40189 Mahanoy Ln
Big Bear Lake, CA 92315
$509,000
3 bd · 2 ba · Listed today
View on Realtor.com →Year built
1953
Sqft
—
Lot sqft
5,000
HOA / mo
None
Furnished
Yes
List date
2026-10-06T05:50:17.000000Z
Revenue
Annual revenue
$28,973
ADR
$251
Occupancy
32%
Cleaning fees (12 mo)
$6,506
Confidence
Low (50.71), 49 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $24,819Checking amenities for 26 listings…
The Dream Catcher| Modern Rustic w/ Hot Tub & EV
Cabin · 3 bd · 3 ba · sleeps 8 · 102 ft
Revenue $25,590ADR $457Occ ≈ 15%4.8★ (15)
Big Bear Lake Family Cabin, located 5 mins from Snow Play
Cabin · 3 bd · 3 ba · sleeps 7 · 115 ft
Revenue $19,802ADR $255Occ ≈ 21%5★ (2)
Home From Home in Big Bear Lake
Cabin · 3 bd · 3 ba · sleeps 6 · 230 ft
Revenue $13,141ADR $242Occ ≈ 15%5★ (18)
Kelley's Kabin Downtown Retreat w/ Hot Tub
Vacation home · 3 bd · 2 ba · sleeps 6 · 243 ft
Revenue $37,053ADR $492Occ ≈ 21%—
Village chic chalet #2113
Vacation home · 3 bd · 2 ba · sleeps 7 · 243 ft
Revenue $3,599ADR $257Occ ≈ 4%—
Family Fun close to hiking trails and lake
House · 3 bd · 2 ba · sleeps 6 · 272 ft
- Free parking
- Pets OK
- Wifi
- Kitchen
- +4
Revenue $21,489ADR $219Occ ≈ 27%5★ (67)
Ursa Major Lodge Walk to Lake & Village Hot tub firepit
Vacation home · 3 bd · 3 ba · sleeps 6 · 292 ft
Revenue $15,365ADR $293Occ ≈ 14%5★ (1)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
The Dream Catcher| Modern Rustic w/ Hot Tub & EV Cabin | 3 bd · 3 ba · sleeps 8 | $25,590 | $457 | 15% | 4.8★ (15) | 102 ft | Airbnb |
Big Bear Lake Family Cabin, located 5 mins from Snow Play Cabin | 3 bd · 3 ba · sleeps 7 | $19,802 | $255 | 21% | 5★ (2) | 115 ft | Vrbo |
Dream Street Retreat - lake, village, trails, more Cabin
| 3 bd · 2 ba · sleeps 6 | $34,059 | $192 | 49% | 4.9★ (149) | 190 ft | AirbnbVrbo |
Home From Home in Big Bear Lake Cabin | 3 bd · 3 ba · sleeps 6 | $13,141 | $242 | 15% | 5★ (18) | 230 ft | Airbnb |
Kelley's Kabin Downtown Retreat w/ Hot Tub Vacation home | 3 bd · 2 ba · sleeps 6 | $37,053 | $492 | 21% | — | 243 ft | Booking |
Village chic chalet #2113 Vacation home | 3 bd · 2 ba · sleeps 7 | $3,599 | $257 | 4% | — | 243 ft | Booking |
Kelley's Kabin Downtown Retreat w/ Hot Tub Cabin
| 3 bd · 1.5 ba · sleeps 6 | $20,132 | $437 | 13% | 3.3★ (10) | 249 ft | AirbnbVrboBooking |
Family Fun close to hiking trails and lake House
| 3 bd · 2 ba · sleeps 6 | $21,489 | $219 | 27% | 5★ (67) | 272 ft | Airbnb |
Ursa Major Lodge Walk to Lake & Village Hot tub firepit Vacation home | 3 bd · 3 ba · sleeps 6 | $15,365 | $293 | 14% | 5★ (1) | 292 ft | Booking |
Village Chic Chalet- Walk to Lake- Hot Tub Cabin | 3 bd · 2.5 ba · sleeps 7 | $37,296 | $281 | 36% | 4★ (16) | 299 ft | AirbnbVrbo |
Show 29 more
Green Squirrel Chateau by Big Bear Vacations
Vacation home · 3 bd · 2 ba · sleeps 7 · 308 ft
Revenue $41,600ADR $711Occ ≈ 16%2.8★ (2)
Lakeview Cabin , Game Room , Parking , Hot Tub
House · 3 bd · 2.5 ba · sleeps 10 · 315 ft
Revenue $18,850ADR $603Occ ≈ 9%—
Bear Hug Cabin- Arcade Game! Centrally Located!
