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39020 Bayview Ln

39020 Bayview Ln

Big Bear Lake, CA 92315

$599,900

2 bd · 1.5 ba · Listed 13d ago

View on Realtor.com →
Rental history

Year built

1948

Sqft

—

Lot sqft

5,379

HOA / mo

None

Furnished

Yes

List date

2026-09-16T17:50:53.000000Z

Revenue

Annual revenue

$23,552

ADR

$208

Occupancy

31%

Cleaning fees (12 mo)

$5,212

Confidence

Low (51.58), 45 comps

Comp revenue range (p25 / median / p75)

$13,933$22,634$27,537

  • Lake View+Game Room! Fire Pit! Walk to Boulder Bay

    Cabin · 2 bd · 2 ba · sleeps 6 · 108 ft

    Revenue $21,350ADR $415Occ ≈ 14%5★ (7)

    AirbnbVrboBooking

  • Bayview Cottage-Studio McGee inspired near lake

    House · 2 bd · 1.5 ba · sleeps 6 · 203 ft

    Revenue $46,330ADR $290Occ ≈ 44%5★ (72)

    Airbnb

  • Boulder Bay Getaway

    Vacation home · 2 bd · 1 ba · sleeps 5 · 0.1 mi

    Revenue $35,914ADR $226Occ ≈ 44%4★ (1)

    Booking

  • Big Bear Cabin w/ Large Fenced Yard & Fire Pit

    Cabin · 2 bd · 1.5 ba · sleeps 6 · 0.1 mi

    Revenue $17,862ADR $227Occ ≈ 22%4.7★ (26)

    AirbnbVrboBooking

  • Mary's Lake Cabin: Near Lake and Boulder Bay Park!

    House · 2 bd · 2.5 ba · sleeps 7 · 0.1 mi

    Revenue $28,769ADR $236Occ ≈ 33%4.3★ (60)

    AirbnbVrbo

  • 2BR Blissful Lake View Cabin - Block 2 Boulder Bay

    Cabin · 2 bd · 2 ba · sleeps 4 · 0.1 mi

    Revenue $20,973ADR $231Occ ≈ 25%5★ (30)

    AirbnbVrbo

  • Blissful Bay Cabin

    Vacation home · 2 bd · 2 ba · sleeps 4 · 0.1 mi

    Revenue $23,214ADR $257Occ ≈ 25%5★ (2)

    Booking

  • Boulder Bay Mountain View Getaway, Large Deck & AC

    Cabin · 2 bd · 1 ba · sleeps 5 · 0.1 mi

    Revenue $26,162ADR $192Occ ≈ 37%5★ (83)

    AirbnbVrbo

  • 2 Fireplaces, Deck, Barbecue, Fenced Yard

    Cabin · 2 bd · 2 ba · sleeps 5 · 0.2 mi

    Revenue $15,440ADR $313Occ ≈ 14%4★ (43)

    AirbnbVrboBooking

  • Mountain Charm! Condo Steps from Boulder Bay

    Condominium (condo) · 2 bd · 2 ba · sleeps 4 · 0.2 mi

    Revenue $2,978ADR $221Occ ≈ 4%3.7★ (6)

    AirbnbVrboBooking

Show all 45 comps

  • Blue Jay Getaway #2082 by Big Bear Vacations

    Apartment · 2 bd · 2 ba · sleeps 4 · 0.2 mi

    Revenue $9,922ADR $553Occ ≈ 5%—

    Booking

  • Boulder Bay Fun Retreat, Steps to the Lake & SPA

    Condominium (condo) · 2 bd · 2 ba · sleeps 4 · 0.2 mi

    Revenue $28,303ADR $178Occ ≈ 44%4.9★ (133)

    AirbnbVrbo

  • 2 Bedroom Cndo Big Bear Lake Boulder Bay 2ba 大雄湖月租

    Condominium (condo) · 2 bd · 2 ba · sleeps 5 · 0.2 mi

    Revenue $13,933ADR $61Occ ≈ 63%4.8★ (99)

    AirbnbVrbo

  • Steps to Lake. Close to Village and Spa. Pool/Spa

    Condominium (condo) · 2 bd · 2 ba · sleeps 5 · 0.2 mi

    Revenue $26,682ADR $192Occ ≈ 38%4.8★ (339)

