42824 Cedar Ave
Big Bear Lake, CA 92315
$542,500
4 bd · 3 ba · Listed 1d ago
View on Realtor.com →Year built
1977
Sqft
—
Lot sqft
5,000
HOA / mo
None
Furnished
Yes
List date
2026-10-06T20:05:26.000000Z
Revenue
Annual revenue
$56,818
ADR
$459
Occupancy
34%
Cleaning fees (12 mo)
$10,587
Confidence
Low (37.33), 47 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $45,042
3BR Family Compound, Walk to Golf, Hiking, Near Zoo, Pet Friendly
Vacation home · 4 bd · 3 ba · sleeps 9 · 292 ft
Revenue $51,233ADR $1,452Occ ≈ 10%5★ (2)
Club View Cabin with Hot Tub & Game Room
Cabin · 4 bd · 2.5 ba · sleeps 10 · 351 ft
- Hot tub
- Free parking
- Pets OK
- Wifi
- +5
Revenue $86,012ADR $329Occ ≈ 72%4.8★ (174)
173 - Silvertip Retreat
Vacation home · 4 bd · 2 ba · sleeps 9 · 0.2 mi
Revenue $17,640ADR $315Occ ≈ 15%4.5★ (1)
Cabin with Gameroom | Dogs OK | BBQ | Decks
House · 4 bd · 2 ba · sleeps 9 · 0.2 mi
Revenue $27,204ADR $329Occ ≈ 23%—
Delisted
Cabin with Game Room | Dog-Friendly | BBQ | Decks
House · 4 bd · 2 ba · sleeps 9 · 0.2 mi
Revenue $35,720ADR $279Occ ≈ 35%—
Delisted
Cabin with Gameroom Dogs OK BBQ Decks
House · 4 bd · 2 ba · sleeps 9 · 0.2 mi
Revenue $41,987ADR $309Occ ≈ 37%4.5★ (8)
Blue Moonridge Cabin: Arcade/Games/SwimSpa
House · 4 bd · 3.5 ba · sleeps 12 · 0.3 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +6
Revenue $49,481ADR $569Occ ≈ 24%4.8★ (85)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
3BR Family Compound, Walk to Golf, Hiking, Near Zoo, Pet Friendly Vacation home | 4 bd · 3 ba · sleeps 9 | $51,233 | $1,452 | 10% | 5★ (2) | 292 ft | Booking |
Club View Cabin with Hot Tub & Game Room Cabin
| 4 bd · 2.5 ba · sleeps 10 | $86,012 | $329 | 72% | 4.8★ (174) | 351 ft | Airbnb |
Golf/Ski/Hike/Zoo-Pool Table-Fireplaces-Essentials Cabin
| 4 bd · 2.5 ba · sleeps 12 | $47,174 | $565 | 23% | 3.9★ (11) | 436 ft | AirbnbVrboBooking |
173 - Silvertip Retreat Vacation home | 4 bd · 2 ba · sleeps 9 | $17,640 | $315 | 15% | 4.5★ (1) | 0.2 mi | Booking |
Cabin with Gameroom | Dogs OK | BBQ | Decks House | 4 bd · 2 ba · sleeps 9 | $27,204 | $329 | 23% | — | 0.2 mi | Delisted |
Cabin with Game Room | Dog-Friendly | BBQ | Decks House | 4 bd · 2 ba · sleeps 9 | $35,720 | $279 | 35% | — | 0.2 mi | Delisted |
Cabin with Gameroom Dogs OK BBQ Decks House | 4 bd · 2 ba · sleeps 9 | $41,987 | $309 | 37% | 4.5★ (8) | 0.2 mi | Airbnb |
Lux 4 Bdrm! Central A/C! Hot Tub! Near Bear Mtn! House
| 4 bd · 3.5 ba · sleeps 13 | $97,162 | $631 | 42% | 4.8★ (64) | 0.2 mi | AirbnbVrbo |
YellowDeerLodge/GameRoom/AC/Spa/Lake/Ski/petsOk Cabin
| 4 bd · 2 ba · sleeps 9 | $36,238 | $706 | 14% | 5★ (192) | 0.2 mi | AirbnbVrbo |
Blue Moonridge Cabin: Arcade/Games/SwimSpa House
| 4 bd · 3.5 ba · sleeps 12 | $49,481 | $569 | 24% | 4.8★ (85) | 0.3 mi | Airbnb |
