435 Wagon Wheel Rd Lot 19
Big Bear City, CA 92314
$699,999
4 bd · 2 ba · Listed 13d ago
View on Realtor.com →Year built
2004
Sqft
—
Lot sqft
10,500
HOA / mo
None
Furnished
Yes
List date
2026-09-16T18:33:46.000000Z
Revenue
Annual revenue
$39,680
ADR
$399
Occupancy
27%
Cleaning fees (12 mo)
$6,571
Confidence
Low (22.35), 24 comps
Comp revenue range (p25 / median / p75)
Pet-friendly cabin with game room, air hockey, poker table, private spa + more!
House · 4 bd · 2.5 ba · sleeps 10 · 384 ft
Revenue $7,375ADR $381Occ ≈ 5%—
Pet-friendly cabin with game room, air hockey, poker table, private spa + more!
House · 4 bd · 2.5 ba · sleeps 10 · 384 ft
Revenue $5,148ADR $429Occ ≈ 3%4.5★ (2)
Ponderosa Pine Retreat-4 bedroom, hot tub, firepit
House · 4 bd · 2 ba · sleeps 8 · 472 ft
Revenue $64,406ADR $290Occ ≈ 61%4.8★ (273)
Fitzy's Fir Lodge - Fun For the Whole Family, Dogs Welcome, Jacuzzi Tub
Vacation home · 4 bd · 2 ba · sleeps 10 · 0.2 mi
Revenue $2,548ADR $298Occ ≈ 2%5★ (1)
Entertainment Cabin #610
Vacation home · 4 bd · 2 ba · sleeps 8 · 0.3 mi
Revenue $73,529ADR $835Occ ≈ 24%—
Entertainment Cabin ~ Lovely home with hot tub, game room, balcony, & firepit - dog friendly
Vacation home · 4 bd · 2 ba · sleeps 8 · 0.3 mi
Revenue $71,589ADR $745Occ ≈ 26%4.5★ (1)
Big Bear Farmhouse with Hot Tub, Game Room & Level 2 EV
Vacation home · 4 bd · 2 ba · sleeps 10 · 0.3 mi
Revenue $8,121ADR $524Occ ≈ 4%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Pet-friendly cabin with game room, air hockey, poker table, private spa + more! House | 4 bd · 2.5 ba · sleeps 10 | $7,375 | $381 | 5% | — | 384 ft | Vrbo |
Pet-friendly cabin with game room, air hockey, poker table, private spa + more! House | 4 bd · 2.5 ba · sleeps 10 | $5,148 | $429 | 3% | 4.5★ (2) | 384 ft | Vrbo |
Ponderosa Pine Retreat-4 bedroom, hot tub, firepit House | 4 bd · 2 ba · sleeps 8 | $64,406 | $290 | 61% | 4.8★ (273) | 472 ft | Airbnb |
Pet-friendly cabin with gamesPrivate spa more House | 4 bd · 2.5 ba · sleeps 10 | $44,126 | $420 | 29% | 4★ (10) | 0.1 mi | AirbnbVrboBooking |
Spa & Game Room - Family-Friendly Big Bear Retreat House | 4 bd · 2 ba · sleeps 12 | $44,480 | $375 | 32% | 4.7★ (49) | 0.1 mi | AirbnbVrboBooking |
Fitzy's Fur Lodge | Snowy Mountain Family Fun Vacation home | 4 bd · 2 ba · sleeps 10 | $17,446 | $526 | 9% | 5★ (29) | 0.2 mi | AirbnbVrbo |
Fitzy's Fir Lodge - Fun For the Whole Family, Dogs Welcome, Jacuzzi Tub Vacation home | 4 bd · 2 ba · sleeps 10 | $2,548 | $298 | 2% | 5★ (1) | 0.2 mi | Booking |
Entertainment Cabin #610 Vacation home | 4 bd · 2 ba · sleeps 8 | $73,529 | $835 | 24% | — | 0.3 mi | Booking |
Entertainment Cabin ~ Lovely home with hot tub, game room, balcony, & firepit - dog friendly Vacation home | 4 bd · 2 ba · sleeps 8 | $71,589 | $745 | 26% | 4.5★ (1) | 0.3 mi | Booking |
Big Bear Farmhouse with Hot Tub, Game Room & Level 2 EV Vacation home | 4 bd · 2 ba · sleeps 10 | $8,121 | $524 | 4% | — | 0.3 mi | Booking |
Show all 24 comps
