993 Cameron Dr Unit A
Big Bear Lake, CA 92315
$625,000
3 bd · 3 ba · Listed 1d ago
View on Realtor.com →Year built
1960
Sqft
—
Lot sqft
7,250
HOA / mo
None
Furnished
Yes
List date
2026-10-19T18:39:21.000000Z
Revenue
Annual revenue
$41,150
ADR
$295
Occupancy
38%
Cleaning fees (12 mo)
$6,914
Confidence
Low (44.96), 50 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $37,977
Pineda Pines: Cabin Minutes from The Village
Cabin · 3 bd · 2 ba · sleeps 6 · 253 ft
- A/C
- Free parking
- Pets OK
- Wifi
- +2
Revenue $33,691ADR $202Occ ≈ 46%4.7★ (340)
Avalon Lodge-0.4 mi to Village, SPA, Game Room
Cabin · 3 bd · 3 ba · sleeps 9 · 256 ft
- Hot tub
- Free parking
- Pets OK
- Wifi
- +4
Revenue $31,597ADR $506Occ ≈ 17%5★ (117)
Views | Hot Tub | Foosball | Village < 0.5m | BBQ
Cabin · 3 bd · 3 ba · sleeps 6 · 0.2 mi
Revenue $49,706ADR $387Occ ≈ 35%4.8★ (15)
4 HOUSES FROM THE VILLAGE, Remodeled, WiFi/Smart TV, W/D, Fireplace, Pets, Clean
House · 3 bd · 2 ba · sleeps 6 · 0.2 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +3
Revenue $18,982ADR $508Occ ≈ 10%5★ (170)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Tree Top Casitas, Hot Tub & Walk to the Village Cabin
| 3 bd · 2 ba · sleeps 6 | $43,979 | $249 | 48% | 4.5★ (4) | 79 ft | AirbnbVrboBooking |
Pineda Pines: Cabin Minutes from The Village Cabin
| 3 bd · 2 ba · sleeps 6 | $33,691 | $202 | 46% | 4.7★ (340) | 253 ft | Airbnb |
Avalon Lodge-0.4 mi to Village, SPA, Game Room Cabin
| 3 bd · 3 ba · sleeps 9 | $31,597 | $506 | 17% | 5★ (117) | 256 ft | Airbnb |
Forest Access/Views/Walk2Village/Spa/Kayaks/AC House
| 3 bd · 2 ba · sleeps 8 | $27,107 | $338 | 22% | 4.8★ (10) | 282 ft | AirbnbVrbo |
Big Bear Bird's Eye View and a Wood Fireplace Too Cabin
| 3 bd · 3 ba · sleeps 6 | $21,745 | $1,001 | 6% | 5★ (6) | 338 ft | AirbnbVrbo |
Log Cabin by Village · Spa · Sledding Next Door House
| 3 bd · 2 ba · sleeps 8 | $44,541 | $332 | 37% | 4.8★ (407) | 348 ft | AirbnbVrbo |
Yuhaaviat Cabin • Serene location•Walk to Village Cabin | 3 bd · 2 ba · sleeps 6 | $50,993 | $304 | 46% | 4.9★ (240) | 0.2 mi | AirbnbVrbo |
Views | Hot Tub | Foosball | Village < 0.5m | BBQ Cabin | 3 bd · 3 ba · sleeps 6 | $49,706 | $387 | 35% | 4.8★ (15) | 0.2 mi | Airbnb |
Hot Tub, Fire Pit, Lake View, Walk to Village House | 3 bd · 2 ba · sleeps 10 | $29,247 | $499 | 16% | 4.5★ (37) | 0.2 mi | AirbnbBooking |
4 HOUSES FROM THE VILLAGE, Remodeled, WiFi/Smart TV, W/D, Fireplace, Pets, Clean House
| 3 bd · 2 ba · sleeps 6 | $18,982 | $508 | 10% | 5★ (170) | 0.2 mi | Vrbo |
Show 35 more
Big Bear Retreat w/ Hot Tub & Fire Pit | Sleeps 8
House · 3 bd · 3 ba · sleeps 8 · 0.2 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +4
Revenue $21,707ADR $393Occ ≈ 15%5★ (7)
88 steps to the Village, HotTub, Shuffle Board
Cabin · 3 bd · 2 ba · sleeps 7 · 0.3 mi
Revenue $37,201ADR $485Occ ≈ 21%5★ (82)
3 Bedroom 3 Bath Presidential in Big Bear Village
Townhouse · 3 bd · 3 ba · sleeps 10 · 0.3 mi
Revenue $29,892ADR $621Occ ≈ 13%5★ (1)
Delisted
Steps to Village, PetsAllowed, Billiards, Arcades
Cabin · 3 bd · 2 ba · sleeps 8 · 0.3 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +3
Revenue $51,531ADR $466Occ ≈ 30%4.7★ (15)
The Lounging Lodge near the Village!
