799 Paine Rd
Big Bear Lake, CA 92315
$1,049,000
3 bd · 2.5 ba · 2,204 sqft · Listed 1d ago
View on Realtor.com →Year built
1999
Sqft
2,204
Lot sqft
9,583
HOA / mo
None
Furnished
Yes
List date
2026-09-29T16:44:58.000000Z
Revenue
Annual revenue
$44,106
ADR
$320
Occupancy
38%
Cleaning fees (12 mo)
$7,491
Confidence
Low (42.73), 49 comps
Comp revenue range (p25 / median / p75)
3 Bedroom 3 Bath Presidential in Big Bear Village
Townhouse · 3 bd · 3 ba · sleeps 10 · 0.2 mi
Revenue $32,298ADR $621Occ ≈ 14%5★ (1)
Luxury Presidential Villa
Villa · 3 bd · 3 ba · sleeps 10 · 0.2 mi
Revenue $56,647ADR $442Occ ≈ 35%5★ (7)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Club at Big Bear Village-3Bd Presidential-BG Apartment | 3 bd · 2 ba · sleeps 10 | $71,889 | $1,086 | 18% | — | 0.1 mi | AirbnbVrbo |
Big Bear 3Bedroom3Bath Presidential Villa-Sleeps10 Condominium (condo) | 3 bd · 3 ba · sleeps 10 | $67,024 | $675 | 27% | — | 0.1 mi | AirbnbVrbo |
Right in Big Bear Village! Cabin | 3 bd · 3 ba · sleeps 8 | $49,963 | $809 | 17% | 5★ (1) | 0.2 mi | AirbnbVrbo |
RoseCabin 1 min Walk to Village House | 3 bd · 2 ba · sleeps 8 | $21,044 | $259 | 22% | 4.9★ (149) | 0.2 mi | AirbnbVrbo |
3 Bedroom 3 Bath Presidential in Big Bear Village Townhouse | 3 bd · 3 ba · sleeps 10 | $32,298 | $621 | 14% | 5★ (1) | 0.2 mi | Airbnb |
Walk to Village! Cozy Wood Fireplace & Jetted Tub! House | 3 bd · 2 ba · sleeps 7 | $38,300 | $280 | 37% | 4.7★ (78) | 0.2 mi | AirbnbVrbo |
Luxury Presidential Villa Villa | 3 bd · 3 ba · sleeps 10 | $56,647 | $442 | 35% | 5★ (7) | 0.2 mi | Airbnb |
88 steps to the Village, HotTub, Shuffle Board Cabin | 3 bd · 2 ba · sleeps 7 | $38,041 | $485 | 21% | 5★ (82) | 0.2 mi | AirbnbVrbo |
Luxury 3Bedroom Mountain Retreat Cabin | 3 bd · 3 ba · sleeps 10 | $95,806 | $405 | 65% | 5★ (1) | 0.2 mi | AirbnbVrbo |
Modoc Cabin at Big Bear Village - Downtown Retreat Cabin | 3 bd · 2 ba · sleeps 9 | $61,346 | $676 | 25% | — | 0.2 mi | AirbnbVrbo |
Show all 49 comps
Modoc Cabin #2566
Vacation home · 3 bd · 2 ba · sleeps 9 · 0.2 mi
Revenue $50,422ADR $584Occ ≈ 24%—
Mountain Chalet with Lake View - 4 BD / 2 BA
Chalet · 3 bd · 2 ba · sleeps 9 · 0.2 mi
Revenue $23,101ADR $396Occ ≈ 16%4.3★ (25)
Tree Top Ranch with Hot Tub
Vacation home · 3 bd · 2 ba · sleeps 4 · 0.3 mi
Revenue $38,978ADR $471Occ ≈ 23%—
Steps to Village, PetsAllowed, Billiards, Arcades
Cabin · 3 bd · 2 ba · sleeps 8 · 0.3 mi
Revenue $49,276ADR $476Occ ≈ 28%4.7★ (14)
3 Bedroom home, sleeps 10 -walking to Village
House · 3 bd · 2 ba · sleeps 10 · 0.3 mi
Revenue $8,947ADR $532Occ ≈ 5%4.2★ (34)
4 HOUSES FROM THE VILLAGE, Remodeled, WiFi/Smart TV, W/D, Fireplace, Pets, Clean
House · 3 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $18,178ADR $514Occ ≈ 10%5★ (170)
Pineda Pines: Cabin Minutes from The Village
Cabin · 3 bd · 2 ba · sleeps 6 · 0.4 mi
Revenue $32,081ADR $213Occ ≈ 41%4.7★ (340)
Vintage A-Frame Cabin, Near Village, Lake, Trails
Cabin · 3 bd · 1.5 ba · sleeps 6 · 0.4 mi
Revenue $16,651ADR $275Occ ≈ 17%5★ (195)
Avalon Lodge-0.4 mi to Village, SPA, Game Room
Cabin · 3 bd · 3 ba · sleeps 9 · 0.4 mi
Revenue $31,123ADR $507Occ ≈ 17%5★ (115)
Lazy Bear Cabin ~ Dog-friendly home with private hot tub, ping-pong, basketball & firepit
