Year built
1978
Sqft
1,678
Lot sqft
21,344
HOA / mo
$0
Furnished
No
List date
2026-10-29T23:03:34.000000Z
Revenue
Annual revenue
$39,868
ADR
$179
Occupancy
61%
Cleaning fees (12 mo)
$5,072
Confidence
Med (56.87), 12 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $35,990
Renovated Home - 3Bd/2Ba, Washer & Dryer
House · 3 bd · 2 ba · sleeps 6 · 0.3 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +3
Revenue $52,578ADR $197Occ ≈ 73%5★ (183)
GHouse@ Lilac | Redding (Airport) Her.Hauspitality
House · 3 bd · 2 ba · sleeps 6 · 0.9 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +1
Revenue $21,909ADR $142Occ ≈ 42%5★ (2)
Sweet Escape. Cozy, central, fireplace & Netflix.
House · 3 bd · 2 ba · sleeps 8 · 1.1 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +3
Revenue $46,477ADR $162Occ ≈ 79%4.8★ (399)
LUXE Modern getaway retreat
House · 3 bd · 1.5 ba · sleeps 6 · 1.1 mi
Revenue $10,293ADR $155Occ ≈ 18%4.8★ (7)
Delisted
Calm, Cozy & Clean (5 beds + pooltable & foosball)
House · 3 bd · 1.5 ba · sleeps 7 · 1.4 mi
- Free parking
- Wifi
- Kitchen
- Washer
- +1
Revenue $33,641ADR $201Occ ≈ 46%5★ (203)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Renovated Home - 3Bd/2Ba, Washer & Dryer House
| 3 bd · 2 ba · sleeps 6 | $52,578 | $197 | 73% | 5★ (183) | 0.3 mi | Airbnb |
GHouse@ Lilac | Redding (Airport) Her.Hauspitality House
| 3 bd · 2 ba · sleeps 6 | $21,909 | $142 | 42% | 5★ (2) | 0.9 mi | Airbnb |
Sweet Escape. Cozy, central, fireplace & Netflix. House
| 3 bd · 2 ba · sleeps 8 | $46,477 | $162 | 79% | 4.8★ (399) | 1.1 mi | Airbnb |
LUXE Modern getaway retreat House | 3 bd · 1.5 ba · sleeps 6 | $10,293 | $155 | 18% | 4.8★ (7) | 1.1 mi | Delisted |
Calm, Cozy & Clean (5 beds + pooltable & foosball) House
| 3 bd · 1.5 ba · sleeps 7 | $33,641 | $201 | 46% | 5★ (203) | 1.4 mi | Airbnb |
Timber Haven- Cozy Nest w/Hot Tub & EV Charger House
| 3 bd · 2 ba · sleeps 6 | $52,876 | $220 | 66% | 5★ (213) | 1.7 mi | AirbnbVrbo |
Comfortable home near river access trail House
| 3 bd · 1 ba · sleeps 6 | $64,716 | $311 | 57% | 4.8★ (48) | 1.8 mi | AirbnbVrboBooking |
Forest Homes Retreat House
| 3 bd · 2 ba · sleeps 6 | $40,656 | $291 | 38% | 5★ (53) | 1.8 mi | AirbnbVrbo |
Hidden Charm- A cozy home with Pool & Game room House
| 3 bd · 2 ba · sleeps 6 | $35,990 | $180 | 55% | 4.8★ (134) | 1.9 mi | AirbnbVrbo |
Secure Garage | Central AC | Washer/Dryer House
| 3 bd · 2 ba · sleeps 6 | $20,768 | $305 | 19% | 4.8★ (45) | 2.1 mi | AirbnbVrboBooking |
Show 1 more
Cozy Blue Cottage
House · 3 bd · 1 ba · sleeps 6 · 2.1 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +2
Revenue $26,338ADR $98Occ ≈ 74%4.9★ (16)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Cozy Blue Cottage House
| 3 bd · 1 ba · sleeps 6 | $26,338 | $98 | 74% | 4.9★ (16) | 2.1 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$39,868
NOI
$18,609
Cash flow /mo
$1,551
Cash needed
$383,396
Cash-on-cash (all cash)
4.9%
ROE (yr 1)
7.6%
Cap rate
5.3%
DSCR
—
Year-1 write-off
$100,638
Year-1 tax shield @ 32%
$32,204
Year-1 return on equity
- Cash flow (annual)$18,609
- Principal paydown (n/a, cash)$0
- Appreciation at%$10,497
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$7,974