    AirbnbVrbo

  • Modern Farmhouse Condo steps from Lake | Jacuzzi

    Condominium (condo) · 2 bd · 2 ba · sleeps 4 · 0.2 mi

    Revenue $27,537ADR $203Occ ≈ 37%4.9★ (374)

    Airbnb

  • Retro Mountain Condo w/ Lake Views & Pool

    Condominium (condo) · 2 bd · 2 ba · sleeps 4 · 0.2 mi

    Revenue $36,022ADR $167Occ ≈ 59%4.5★ (4)

    AirbnbBooking

  • Casita Condo | Jacuzzi | 3mi to slopes

    Condominium (condo) · 2 bd · 2 ba · sleeps 4 · 0.2 mi

    Revenue $32,378ADR $216Occ ≈ 41%5★ (198)

    Airbnb

  • The best memories are made here.

    Condominium (condo) · 2 bd · 2 ba · sleeps 4 · 0.2 mi

    Revenue $22,634ADR $245Occ ≈ 25%4.9★ (51)

    AirbnbVrbo

  • Charming Condo W/ Pool, Hot Tub & Pet Friendly

    Condominium (condo) · 2 bd · 2 ba · sleeps 4 · 0.2 mi

    Revenue $20,793ADR $237Occ ≈ 24%4.8★ (51)

    AirbnbVrboBooking

  • Boulder Bay Condo w/ Heated Pool & Views

    Condominium (condo) · 2 bd · 2 ba · sleeps 4 · 0.2 mi

    Revenue $20,056ADR $278Occ ≈ 20%4.2★ (8)

    AirbnbVrboBooking

  • Lakeside Condo 2B/2B - Jacuzzi, 3mi to slopes

    Condominium (condo) · 2 bd · 2 ba · sleeps 4 · 0.3 mi

    Revenue $21,593ADR $221Occ ≈ 27%4.9★ (387)

    Airbnb

  • Next to Lake. Close to Village and Slopes. BBQ.

    Condominium (condo) · 2 bd · 2 ba · sleeps 5 · 0.3 mi

    Revenue $22,852ADR $214Occ ≈ 29%4.8★ (233)

    AirbnbVrbo

  • Lakeside Haven: Walk to Park w/ Pool & Hot Tub

    Condominium (condo) · 2 bd · 2 ba · sleeps 4 · 0.3 mi

    Revenue $8,211ADR $159Occ ≈ 14%4.4★ (22)

    AirbnbVrboBooking

  • Blue Jay Lakeside Condo*Pool & Spa*Walk to Lake*

    Condominium (condo) · 2 bd · 2 ba · sleeps 4 · 0.3 mi

    Revenue $9,730ADR $272Occ ≈ 10%4★ (24)

    AirbnbVrboBooking

  • Modern Cabin that sleeps 6: Hot Tub, Firepit, BBQ

    Cabin · 2 bd · 1 ba · sleeps 6 · 0.3 mi

    Revenue $8,269ADR $226Occ ≈ 10%5★ (6)

    Airbnb

  • Steps to Boulder Bay & 4.3 miles to Snow Summit

    Condominium (condo) · 2 bd · 2 ba · sleeps 4 · 0.3 mi

    Revenue $19,916ADR $227Occ ≈ 24%5★ (27)

    AirbnbVrbo

  • Lakeside Lumberjack Lodge - Condo *Pool/Jacuzzi*

    Condominium (condo) · 2 bd · 2 ba · sleeps 4 · 0.3 mi

    Revenue $27,300ADR $165Occ ≈ 45%4.9★ (229)

    Airbnb

  • Bearadise condo/free EV charge/lake beach/pool/spa

    Apartment · 2 bd · 2 ba · sleeps 4 · 0.3 mi

    Revenue $29,452ADR $128Occ ≈ 63%5★ (42)

    Airbnb

  • Modern Cabin that sleeps 6: Hot Tub, Firepit, BBQ

    Cabin · 2 bd · 1 ba · sleeps 6 · 0.3 mi

    Revenue $337ADR $168Occ ≈ 1%—

    Vrbo

  • Timber Pines Chalet Retreat Cottage w/ Hot Tub

    Cabin · 2 bd · 2 ba · sleeps 4 · 0.3 mi

    Revenue $27,220ADR $331Occ ≈ 23%4.5★ (19)

