39196 Starview Ln
Big Bear Lake, CA 92315
$650,000
4 bd · 2.5 ba · 1,584 sqft · Listed today
View on Realtor.com →Year built
1971
Sqft
1,584
Lot sqft
8,398
HOA / mo
$0
Furnished
No
List date
2026-10-17T02:13:42.000000Z
Revenue
Annual revenue
$55,543
ADR
$433
Occupancy
35%
Cleaning fees (12 mo)
$9,956
Confidence
Low (28.6), 49 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $50,833
Pool Table! Lake views! Flat Fenced Yard+Foosball!
Cabin · 4 bd · 2.5 ba · sleeps 12 · 0.1 mi
Revenue $98,644ADR $908Occ ≈ 30%3.6★ (3)
Lakeview Haven- Luxury Retreat
Vacation home · 4 bd · 2 ba · sleeps 12 · 0.2 mi
Revenue $46,677ADR $566Occ ≈ 23%5★ (1)
Beautiful rustic abode with private hot tub, BBQ, yard, pool table and more!
House · 4 bd · 3 ba · sleeps 10 · 0.2 mi
Revenue $16,268ADR $411Occ ≈ 11%3★ (1)
Delisted
Beautiful rustic abode with private hot tub, BBQ, yard, pool table and more!
House · 4 bd · 3 ba · sleeps 10 · 0.2 mi
Revenue $8,279ADR $517Occ ≈ 4%5★ (1)
Delisted
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Pool Table! Lake views! Flat Fenced Yard+Foosball! Cabin | 4 bd · 2.5 ba · sleeps 12 | $98,644 | $908 | 30% | 3.6★ (3) | 0.1 mi | Airbnb |
Steps to Lake • Pool Table | Lakeside in Bearadise Cabin
| 4 bd · 2 ba · sleeps 9 | $28,506 | $458 | 17% | 4.5★ (30) | 0.2 mi | AirbnbVrboBooking |
✦Modern Lakeview Cabin @Big Bear | Hot Tub | BBQ ✦ Cabin | 4 bd · 3.5 ba · sleeps 10 | $126,602 | $599 | 58% | 4.8★ (201) | 0.2 mi | AirbnbVrbo |
Lakeview Haven- Game Room + Spa Walk to the Marina Cabin
| 4 bd · 2 ba · sleeps 12 | $49,517 | $990 | 14% | 4★ (5) | 0.2 mi | AirbnbVrbo |
Lakeview Haven- Luxury Retreat Vacation home | 4 bd · 2 ba · sleeps 12 | $46,677 | $566 | 23% | 5★ (1) | 0.2 mi | Booking |
Beautiful rustic abode with private hot tub, BBQ, yard, pool table and more! House | 4 bd · 3 ba · sleeps 10 | $16,268 | $411 | 11% | 3★ (1) | 0.2 mi | Delisted |
Beautiful rustic abode with private hot tub, BBQ, yard, pool table and more! House | 4 bd · 3 ba · sleeps 10 | $8,279 | $517 | 4% | 5★ (1) | 0.2 mi | Delisted |
Rustic Ridge | Gated, Jacuzzi, Pool Table, Village Cabin
| 4 bd · 2.5 ba · sleeps 10 | $26,523 | $389 | 19% | 4.8★ (12) | 0.2 mi | AirbnbVrboBooking |
Lake View, Game Room, Hot Tub Cabin | 4 bd · 3 ba · sleeps 13 | $79,816 | $706 | 31% | 4.7★ (17) | 0.2 mi | AirbnbBooking |
Waterview Lodge. New Addition. Spa. Lake views. House
| 4 bd · 2.5 ba · sleeps 12 | $40,063 | $670 | 16% | 4.8★ (28) | 0.2 mi | AirbnbVrbo |
Show 21 more
Family Fun Cozy Cabin Game Room Foosball Near Lake
Cabin · 4 bd · 2 ba · sleeps 12 · 0.2 mi
Revenue $28,706ADR $726Occ ≈ 11%3.5★ (2)
Delisted
Willow Retro Fun - Spa, Games, Photo Booth, AC
House · 4 bd · 2 ba · sleeps 9 · 0.2 mi
Revenue $24,121ADR $346Occ ≈ 19%4.8★ (9)
Delisted
NEW! Boulder Bay Cabin Retreat
Cabin · 4 bd · 2 ba · sleeps 9 · 0.2 mi
Revenue $2,834ADR $354Occ ≈ 2%4.4★ (22)
Lakefront Raccoon's Nest - On the Lake
Vacation home · 4 bd · 2 ba · sleeps 11 · 0.3 mi
Revenue $52,096ADR $599Occ ≈ 24%5★ (1)
Boulder Bay Villa: Luxury Lakefront! Views! BBQ!