Chalet · 3 bd · 2 ba · sleeps 6 · 0.4 mi
Revenue $40,327ADR $172Occ ≈ 64%4.9★ (7)
077 - Lucky 7s - Meredith Lodging
Vacation home · 3 bd · 3 ba · sleeps 8 · 0.4 mi
Revenue $3,112ADR $0Occ ≈ —4.2★ (9)
Big Bear Bungalow! Walk to The Lake & Village!
Cabin · 3 bd · 2 ba · sleeps 7 · 0.5 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +2
Revenue $28,110ADR $322Occ ≈ 24%4.8★ (61)
Walk to Village, Lake + Free Oktoberfest Shuttle!
Cabin · 3 bd · 2 ba · sleeps 7 · 0.5 mi
- Hot tub
- A/C
- Free parking
- Wifi
- +2
Revenue $94,179ADR $415Occ ≈ 62%5★ (54)
Uncle Sal's Hideaway. Walk to The Village!
House · 3 bd · 2.5 ba · sleeps 6 · 0.5 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +1
Revenue $11,943ADR $333Occ ≈ 10%4.8★ (23)
A Hidden Asset Big Bear~ Hot Tub~ Walk to Village~
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.5 mi
Revenue $37,080ADR $503Occ ≈ 20%3.8★ (2)
Mount Berkley Relaxing Village Retreat at Big Bear
Vacation home · 3 bd · 2 ba · sleeps 7 · 0.5 mi
Revenue $41,780ADR $803Occ ≈ 14%4★ (1)
Modoc Cabin #2566
Vacation home · 3 bd · 2 ba · sleeps 9 · 0.5 mi
Revenue $54,418ADR $584Occ ≈ 26%—
Modoc Cabin at Big Bear Village - Downtown Retreat
Cabin · 3 bd · 2 ba · sleeps 9 · 0.5 mi
Revenue $64,303ADR $676Occ ≈ 26%—
Mountain Chalet with Lake View - 4 BD / 2 BA
Chalet · 3 bd · 2 ba · sleeps 9 · 0.5 mi
Revenue $22,642ADR $423Occ ≈ 15%4.3★ (25)
Delisted
⭐️Walk to Lake & Village✅WIFI☀️Deck #HoneybeeCabin
House · 3 bd · 2 ba · sleeps 10 · 0.5 mi
- Free parking
- Wifi
- Kitchen
- Washer
- +1
Revenue $47,604ADR $163Occ ≈ 80%4.9★ (343)
Disney cabin by lake & village private snow play!
