630 Villa Grove Ave
Big Bear City, CA 92314
$587,500
3 bd · 2 ba · Listed 67d ago
View on Realtor.com →Year built
1978
Sqft
—
Lot sqft
7,200
HOA / mo
None
Furnished
Yes
List date
2026-09-07T17:05:29.000000Z
Revenue
Annual revenue
$30,066
ADR
$244
Occupancy
34%
Cleaning fees (12 mo)
$6,093
Confidence
Low (35.61), 50 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $24,883
Chateau Smith - dog-friendly
House · 3 bd · 2 ba · sleeps 8 · 167 ft
Revenue $15,080ADR $268Occ ≈ 15%4.8★ (9)
Delisted
Rest N Relax Inn - Beautiful chalet-style cabin features dramatic forest and slope views!
Vacation home · 3 bd · 2 ba · sleeps 7 · 292 ft
Revenue $40,868ADR $510Occ ≈ 22%5★ (1)
Hot Tub Insane Views 7 beds Snow Ready
Cabin · 3 bd · 2.5 ba · sleeps 6 · 331 ft
- Hot tub
- A/C
- Free parking
- Pets OK
- +3
Revenue $45,376ADR $277Occ ≈ 45%4.8★ (47)
Moonlight Memories | Jacuzzi, Theatre, Dogs Okay!
Cabin · 3 bd · 2 ba · sleeps 10 · 361 ft
Revenue $36,093ADR $407Occ ≈ 24%4.5★ (25)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Minton Grove Cabin + Fireplace & EV Charger! Cabin
| 3 bd · 2.5 ba · sleeps 6 | $5,293 | $112 | 13% | — | 144 ft | AirbnbVrbo |
Located in a beautiful, desirable area with a deck Cabin
| 3 bd · 2 ba · sleeps 8 | $28,337 | $209 | 37% | 5★ (3) | 157 ft | AirbnbVrbo |
Chateau Smith - dog-friendly House | 3 bd · 2 ba · sleeps 8 | $15,080 | $268 | 15% | 4.8★ (9) | 167 ft | Delisted |
Villa Grove: Hot Tub & Playground Retreat House
| 3 bd · 2 ba · sleeps 8 | $56,042 | $308 | 50% | 4.8★ (156) | 249 ft | AirbnbVrboBooking |
Gentle Grizzly Getaway:Views of Bear Mtn! House
| 3 bd · 2.5 ba · sleeps 8 | $44,137 | $324 | 37% | 4.7★ (77) | 269 ft | AirbnbVrbo |
Rest N Relax Inn - Beautiful chalet-style cabin features dramatic forest and slope views! Vacation home | 3 bd · 2 ba · sleeps 7 | $40,868 | $510 | 22% | 5★ (1) | 292 ft | Booking |
Hot Tub Insane Views 7 beds Snow Ready Cabin
| 3 bd · 2.5 ba · sleeps 6 | $45,376 | $277 | 45% | 4.8★ (47) | 331 ft | Airbnb |
Endless Views. Great for Families. BBQ. AC House | 3 bd · 2.5 ba · sleeps 8 | $9,123 | $456 | 5% | 4.8★ (17) | 348 ft | AirbnbBooking |
Lone Wolf Lodge - W/ Beautiful Mountain View’s Cabin
| 3 bd · 2 ba · sleeps 8 | $1,199 | $233 | 1% | — | 351 ft | AirbnbVrbo |
Moonlight Memories | Jacuzzi, Theatre, Dogs Okay! Cabin | 3 bd · 2 ba · sleeps 10 | $36,093 | $407 | 24% | 4.5★ (25) | 361 ft | Airbnb |
Show 40 more
Moonridge, Views, Pets, Baby Ready
Cabin · 3 bd · 2 ba · sleeps 10 · 374 ft
Revenue $1,455ADR $485Occ ≈ 1%4.8★ (57)
The Wolf House-Best Mountain View’s.
Cabin · 3 bd · 2 ba · sleeps 8 · 377 ft
- Free parking
- Pets OK
- Wifi
- Kitchen
- +3
Revenue $17,891ADR $299Occ ≈ 16%4.8★ (10)
Pine Cabin + Wraparound Decks • Big Bear, CA
House · 3 bd · 2 ba · sleeps 8 · 394 ft
Revenue $455ADR $227Occ ≈ 1%—
Delisted
Cozy Cabin: Spa, Billiards, & Room for Whole Crew!