- Platform fees (3% of revenue)$1,196
- Maintenance / capex (5% of revenue)$1,993
- Utilities & supplies$4,200
- HOA$0
- Property tax$4,374
- Insurance (STR-rated)$2,047
Cash needed to close
- Purchase price (all cash)$349,900
- Closing costs (4.0%)$13,996
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$32,204
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$280,000
Short-life (5/15-yr)
$81,000 · 29%
Year-1 deduction
$101,000
Year-1 tax shield @ 32%
$32,000
Land 20% (county tax record, assessed value split) · building $199,000 over 39 years · new furniture $20,000
Based on: 1,678 sq ft, built 1978, 3 bd / 2 ba, unfurnished, listing features (deck, flooring types, septic).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $65,000 in year 1 (16% short-life, $21,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $7,400
Kitchen cabinetsdefault
$9,500 new × 40% good × 1.96 allocation
- $6,100
Kitchen countertopsdefault
$7,800 new × 40% good × 1.96 allocation
- $2,300
Decorative trimdefault
$2,900 new × 40% good × 1.96 allocation
- $200
Mirrorsdefault
$300 new × 40% good × 1.96 allocation
- $900
Shelvingdefault
$1,200 new × 40% good × 1.96 allocation
- $3,300
Window coverings (17)default
$4,300 new × 40% good × 1.96 allocation
- $8,500
Carpet, vinyl & laminate (100% of floors)listing
$10,800 new × 40% good × 1.96 allocation
- $5,800
Kitchen & laundry equipment plumbingdefault
$7,400 new × 40% good × 1.96 allocation
- $3,500
Kitchen, laundry & data equipment electricaldefault
$4,500 new × 40% good × 1.96 allocation
- $6,400
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 40% good × 1.96 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $8,300
Paving: driveway & walks (paved)default
$8,500 new × 50% good × 1.96 allocation
- $8,000
Landscaping (typical)default
$8,200 new × 50% good × 1.96 allocation
- $1,600
Patiosdefault
$1,700 new × 50% good × 1.96 allocation
- $18,500
Decks & porches (attached)listing
$18,900 new × 50% good × 1.96 allocation
- $142,700
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$181,800 new × 40% good × 1.96 allocation
- $14,800
Building plumbing & fixturesdefault
$18,900 new × 40% good × 1.96 allocation
- $14,500
Building electrical & lightingdefault
$18,500 new × 40% good × 1.96 allocation
- $14,800
HVACdefault
$18,900 new × 40% good × 1.96 allocation
- $11,800
Septic systemlisting
$12,000 new × 50% good × 1.96 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $63,900 | $36,500 | $200 | $100,600 |
| 2 | $0 | $0 | $5,100 | $5,100 |
| 3 | $0 | $0 | $5,100 | $5,100 |
| 4 | $0 | $0 | $5,100 | $5,100 |
| 5 | $0 | $0 | $5,100 | $5,100 |
| 6+ | $0 | $0 | $178,000 | $178,000 |
| Total | $63,900 | $36,500 | $198,600 | $299,000 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Rules differ by jurisdiction. City of Redding caps whole-home vacation rentals at 400 with a 600 ft spacing rule (300 ft with a physical buffer), and its permit is NOT transferable to a new owner. Shasta Lake city and unincorporated Shasta County allow permitted rentals with no cap found, but permits also do not transfer on sale. Lodging tax ~10% plus a 2% tourism assessment in Redding. Verify parcel eligibility with the city or county before you buy.