Memories House | 3 bd · 2 ba · sleeps 9 | $17,104 | $468 | 10% | 4.8★ (45) | 1.9 mi | Airbnb |
First Chair Lair Cabin | 3 bd · 1.5 ba · sleeps 9 | $19,716 | $245 | 22% | 5★ (96) | 1.9 mi | Airbnb |
Stylish Family Cabin w/ Pac-Man & Stone Fireplace! Cabin | 3 bd · 2 ba · sleeps 6 | $10,028 | $250 | 11% | 4.9★ (25) | 1.9 mi | Airbnb |
Show all 48 comps
Sweet Cabin Gateway | Cozy Big Bear Retreat Minutes From Adventure
Vacation home · 3 bd · 2 ba · sleeps 6 · 1.9 mi
Revenue $20,932ADR $427Occ ≈ 13%—
Sweet Cabin Home Gateway #2576
Vacation home · 3 bd · 1 ba · sleeps 6 · 1.9 mi
Revenue $21,687ADR $442Occ ≈ 13%—
Family friendly cozy cabin in Big Bear
Cabin · 3 bd · 1.5 ba · sleeps 9 · 2.0 mi
Revenue $25,832ADR $327Occ ≈ 22%4.8★ (5)
Bufflehead Cottage: Pool Table!Spa!Mountain Views!
House · 3 bd · 2 ba · sleeps 8 · 2.0 mi
Revenue $10,185ADR $0Occ ≈ —4.3★ (27)
Idle Hours Inn- Family Cabin w/ Hot Tub at Big Bear
Vacation home · 3 bd · 2 ba · sleeps 8 · 2.0 mi
Revenue $37,164ADR $318Occ ≈ 32%—
3 bedroom with fireplace + deck - Emerald Retreat
House · 3 bd · 2 ba · sleeps 8 · 2.0 mi
Revenue $7,496ADR $168Occ ≈ 12%5★ (5)
Game Den + Fire Pit • Mins to Bear Mtn + the Lake
Cabin · 3 bd · 2 ba · sleeps 8 · 2.0 mi
Revenue $889ADR $296Occ ≈ 1%—
Private Hot Tub • Game Room • Mountain Views
Cabin · 3 bd · 2 ba · sleeps 8 · 2.0 mi
Revenue $54,961ADR $280Occ ≈ 54%5★ (174)
Emerald Pines: Spa, PetsStay Free, FencedYard
Cabin · 3 bd · 2 ba · sleeps 8 · 2.0 mi
Revenue $39,748ADR $316Occ ≈ 34%4.8★ (130)
Cozy Mountain Cabin w/ Hot Tub, Fireplace & Deck
House · 3 bd · 2 ba · sleeps 8 · 2.0 mi
Revenue $5,036ADR $296Occ ≈ 5%5★ (6)
Gold Rush Retreat, Sleeps 10, Mountain Views
House · 3 bd · 3 ba · sleeps 10 · 2.1 mi
Revenue $34,600ADR $251Occ ≈ 38%4.9★ (77)
Play Big Bear #2580
Vacation home · 3 bd · 2 ba · sleeps 8 · 2.1 mi
Revenue $13,048ADR $431Occ ≈ 8%—
Moody Lodge • Hot Tub • Darts
House · 3 bd · 3 ba · sleeps 7 · 2.1 mi
Revenue $36,656ADR $314Occ ≈ 32%5★ (202)
Cozy Cabin: Your Big Bear Retreat with jaccuzi
House · 3 bd · 2.5 ba · sleeps 8 · 2.1 mi
Revenue $20,714ADR $388Occ ≈ 15%4.7★ (14)
Bear Paw Lodge *Cozy home w/ fireplace & game room
House · 3 bd · 2 ba · sleeps 8 · 2.2 mi
Revenue $17,293ADR $253Occ ≈ 19%4.8★ (43)
Relaxing Bruin Chalet at Big Bear City- Minutes to Activities
Vacation home · 3 bd · 1 ba · sleeps 6 · 2.2 mi
Revenue $45,836ADR $478Occ ≈ 26%4.7★ (4)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Big Bear Retreat | Hot Tub, BBQ, Views & Games Cabin | 3 bd · 2 ba · sleeps 8 | $38,124 | $311 | 34% | 5★ (74) | 1.9 mi | AirbnbVrboBooking |
Sweet Cabin Gateway | Cozy Big Bear Retreat Minutes From Adventure Vacation home | 3 bd · 2 ba · sleeps 6 | $20,932 | $427 | 13% | — | 1.9 mi | Booking |