House · 4 bd · 3 ba · sleeps 11 · 0.3 mi
Revenue $54,352ADR $1,292Occ ≈ 12%—
Unwind in a Serene Mountain Lodge with Lake Views!
Cabin · 4 bd · 3 ba · sleeps 9 · 0.3 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +3
Revenue $40,470ADR $399Occ ≈ 28%4.8★ (210)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Bay Views-7mins walk to lake-SPA & BBQ-Home Cinema House
| 4 bd · 3 ba · sleeps 9 | $58,764 | $630 | 26% | 5★ (191) | 0.2 mi | AirbnbVrbo |
Crystal Pines #2605 Cabin | 4 bd · 2 ba · sleeps 12 | $30,357 | $563 | 15% | — | 0.2 mi | AirbnbVrboBooking |
Family Fun Cozy Cabin Game Room Foosball Near Lake Cabin | 4 bd · 2 ba · sleeps 12 | $28,706 | $726 | 11% | 3.5★ (2) | 0.2 mi | Delisted |
Willow Retro Fun - Spa, Games, Photo Booth, AC House | 4 bd · 2 ba · sleeps 9 | $24,121 | $346 | 19% | 4.8★ (9) | 0.2 mi | Delisted |
NEW! Boulder Bay Cabin Retreat Cabin | 4 bd · 2 ba · sleeps 9 | $2,834 | $354 | 2% | 4.4★ (22) | 0.2 mi | Airbnb |
Designer Cabin - 3 min walk to Lake & Private Dock House
| 4 bd · 3 ba · sleeps 10 | $39,262 | $547 | 20% | 5★ (15) | 0.2 mi | AirbnbVrbo |
Willow Playhouse | Spa, Games, Photo Booth, AC House
| 4 bd · 2 ba · sleeps 9 | $6,818 | $279 | 7% | 5★ (3) | 0.2 mi | AirbnbVrbo |
Rustic abode with spa BBQ yard and pool table House | 4 bd · 3 ba · sleeps 10 | $59,676 | $559 | 29% | 4.4★ (20) | 0.2 mi | AirbnbBooking |
5-Star Lakefront Cabin FIRE PIT Game Room! LE Cabin
| 4 bd · 3 ba · sleeps 13 | $115,201 | $929 | 34% | 5★ (39) | 0.2 mi | AirbnbVrboBooking |
4BR Lakefront Vibes Getaway | Dock, Spa & Games Cabin | 4 bd · 3 ba · sleeps 13 | $151,600 | $769 | 54% | 5★ (31) | 0.2 mi | AirbnbVrbo |
Boulder Landing|EV Charger, Private Dock, Hot Tub! House
| 4 bd · 3 ba · sleeps 11 | $52,324 | $558 | 26% | 5★ (19) | 0.2 mi | AirbnbVrbo |
The Black Cormorant | On the Lake House
| 4 bd · 3 ba · sleeps 12 | $119,774 | $1,133 | 29% | 5★ (21) | 0.3 mi | AirbnbVrbo |
LAKEfront HOT TUB Views! BEST lake location LRN Cabin
| 4 bd · 2.5 ba · sleeps 11 | $82,585 | $640 | 35% | 4.3★ (129) | 0.3 mi | AirbnbVrboBooking |
Lakefront Raccoon's Nest - On the Lake Vacation home | 4 bd · 2 ba · sleeps 11 | $52,096 | $599 | 24% | 5★ (1) | 0.3 mi | Booking |
Near the Lake!Breathtaking Views! Hot Tub! House
| 4 bd · 3 ba · sleeps 11 | $124,254 | $842 | 40% | 4.9★ (46) | 0.3 mi | AirbnbVrbo |
Boulder Bay Villa: Luxury Lakefront! Views! BBQ! House | 4 bd · 3 ba · sleeps 11 | $54,352 | $1,292 | 12% | — | 0.3 mi | Airbnb |
Pet Friendly! Hot Tub! Outdoor Oasis! Firepit! House
| 4 bd · 3 ba · sleeps 10 | $74,723 | $684 | 30% | 5★ (43) | 0.3 mi | AirbnbVrbo |
Unwind in a Serene Mountain Lodge with Lake Views! Cabin
| 4 bd · 3 ba · sleeps 9 | $40,470 | $399 | 28% | 4.8★ (210) | 0.3 mi | Airbnb |
NEW! Pine Cabin Getaway by the Lake - Now with SPA Cabin
| 4 bd · 3 ba · sleeps 9 | $29,204 | $535 | 15% | 4.8★ (77) | 0.4 mi | AirbnbVrbo |
Moab Cozy Lane + Hot-tub & Game Room w/ Pool Table House
| 4 bd · 3 ba · sleeps 11 | $50,833 | $489 | 28% | 4.8★ (26) | 0.4 mi | AirbnbVrboBooking |
Inspiration Point Retreat- Boat Dock + Game Room Cabin | 4 bd · 3 ba · sleeps 10 | $97,259 | $659 | 40% | 4★ (10) | 0.5 mi | AirbnbBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.15% = 7.40% Freddie Mac 30-yr avg (Oct 15) + 0.75% investor premium
Est. revenue
$55,543
NOI
$25,326
Cash flow /mo
-$1,518
Cash needed
$217,500
Cash-on-cash