Cabin · 3 bd · 2 ba · sleeps 8 · 472 ft
- Free parking
- Pets OK
- Wifi
- Kitchen
- +2
Revenue $29,297ADR $286Occ ≈ 28%5★ (38)
Peaceful Pines #1, with Hot Tub, Dogs Welcome
House · 3 bd · 2.5 ba · sleeps 6 · 0.1 mi
Revenue $17,225ADR $231Occ ≈ 20%4.6★ (131)
La Petite château, easy walk to lake and Village
Cabin · 3 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $13,010ADR $208Occ ≈ 17%4.8★ (77)
Cabin 30 stand alone 3 bedrooms cabin
Cabin · 3 bd · 2 ba · sleeps 8 · 0.1 mi
Revenue $22,035ADR $362Occ ≈ 17%4★ (4)
Pine Nest Marina Retreat at Big Bear Lake
Chalet · 3 bd · 2 ba · sleeps 7 · 0.1 mi
Revenue $9,780ADR $221Occ ≈ 12%4★ (3)
Vintage A-Frame Cabin, Near Village, Lake, Trails
Cabin · 3 bd · 1.5 ba · sleeps 6 · 0.1 mi
Revenue $17,101ADR $273Occ ≈ 17%5★ (196)
Attitude Adjustment
House · 3 bd · 2 ba · sleeps 8 · 0.2 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +3
Revenue $43,503ADR $239Occ ≈ 50%4.8★ (82)
1925 Cabin: Hot Tub ~ Game Barn ~ Great Location
Cabin · 3 bd · 1 ba · sleeps 6 · 0.2 mi
Revenue $24,819ADR $208Occ ≈ 33%4.8★ (191)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Green Squirrel Chateau by Big Bear Vacations Vacation home | 3 bd · 2 ba · sleeps 7 | $41,600 | $711 | 16% | 2.8★ (2) | 308 ft | Booking |
Lakeview Cabin , Game Room , Parking , Hot Tub House | 3 bd · 2.5 ba · sleeps 10 | $18,850 | $603 | 9% | — | 315 ft | Vrbo |
Green Squirrel Chateau w/ Pool Table + Games Cabin | 3 bd · 2 ba · sleeps 7 | $33,010 | $689 | 13% | 4.2★ (7) | 315 ft | AirbnbVrboBooking |
New! Cute w/Spa, Dogs OK-The Wilderness Haven House | 3 bd · 1 ba · sleeps 8 | $34,280 | $355 | 26% | 4.2★ (27) | 361 ft | AirbnbVrboBooking |
Modern Cozy with AC, Hot Tub, Close to Downtown Cabin | 3 bd · 3 ba · sleeps 7 | $22,183 | $356 | 17% | 5★ (96) | 371 ft | AirbnbVrbo |
Modern 3bdr, Spa, Playroom, Dog Friendly House | 3 bd · 2 ba · sleeps 7 | $35,994 | $274 | 36% | 4.9★ (332) | 387 ft | AirbnbVrbo |
Sparkling Chalet: AC • Spa • EV • Games • Village Chalet | 3 bd · 2 ba · sleeps 8 | $44,743 | $281 | 44% | 4.8★ (414) | 404 ft | AirbnbVrbo |
The Great Getaway-Modern | Clean | Games | Office House | 3 bd · 2 ba · sleeps 6 | $711 | $237 | 1% | 4.9★ (18) | 456 ft | AirbnbVrboBooking |
Amazing Dream Cabin in Big Bear Lake Cabin | 3 bd · 2 ba · sleeps 7 | $44,753 | $328 | 37% | 5★ (200) | 456 ft | AirbnbVrbo |
Bear Hug Cabin- Arcade Game! Centrally Located! Cabin
| 3 bd · 2 ba · sleeps 8 | $29,297 | $286 | 28% | 5★ (38) | 472 ft | Airbnb |
Hot Tub and Kids Play Set - Take a Break House | 3 bd · 2 ba · sleeps 7 | $26,896 | $277 | 27% | 4.3★ (40) | 0.1 mi | AirbnbVrboBooking |
Fall Escape to Big Bear | Cozy Mountain Getaway Cabin | 3 bd · 2 ba · sleeps 7 | $29,844 | $378 | 22% | 5★ (16) | 0.1 mi | AirbnbVrboBooking |
Happy Bear Cabin - Minutes to Village! Cabin