Show 27 more
Hot Tub + Game Room w/ Pool Table + Near Slopes
Cabin · 4 bd · 2 ba · sleeps 10 · 0.3 mi
Revenue $36,740ADR $474Occ ≈ 21%4.7★ (13)
Charming Mountain Cabin Near
Cabin · 4 bd · 3 ba · sleeps 9 · 0.3 mi
Revenue $30,166ADR $200Occ ≈ 41%3.2★ (6)
Big Cub Cabin Big Bear- Hot Tub- Games- Stargazing
Cabin · 4 bd · 3 ba · sleeps 11 · 0.3 mi
Revenue $125,246ADR $1,320Occ ≈ 26%5★ (15)
Eagles Nest Best Place To Rest with generator
Cabin · 4 bd · 3 ba · sleeps 13 · 0.3 mi
Revenue $60,886ADR $563Occ ≈ 30%4.6★ (12)
Big Bear Hideaway Cabin.
Cabin · 4 bd · 3 ba · sleeps 9 · 0.3 mi
Revenue $3,103ADR $948Occ ≈ 1%1★ (1)
Delisted
Relaxing Big Cub Cabin at Big Bear
Vacation home · 4 bd · 3 ba · sleeps 11 · 0.3 mi
Revenue $101,863ADR $1,247Occ ≈ 22%—
Moonridge Golf Escape | Firepit | Walk to Slopes
House · 4 bd · 2.5 ba · sleeps 12 · 0.3 mi
Revenue $40,534ADR $625Occ ≈ 18%4.8★ (13)
Delisted
Le Grand Bear, Modern and Spacious Cabin
Cabin · 4 bd · 2 ba · sleeps 10 · 0.4 mi
- Free parking
- Wifi
- Kitchen
- Washer
- +2
Revenue $8,241ADR $724Occ ≈ 3%5★ (8)
State of the Art Mountain Retreat w/ EV Charging
House · 4 bd · 2 ba · sleeps 10 · 0.4 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +3
Revenue $42,723ADR $420Occ ≈ 28%5★ (102)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Grizzly Mountain Retreat House
| 4 bd · 3 ba · sleeps 11 | $63,301 | $517 | 34% | 4.7★ (39) | 0.3 mi | AirbnbVrbo |
Moonridge Retreat ~ MTN Summit Views & Game Room House
| 4 bd · 2 ba · sleeps 10 | $10,764 | $283 | 10% | 5★ (8) | 0.3 mi | AirbnbVrboBooking |
Hot Tub + Game Room w/ Pool Table + Near Slopes Cabin | 4 bd · 2 ba · sleeps 10 | $36,740 | $474 | 21% | 4.7★ (13) | 0.3 mi | Booking |
Bear Mountain Chalet w/ views, Hot Tub, and Games! Cabin | 4 bd · 4 ba · sleeps 12 | $57,018 | $790 | 20% | 5★ (7) | 0.3 mi | AirbnbBooking |
Moonridge Ski&Zoo Chalet HotTub/4BB/BBQ/Fr Pit/AC* Chalet
| 4 bd · 4 ba · sleeps 12 | $80,274 | $522 | 42% | 5★ (63) | 0.3 mi | AirbnbVrboBooking |
4BR Retreat | Central AIr Conditioning | Gameroom Cabin
| 4 bd · 3 ba · sleeps 10 | $45,042 | $353 | 35% | 5★ (104) | 0.3 mi | AirbnbVrbo |
Charming Mountain Cabin Near Cabin | 4 bd · 3 ba · sleeps 9 | $30,166 | $200 | 41% | 3.2★ (6) | 0.3 mi | Airbnb |
Teddy Bear Chalet: Hot Tub, Game Room, Firepit Cabin
| 4 bd · 2.5 ba · sleeps 10 | $102,529 | $488 | 58% | 5★ (78) | 0.3 mi | AirbnbVrbo |
1 min walk to Ski Shuttle/Zoo! Fenced in backyard! House
| 4 bd · 2 ba · sleeps 9 | $28,672 | $295 | 27% | 4.8★ (130) | 0.3 mi | AirbnbVrbo |
Bear Mountain Ski Resort 5bd 3ba sleeps 12 Cabin
| 4 bd · 3 ba · sleeps 12 | $38,948 | $477 | 22% | 4.9★ (167) | 0.3 mi | AirbnbVrbo |
Fairway to Heaven | Views of Golf Course & Hot Tub Cabin
| 4 bd · 3 ba · sleeps 10 | $50,635 | $498 | 28% | 5★ (4) | 0.3 mi | AirbnbVrbo |