Vacation home · 3 bd · 2 ba · sleeps 4 · 0.4 mi
Revenue $43,627ADR $479Occ ≈ 25%—
The reel deal#2162
Vacation home · 3 bd · 2 ba · sleeps 10 · 0.4 mi
Revenue $1,548ADR $387Occ ≈ 1%—
Forest Shores Lake View Condo by Big Bear Vacations Lakefront Village
Vacation home · 3 bd · 3 ba · sleeps 7 · 0.4 mi
Revenue $37,557ADR $487Occ ≈ 21%3.5★ (1)
Lakefront Views/Walk to Village/Best Location
House · 3 bd · 3 ba · sleeps 9 · 0.4 mi
Revenue $100,970ADR $528Occ ≈ 52%5★ (11)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Modoc Cabin #2566 Vacation home | 3 bd · 2 ba · sleeps 9 | $50,422 | $584 | 24% | — | 0.2 mi | Booking |
Lakeview Lodge | Hot Tub • Fire Pit • BBQ • Views House | 3 bd · 2 ba · sleeps 11 | $4,141 | $517 | 2% | 4.5★ (2) | 0.2 mi | AirbnbVrboBooking |
Hot Tub, Fire Pit, Lake View, Walk to Village House | 3 bd · 2 ba · sleeps 10 | $30,280 | $497 | 17% | 4.5★ (37) | 0.2 mi | AirbnbVrboBooking |
Mountain Chalet with Lake View - 4 BD / 2 BA Chalet | 3 bd · 2 ba · sleeps 9 | $23,101 | $396 | 16% | 4.3★ (25) | 0.2 mi | Airbnb |
5-Star Home | Hot Tub | Game Room | AC | Fire Pit House | 3 bd · 2.5 ba · sleeps 11 | $68,820 | $760 | 25% | 5★ (42) | 0.2 mi | AirbnbVrboBooking |
Amazing Luxury Villa in the Heart of Big Bear! House | 3 bd · 3 ba · sleeps 10 | $81,248 | $770 | 29% | 5★ (3) | 0.2 mi | AirbnbBooking |
Tree Top Ranch with Hot Tub Vacation home | 3 bd · 2 ba · sleeps 4 | $38,978 | $471 | 23% | — | 0.3 mi | Booking |
Big Bear Bird's Eye View and a Wood Fireplace Too Cabin | 3 bd · 3 ba · sleeps 6 | $19,198 | $1,001 | 5% | 5★ (6) | 0.3 mi | AirbnbVrbo |
Lake View Cabin • Hot Tub • Game Room • Smart Home Cabin | 3 bd · 2.5 ba · sleeps 10 | $43,177 | $463 | 26% | 4.8★ (19) | 0.3 mi | AirbnbVrboBooking |
A Quiet Place Cabin | 3 bd · 3 ba · sleeps 8 | $17,916 | $402 | 12% | 4.9★ (11) | 0.3 mi | AirbnbVrbo |
Steps to Village, PetsAllowed, Billiards, Arcades Cabin | 3 bd · 2 ba · sleeps 8 | $49,276 | $476 | 28% | 4.7★ (14) | 0.3 mi | Airbnb |
3 Bedroom home, sleeps 10 -walking to Village House | 3 bd · 2 ba · sleeps 10 | $8,947 | $532 | 5% | 4.2★ (34) | 0.3 mi | Airbnb |
Forest Access/Views/Walk 2 Village/Spa/Kayaks/AC House | 3 bd · 2 ba · sleeps 8 | $23,077 | $327 | 19% | 4.8★ (8) | 0.3 mi | AirbnbVrbo |
4 HOUSES FROM THE VILLAGE, Remodeled, WiFi/Smart TV, W/D, Fireplace, Pets, Clean House | 3 bd · 2 ba · sleeps 6 | $18,178 | $514 | 10% | 5★ (170) | 0.3 mi | Vrbo |
BBQ + Fenced Yard + Walk to Village & Slopes Cabin | 3 bd · 2 ba · sleeps 7 | $23,663 | $378 | 17% | 4.8★ (41) | 0.3 mi | AirbnbVrboBooking |
Family Mountain Retreat Hot Tub/walking to Village Cabin | 3 bd · 2 ba · sleeps 8 | $21,094 | $519 | 11% | 4.8★ (33) | 0.3 mi | AirbnbVrbo |
Walk to Village. Hike/Sled from Cabin. Spa! BBQ! House | 3 bd · 2 ba · sleeps 8 | $43,363 | $332 | 36% | 4.8★ (404) | 0.3 mi | AirbnbVrbo |
Lakefront Paradise: Beautiful Views Chalet | 3 bd · 2 ba · sleeps 7 | $49,288 | $252 | 54% | 4.7★ (324) | 0.3 mi | AirbnbVrbo |
Tree Top Casitas, Hot Tub & Walk to the Village Cabin | 3 bd · 2 ba · sleeps 6 | $41,510 | $239 | 48% | 4.7★ (3) | 0.3 mi | AirbnbVrboBooking |