Cabin · 3 bd · 2 ba · sleeps 7 · 459 ft
Revenue $29,604ADR $324Occ ≈ 25%5★ (4)
Delisted
New! Bearadise ~ Moonridge Serenade
Cabin · 3 bd · 3 ba · sleeps 8 · 459 ft
Revenue $39,542ADR $2,087Occ ≈ 5%4.8★ (62)
Delisted
Luxury HappyNest Mountain Retreat
House · 3 bd · 2 ba · sleeps 6 · 512 ft
- Hot tub
- Free parking
- Wifi
- Kitchen
- +3
Revenue $24,124ADR $388Occ ≈ 17%5★ (7)
Beautiful Log Style Cabin
Cabin · 3 bd · 2 ba · sleeps 8 · 515 ft
- Free parking
- Pets OK
- Wifi
- Kitchen
- +3
Revenue $5,439ADR $184Occ ≈ 8%4.7★ (3)
Moonridge Getaway
House · 3 bd · 2 ba · sleeps 8 · 518 ft
Revenue $41,537ADR $603Occ ≈ 19%4.8★ (20)
Delisted
"Grizzly Getaway" Beautiful 3b/2b, Spa Pets ok.
Cabin · 3 bd · 2 ba · sleeps 8 · 0.1 mi
Revenue $52,479ADR $205Occ ≈ 70%4.7★ (59)
Silver Bear Lodge. Near ski areas and zoo.
Cabin · 3 bd · 2 ba · sleeps 8 · 0.1 mi
- Free parking
- Wifi
- Kitchen
- Washer
- +1
Revenue $20,417ADR $340Occ ≈ 16%5★ (24)
Cheerful 3-bedroom cabin with pool table and games
Cabin · 3 bd · 2 ba · sleeps 7 · 0.1 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +3
Revenue $18,353ADR $274Occ ≈ 18%4.8★ (53)
Stunning w/gorgeous views,deck,yard & spa. Dogs ok
Cabin · 3 bd · 2.5 ba · sleeps 9 · 0.1 mi
Revenue $50,217ADR $345Occ ≈ 40%5★ (60)
Luna Pines - Spa, A/C Game Rm, Fire Pit & EV Chrg
Cabin · 3 bd · 2 ba · sleeps 8 · 0.1 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +6
Revenue $44,070ADR $334Occ ≈ 36%5★ (45)
Bear Mtn View Chalet - Spa & Game Room
Chalet · 3 bd · 2 ba · sleeps 10 · 0.1 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +5
Revenue $32,004ADR $501Occ ≈ 18%5★ (173)
3 Mi to Slopes! Big Bear Mtn Getaway w/ Hot Tub
Vacation home · 3 bd · 3 ba · sleeps 8 · 0.1 mi
Revenue $35,936ADR $394Occ ≈ 25%3.5★ (1)
Charming Newly remodeled Cabin w/rusitc Interior
Cabin · 3 bd · 2 ba · sleeps 9 · 0.1 mi
Revenue $5,772ADR $412Occ ≈ 4%4.8★ (54)
Cozy Cabin in the heart of Moonridge
Cabin · 3 bd · 2 ba · sleeps 6 · 0.1 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +3
Revenue $14,728ADR $361Occ ≈ 11%5★ (131)
New! Bearadise~ Relaxing Views Mountain Retreat
House · 3 bd · 2 ba · sleeps 7 · 0.2 mi
Revenue $48,810ADR $994Occ ≈ 13%4.9★ (50)
Delisted
Panoramic View, Hot Tub, Game Room, Family Retreat
Cabin · 3 bd · 2 ba · sleeps 8 · 0.2 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +4
Revenue $77,101ADR $281Occ ≈ 75%4.9★ (66)
BEAUTIFUL CABIN WITH HOT TUB AND INCREDIBLE VIEWS
Cabin · 3 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $41,723ADR $359Occ ≈ 32%4.8★ (269)
Delisted
View! Colusa View Chalet I Ski Slope Views I Spa
Cabin · 3 bd · 2 ba · sleeps 6 · 0.2 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +3
Revenue $10,803ADR $484Occ ≈ 6%5★ (37)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Foosball + Hot Tub + Near Slopes Cabin
| 3 bd · 3 ba · sleeps 8 | $18,529 | $379 | 13% | 4.5★ (2) | 364 ft | AirbnbVrboBooking |