Cabin · 3 bd · 2.5 ba · sleeps 6 · 0.6 mi
- Free parking
- Wifi
- Kitchen
- Washer
- +3
Revenue $7,597ADR $413Occ ≈ 5%4.8★ (84)
Larks Nest in Big Bear Lake
Vacation home · 3 bd · 2 ba · sleeps 6 · 0.6 mi
Revenue $87,408ADR $526Occ ≈ 46%4★ (1)
Snow Summit Getaway Home
Apartment · 3 bd · 2 ba · sleeps 8 · 0.6 mi
Revenue $5,000ADR $295Occ ≈ 5%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Big Bear Retreat w/ Hot Tub & Fire Pit | Sleeps 8 House
| 3 bd · 3 ba · sleeps 8 | $21,707 | $393 | 15% | 5★ (7) | 0.2 mi | Airbnb |
RoseCabin 1 min Walk to Village House
| 3 bd · 2 ba · sleeps 8 | $22,146 | $261 | 23% | 4.9★ (149) | 0.2 mi | AirbnbVrbo |
Walk to Village! Cozy Wood Fireplace & Jetted Tub! House
| 3 bd · 2 ba · sleeps 7 | $36,222 | $285 | 35% | 4.7★ (78) | 0.2 mi | AirbnbVrbo |
88 steps to the Village, HotTub, Shuffle Board Cabin | 3 bd · 2 ba · sleeps 7 | $37,201 | $485 | 21% | 5★ (82) | 0.3 mi | Airbnb |
3 Bedroom 3 Bath Presidential in Big Bear Village Townhouse | 3 bd · 3 ba · sleeps 10 | $29,892 | $621 | 13% | 5★ (1) | 0.3 mi | Delisted |
Steps to Village, PetsAllowed, Billiards, Arcades Cabin
| 3 bd · 2 ba · sleeps 8 | $51,531 | $466 | 30% | 4.7★ (15) | 0.3 mi | Airbnb |
Club at Big Bear Village-3Bd Presidential-BG Apartment
| 3 bd · 2 ba · sleeps 10 | $55,282 | $1,087 | 14% | — | 0.4 mi | AirbnbVrbo |
Big Bear 3Bedroom3Bath Presidential Villa-Sleeps10 Condominium (condo)
| 3 bd · 3 ba · sleeps 10 | $69,210 | $675 | 28% | — | 0.4 mi | AirbnbVrbo |
The Lounging Lodge near the Village! Chalet | 3 bd · 2 ba · sleeps 6 | $40,327 | $172 | 64% | 4.9★ (7) | 0.4 mi | Booking |
Cozy Cabin Retreat | Walk to Village + Fireplace Cabin
| 3 bd · 2 ba · sleeps 6 | $50,589 | $230 | 60% | 4.8★ (210) | 0.4 mi | AirbnbVrbo |
Right in Big Bear Village! Cabin
| 3 bd · 3 ba · sleeps 8 | $68,771 | $728 | 26% | 5★ (1) | 0.4 mi | AirbnbVrbo |
WalkToVillage! Dog Friend!y! Come Visit Big Bear! Cabin
| 3 bd · 2 ba · sleeps 6 | $46,722 | $433 | 30% | 4.9★ (279) | 0.4 mi | AirbnbVrbo |
077 - Lucky 7s - Meredith Lodging Vacation home | 3 bd · 3 ba · sleeps 8 | $3,112 | $0 | — | 4.2★ (9) | 0.4 mi | Booking |
The Village Timber Lodge at Big Bear Lake Cabin
| 3 bd · 2.5 ba · sleeps 8 | $43,411 | $698 | 17% | 4.4★ (3) | 0.4 mi | AirbnbVrboBooking |
Luxury 3Bedroom Mountain Retreat Cabin
| 3 bd · 3 ba · sleeps 10 | $93,947 | $405 | 64% | 5★ (1) | 0.4 mi | AirbnbVrbo |
Big Bear Bungalow! Walk to The Lake & Village! Cabin
| 3 bd · 2 ba · sleeps 7 | $28,110 | $322 | 24% | 4.8★ (61) | 0.5 mi | Airbnb |
Walk to Village, Lake + Free Oktoberfest Shuttle! Cabin
| 3 bd · 2 ba · sleeps 7 | $94,179 | $415 | 62% | 5★ (54) | 0.5 mi | Airbnb |
Amazing Luxury Villa in the Heart of Big Bear! House
| 3 bd · 3 ba · sleeps 10 | $71,911 | $770 | 26% | 5★ (3) | 0.5 mi | AirbnbBooking |
Uncle Sal's Hideaway. Walk to The Village! House
