19677 San Vincente Dr
Redding, CA 96003
$739,000
4 bd · 3 ba · 2,631 sqft · Listed 1d ago
View on Realtor.com →Year built
2002
Sqft
2,631
Lot sqft
45,738
HOA / mo
$145
Furnished
No
List date
2026-10-21T14:03:42.000000Z
Revenue
Annual revenue
$47,156
ADR
$258
Occupancy
50%
Cleaning fees (12 mo)
$8,362
Confidence
Low (32.43), 12 comps
Comp revenue range (p25 / median / p75)
Few similar-size comps were found, so all comps are shown.
Median revenue of shown comps: $43,707
Bear Mountain Retreat House
House · 5 bd · 3.5 ba · sleeps 13 · 0.8 mi
Revenue $41,685ADR $664Occ ≈ 17%5★ (8)
Delisted
Romantic Farmhouse 10 min. to Shasta Lake .
House · 3 bd · 2 ba · sleeps 9 · 0.9 mi
Revenue $544ADR $272Occ ≈ 1%4.5★ (6)
Shasta House
House · 3 bd · 2 ba · sleeps 6 · 1.9 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $45,728ADR $190Occ ≈ 66%5★ (88)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Hot Tub, Dog-Friendly Yard! 3-Acre Redding Retreat House
| 3 bd · 2 ba · sleeps 9 | $45,741 | $239 | 52% | 4.7★ (22) | 0.8 mi | AirbnbVrboBooking |
Bear Mountain Retreat House House | 5 bd · 3.5 ba · sleeps 13 | $41,685 | $664 | 17% | 5★ (8) | 0.8 mi | Delisted |
Romantic Farmhouse 10 min. to Shasta Lake . House | 3 bd · 2 ba · sleeps 9 | $544 | $272 | 1% | 4.5★ (6) | 0.9 mi | Airbnb |
Redding Retreat Ranch House
| 3 bd · 2.5 ba · sleeps 10 | $78,626 | $517 | 42% | 4.9★ (224) | 1.0 mi | AirbnbVrbo |
Beautiful Country House. House
| 3 bd · 2 ba · sleeps 8 | $56,735 | $291 | 53% | 4.8★ (152) | 1.0 mi | AirbnbVrbo |
Hot Tub, Game Room, Playset & Fire Pits! House
| 3 bd · 2.5 ba · sleeps 8 | $3,937 | $328 | 3% | 5★ (1) | 1.3 mi | AirbnbVrbo |
‘Mtn Gate Guest House’ ~ 6 Mi to Shasta Lake! House
| 3 bd · 2 ba · sleeps 5 | $28,959 | $212 | 37% | 5★ (43) | 1.7 mi | AirbnbVrboBooking |
Stunning Cabin Minutes From Shasta Lake Cabin
| 4 bd · 2.5 ba · sleeps 12 | $71,959 | $357 | 55% | 4.8★ (154) | 1.7 mi | AirbnbVrboBooking |
Shasta House House
| 3 bd · 2 ba · sleeps 6 | $45,728 | $190 | 66% | 5★ (88) | 1.9 mi | Airbnb |
*Boat parking *Pool *Hot Tub *3000 sq ft House
| 4 bd · 3.5 ba · sleeps 12 | $78,618 | $361 | 60% | 4.9★ (76) | 2.1 mi | AirbnbVrbo |
Show 2 more
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$47,156
NOI
$15,560
Cash flow /mo
$1,297
Cash needed
$791,560
Cash-on-cash (all cash)
2.0%
ROE (yr 1)
4.8%
Cap rate
2.1%
DSCR
—
Year-1 write-off
$182,827
Year-1 tax shield @ 32%
$58,505
Year-1 return on equity
- Cash flow (annual)$15,560
- Principal paydown (n/a, cash)$0
- Appreciation at%$22,170
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$9,431
- Platform fees (3% of revenue)$1,415
- Maintenance / capex (5% of revenue)$2,358
- Utilities & supplies$4,200
- HOA$1,740
- Property tax$9,595
- Insurance (STR-rated)$4,323
Cash needed to close
- Purchase price (all cash)$739,000
- Closing costs (4.0%)$29,560
- Furnishing (bought new)$23,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$58,505
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$610,000
Short-life (5/15-yr)
$159,000 · 26%
Year-1 deduction
$183,000
Year-1 tax shield @ 32%
$59,000
Land 18% (county tax record, assessed value split) · building $450,000 over 39 years · new furniture $23,000
Based on: 2,631 sq ft, built 2002, 4 bd / 3 ba, unfurnished, listing features (pool, stone counters, flooring types).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $155,000 in year 1 (22% short-life, $50,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $9,600
Kitchen cabinetsdefault
$11,600 new × 40% good × 2.08 allocation
- $9,800
Kitchen countertops (stone)listing
$11,800 new × 40% good × 2.08 allocation
- $3,800
Decorative trimdefault
$4,600 new × 40% good × 2.08 allocation
- $400
Mirrorsdefault
$500 new × 40% good × 2.08 allocation
- $1,200
Shelvingdefault
$1,500 new × 40% good × 2.08 allocation
- $5,400
Window coverings (26)default
$6,500 new × 40% good × 2.08 allocation
- $9,400
Carpet, vinyl & laminate (67% of floors)listing
$11,300 new × 40% good × 2.08 allocation
- $9,700
Kitchen & laundry equipment plumbingdefault
$9,000 new × 52% good × 2.08 allocation
- $5,900
Kitchen, laundry & data equipment electricaldefault
$5,400 new × 52% good × 2.08 allocation
- $6,700
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 40% good × 2.08 allocation
- $23,000
Furniture bought newlisting
$23,000 new × 100% good · bought separately
- $13,800
Paving: driveway & walks (paved)default
$13,300 new × 50% good × 2.08 allocation
- $10,600
Landscaping (typical)default
$10,200 new × 50% good × 2.08 allocation
- $2,700
Patiosdefault
$2,600 new × 50% good × 2.08 allocation
- $2,700
Decks & porches (attached)default
$2,600 new × 50% good × 2.08 allocation
- $67,500
Pool (in-ground)listing
$65,000 new × 50% good × 2.08 allocation
- $355,900
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$285,500 new × 60% good × 2.08 allocation
- $32,000
Building plumbing & fixturesdefault
$29,700 new × 52% good × 2.08 allocation
- $33,100
Building electrical & lightingdefault
$30,600 new × 52% good × 2.08 allocation
- $24,600
HVACdefault
$29,600 new × 40% good × 2.08 allocation
- $4,700
Hardwood & tile floorsdefault
$5,600 new × 40% good × 2.08 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $85,000 | $97,300 | $500 | $182,800 |
| 2 | $0 | $0 | $11,500 | $11,500 |
| 3 | $0 | $0 | $11,500 | $11,500 |
| 4 | $0 | $0 | $11,500 | $11,500 |
| 5 | $0 | $0 | $11,500 | $11,500 |
| 6+ | $0 | $0 | $403,700 | $403,700 |
| Total | $85,000 | $97,300 | $450,300 | $632,700 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Rules differ by jurisdiction. City of Redding caps whole-home vacation rentals at 400 with a 600 ft spacing rule (300 ft with a physical buffer), and its permit is NOT transferable to a new owner. Shasta Lake city and unincorporated Shasta County allow permitted rentals with no cap found, but permits also do not transfer on sale. Lodging tax ~10% plus a 2% tourism assessment in Redding. Verify parcel eligibility with the city or county before you buy.