Cozy A-Frame Cabin | Decks, Pines & Mountain Vibes
House · 4 bd · 2 ba · sleeps 10 · 0.5 mi
Revenue $4,140ADR $92Occ ≈ 12%—
Three Bears Big Bear Cabin
Cabin · 4 bd · 3 ba · sleeps 8 · 0.6 mi
Revenue $12,808ADR $230Occ ≈ 15%4.8★ (48)
Beautiful 4 bd cabin, Hot Tub,Deck, &parking for 4
Cabin · 4 bd · 2 ba · sleeps 10 · 0.6 mi
Revenue $22,876ADR $293Occ ≈ 21%4.7★ (69)
Play Big Bear - Relaxing Bear City Family Retreat- Pool Table - Foosball - Arcade Games
Vacation home · 4 bd · 2 ba · sleeps 8 · 0.7 mi
Revenue $28,800ADR $287Occ ≈ 27%—
The malabear cabin #2160
Vacation home · 4 bd · 2 ba · sleeps 8 · 0.7 mi
Revenue $77,218ADR $1,827Occ ≈ 12%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Hot Tub, Game Room, Group Getaway with EV Charger House | 4 bd · 2 ba · sleeps 10 | $52,745 | $381 | 38% | 4.8★ (97) | 0.3 mi | AirbnbVrboBooking |
Cozy 4-bedroom home with spacious backyard House | 4 bd · 2 ba · sleeps 8 | $29,778 | $391 | 21% | 5★ (102) | 0.4 mi | AirbnbVrbo |
Cozy A-Frame Cabin | Decks, Pines & Mountain Vibes House | 4 bd · 2 ba · sleeps 10 | $4,140 | $92 | 12% | — | 0.5 mi | Airbnb |
High Altitude Hideaway With Jacuzzi & Game Room Cabin | 4 bd · 2.5 ba · sleeps 10 | $49,419 | $548 | 25% | 5★ (62) | 0.5 mi | AirbnbVrboBooking |
Three Bears Big Bear Cabin Cabin | 4 bd · 3 ba · sleeps 8 | $12,808 | $230 | 15% | 4.8★ (48) | 0.6 mi | Airbnb |
4BR Cabin WoodStove, Outdoor Spa & Firepit Cabin | 4 bd · 2 ba · sleeps 8 | $33,862 | $523 | 18% | 5★ (29) | 0.6 mi | AirbnbVrbo |
Beautiful 4 bd cabin, Hot Tub,Deck, &parking for 4 Cabin | 4 bd · 2 ba · sleeps 10 | $22,876 | $293 | 21% | 4.7★ (69) | 0.6 mi | Airbnb |
FamCabin |TheaterRoom|GameRoom|EVCharger|Pets Cabin | 4 bd · 3 ba · sleeps 10 | $74,920 | $690 | 30% | 5★ (127) | 0.6 mi | AirbnbVrbo |
Play Big Bear - Relaxing Bear City Family Retreat- Pool Table - Foosball - Arcade Games Vacation home | 4 bd · 2 ba · sleeps 8 | $28,800 | $287 | 27% | — | 0.7 mi | Booking |
The Malabear Cabin- Hot Tub- Pool Table Chalet | 4 bd · 2 ba · sleeps 8 | $112,449 | $785 | 39% | 3.1★ (8) | 0.7 mi | AirbnbVrbo |
The malabear cabin #2160 Vacation home | 4 bd · 2 ba · sleeps 8 | $77,218 | $1,827 | 12% | — | 0.7 mi | Booking |
4 Bedroom cabin, fenced yard, EV charging Cabin | 4 bd · 2 ba · sleeps 8 | $19,413 | $317 | 17% | 4.8★ (60) | 0.7 mi | AirbnbVrbo |
Modern Cabin with Hot Tub, Arcade, Fire Pit, AC Cabin | 4 bd · 2 ba · sleeps 10 | $60,431 | $308 | 54% | 4.8★ (206) | 0.7 mi | AirbnbVrbo |
Charming 4BR Retreat in Sugarloaf, CA House | 4 bd · 3 ba · sleeps 10 | $6,504 | $865 | 2% | — | 0.7 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$39,680
NOI
$13,100
Cash flow /mo
$1,092
Cash needed
$727,999
Cash-on-cash (all cash)
1.8%
ROE (yr 1)
4.7%
Cap rate
1.9%
DSCR
—
Year-1 write-off
$126,020
Year-1 tax shield @ 32%
$40,326
Year-1 return on equity
- Cash flow (annual)$13,100
- Principal paydown (n/a, cash)$0
- Appreciation at%$21,000
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$7,936