Sweet Cabin Home Gateway #2576 Vacation home | 3 bd · 1 ba · sleeps 6 | $21,687 | $442 | 13% | — | 1.9 mi | Booking |
Family friendly cozy cabin in Big Bear Cabin | 3 bd · 1.5 ba · sleeps 9 | $25,832 | $327 | 22% | 4.8★ (5) | 2.0 mi | Vrbo |
Bufflehead Cottage: Pool Table!Spa!Mountain Views! House | 3 bd · 2 ba · sleeps 8 | $10,185 | $0 | — | 4.3★ (27) | 2.0 mi | Airbnb |
Mountain Charm in Quiet Big Bear City Cabin | 3 bd · 1 ba · sleeps 6 | $8,375 | $318 | 7% | 4.3★ (18) | 2.0 mi | AirbnbVrboBooking |
Idle Hours Inn- Family Cabin w/ Hot Tub at Big Bear Vacation home | 3 bd · 2 ba · sleeps 8 | $37,164 | $318 | 32% | — | 2.0 mi | Booking |
Cozy Cabin! Peacefully Located, Spa & Karaoke Fun! Cabin | 3 bd · 1 ba · sleeps 9 | $23,187 | $483 | 13% | 4.8★ (39) | 2.0 mi | AirbnbVrbo |
New! Bearadise ~ Modern Luxury Cabin Cabin | 3 bd · 2 ba · sleeps 7 | $24,417 | $131 | 51% | 4.5★ (309) | 2.0 mi | AirbnbVrbo |
Idle Hours Inn- Bear City Family Cabin w/ Hot Tub Cabin | 3 bd · 2 ba · sleeps 8 | $16,750 | $394 | 12% | 4★ (16) | 2.0 mi | AirbnbVrboBooking |
3 bedroom with fireplace + deck - Emerald Retreat House | 3 bd · 2 ba · sleeps 8 | $7,496 | $168 | 12% | 5★ (5) | 2.0 mi | Airbnb |
Hot Tub! Modern Adorable Cabin . Fenced Yard ANG Cabin | 3 bd · 2 ba · sleeps 8 | $14,941 | $535 | 8% | 4.5★ (66) | 2.0 mi | AirbnbVrboBooking |
🍁 MalaBear Lodge in the🌲 🌲15 min to 🏔 Private Spa Cabin | 3 bd · 2 ba · sleeps 8 | $40,027 | $346 | 32% | 4.9★ (182) | 2.0 mi | AirbnbVrboBooking |
Game Den + Fire Pit • Mins to Bear Mtn + the Lake Cabin | 3 bd · 2 ba · sleeps 8 | $889 | $296 | 1% | — | 2.0 mi | Airbnb |
Remodeled Home - Game Room Streaming and More House | 3 bd · 2 ba · sleeps 8 | $25,732 | $277 | 25% | 4.3★ (7) | 2.0 mi | AirbnbVrboBooking |
Bufflehead Cottage: Pool Table!Spa!Mountain Views! House | 3 bd · 2 ba · sleeps 8 | $35,719 | $314 | 31% | 4.8★ (46) | 2.0 mi | AirbnbVrbo |
🌲🐾Moose Manor - Forest Views + Dog 🐶 Friendly 🌿 House | 3 bd · 2 ba · sleeps 7 | $16,190 | $291 | 15% | 4.9★ (78) | 2.0 mi | AirbnbVrbo |
The Timberline | A 3BR Hideaway House | 3 bd · 2 ba · sleeps 8 | $17,336 | $368 | 13% | 4.8★ (25) | 2.0 mi | AirbnbVrbo |
Malabar Mountain Cabin Tucked in Forest Pine View. Cabin | 3 bd · 2 ba · sleeps 6 | $24,255 | $148 | 45% | 4.7★ (18) | 2.0 mi | AirbnbVrboBooking |
Private Hot Tub • Game Room • Mountain Views Cabin | 3 bd · 2 ba · sleeps 8 | $54,961 | $280 | 54% | 5★ (174) | 2.0 mi | Airbnb |
Emerald Pines: Spa, PetsStay Free, FencedYard Cabin | 3 bd · 2 ba · sleeps 8 | $39,748 | $316 | 34% | 4.8★ (130) | 2.0 mi | Airbnb |
Cozy Mountain Cabin w/ Hot Tub, Fireplace & Deck House | 3 bd · 2 ba · sleeps 8 | $5,036 | $296 | 5% | 5★ (6) | 2.0 mi | Airbnb |
Papa Bear Den | A/C, Fire Pit, Mins to Lake Cabin | 3 bd · 2 ba · sleeps 8 | $24,319 | $271 | 25% | 5★ (48) | 2.0 mi | AirbnbVrbo |