Moonridge, Views, Pets, Baby Ready Cabin | 3 bd · 2 ba · sleeps 10 | $1,455 | $485 | 1% | 4.8★ (57) | 374 ft | Airbnb |
The Wolf House-Best Mountain View’s. Cabin
| 3 bd · 2 ba · sleeps 8 | $17,891 | $299 | 16% | 4.8★ (10) | 377 ft | Airbnb |
Pine Cabin + Wraparound Decks • Big Bear, CA House | 3 bd · 2 ba · sleeps 8 | $455 | $227 | 1% | — | 394 ft | Delisted |
Modern Mountain Cabin | Prime Location | Sleeps 8 Cabin
| 3 bd · 3 ba · sleeps 8 | $10,462 | $478 | 6% | 4.9★ (8) | 440 ft | AirbnbVrbo |
Cozy Cabin: Spa, Billiards, & Room for Whole Crew! Cabin | 3 bd · 2 ba · sleeps 7 | $29,604 | $324 | 25% | 5★ (4) | 459 ft | Delisted |
New! Bearadise ~ Moonridge Serenade Cabin | 3 bd · 3 ba · sleeps 8 | $39,542 | $2,087 | 5% | 4.8★ (62) | 459 ft | Delisted |
Log Style near Bear Mountain Resort House
| 3 bd · 2 ba · sleeps 8 | $25,641 | $241 | 29% | 5★ (163) | 492 ft | AirbnbVrbo |
Luxury HappyNest Mountain Retreat House
| 3 bd · 2 ba · sleeps 6 | $24,124 | $388 | 17% | 5★ (7) | 512 ft | Airbnb |
Beautiful Log Style Cabin Cabin
| 3 bd · 2 ba · sleeps 8 | $5,439 | $184 | 8% | 4.7★ (3) | 515 ft | Airbnb |
Moonridge Getaway House | 3 bd · 2 ba · sleeps 8 | $41,537 | $603 | 19% | 4.8★ (20) | 518 ft | Delisted |
"Grizzly Getaway" Beautiful 3b/2b, Spa Pets ok. Cabin | 3 bd · 2 ba · sleeps 8 | $52,479 | $205 | 70% | 4.7★ (59) | 0.1 mi | Airbnb |
The Lazy JT Ranch - Slope views, fenced yard, deck, bbq House
| 3 bd · 3 ba · sleeps 7 | $1,287 | $643 | 1% | — | 0.1 mi | VrboBooking |
Serenity Cabin – Big Bear Fall Cabin Rental Cabin
| 3 bd · 2 ba · sleeps 7 | $16,974 | $272 | 17% | 4.8★ (160) | 0.1 mi | AirbnbVrbo |
The Nest at Big Bear Cabin
| 3 bd · 2 ba · sleeps 8 | $16,704 | $271 | 17% | 4.9★ (25) | 0.1 mi | AirbnbVrboBooking |
Guest Favorite • Hot Tub • Near Trails • Sleeps 8 Cabin
| 3 bd · 2 ba · sleeps 8 | $27,676 | $376 | 20% | 5★ (176) | 0.1 mi | AirbnbVrbo |
Silver Bear Lodge. Near ski areas and zoo. Cabin
| 3 bd · 2 ba · sleeps 8 | $20,417 | $340 | 16% | 5★ (24) | 0.1 mi | Airbnb |
Cheerful 3-bedroom cabin with pool table and games Cabin
| 3 bd · 2 ba · sleeps 7 | $18,353 | $274 | 18% | 4.8★ (53) | 0.1 mi | Airbnb |
Moonridge Cabin: Views, Hot Tub, EV & No Pet Fee Cabin
| 3 bd · 2.5 ba · sleeps 9 | $41,910 | $486 | 24% | 5★ (18) | 0.1 mi | AirbnbVrbo |
Stunning w/gorgeous views,deck,yard & spa. Dogs ok Cabin | 3 bd · 2.5 ba · sleeps 9 | $50,217 | $345 | 40% | 5★ (60) | 0.1 mi | Airbnb |
Luna Pines - Spa, A/C Game Rm, Fire Pit & EV Chrg Cabin
| 3 bd · 2 ba · sleeps 8 | $44,070 | $334 | 36% | 5★ (45) | 0.1 mi | Airbnb |
Bear Mtn View Chalet - Spa & Game Room Chalet
| 3 bd · 2 ba · sleeps 10 | $32,004 | $501 | 18% | 5★ (173) | 0.1 mi | Airbnb |
Sleeps 8 · Hot Tub + Game Room · 10 min to Lake Cabin
| 3 bd · 2 ba · sleeps 8 | $42,327 | $316 | 37% | 4.8★ (177) | 0.1 mi | AirbnbVrbo |
Majestic Mountain Manor Cabin
| 3 bd · 2.5 ba · sleeps 10 | $33,550 | $469 | 20% | 4.7★ (10) | 0.1 mi | AirbnbVrbo |