Walk to Big Bear Marina: Modern Home w/ Hot Tub! Cabin | 3 bd · 2 ba · sleeps 7 | $32,356 | $353 | 25% | 4.7★ (3) | 0.4 mi | VrboBooking |
Pineda Pines: Cabin Minutes from The Village Cabin | 3 bd · 2 ba · sleeps 6 | $32,081 | $213 | 41% | 4.7★ (340) | 0.4 mi | Airbnb |
Vintage A-Frame Cabin, Near Village, Lake, Trails Cabin | 3 bd · 1.5 ba · sleeps 6 | $16,651 | $275 | 17% | 5★ (195) | 0.4 mi | Airbnb |
Avalon Lodge-0.4 mi to Village, SPA, Game Room Cabin | 3 bd · 3 ba · sleeps 9 | $31,123 | $507 | 17% | 5★ (115) | 0.4 mi | Airbnb |
Lazy Bear Cabin ~ Dog-friendly home with private hot tub, ping-pong, basketball & firepit Vacation home | 3 bd · 2 ba · sleeps 4 | $43,627 | $479 | 25% | — | 0.4 mi | Booking |
Lake View Retreat:Lake Views! Pool Table! Hot Tub! House | 3 bd · 2.5 ba · sleeps 10 | $13,373 | $242 | 15% | 4.3★ (41) | 0.4 mi | AirbnbVrbo |
The reel deal#2162 Vacation home | 3 bd · 2 ba · sleeps 10 | $1,548 | $387 | 1% | — | 0.4 mi | Booking |
Luxury Reel Deal Family Cabin, Game Room House | 3 bd · 2.5 ba · sleeps 10 | $35,757 | $404 | 24% | 5★ (28) | 0.4 mi | AirbnbVrbo |
Hot Tub! Pet Friendly! Near the Village! Gas BBQ! House | 3 bd · 2 ba · sleeps 5 | $35,240 | $239 | 40% | 4.7★ (188) | 0.4 mi | AirbnbVrbo |
A/C! Walk to Village & Marina! Lakeviews! HotTub! House | 3 bd · 2 ba · sleeps 7 | $60,703 | $381 | 44% | 4.7★ (41) | 0.4 mi | AirbnbVrbo |
Sea to Ski Retreat ~ Deck Forest Views & Hot Tub Cabin | 3 bd · 2 ba · sleeps 7 | $37,355 | $261 | 39% | 4.9★ (24) | 0.4 mi | AirbnbVrbo |
Sea to Ski:Pet Friendly! Spa! Fenced Yard! House | 3 bd · 2 ba · sleeps 7 | $29,160 | $192 | 42% | 4.6★ (10) | 0.4 mi | AirbnbVrbo |
Lakefront Village Castle w/ Boat Dock Access Cabin | 3 bd · 3 ba · sleeps 12 | $105,246 | $797 | 36% | 4.8★ (27) | 0.4 mi | AirbnbVrboBooking |
Village Lakefront Condo Retreat at Forest Shores Condominium (condo) | 3 bd · 3 ba · sleeps 7 | $28,066 | $551 | 14% | 4.7★ (17) | 0.4 mi | AirbnbBooking |
Your Big Bear Lakefront Family Escape Cabin | 3 bd · 2 ba · sleeps 6 | $39,715 | $372 | 29% | 4.2★ (19) | 0.4 mi | AirbnbVrboBooking |
2250-Forest Shores Lake View Condo Condominium (condo) | 3 bd · 3 ba · sleeps 9 | $22,846 | $448 | 14% | — | 0.4 mi | AirbnbVrboBooking |
Forest Shores Lake View Condo by Big Bear Vacations Lakefront Village Vacation home | 3 bd · 3 ba · sleeps 7 | $37,557 | $487 | 21% | 3.5★ (1) | 0.4 mi | Booking |
Lakefront Views/Walk to Village/Best Location House | 3 bd · 3 ba · sleeps 9 | $100,970 | $528 | 52% | 5★ (11) | 0.4 mi | Airbnb |
Lakefront Condo! Firework views! Village Location! House | 3 bd · 3 ba · sleeps 8 | $54,764 | $316 | 47% | 4.8★ (55) | 0.4 mi | AirbnbVrbo |
The Adler's Nest | Lakefront w/ Pool & Spa Condominium (condo) | 3 bd · 3 ba · sleeps 9 | $53,152 | $410 | 36% | 4.9★ (51) | 0.4 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.78% = 7.03% Freddie Mac 30-yr avg (Sep 24) + 0.75% investor premium
Est. revenue
$44,106
NOI
$10,667
Cash flow /mo
-$4,764
Cash needed
$304,210
Cash-on-cash
-18.8%
ROE (yr 1)
-6.2%
Cap rate
1.0%
DSCR
0.16
Year-1 write-off
$197,591
Year-1 tax shield @ 32%
$63,229
Year-1 return on equity
- Cash flow (annual)-$57,165
- Principal paydown$6,865
- Appreciation at%$31,470
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$8,821