| 3 bd · 2.5 ba · sleeps 6 | $11,943 | $333 | 10% | 4.8★ (23) | 0.5 mi | Airbnb |
Mount Berkley Relaxing Village Retreat at Big Bear Cabin
| 3 bd · 2 ba · sleeps 7 | $20,414 | $456 | 12% | 4.8★ (12) | 0.5 mi | AirbnbVrboBooking |
A Hidden Asset Big Bear~ Hot Tub~ Walk to Village~ Vacation home | 3 bd · 2 ba · sleeps 6 | $37,080 | $503 | 20% | 3.8★ (2) | 0.5 mi | Booking |
A Hidden Asset- Village Retreat w/ Hot Tub Cabin | 3 bd · 2 ba · sleeps 6 | $37,977 | $496 | 21% | 4.5★ (26) | 0.5 mi | AirbnbBooking |
BBQ + Fenced Yard + Walk to Village & Slopes Cabin
| 3 bd · 2 ba · sleeps 7 | $23,103 | $370 | 17% | 4.8★ (43) | 0.5 mi | AirbnbVrboBooking |
Mount Berkley Relaxing Village Retreat at Big Bear Vacation home | 3 bd · 2 ba · sleeps 7 | $41,780 | $803 | 14% | 4★ (1) | 0.5 mi | Booking |
Modoc Cabin #2566 Vacation home | 3 bd · 2 ba · sleeps 9 | $54,418 | $584 | 26% | — | 0.5 mi | Booking |
Modoc Cabin at Big Bear Village - Downtown Retreat Cabin | 3 bd · 2 ba · sleeps 9 | $64,303 | $676 | 26% | — | 0.5 mi | Airbnb |
Mountain Chalet with Lake View - 4 BD / 2 BA Chalet | 3 bd · 2 ba · sleeps 9 | $22,642 | $423 | 15% | 4.3★ (25) | 0.5 mi | Delisted |
The Wee Hoose in The Village/Steps From Everything Chalet
| 3 bd · 2 ba · sleeps 6 | $40,053 | $259 | 42% | 5★ (155) | 0.5 mi | AirbnbVrboBooking |
⭐️Walk to Lake & Village✅WIFI☀️Deck #HoneybeeCabin House
| 3 bd · 2 ba · sleeps 10 | $47,604 | $163 | 80% | 4.9★ (343) | 0.5 mi | Airbnb |
Disney cabin by lake & village private snow play! Cabin
| 3 bd · 2.5 ba · sleeps 6 | $7,597 | $413 | 5% | 4.8★ (84) | 0.6 mi | Airbnb |
Big Bear Lakefront condo-walk to village Townhouse | 3 bd · 4 ba · sleeps 8 | $24,361 | $318 | 21% | 4.3★ (66) | 0.6 mi | AirbnbVrboBooking |
Lakefront Paradise: Beautiful Views Chalet
| 3 bd · 2 ba · sleeps 7 | $48,219 | $252 | 52% | 4.7★ (329) | 0.6 mi | AirbnbVrbo |
Larks Nest in Big Bear Lake Vacation home | 3 bd · 2 ba · sleeps 6 | $87,408 | $526 | 46% | 4★ (1) | 0.6 mi | Booking |
Snow Summit Getaway Home Apartment | 3 bd · 2 ba · sleeps 8 | $5,000 | $295 | 5% | — | 0.6 mi | Booking |
Lakefront home with views|BBQ|Short walk to sites House | 3 bd · 4 ba · sleeps 9 | $23,727 | $800 | 8% | 4.4★ (70) | 0.6 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.15% = 7.40% Freddie Mac 30-yr avg (Oct 15) + 0.75% investor premium
Est. revenue
$41,150
NOI
$15,366
Cash flow /mo
-$2,208
Cash needed
$181,250
Cash-on-cash
-14.6%
ROE (yr 1)
-2.2%
Cap rate
2.5%
DSCR
0.37
Year-1 write-off
$124,438
Year-1 tax shield @ 32%
$39,820
Year-1 return on equity
- Cash flow (annual)-$26,498
- Principal paydown$3,801
- Appreciation at%$18,750
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$8,230
- Platform fees (3% of revenue)$1,235
- Maintenance / capex (5% of revenue)$2,058
- Utilities & supplies$4,200
- HOA$0
- Property tax$7,937
- Insurance (STR-rated)$3,188
Cash needed to close
- Down payment (25%)$156,250