3 Mi to Slopes! Big Bear Mtn Getaway w/ Hot Tub Vacation home | 3 bd · 3 ba · sleeps 8 | $35,936 | $394 | 25% | 3.5★ (1) | 0.1 mi | Booking |
3 Mi to Slopes! Big Bear Mtn Getaway w/ Hot Tub House
| 3 bd · 3 ba · sleeps 8 | $34,100 | $389 | 24% | 5★ (7) | 0.1 mi | AirbnbVrbo |
Private/Views/Hikes/Close to Slopes & Lake Cabin
| 3 bd · 2 ba · sleeps 8 | $17,809 | $358 | 14% | 4.9★ (86) | 0.1 mi | AirbnbVrbo |
Geodesic Dome Home w/ Hot Tub & Yard in Big Bear! House
| 3 bd · 2 ba · sleeps 8 | $12,290 | $366 | 9% | 4.8★ (6) | 0.1 mi | AirbnbVrboBooking |
The BEST VIEW, Rustic Retreat Hot Tub, Fenced Yard Cabin
| 3 bd · 2 ba · sleeps 7 | $21,189 | $296 | 20% | 5★ (106) | 0.1 mi | AirbnbVrbo |
Charming Newly remodeled Cabin w/rusitc Interior Cabin | 3 bd · 2 ba · sleeps 9 | $5,772 | $412 | 4% | 4.8★ (54) | 0.1 mi | Airbnb |
Cozy Cabin in the heart of Moonridge Cabin
| 3 bd · 2 ba · sleeps 6 | $14,728 | $361 | 11% | 5★ (131) | 0.1 mi | Airbnb |
Views of Bear Mtn! HOT TUB! Shuffleboard Table! House
| 3 bd · 2.5 ba · sleeps 8 | $14,158 | $456 | 9% | 4.6★ (114) | 0.1 mi | AirbnbVrbo |
Minton Heaven Cabin | Spa · Foosball · Deck Cabin
| 3 bd · 2 ba · sleeps 7 | $21,414 | $362 | 16% | 4.8★ (22) | 0.2 mi | AirbnbVrboBooking |
Starlight Sanctuary | Wow Views, AC, Near Slopes! Cabin
| 3 bd · 2 ba · sleeps 8 | $64,982 | $296 | 60% | 4.9★ (38) | 0.2 mi | AirbnbVrbo |
New! Bearadise~ Relaxing Views Mountain Retreat House | 3 bd · 2 ba · sleeps 7 | $48,810 | $994 | 13% | 4.9★ (50) | 0.2 mi | Delisted |
Peaceful Shady Bear, Hot tub & Spacious deck Cabin
| 3 bd · 2 ba · sleeps 8 | $22,413 | $353 | 17% | 4.9★ (13) | 0.2 mi | AirbnbVrbo |
Panoramic View, Hot Tub, Game Room, Family Retreat Cabin
| 3 bd · 2 ba · sleeps 8 | $77,101 | $281 | 75% | 4.9★ (66) | 0.2 mi | Airbnb |
Mountain Crest Getaway: Pool Table!Fireplace! WiFi House
| 3 bd · 2 ba · sleeps 8 | $28,604 | $205 | 38% | 4.7★ (151) | 0.2 mi | AirbnbVrbo |
BEAUTIFUL CABIN WITH HOT TUB AND INCREDIBLE VIEWS Cabin | 3 bd · 2 ba · sleeps 8 | $41,723 | $359 | 32% | 4.8★ (269) | 0.2 mi | Delisted |
View! Colusa View Chalet I Ski Slope Views I Spa Cabin
| 3 bd · 2 ba · sleeps 6 | $10,803 | $484 | 6% | 5★ (37) | 0.2 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.86% = 7.11% Freddie Mac 30-yr avg (Nov 12) + 0.75% investor premium
Est. revenue
$30,066
NOI
$7,989
Cash flow /mo
-$2,525
Cash needed
$170,375
Cash-on-cash
-17.8%
ROE (yr 1)
-5.2%
Cap rate
1.4%
DSCR
0.21
Year-1 write-off
$148,480
Year-1 tax shield @ 32%
$47,514
Year-1 return on equity
- Cash flow (annual)-$30,294
- Principal paydown$3,784
- Appreciation at%$17,625
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$6,013
- Platform fees (3% of revenue)$902
- Maintenance / capex (5% of revenue)$1,503
- Utilities & supplies$4,200
- HOA$0
- Property tax$7,662
- Insurance (STR-rated)$2,996
Cash needed to close
