435 Wagon Wheel Rd Lot 19
Big Bear City, CA 92314
$699,999
4 bd · 2 ba · Listed 58d ago
View on Realtor.com →Year built
2004
Sqft
—
Lot sqft
10,500
HOA / mo
None
Furnished
Yes
List date
2026-09-16T18:33:46.000000Z
Revenue
Annual revenue
$39,680
ADR
$399
Occupancy
27%
Cleaning fees (12 mo)
$6,571
Confidence
Low (22.35), 24 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $20,161
Pet-friendly cabin with game room, air hockey, poker table, private spa + more!
House · 4 bd · 2.5 ba · sleeps 10 · 384 ft
Revenue $7,375ADR $381Occ ≈ 5%—
Delisted
Pet-friendly cabin with game room, air hockey, poker table, private spa + more!
House · 4 bd · 2.5 ba · sleeps 10 · 384 ft
Revenue $5,148ADR $429Occ ≈ 3%4.5★ (2)
Delisted
Fitzy's Fur Lodge | Snowy Mountain Family Fun
Vacation home · 4 bd · 2 ba · sleeps 10 · 0.2 mi
Revenue $17,446ADR $526Occ ≈ 9%5★ (29)
Fitzy's Fir Lodge - Fun For the Whole Family, Dogs Welcome, Jacuzzi Tub
Vacation home · 4 bd · 2 ba · sleeps 10 · 0.2 mi
Revenue $2,548ADR $298Occ ≈ 2%5★ (1)
Big Bear Farmhouse with Hot Tub, Game Room & Level 2 EV
Vacation home · 4 bd · 2 ba · sleeps 10 · 0.3 mi
Revenue $8,121ADR $524Occ ≈ 4%—
Cozy A-Frame Cabin | Decks, Pines & Mountain Vibes
House · 4 bd · 2 ba · sleeps 10 · 0.5 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +3
Revenue $4,140ADR $92Occ ≈ 12%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Pet-friendly cabin with game room, air hockey, poker table, private spa + more! House | 4 bd · 2.5 ba · sleeps 10 | $7,375 | $381 | 5% | — | 384 ft | Delisted |
Pet-friendly cabin with game room, air hockey, poker table, private spa + more! House | 4 bd · 2.5 ba · sleeps 10 | $5,148 | $429 | 3% | 4.5★ (2) | 384 ft | Delisted |
Pet-friendly cabin with gamesPrivate spa more House | 4 bd · 2.5 ba · sleeps 10 | $44,126 | $420 | 29% | 4★ (10) | 0.1 mi | AirbnbBooking |
Spa & Game Room - Family-Friendly Big Bear Retreat House | 4 bd · 2 ba · sleeps 12 | $44,480 | $375 | 32% | 4.7★ (49) | 0.1 mi | AirbnbBooking |
Fitzy's Fur Lodge | Snowy Mountain Family Fun Vacation home | 4 bd · 2 ba · sleeps 10 | $17,446 | $526 | 9% | 5★ (29) | 0.2 mi | Airbnb |
Fitzy's Fir Lodge - Fun For the Whole Family, Dogs Welcome, Jacuzzi Tub Vacation home | 4 bd · 2 ba · sleeps 10 | $2,548 | $298 | 2% | 5★ (1) | 0.2 mi | Booking |
Big Bear Farmhouse with Hot Tub, Game Room & Level 2 EV Vacation home | 4 bd · 2 ba · sleeps 10 | $8,121 | $524 | 4% | — | 0.3 mi | Booking |
Hot Tub, Game Room, Group Getaway with EV Charger House
| 4 bd · 2 ba · sleeps 10 | $52,745 | $381 | 38% | 4.8★ (97) | 0.3 mi | AirbnbVrboBooking |
Cozy A-Frame Cabin | Decks, Pines & Mountain Vibes House
| 4 bd · 2 ba · sleeps 10 | $4,140 | $92 | 12% | — | 0.5 mi | Airbnb |
High Altitude Hideaway With Jacuzzi & Game Room Cabin
| 4 bd · 2.5 ba · sleeps 10 | $49,419 | $548 | 25% | 5★ (62) | 0.5 mi | AirbnbVrboBooking |
Show 4 more
Beautiful 4 bd cabin, Hot Tub,Deck, &parking for 4
Cabin · 4 bd · 2 ba · sleeps 10 · 0.6 mi
Revenue $22,876ADR $293Occ ≈ 21%4.7★ (69)
Delisted
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Beautiful 4 bd cabin, Hot Tub,Deck, &parking for 4 Cabin | 4 bd · 2 ba · sleeps 10 | $22,876 | $293 | 21% | 4.7★ (69) | 0.6 mi | Delisted |
FamCabin |TheaterRoom|GameRoom|EVCharger|Pets Cabin
| 4 bd · 3 ba · sleeps 10 | $74,920 | $690 | 30% | 5★ (127) | 0.6 mi | AirbnbVrbo |
Modern Cabin with Hot Tub, Arcade, Fire Pit, AC Cabin
| 4 bd · 2 ba · sleeps 10 | $60,431 | $308 | 54% | 4.8★ (206) | 0.7 mi | AirbnbVrbo |