| 3 bd · 2 ba · sleeps 7 | $15,687 | $316 | 14% | 4.3★ (16) | 0.1 mi | AirbnbVrboBooking |
Kid Playroom w/ slide, Spa, 2 King Beds, Walkable! House
| 3 bd · 2 ba · sleeps 7 | $23,206 | $303 | 21% | 5★ (20) | 0.1 mi | AirbnbVrboBooking |
Dream Catcher - Massive Deck & Hot Tub Cabin
| 3 bd · 2 ba · sleeps 8 | $36,870 | $421 | 24% | 4.7★ (3) | 0.1 mi | AirbnbVrboBooking |
Ursa Major Lodge -Walk to Lake & Village -Spa Cabin | 3 bd · 2.5 ba · sleeps 6 | $13,159 | $273 | 13% | 5★ (3) | 0.1 mi | AirbnbVrboBooking |
Peaceful Pines #1, with Hot Tub, Dogs Welcome House | 3 bd · 2.5 ba · sleeps 6 | $17,225 | $231 | 20% | 4.6★ (131) | 0.1 mi | Airbnb |
Mountain Cabin Walk to Village, Hot Tub & Games Cabin | 3 bd · 2 ba · sleeps 7 | $40,787 | $383 | 29% | 4.6★ (10) | 0.1 mi | AirbnbVrboBooking |
La Petite château, easy walk to lake and Village Cabin | 3 bd · 2 ba · sleeps 6 | $13,010 | $208 | 17% | 4.8★ (77) | 0.1 mi | Airbnb |
Cabin 30 stand alone 3 bedrooms cabin Cabin | 3 bd · 2 ba · sleeps 8 | $22,035 | $362 | 17% | 4★ (4) | 0.1 mi | Airbnb |
Bearadise ~ Enchanted Dream ~ Mountain Escape Cabin
| 3 bd · 2 ba · sleeps 8 | $56,689 | $248 | 63% | 4.9★ (87) | 0.1 mi | AirbnbVrbo |
Cozy Mountain Luxury Cabin Cabin | 3 bd · 1 ba · sleeps 6 | $14,866 | $279 | 15% | 4.9★ (158) | 0.1 mi | AirbnbVrbo |
Pine Nest Marina Retreat at Big Bear Lake Chalet | 3 bd · 2 ba · sleeps 7 | $9,780 | $221 | 12% | 4★ (3) | 0.1 mi | Booking |
Pet Friendly! Hot Tub! Close to the lake & Marina! House | 3 bd · 2 ba · sleeps 7 | $41,396 | $267 | 42% | 4.7★ (76) | 0.1 mi | AirbnbVrbo |
Vintage A-Frame Cabin, Near Village, Lake, Trails Cabin | 3 bd · 1.5 ba · sleeps 6 | $17,101 | $273 | 17% | 5★ (196) | 0.1 mi | Airbnb |
Attitude Adjustment House
| 3 bd · 2 ba · sleeps 8 | $43,503 | $239 | 50% | 4.8★ (82) | 0.2 mi | Airbnb |
1925 Cabin: Hot Tub ~ Game Barn ~ Great Location Cabin | 3 bd · 1 ba · sleeps 6 | $24,819 | $208 | 33% | 4.8★ (191) | 0.2 mi | Airbnb |
Luxury Family Close to Lake & Village A/C Cabin | 3 bd · 2.5 ba · sleeps 8 | $17,353 | $326 | 15% | 4.7★ (20) | 0.2 mi | AirbnbVrboBooking |
Chateau Wonderland-0.9 mi-Village♦️walk to lake✨SPA Cabin
| 3 bd · 2 ba · sleeps 8 | $35,042 | $418 | 23% | 5★ (198) | 0.2 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.03% = 7.28% Freddie Mac 30-yr avg (Oct 1) + 0.75% investor premium
Est. revenue
$28,973
NOI
$8,466
Cash flow /mo
-$2,104
Cash needed
$147,610
Cash-on-cash
-17.1%
ROE (yr 1)
-4.6%
Cap rate
1.7%
DSCR
0.25
Year-1 write-off
$122,604
Year-1 tax shield @ 32%
$39,233
Year-1 return on equity
- Cash flow (annual)-$25,244
- Principal paydown$3,170
- Appreciation at%$15,270
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$5,795
- Platform fees (3% of revenue)$869
- Maintenance / capex (5% of revenue)$1,449
- Utilities & supplies$4,200
- HOA$0
- Property tax$6,363
- Insurance (STR-rated)$2,596