- Platform fees (3% of revenue)$1,190
- Maintenance / capex (5% of revenue)$1,984
- Utilities & supplies$4,200
- HOA$0
- Property tax$8,750
- Insurance (STR-rated)$3,570
Cash needed to close
- Purchase price (all cash)$699,999
- Closing costs (4.0%)$28,000
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$40,326
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$562,000
Short-life (5/15-yr)
$125,000 · 22%
Year-1 deduction
$126,000
Year-1 tax shield @ 32%
$40,000
Land 20% (county tax record, assessed value split) · building $437,000 over 39 years
Based on: ~2,400 sq ft (from beds), built 2004, 4 bd / 2 ba, furnished, listing features (deck, patio, fence, fireplace, flooring types, appliance list).
IRS-guide safe-harbor floor: $77,000 in year 1 (13% short-life, $25,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $9,100
Kitchen cabinetsdefault
$11,100 new × 40% good × 2.05 allocation
- $7,400
Kitchen countertopsdefault
$9,000 new × 40% good × 2.05 allocation
- $3,400
Decorative trimdefault
$4,200 new × 40% good × 2.05 allocation
- $200
Mirrorsdefault
$300 new × 40% good × 2.05 allocation
- $1,200
Shelvingdefault
$1,500 new × 40% good × 2.05 allocation
- $4,900
Window coverings (24)default
$6,000 new × 40% good × 2.05 allocation
- $9,900
Kitchen & laundry equipment plumbingdefault
$8,600 new × 56% good × 2.05 allocation
- $6,000
Kitchen, laundry & data equipment electricaldefault
$5,200 new × 56% good × 2.05 allocation
- $4,500
Appliances (range, microwave, dishwasher, washer, dryer)listing
$5,500 new × 40% good × 2.05 allocation
- $9,200
Furniture conveyed with the sale (used)listing
$23,000 new × 40% good · out of the price
- $10,400
Paving: driveway & walks (paved)default
$10,200 new × 50% good × 2.05 allocation
- $10,000
Landscaping (typical)default
$9,800 new × 50% good × 2.05 allocation
- $11,100
Patioslisting
$10,800 new × 50% good × 2.05 allocation
- $3,600
Irrigationlisting
$3,500 new × 50% good × 2.05 allocation
- $27,600
Decks & porches (attached)listing
$27,000 new × 50% good × 2.05 allocation
- $6,100
Fencinglisting
$6,000 new × 50% good × 2.05 allocation
- $337,600
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$260,400 new × 63% good × 2.05 allocation
- $31,000
Building plumbing & fixturesdefault
$27,000 new × 56% good × 2.05 allocation
- $31,700
Building electrical & lightingdefault
$27,700 new × 56% good × 2.05 allocation
- $22,100
HVACdefault
$27,000 new × 40% good × 2.05 allocation
- $12,600
Hardwood & tile floorsdefault
$15,400 new × 40% good × 2.05 allocation
- $2,200
Fireplacelisting
$2,600 new × 40% good × 2.05 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $55,800 | $68,800 | $1,400 | $126,000 |
| 2 | $0 | $0 | $11,200 | $11,200 |
| 3 | $0 | $0 | $11,200 | $11,200 |
| 4 | $0 | $0 | $11,200 | $11,200 |
| 5 | $0 | $0 | $11,200 | $11,200 |
| 6+ | $0 | $0 | $391,000 | $391,000 |
| Total | $55,800 | $68,800 | $437,300 | $561,900 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.