- Down payment (25%)$146,875
- Closing costs (4.0%)$23,500
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$47,514
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$472,000
Short-life (5/15-yr)
$147,000 · 31%
Year-1 deduction
$148,000
Year-1 tax shield @ 32%
$48,000
Land 20% (county tax record, assessed value split) · building $324,000 over 39 years
Based on: ~1,900 sq ft (from beds), built 1978, 3 bd / 2 ba, furnished, listing features (hot tub, deck, fence, fireplace, stone counters, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $89,000 in year 1 (19% short-life, $28,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $11,500
Kitchen cabinetsdefault
$10,000 new × 40% good × 2.88 allocation
- $11,800
Kitchen countertops (stone)listing
$10,200 new × 40% good × 2.88 allocation
- $3,800
Decorative trimdefault
$3,300 new × 40% good × 2.88 allocation
- $300
Mirrorsdefault
$300 new × 40% good × 2.88 allocation
- $1,400
Shelvingdefault
$1,200 new × 40% good × 2.88 allocation
- $5,500
Window coverings (19)default
$4,800 new × 40% good × 2.88 allocation
- $4,700
Carpet, vinyl & laminate (33% of floors)listing
$4,100 new × 40% good × 2.88 allocation
- $8,900
Kitchen & laundry equipment plumbingdefault
$7,800 new × 40% good × 2.88 allocation
- $5,400
Kitchen, laundry & data equipment electricaldefault
$4,700 new × 40% good × 2.88 allocation
- $8,200
Appliances (range, microwave, dishwasher, disposal, refrigerator, dryer)listing
$7,100 new × 40% good × 2.88 allocation
- $10,400
Hot tub (freestanding)listing
$9,000 new × 40% good × 2.88 allocation
- $7,800
Furniture conveyed with the sale (used)listing
$19,500 new × 40% good · out of the price
- $13,000
Paving: driveway & walks (paved)default
$9,000 new × 50% good × 2.88 allocation
- $12,500
Landscaping (typical)default
$8,700 new × 50% good × 2.88 allocation
- $2,700
Patiosdefault
$1,900 new × 50% good × 2.88 allocation
- $30,800
Decks & porches (attached)listing
$21,400 new × 50% good × 2.88 allocation
- $8,700
Fencinglisting
$6,000 new × 50% good × 2.88 allocation
- $237,700
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$206,100 new × 40% good × 2.88 allocation
- $24,700
Building plumbing & fixturesdefault
$21,400 new × 40% good × 2.88 allocation
- $24,600
Building electrical & lightingdefault
$21,400 new × 40% good × 2.88 allocation
- $24,700
HVACdefault
$21,400 new × 40% good × 2.88 allocation
- $9,400
Hardwood & tile floorsdefault
$8,200 new × 40% good × 2.88 allocation
- $3,000
Fireplacelisting
$2,600 new × 40% good × 2.88 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $79,700 | $67,700 | $1,000 | $148,500 |
| 2 | $0 | $0 | $8,300 | $8,300 |
| 3 | $0 | $0 | $8,300 | $8,300 |
| 4 | $0 | $0 | $8,300 | $8,300 |
| 5 | $0 | $0 | $8,300 | $8,300 |
| 6+ | $0 | $0 | $289,800 | $289,800 |
| Total | $79,700 | $67,700 | $324,100 | $471,600 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.