Gold Rush Retreat, Sleeps 10, Mountain Views House | 3 bd · 3 ba · sleeps 10 | $34,600 | $251 | 38% | 4.9★ (77) | 2.1 mi | Airbnb |
The Lazy Bear Inn- Family Friendly Game Room & Spa Cabin | 3 bd · 2 ba · sleeps 10 | $23,150 | $332 | 19% | 4.8★ (50) | 2.1 mi | AirbnbVrbo |
Play Big Bear #2580 Vacation home | 3 bd · 2 ba · sleeps 8 | $13,048 | $431 | 8% | — | 2.1 mi | Booking |
*Play Big Bear* Fun-Packed BB City Family Retreat* Cabin | 3 bd · 2 ba · sleeps 8 | $15,539 | $274 | 16% | 5★ (3) | 2.1 mi | AirbnbBooking |
Play Big Bear - Relaxing Bear City Family Retreat- Cabin | 3 bd · 2 ba · sleeps 8 | $29,403 | $361 | 22% | 3★ (2) | 2.1 mi | AirbnbVrbo |
Pet-friendly cabin with Mountain Views Cabin | 3 bd · 2 ba · sleeps 8 | $30,987 | $173 | 49% | 5★ (50) | 2.1 mi | AirbnbVrboBooking |
Hot Tub Soaks & Outdoor Fun: Cabin Near Bear Mtn Cabin | 3 bd · 1 ba · sleeps 9 | $5,931 | $307 | 5% | 4.2★ (4) | 2.1 mi | AirbnbVrboBooking |
Adorable cabin! New & Modern! Close to Lake/Slopes Cabin | 3 bd · 2 ba · sleeps 6 | $31,567 | $332 | 26% | 4.7★ (6) | 2.1 mi | AirbnbVrboBooking |
Top 1% Home! StunningViews, GameRoom, AC, FirePit Chalet | 3 bd · 2 ba · sleeps 8 | $67,790 | $269 | 69% | 5★ (190) | 2.1 mi | AirbnbVrboBooking |
Pet Friendly Pickleball Paradise and Hot Tub House | 3 bd · 2.5 ba · sleeps 8 | $43,302 | $283 | 42% | 5★ (49) | 2.1 mi | AirbnbVrboBooking |
Moody Lodge • Hot Tub • Darts House | 3 bd · 3 ba · sleeps 7 | $36,656 | $314 | 32% | 5★ (202) | 2.1 mi | Airbnb |
Central AC! Maple Ridge Getaway in Big Bear House | 3 bd · 2.5 ba · sleeps 6 | $32,666 | $340 | 26% | 5★ (124) | 2.1 mi | AirbnbVrbo |
Cozy Cabin: Your Big Bear Retreat with jaccuzi House | 3 bd · 2.5 ba · sleeps 8 | $20,714 | $388 | 15% | 4.7★ (14) | 2.1 mi | Airbnb |
Bear Paw Lodge *Cozy home w/ fireplace & game room House | 3 bd · 2 ba · sleeps 8 | $17,293 | $253 | 19% | 4.8★ (43) | 2.2 mi | Airbnb |
Relaxing Bruin Chalet at Big Bear City- Minutes to Activities Vacation home | 3 bd · 1 ba · sleeps 6 | $45,836 | $478 | 26% | 4.7★ (4) | 2.2 mi | Booking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$24,758
NOI
$7,202
Cash flow /mo
$600
Cash needed
$434,460
Cash-on-cash (all cash)
1.7%
ROE (yr 1)
4.4%
Cap rate
1.8%
DSCR
—
Year-1 write-off
$93,046
Year-1 tax shield @ 32%
$29,775
Year-1 return on equity
- Cash flow (annual)$7,202
- Principal paydown (n/a, cash)$0
- Appreciation at%$11,970
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$4,952
- Platform fees (3% of revenue)$743
- Maintenance / capex (5% of revenue)$1,238
- Utilities & supplies$4,200
- HOA$0
- Property tax$4,988
- Insurance (STR-rated)$2,035
Cash needed to close
- Purchase price (all cash)$399,000
- Closing costs (4.0%)$15,960
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$29,775