Hot Tub & Game Room: Spacious Big Bear Lake Cabin Cabin
| 4 bd · 4 ba · sleeps 13 | $75,709 | $538 | 39% | 4★ (18) | 0.3 mi | AirbnbVrboBooking |
Big Cub Cabin Big Bear- Hot Tub- Games- Stargazing Cabin | 4 bd · 3 ba · sleeps 11 | $125,246 | $1,320 | 26% | 5★ (15) | 0.3 mi | Airbnb |
Eagles Nest Best Place To Rest with generator Cabin | 4 bd · 3 ba · sleeps 13 | $60,886 | $563 | 30% | 4.6★ (12) | 0.3 mi | Airbnb |
Big Bear Hideaway Cabin. Cabin | 4 bd · 3 ba · sleeps 9 | $3,103 | $948 | 1% | 1★ (1) | 0.3 mi | Delisted |
Relaxing Big Cub Cabin at Big Bear Vacation home | 4 bd · 3 ba · sleeps 11 | $101,863 | $1,247 | 22% | — | 0.3 mi | Booking |
HOT TUB! Garage Parking! Slope Views! Game Table! House
| 4 bd · 3 ba · sleeps 12 | $44,622 | $374 | 33% | 4.5★ (152) | 0.3 mi | AirbnbVrbo |
4bdr Big bear cabin/hot tub +pool table Cabin
| 4 bd · 3 ba · sleeps 12 | $16,419 | $328 | 14% | 4.9★ (8) | 0.3 mi | AirbnbVrbo |
The Great Escape: Hot Tub! Air Hockey Table! House
| 4 bd · 2 ba · sleeps 10 | $27,240 | $245 | 30% | 4.4★ (109) | 0.3 mi | AirbnbVrbo |
Moonridge Golf Escape | Firepit | Walk to Slopes House | 4 bd · 2.5 ba · sleeps 12 | $40,534 | $625 | 18% | 4.8★ (13) | 0.3 mi | Delisted |
Le Grand Bear, Modern and Spacious Cabin Cabin
| 4 bd · 2 ba · sleeps 10 | $8,241 | $724 | 3% | 5★ (8) | 0.4 mi | Airbnb |
Spacious - New Spa W/ Pool Table Cabin | 4 bd · 2 ba · sleeps 9 | $24,672 | $466 | 15% | 4.9★ (47) | 0.4 mi | AirbnbBooking |
Moonridge Chateau • Hot Tub + Game Room • Escape House
| 4 bd · 2 ba · sleeps 9 | $50,635 | $491 | 28% | 4.9★ (25) | 0.4 mi | AirbnbVrbo |
Newly Remodeled! Spa, FencedYard, PetsOK, Igloo! Cabin
| 4 bd · 3 ba · sleeps 11 | $124,929 | $727 | 47% | 4.9★ (23) | 0.4 mi | AirbnbBooking |
Silvertip Perch: Bear Mountain Views! Hot Tub! House
| 4 bd · 3.5 ba · sleeps 12 | $52,207 | $485 | 29% | 4.8★ (34) | 0.4 mi | AirbnbVrbo |
Mooncrest Manor: Pet Friendly! Full Game Room! House
| 4 bd · 2.5 ba · sleeps 12 | $54,078 | $470 | 32% | 4.7★ (96) | 0.4 mi | AirbnbVrbo |
State of the Art Mountain Retreat w/ EV Charging House
| 4 bd · 2 ba · sleeps 10 | $42,723 | $420 | 28% | 5★ (102) | 0.4 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.03% = 7.28% Freddie Mac 30-yr avg (Oct 1) + 0.75% investor premium
Est. revenue
$56,818
NOI
$27,975
Cash flow /mo
-$663
Cash needed
$157,325
Cash-on-cash
-5.1%
ROE (yr 1)
7.4%
Cap rate
5.2%
DSCR
0.78
Year-1 write-off
$130,543
Year-1 tax shield @ 32%
$41,774
Year-1 return on equity
- Cash flow (annual)-$7,954
- Principal paydown$3,379
- Appreciation at%$16,275
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$11,364
- Platform fees (3% of revenue)$1,705
- Maintenance / capex (5% of revenue)$2,841
- Utilities & supplies$4,200
- HOA$0
- Property tax$7,780