- Platform fees (3% of revenue)$1,323
- Maintenance / capex (5% of revenue)$2,205
- Utilities & supplies$4,200
- HOA$0
- Property tax$13,113
- Insurance (STR-rated)$5,350
Cash needed to close
- Down payment (25%)$262,250
- Closing costs (4.0%)$41,960
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$63,229
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$841,000
Short-life (5/15-yr)
$196,000 · 23%
Year-1 deduction
$198,000
Year-1 tax shield @ 32%
$63,000
Land 20% (county tax record, assessed value split) · building $646,000 over 39 years
Based on: 2,204 sq ft, built 1999, 3 bd / 2.5 ba, furnished, listing features (hot tub, deck, game room, fireplace, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $113,000 in year 1 (13% short-life, $36,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $16,200
Kitchen cabinetsdefault
$10,600 new × 40% good × 3.81 allocation
- $13,300
Kitchen countertopsdefault
$8,700 new × 40% good × 3.81 allocation
- $5,900
Decorative trimdefault
$3,900 new × 40% good × 3.81 allocation
- $500
Mirrorsdefault
$300 new × 40% good × 3.81 allocation
- $1,800
Shelvingdefault
$1,200 new × 40% good × 3.81 allocation
- $8,400
Window coverings (22)default
$5,500 new × 40% good × 3.81 allocation
- $10,800
Carpet, vinyl & laminate (50% of floors)listing
$7,100 new × 40% good × 3.81 allocation
- $14,500
Kitchen & laundry equipment plumbingdefault
$8,300 new × 46% good × 3.81 allocation
- $8,800
Kitchen, laundry & data equipment electricaldefault
$5,000 new × 46% good × 3.81 allocation
- $3,800
Appliances (range, microwave)listing
$2,500 new × 40% good × 3.81 allocation
- $13,700
Hot tub (freestanding)listing
$9,000 new × 40% good × 3.81 allocation
- $7,800
Furniture conveyed with the sale (used)listing
$19,500 new × 40% good · out of the price
- $2,400
Game-room equipment (used)listing
$6,000 new × 40% good · out of the price
- $18,500
Paving: driveway & walks (paved)default
$9,700 new × 50% good × 3.81 allocation
- $17,800
Landscaping (typical)default
$9,400 new × 50% good × 3.81 allocation
- $4,100
Patiosdefault
$2,200 new × 50% good × 3.81 allocation
- $47,200
Decks & porches (attached)listing
$24,800 new × 50% good × 3.81 allocation
- $501,400
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$239,300 new × 55% good × 3.81 allocation
- $43,500
Building plumbing & fixturesdefault
$24,800 new × 46% good × 3.81 allocation
- $44,200
Building electrical & lightingdefault
$25,200 new × 46% good × 3.81 allocation
- $37,800
HVACdefault
$24,800 new × 40% good × 3.81 allocation
- $10,800
Hardwood & tile floorsdefault
$7,100 new × 40% good × 3.81 allocation
- $8,000
Fireplaces (2)listing
$5,300 new × 40% good × 3.81 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $107,800 | $87,700 | $2,100 | $197,600 |
| 2 | $0 | $0 | $16,600 | $16,600 |
| 3 | $0 | $0 | $16,600 | $16,600 |
| 4 | $0 | $0 | $16,600 | $16,600 |
| 5 | $0 | $0 | $16,600 | $16,600 |
| 6+ | $0 | $0 | $577,400 | $577,400 |
| Total | $107,800 | $87,700 | $645,700 | $841,200 |
The building's share of the price ($831,000) is 3.8x our depreciated replacement cost of the home ($218,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.