    AirbnbVrboBooking

  • Lakeside Gem: Walk to Park w/ Hot Tub & Fireplace

    Condominium (condo) · 2 bd · 2 ba · sleeps 4 · 0.3 mi

    Revenue $12,607ADR $264Occ ≈ 13%3.9★ (41)

    AirbnbVrboBooking

  • The Cozy Cottage Condo - Jacuzzi/3mi to slopes

    Condominium (condo) · 2 bd · 2 ba · sleeps 4 · 0.3 mi

    Revenue $23,212ADR $246Occ ≈ 26%4.9★ (215)

    Airbnb

  • Nostalgic vibe with modern amenities in midcentury log cabin with hot tub + more

    House · 2 bd · 1 ba · sleeps 6 · 0.3 mi

    Revenue $7,035ADR $294Occ ≈ 7%—

    VrboBooking

  • Lakefront Complex + Heated Pool + Walk to Lake

    Condominium (condo) · 2 bd · 2 ba · sleeps 4 · 0.3 mi

    Revenue $10,209ADR $304Occ ≈ 9%4.6★ (23)

    AirbnbVrboBooking

  • Lakeside Escape Condo - 2BR/2BA/Walk to Lake

    Condominium (condo) · 2 bd · 2 ba · sleeps 4 · 0.3 mi

    Revenue $21,867ADR $283Occ ≈ 21%4★ (1)

    AirbnbBooking

  • Nostalgic midcentury log cabin with hot tub more

    House · 2 bd · 1 ba · sleeps 6 · 0.3 mi

    Revenue $28,397ADR $314Occ ≈ 25%4.2★ (28)

    AirbnbVrboBooking

  • Two bedroom rustic cabin #10

    Cabin · 2 bd · 1 ba · sleeps 4 · 0.3 mi

    Revenue $26,120ADR $87Occ ≈ 82%4.5★ (122)

    Airbnb

  • Nostalgic midcentury log cabin with hot tub more

    House · 2 bd · 1 ba · sleeps 6 · 0.3 mi

    Revenue $16,214ADR $231Occ ≈ 19%—

    Vrbo

  • Magical Boulder Bay Cottage Near Lake & Trails

    Cabin · 2 bd · 2 ba · sleeps 4 · 0.3 mi

    Revenue $37,433ADR $227Occ ≈ 45%4.5★ (26)

    AirbnbVrboBooking

  • Relaxing Cabin w/ Peek-a-Boo Lake View

    Cabin · 2 bd · 2 ba · sleeps 5 · 0.3 mi

    Revenue $24,171ADR $300Occ ≈ 22%4.2★ (5)

    AirbnbVrboBooking

  • Condo in Boulder Bay, 3 miles to village, Lakeview

    Townhouse · 2 bd · 2 ba · sleeps 4 · 0.3 mi

    Revenue $4,150ADR $227Occ ≈ 5%4.8★ (42)

    Airbnb

  • Get cozy in this rustic cottage near Boulder Bay

    Cabin · 2 bd · 1 ba · sleeps 3 · 0.3 mi

    Revenue $33,908ADR $215Occ ≈ 43%4.9★ (81)

    Airbnb

  • Home in big bear Lake just top floor

    House · 2 bd · 1.5 ba · sleeps 6 · 0.3 mi

    Revenue $6,738ADR $243Occ ≈ 8%4.5★ (2)

    Airbnb

  • Three Bear Cabin

    Cabin · 2 bd · 1.5 ba · sleeps 4 · 0.4 mi

    Revenue $39,156ADR $221Occ ≈ 49%5★ (118)

    Airbnb

  • Relaxing Cabin Steps from Lake & Trails

    Cabin · 2 bd · 1.5 ba · sleeps 4 · 0.4 mi

    Revenue $24,256ADR $218Occ ≈ 30%4.1★ (13)

    AirbnbVrboBooking

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing

Est. revenue

$23,552

NOI

$3,099

Cash flow /mo

$258

Cash needed

$623,896

Cash-on-cash (all cash)

0.5%

ROE (yr 1)

