1237 DE Moll Dr
Redding, CA 96002
$199,000
3 bd · 1 ba · 1,075 sqft · Listed 1d ago
View on Realtor.com →Year built
1959
Sqft
1,075
Lot sqft
10,019
HOA / mo
$0
Furnished
No
List date
2026-10-05T19:16:33.000000Z
Revenue
Annual revenue
$45,080
ADR
$189
Occupancy
65%
Cleaning fees (12 mo)
$7,419
Confidence
High (70.63), 7 comps
Comp revenue range (p25 / median / p75)
Few similar-size comps were found, so all comps are shown.
Median revenue of shown comps: $47,730
Redding Ranch Style House with Pool
House · 4 bd · 2 ba · sleeps 6 · 0.6 mi
- Pool
- A/C
- Free parking
- Pets OK
- +3
Revenue $56,549ADR $207Occ ≈ 75%4.9★ (275)
Jardin Pasatiempo with Gourmet Kitchen & EV Charger
House · 2 bd · 2.5 ba · sleeps 6 · 0.7 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +4
Revenue $51,164ADR $256Occ ≈ 55%5★ (302)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Large 4 bedroom w/ play space, office, 3 king beds House
| 4 bd · 3 ba · sleeps 10 | $50,170 | $247 | 56% | 5★ (43) | 0.2 mi | AirbnbVrbo |
Newly Remodeled Charming home! House
| 3 bd · 1 ba · sleeps 5 | $31,504 | $190 | 45% | 4.8★ (32) | 0.5 mi | AirbnbVrbo |
Redding Ranch Style House with Pool House
| 4 bd · 2 ba · sleeps 6 | $56,549 | $207 | 75% | 4.9★ (275) | 0.6 mi | Airbnb |
Jardin Pasatiempo with Gourmet Kitchen & EV Charger House
| 2 bd · 2.5 ba · sleeps 6 | $51,164 | $256 | 55% | 5★ (302) | 0.7 mi | Airbnb |
The Zen Den | Hidden Gem House | 2 bd · 1 ba · sleeps 4 | $47,730 | $187 | 70% | 4.9★ (55) | 0.7 mi | AirbnbVrbo |
Foosball+King Bed Costco Closeby Huge Master Suite House | 4 bd · 2.5 ba · sleeps 10 | $42,149 | $270 | 43% | 4.2★ (17) | 0.7 mi | AirbnbVrbo |
Secure Garage | Central AC | Washer/Dryer House
| 3 bd · 2 ba · sleeps 6 | $20,768 | $305 | 19% | 4.8★ (45) | 0.7 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.03% = 7.28% Freddie Mac 30-yr avg (Oct 1) + 0.75% investor premium
Est. revenue
$45,080
NOI
$24,904
Cash flow /mo
$977
Cash needed
$77,210
Cash-on-cash
15.2%
ROE (yr 1)
24.5%
Cap rate
12.5%
DSCR
1.89
Year-1 write-off
$54,446
Year-1 tax shield @ 32%
$17,423
Year-1 return on equity
- Cash flow (annual)$11,725
- Principal paydown$1,239
- Appreciation at%$5,970
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$9,016
- Platform fees (3% of revenue)$1,352
- Maintenance / capex (5% of revenue)$2,254
- Utilities & supplies$4,200
- HOA$0
- Property tax$2,488
- Insurance (STR-rated)$1,164
Cash needed to close
- Down payment (25%)$49,750
- Closing costs (4.0%)$7,960
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$17,423
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$131,000
Short-life (5/15-yr)
$35,000 · 27%
Year-1 deduction
$54,000
Year-1 tax shield @ 32%
$17,000
Land 34% (county tax record, assessed value split) · building $96,000 over 39 years · new furniture $20,000
Based on: 1,075 sq ft, built 1959, 3 bd / 1 ba, unfurnished, listing features (fireplace, flooring types).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $43,000 in year 1 (18% short-life, $14,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $4,900
Kitchen cabinetsdefault
$8,200 new × 40% good × 1.49 allocation
- $4,000
Kitchen countertopsdefault
$6,700 new × 40% good × 1.49 allocation
- $1,100
Decorative trimdefault
$1,900 new × 40% good × 1.49 allocation
- $100
Mirrorsdefault
$200 new × 40% good × 1.49 allocation
- $700
Shelvingdefault
$1,200 new × 40% good × 1.49 allocation
- $1,600
Window coverings (11)default
$2,800 new × 40% good × 1.49 allocation
- $3,800
Kitchen & laundry equipment plumbingdefault
$6,300 new × 40% good × 1.49 allocation
- $2,300
Kitchen, laundry & data equipment electricaldefault
$3,800 new × 40% good × 1.49 allocation
- $4,800
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 40% good × 1.49 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $5,100
Paving: driveway & walks (paved)default
$6,800 new × 50% good × 1.49 allocation
- $4,900
Landscaping (typical)default
$6,500 new × 50% good × 1.49 allocation
- $800
Patiosdefault
$1,100 new × 50% good × 1.49 allocation
- $800
Decks & porches (attached)default
$1,100 new × 50% good × 1.49 allocation
- $69,300
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$116,100 new × 40% good × 1.49 allocation
- $7,200
Building plumbing & fixturesdefault
$12,000 new × 40% good × 1.49 allocation
- $6,500
Building electrical & lightingdefault
$10,900 new × 40% good × 1.49 allocation
- $7,200
HVACdefault
$12,100 new × 40% good × 1.49 allocation
- $4,100
Hardwood & tile floorsdefault
$6,900 new × 40% good × 1.49 allocation
- $1,600
Fireplacelisting
$2,600 new × 40% good × 1.49 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $42,800 | $11,500 | $100 | $54,400 |
| 2 | $0 | $0 | $2,500 | $2,500 |
| 3 | $0 | $0 | $2,500 | $2,500 |
| 4 | $0 | $0 | $2,500 | $2,500 |
| 5 | $0 | $0 | $2,500 | $2,500 |
| 6+ | $0 | $0 | $85,900 | $85,900 |
| Total | $42,800 | $11,500 | $95,900 | $150,200 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Rules differ by jurisdiction. City of Redding caps whole-home vacation rentals at 400 with a 600 ft spacing rule (300 ft with a physical buffer), and its permit is NOT transferable to a new owner. Shasta Lake city and unincorporated Shasta County allow permitted rentals with no cap found, but permits also do not transfer on sale. Lodging tax ~10% plus a 2% tourism assessment in Redding. Verify parcel eligibility with the city or county before you buy.