- Insurance (STR-rated)$2,767
Cash needed to close
- Down payment (25%)$135,625
- Closing costs (4.0%)$21,700
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$41,774
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$436,000
Short-life (5/15-yr)
$130,000 · 30%
Year-1 deduction
$131,000
Year-1 tax shield @ 32%
$42,000
Land 20% (county tax record, assessed value split) · building $306,000 over 39 years
Based on: ~2,400 sq ft (from beds), built 1977, 4 bd / 3 ba, furnished, listing features (deck, fireplace, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $77,000 in year 1 (18% short-life, $25,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $9,800
Kitchen cabinetsdefault
$11,100 new × 40% good × 2.22 allocation
- $8,000
Kitchen countertopsdefault
$9,000 new × 40% good × 2.22 allocation
- $3,700
Decorative trimdefault
$4,200 new × 40% good × 2.22 allocation
- $400
Mirrorsdefault
$500 new × 40% good × 2.22 allocation
- $1,300
Shelvingdefault
$1,500 new × 40% good × 2.22 allocation
- $5,300
Window coverings (24)default
$6,000 new × 40% good × 2.22 allocation
- $13,700
Carpet, vinyl & laminate (100% of floors)listing
$15,400 new × 40% good × 2.22 allocation
- $7,600
Kitchen & laundry equipment plumbingdefault
$8,600 new × 40% good × 2.22 allocation
- $4,600
Kitchen, laundry & data equipment electricaldefault
$5,200 new × 40% good × 2.22 allocation
- $6,300
Appliances (range, microwave, disposal, refrigerator, washer, dryer)listing
$7,100 new × 40% good × 2.22 allocation
- $9,200
Furniture conveyed with the sale (used)listing
$23,000 new × 40% good · out of the price
- $11,300
Paving: driveway & walks (paved)default
$10,200 new × 50% good × 2.22 allocation
- $10,800
Landscaping (typical)default
$9,800 new × 50% good × 2.22 allocation
- $2,600
Patiosdefault
$2,400 new × 50% good × 2.22 allocation
- $29,900
Decks & porches (attached)listing
$27,000 new × 50% good × 2.22 allocation
- $5,500
Gazebo / pergolalisting
$5,000 new × 50% good × 2.22 allocation
- $230,800
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$260,300 new × 40% good × 2.22 allocation
- $24,000
Building plumbing & fixturesdefault
$27,000 new × 40% good × 2.22 allocation
- $24,600
Building electrical & lightingdefault
$27,700 new × 40% good × 2.22 allocation
- $24,000
HVACdefault
$27,000 new × 40% good × 2.22 allocation
- $2,300
Fireplacelisting
$2,600 new × 40% good × 2.22 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $70,000 | $60,200 | $300 | $130,500 |
| 2 | $0 | $0 | $7,800 | $7,800 |
| 3 | $0 | $0 | $7,800 | $7,800 |
| 4 | $0 | $0 | $7,800 | $7,800 |
| 5 | $0 | $0 | $7,800 | $7,800 |
| 6+ | $0 | $0 | $274,000 | $274,000 |
| Total | $70,000 | $60,200 | $305,600 | $435,800 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.