3.4%

Cap rate

0.5%

DSCR

—

Year-1 write-off

$135,391

Year-1 tax shield @ 32%

$43,325

Year-1 return on equity

  • Cash flow (annual)$3,099
  • Principal paydown (n/a, cash)$0
  • Appreciation at%$17,997
ROE3.4%
ROE incl. year-1 tax savings (32% bracket, STR loophole)10.3%
Opex, cash-needed & tax-savings breakdown

Annual operating expenses

  • Management (20% of revenue)$4,710
  • Platform fees (3% of revenue)$707
  • Maintenance / capex (5% of revenue)$1,178
  • Utilities & supplies$4,200
  • HOA$0
  • Property tax$7,499
  • Insurance (STR-rated)$3,059

Cash needed to close

  • Purchase price (all cash)$599,900
  • Closing costs (4.0%)$23,996
  • Furnishing (conveyed with the sale)$0

Tax savings if the STR loophole applies

  • Tax shield @ 32%$43,325

Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$490,000

Short-life (5/15-yr)

$134,000 · 27%

Year-1 deduction

$135,000

Year-1 tax shield @ 32%

$43,000

Land 19% (county tax record, assessed value split) · building $355,000 over 39 years

Based on: ~1,400 sq ft (from beds), built 1948, 2 bd / 1.5 ba, furnished, listing features (fence, game room, fireplace, appliance list).

IRS-guide safe-harbor floor: $99,000 in year 1 (20% short-life, $32,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$82,600

  • Kitchen cabinetsdefault

    $8,900 new × 40% good × 4.30 allocation

    $15,300

  • Kitchen countertopsdefault

    $7,300 new × 40% good × 4.30 allocation

    $12,500

  • Decorative trimdefault

    $2,500 new × 40% good × 4.30 allocation

    $4,200

  • Mirrorsdefault

    $200 new × 40% good × 4.30 allocation

    $300

  • Shelvingdefault

    $900 new × 40% good × 4.30 allocation

    $1,500

  • Window coverings (14)default

    $3,500 new × 40% good × 4.30 allocation

    $6,000

  • Carpet, vinyl & laminate (40% of floors)default

    $3,600 new × 40% good × 4.30 allocation

    $6,200

  • Kitchen & laundry equipment plumbingdefault

    $6,900 new × 40% good × 4.30 allocation

    $11,900

  • Kitchen, laundry & data equipment electricaldefault

    $4,200 new × 40% good × 4.30 allocation

    $7,200

  • Appliances (range, microwave, disposal, refrigerator)listing

    $5,100 new × 40% good × 4.30 allocation

    $8,800

  • Furniture conveyed with the sale (used)listing

    $16,000 new × 40% good · out of the price

    $6,400

  • Game-room equipment (used)listing

    $6,000 new × 40% good · out of the price

    $2,400
15-year land improvements$51,600

  • Paving: driveway & walks (paved)default

    $7,800 new × 50% good × 4.30 allocation

    $16,700

  • Landscaping (typical)default

    $7,500 new × 50% good × 4.30 allocation

    $16,100

  • Patiosdefault

    $1,400 new × 50% good × 4.30 allocation

    $3,000

  • Decks & porches (attached)default

    $1,400 new × 50% good × 4.30 allocation

    $3,000

  • Fencinglisting

    $6,000 new × 50% good × 4.30 allocation

    $12,900
Building, 39-year$355,400

  • Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault

    $151,900 new × 40% good × 4.30 allocation

    $261,500

  • Building plumbing & fixturesdefault

    $15,700 new × 40% good × 4.30 allocation

    $27,100

  • Building electrical & lightingdefault

    $15,000 new × 40% good × 4.30 allocation

    $25,900

  • HVACdefault

    $15,800 new × 40% good × 4.30 allocation

    $27,100

  • Hardwood & tile floorsdefault

    $5,400 new × 40% good × 4.30 allocation

    $9,300

  • Fireplacelisting

    $2,600 new × 40% good × 4.30 allocation

    $4,500

About the property

Depreciation schedule: typical cost seg study

Year5-yr15-yrBuildingTotal
1$82,600$51,600$1,100$135,400
2$0$0$9,100$9,100
3$0$0$9,100$9,100
4$0$0$9,100$9,100
5$0$0$9,100$9,100
6+$0$0$317,800$317,800
Total$82,600$51,600$355,400$489,600

The building's share of the price ($481,000) is 4.3x our depreciated replacement cost of the home ($112,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.