Cash needed to close
- Down payment (25%)$127,250
- Closing costs (4.0%)$20,360
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$39,233
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$409,000
Short-life (5/15-yr)
$122,000 · 30%
Year-1 deduction
$123,000
Year-1 tax shield @ 32%
$39,000
Land 20% (county tax record, assessed value split) · building $286,000 over 39 years
Based on: ~1,900 sq ft (from beds), built 1953, 3 bd / 2 ba, furnished, listing features (deck, fence, fireplace, stone counters, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $70,000 in year 1 (17% short-life, $22,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $10,200
Kitchen cabinetsdefault
$10,000 new × 40% good × 2.57 allocation
- $10,500
Kitchen countertops (stone)listing
$10,200 new × 40% good × 2.57 allocation
- $3,400
Decorative trimdefault
$3,300 new × 40% good × 2.57 allocation
- $300
Mirrorsdefault
$300 new × 40% good × 2.57 allocation
- $1,200
Shelvingdefault
$1,200 new × 40% good × 2.57 allocation
- $4,900
Window coverings (19)default
$4,800 new × 40% good × 2.57 allocation
- $6,300
Carpet, vinyl & laminate (50% of floors)listing
$6,100 new × 40% good × 2.57 allocation
- $8,000
Kitchen & laundry equipment plumbingdefault
$7,800 new × 40% good × 2.57 allocation
- $4,800
Kitchen, laundry & data equipment electricaldefault
$4,700 new × 40% good × 2.57 allocation
- $4,600
Appliances (range, microwave, dishwasher, dryer)listing
$4,500 new × 40% good × 2.57 allocation
- $7,800
Furniture conveyed with the sale (used)listing
$19,500 new × 40% good · out of the price
- $11,600
Paving: driveway & walks (paved)default
$9,000 new × 50% good × 2.57 allocation
- $11,200
Landscaping (typical)default
$8,700 new × 50% good × 2.57 allocation
- $2,400
Patiosdefault
$1,900 new × 50% good × 2.57 allocation
- $27,400
Decks & porches (attached)listing
$21,400 new × 50% good × 2.57 allocation
- $7,700
Fencinglisting
$6,000 new × 50% good × 2.57 allocation
- $211,600
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$206,100 new × 40% good × 2.57 allocation
- $21,900
Building plumbing & fixturesdefault
$21,400 new × 40% good × 2.57 allocation
- $21,900
Building electrical & lightingdefault
$21,400 new × 40% good × 2.57 allocation
- $22,000
HVACdefault
$21,400 new × 40% good × 2.57 allocation
- $6,300
Hardwood & tile floorsdefault
$6,100 new × 40% good × 2.57 allocation
- $2,700
Fireplacelisting
$2,600 new × 40% good × 2.57 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $62,000 | $60,300 | $300 | $122,600 |
| 2 | $0 | $0 | $7,300 | $7,300 |
| 3 | $0 | $0 | $7,300 | $7,300 |
| 4 | $0 | $0 | $7,300 | $7,300 |
| 5 | $0 | $0 | $7,300 | $7,300 |
| 6+ | $0 | $0 | $256,800 | $256,800 |
| Total | $62,000 | $60,300 | $286,500 | $408,800 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.