-8.4%
ROE (yr 1)
2.4%
Cap rate
3.9%
DSCR
0.58
Year-1 write-off
$167,867
Year-1 tax shield @ 32%
$53,718
Year-1 return on equity
- Cash flow (annual)-$18,213
- Principal paydown$3,953
- Appreciation at%$19,500
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$11,109
- Platform fees (3% of revenue)$1,666
- Maintenance / capex (5% of revenue)$2,777
- Utilities & supplies$4,200
- HOA$0
- Property tax$8,125
- Insurance (STR-rated)$3,315
Cash needed to close
- Down payment (25%)$162,500
- Closing costs (4.0%)$26,000
- Furnishing (bought new)$29,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$53,718
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$477,000
Short-life (5/15-yr)
$139,000 · 29%
Year-1 deduction
$168,000
Year-1 tax shield @ 32%
$54,000
Land 27% (county tax record, assessed value split) · building $339,000 over 39 years · new furniture $29,000
Based on: 1,584 sq ft, built 1971, 4 bd / 2.5 ba, unfurnished, listing features (deck, patio, game room, fireplace, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $104,000 in year 1 (16% short-life, $33,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $13,500
Kitchen cabinetsdefault
$9,300 new × 40% good × 3.63 allocation
- $11,000
Kitchen countertopsdefault
$7,600 new × 40% good × 3.63 allocation
- $4,000
Decorative trimdefault
$2,800 new × 40% good × 3.63 allocation
- $400
Mirrorsdefault
$300 new × 40% good × 3.63 allocation
- $2,200
Shelvingdefault
$1,500 new × 40% good × 3.63 allocation
- $5,800
Window coverings (16)default
$4,000 new × 40% good × 3.63 allocation
- $5,900
Carpet, vinyl & laminate (40% of floors)default
$4,100 new × 40% good × 3.63 allocation
- $10,500
Kitchen & laundry equipment plumbingdefault
$7,200 new × 40% good × 3.63 allocation
- $6,300
Kitchen, laundry & data equipment electricaldefault
$4,400 new × 40% good × 3.63 allocation
- $4,100
Appliances (range, dishwasher)listing
$2,800 new × 40% good × 3.63 allocation
- $23,000
Furniture bought newlisting
$23,000 new × 100% good · bought separately
- $6,000
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
- $15,000
Paving: driveway & walks (paved)default
$8,300 new × 50% good × 3.63 allocation
- $14,400
Landscaping (typical)default
$7,900 new × 50% good × 3.63 allocation
- $12,900
Patioslisting
$7,100 new × 50% good × 3.63 allocation
- $32,400
Decks & porches (attached)listing
$17,800 new × 50% good × 3.63 allocation
- $248,900
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$171,300 new × 40% good × 3.63 allocation
- $25,900
Building plumbing & fixturesdefault
$17,800 new × 40% good × 3.63 allocation
- $25,200
Building electrical & lightingdefault
$17,400 new × 40% good × 3.63 allocation
- $25,900
HVACdefault
$17,800 new × 40% good × 3.63 allocation
- $8,900
Hardwood & tile floorsdefault
$6,100 new × 40% good × 3.63 allocation
- $3,800
Fireplacelisting
$2,600 new × 40% good × 3.63 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $92,800 | $74,700 | $400 | $167,900 |
| 2 | $0 | $0 | $8,700 | $8,700 |
| 3 | $0 | $0 | $8,700 | $8,700 |
| 4 | $0 | $0 | $8,700 | $8,700 |
| 5 | $0 | $0 | $8,700 | $8,700 |
| 6+ | $0 | $0 | $303,600 | $303,600 |
| Total | $92,800 | $74,700 | $338,600 | $506,200 |
The building's share of the price ($477,000) is 3.6x our depreciated replacement cost of the home ($131,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.