No county tax record split for property tax, insurance rate and the land/building split, so those use market defaults — edit the price above; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$279,000
Short-life (5/15-yr)
$73,000 · 26%
Year-1 deduction
$93,000
Year-1 tax shield @ 32%
$30,000
Land 30% (market default, no usable tax-record split) · building $206,000 over 39 years · new furniture $20,000
Based on: 1,586 sq ft, built 2005, 3 bd / 2 ba, unfurnished, listing features (hot tub, deck, fence, fireplace, flooring types, appliance list).
IRS-guide safe-harbor floor: $68,000 in year 1 (17% short-life, $22,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $5,500
Kitchen cabinetsdefault
$9,300 new × 40% good × 1.47 allocation
- $4,500
Kitchen countertopsdefault
$7,600 new × 40% good × 1.47 allocation
- $1,600
Decorative trimdefault
$2,800 new × 40% good × 1.47 allocation
- $200
Mirrorsdefault
$300 new × 40% good × 1.47 allocation
- $700
Shelvingdefault
$1,200 new × 40% good × 1.47 allocation
- $2,400
Window coverings (16)default
$4,000 new × 40% good × 1.47 allocation
- $6,000
Carpet, vinyl & laminate (100% of floors)listing
$10,200 new × 40% good × 1.47 allocation
- $6,200
Kitchen & laundry equipment plumbingdefault
$7,200 new × 58% good × 1.47 allocation
- $3,700
Kitchen, laundry & data equipment electricaldefault
$4,400 new × 58% good × 1.47 allocation
- $4,800
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)listing
$8,100 new × 40% good × 1.47 allocation
- $5,300
Hot tub (freestanding)listing
$9,000 new × 40% good × 1.47 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $7,600
Paving: driveway & walks (paved)default
$10,300 new × 50% good × 1.47 allocation
- $5,800
Landscaping (typical)default
$7,900 new × 50% good × 1.47 allocation
- $1,200
Patiosdefault
$1,600 new × 50% good × 1.47 allocation
- $13,100
Decks & porches (attached)listing
$17,800 new × 50% good × 1.47 allocation
- $4,400
Fencinglisting
$6,000 new × 50% good × 1.47 allocation
- $164,300
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$171,800 new × 65% good × 1.47 allocation
- $15,200
Building plumbing & fixturesdefault
$17,800 new × 58% good × 1.47 allocation
- $14,800
Building electrical & lightingdefault
$17,400 new × 58% good × 1.47 allocation
- $10,500
HVACdefault
$17,900 new × 40% good × 1.47 allocation
- $1,500
Fireplacelisting
$2,600 new × 40% good × 1.47 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $60,300 | $32,100 | $700 | $93,000 |
| 2 | $0 | $0 | $5,300 | $5,300 |
| 3 | $0 | $0 | $5,300 | $5,300 |
| 4 | $0 | $0 | $5,300 | $5,300 |
| 5 | $0 | $0 | $5,300 | $5,300 |
| 6+ | $0 | $0 | $184,600 | $184,600 |
| Total | $60,300 | $32,100 | $206,400 | $298,800 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.