- Closing costs (4.0%)$25,000
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$39,820
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$502,000
Short-life (5/15-yr)
$124,000 · 25%
Year-1 deduction
$124,000
Year-1 tax shield @ 32%
$40,000
Land 20% (county tax record, assessed value split) · building $378,000 over 39 years
Based on: ~1,900 sq ft (from beds), built 1960, 3 bd / 3 ba, furnished, listing features (hot tub, fireplace, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $90,000 in year 1 (18% short-life, $29,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $13,400
Kitchen cabinetsdefault
$10,000 new × 40% good × 3.37 allocation
- $11,000
Kitchen countertopsdefault
$8,200 new × 40% good × 3.37 allocation
- $4,500
Decorative trimdefault
$3,300 new × 40% good × 3.37 allocation
- $600
Mirrorsdefault
$500 new × 40% good × 3.37 allocation
- $1,600
Shelvingdefault
$1,200 new × 40% good × 3.37 allocation
- $6,400
Window coverings (19)default
$4,800 new × 40% good × 3.37 allocation
- $6,600
Carpet, vinyl & laminate (40% of floors)default
$4,900 new × 40% good × 3.37 allocation
- $10,500
Kitchen & laundry equipment plumbingdefault
$7,800 new × 40% good × 3.37 allocation
- $6,300
Kitchen, laundry & data equipment electricaldefault
$4,700 new × 40% good × 3.37 allocation
- $7,000
Appliances (range, dishwasher, disposal, washer, dryer)listing
$5,200 new × 40% good × 3.37 allocation
- $12,100
Hot tub (freestanding)listing
$9,000 new × 40% good × 3.37 allocation
- $7,800
Furniture conveyed with the sale (used)listing
$19,500 new × 40% good · out of the price
- $15,200
Paving: driveway & walks (paved)default
$9,000 new × 50% good × 3.37 allocation
- $14,600
Landscaping (typical)default
$8,700 new × 50% good × 3.37 allocation
- $3,200
Patiosdefault
$1,900 new × 50% good × 3.37 allocation
- $3,200
Decks & porches (attached)default
$1,900 new × 50% good × 3.37 allocation
- $277,600
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$206,000 new × 40% good × 3.37 allocation
- $28,800
Building plumbing & fixturesdefault
$21,400 new × 40% good × 3.37 allocation
- $28,800
Building electrical & lightingdefault
$21,400 new × 40% good × 3.37 allocation
- $28,900
HVACdefault
$21,400 new × 40% good × 3.37 allocation
- $9,900
Hardwood & tile floorsdefault
$7,300 new × 40% good × 3.37 allocation
- $3,500
Fireplacelisting
$2,600 new × 40% good × 3.37 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $87,800 | $36,200 | $400 | $124,400 |
| 2 | $0 | $0 | $9,700 | $9,700 |
| 3 | $0 | $0 | $9,700 | $9,700 |
| 4 | $0 | $0 | $9,700 | $9,700 |
| 5 | $0 | $0 | $9,700 | $9,700 |
| 6+ | $0 | $0 | $338,400 | $338,400 |
| Total | $87,800 | $36,200 | $377,500 | $501,600 |
The building's share of the price ($494,000) is 3.4x our depreciated replacement cost of the home ($147,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.