Charming 4BR Retreat in Sugarloaf, CA House
| 4 bd · 3 ba · sleeps 10 | $6,504 | $865 | 2% | — | 0.7 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$39,680
NOI
$13,100
Cash flow /mo
$1,092
Cash needed
$727,999
Cash-on-cash (all cash)
1.8%
ROE (yr 1)
4.7%
Cap rate
1.9%
DSCR
—
Year-1 write-off
$126,020
Year-1 tax shield @ 32%
$40,326
Year-1 return on equity
- Cash flow (annual)$13,100
- Principal paydown (n/a, cash)$0
- Appreciation at%$21,000
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$7,936
- Platform fees (3% of revenue)$1,190
- Maintenance / capex (5% of revenue)$1,984
- Utilities & supplies$4,200
- HOA$0
- Property tax$8,750
- Insurance (STR-rated)$3,570
Cash needed to close
- Purchase price (all cash)$699,999
- Closing costs (4.0%)$28,000
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$40,326
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$562,000
Short-life (5/15-yr)
$125,000 · 22%
Year-1 deduction
$126,000
Year-1 tax shield @ 32%
$40,000
Land 20% (county tax record, assessed value split) · building $437,000 over 39 years
Based on: ~2,400 sq ft (from beds), built 2004, 4 bd / 2 ba, furnished, listing features (deck, patio, fence, fireplace, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $77,000 in year 1 (13% short-life, $25,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $9,100
Kitchen cabinetsdefault
$11,100 new × 40% good × 2.05 allocation
- $7,400
Kitchen countertopsdefault
$9,000 new × 40% good × 2.05 allocation
- $3,400
Decorative trimdefault
$4,200 new × 40% good × 2.05 allocation
- $200
Mirrorsdefault
$300 new × 40% good × 2.05 allocation
- $1,200
Shelvingdefault
$1,500 new × 40% good × 2.05 allocation
- $4,900
Window coverings (24)default
$6,000 new × 40% good × 2.05 allocation
- $9,900
Kitchen & laundry equipment plumbingdefault
$8,600 new × 56% good × 2.05 allocation
- $6,000
Kitchen, laundry & data equipment electricaldefault
$5,200 new × 56% good × 2.05 allocation
- $4,500
Appliances (range, microwave, dishwasher, washer, dryer)listing
$5,500 new × 40% good × 2.05 allocation
- $9,200
Furniture conveyed with the sale (used)listing
$23,000 new × 40% good · out of the price
- $10,400
Paving: driveway & walks (paved)default
$10,200 new × 50% good × 2.05 allocation
- $10,000
Landscaping (typical)default
$9,800 new × 50% good × 2.05 allocation
- $11,100
Patioslisting
$10,800 new × 50% good × 2.05 allocation
- $3,600
Irrigationlisting
$3,500 new × 50% good × 2.05 allocation
- $27,600
Decks & porches (attached)listing
$27,000 new × 50% good × 2.05 allocation
- $6,100
Fencinglisting
$6,000 new × 50% good × 2.05 allocation
- $337,600
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$260,400 new × 63% good × 2.05 allocation
- $31,000
Building plumbing & fixturesdefault
$27,000 new × 56% good × 2.05 allocation
- $31,700
Building electrical & lightingdefault
$27,700 new × 56% good × 2.05 allocation
- $22,100
HVACdefault
$27,000 new × 40% good × 2.05 allocation
- $12,600
Hardwood & tile floorsdefault
$15,400 new × 40% good × 2.05 allocation
- $2,200
Fireplacelisting
$2,600 new × 40% good × 2.05 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $55,800 | $68,800 | $1,400 | $126,000 |
| 2 | $0 | $0 | $11,200 | $11,200 |
| 3 | $0 | $0 | $11,200 | $11,200 |
| 4 | $0 | $0 | $11,200 | $11,200 |
| 5 | $0 | $0 | $11,200 | $11,200 |
| 6+ | $0 | $0 | $391,000 | $391,000 |
| Total | $55,800 | $68,800 | $437,300 | $561,900 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.