430 Quail Dr
Big Bear Lake, CA 92315
$599,900
3 bd · 2 ba · 1,872 sqft · Listed 6d ago
View on Realtor.com →Year built
1977
Sqft
1,872
Lot sqft
7,095
HOA / mo
$0
Furnished
Yes
List date
2026-11-06T20:21:10.000000Z
Revenue
Annual revenue
$36,182
ADR
$309
Occupancy
32%
Cleaning fees (12 mo)
$7,064
Confidence
Low (36.01), 49 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $30,335
Oriole House- Walk to Lake Chalet w/ Hot Tub
Cabin · 3 bd · 2 ba · sleeps 8 · 522 ft
Revenue $37,071ADR $720Occ ≈ 14%4.4★ (5)
Delisted
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Summit Creek Pines: Gas BBQ! Fenced Yard with Spa! House
| 3 bd · 2.5 ba · sleeps 9 | $47,039 | $389 | 33% | 4.8★ (180) | 187 ft | AirbnbVrbo |
Whispering Cottage: Pet Friendly!Fully Fenced! House
| 3 bd · 2 ba · sleeps 7 | $8,702 | $297 | 8% | 4.4★ (31) | 246 ft | AirbnbVrbo |
Family & Friends Retreat: Meadow Park!Ski Resorts! House
| 3 bd · 2 ba · sleeps 7 | $31,702 | $243 | 36% | 4.8★ (120) | 292 ft | AirbnbVrbo |
Wren's Cottage:Infinity Gametable!PetFriendly!Spa! House
| 3 bd · 2 ba · sleeps 7 | $66,066 | $360 | 50% | 4.9★ (74) | 318 ft | AirbnbVrbo |
Near Lake & Snow Summit! Foosball! Hot Tub! House
| 3 bd · 2 ba · sleeps 7 | $45,368 | $286 | 43% | 4.6★ (109) | 325 ft | AirbnbVrbo |
Modern, Rustic, Mountain Getaway! EVC•Spa•Fenced• House
| 3 bd · 2 ba · sleeps 7 | $43,236 | $439 | 27% | 4.9★ (73) | 325 ft | AirbnbVrbo |
Fenced Yard/Walk to lake, 3/4 mile to SKI, Dogs OK Cabin
| 3 bd · 2 ba · sleeps 9 | $14,700 | $379 | 11% | 4.4★ (42) | 443 ft | AirbnbVrboBooking |
Ski/Resort<3 Miles | Hot Tub | Arcade | Pets | BBQ Cabin
| 3 bd · 2.5 ba · sleeps 7 | $29,291 | $315 | 25% | 4.9★ (88) | 479 ft | AirbnbVrbo |
Near Snow Summit & Village| Game Room| Spacious|EV Cabin
| 3 bd · 2.5 ba · sleeps 10 | $65,581 | $401 | 45% | 5★ (43) | 486 ft | AirbnbVrbo |
Oriole House- Walk to Lake Chalet w/ Hot Tub Cabin | 3 bd · 2 ba · sleeps 8 | $37,071 | $720 | 14% | 4.4★ (5) | 522 ft | Delisted |
Show 35 more
Oriole House #2518
Vacation home · 3 bd · 2 ba · sleeps 8 · 0.1 mi
Revenue $98,358ADR $666Occ ≈ 40%—
Cozy Big Bear Lake family cottage, at the foot of Ski Summit!
House · 3 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $6,444ADR $379Occ ≈ 5%5★ (44)
Delisted
Central Big Bear Home • Hot Tub + Outdoor Firepit
House · 3 bd · 3 ba · sleeps 7 · 0.1 mi
Revenue $9,727ADR $417Occ ≈ 6%5★ (74)
SunnyCottage-Game Room, Hottub, PoolTable, HBO
Cabin · 3 bd · 2 ba · sleeps 6 · 0.1 mi
- Hot tub
- Wifi
- Kitchen
- Washer
- +2
Revenue $47,634ADR $304Occ ≈ 43%4.5★ (104)
Parkside Paradise: Slopes, Hottub, and Fireplace!
House · 3 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $5,224ADR $465Occ ≈ 3%4.8★ (67)
Delisted
Hot tub, Tesla charger, pets allowed! Plus arcade!
House · 3 bd · 2.5 ba · sleeps 10 · 0.1 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +5
Revenue $27,289ADR $529Occ ≈ 14%4.9★ (32)
Knotty Bear's Cabin | Pets Ok | Lake | Village
Cabin · 3 bd · 2 ba · sleeps 6 · 0.2 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +4
Revenue $29,413ADR $377Occ ≈ 21%4.9★ (91)
Wren's Hollow: Luxury Cabin in PRIME Location!
Cabin · 3 bd · 2.5 ba · sleeps 8 · 0.2 mi
Revenue $50,581ADR $371Occ ≈ 37%5★ (126)
Centrally-located pet-friendly cabin with private hot tub, game room and more!
Cabin · 3 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $3,854ADR $319Occ ≈ 3%4.3★ (33)
Delisted
Lakefront home with views and large yard, BBQ, pool table, games and more
Cabin · 3 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $7,434ADR $276Occ ≈ 7%—
Delisted
Summer Deal Steam Sauna + Hot Tub & Games
Vacation home · 3 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $46,912ADR $806Occ ≈ 16%5★ (2)
Swans Lodge
House · 3 bd · 2 ba · sleeps 7 · 0.2 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +2
Revenue $13,601ADR $362Occ ≈ 10%4.9★ (9)
Bluebird Cottage Big Bear Lake
Cabin · 3 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $23,493ADR $532Occ ≈ 12%4.5★ (1)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Kid Friendly, Pool Table, Hot Tub, Central Cabin Cabin
| 3 bd · 2 ba · sleeps 10 | $17,877 | $415 | 12% | 4.8★ (68) | 525 ft | AirbnbVrbo |
Hot Tub Cabin • 5 Min to Snow Summit • Fenced Yard House
| 3 bd · 2 ba · sleeps 8 | $41,511 | $425 | 27% | 5★ (14) | 525 ft | AirbnbVrboBooking |
Wren's Nest + Hot-Tub & Games + Best Location! Cabin
| 3 bd · 2 ba · sleeps 9 | $27,109 | $267 | 28% | 4.2★ (26) | 0.1 mi | AirbnbVrboBooking |
Oriole House #2518 Vacation home | 3 bd · 2 ba · sleeps 8 | $98,358 | $666 | 40% | — | 0.1 mi | Booking |
Centrally Located large 3 Bedrm/Available EV Charg House
| 3 bd · 2.5 ba · sleeps 10 | $32,131 | $420 | 21% | 4.9★ (59) | 0.1 mi | AirbnbVrboBooking |
Cozy Big Bear Lake family cottage, at the foot of Ski Summit! House | 3 bd · 2 ba · sleeps 6 | $6,444 | $379 | 5% | 5★ (44) | 0.1 mi | Delisted |
Spa/Game Room/Fenced/Walk to Lake, 3/4 mile to SKI House
| 3 bd · 2 ba · sleeps 9 | $13,922 | $586 | 7% | 4.7★ (38) | 0.1 mi | AirbnbVrboBooking |
Pet Friendly! Near Snow Summit! Fenced Yard! Spa! House
| 3 bd · 2 ba · sleeps 6 | $32,975 | $260 | 35% | 4.7★ (149) | 0.1 mi | AirbnbVrbo |
Oriole House- Walk to Lake Chalet w/ Hot Tub Cabin
| 3 bd · 2 ba · sleeps 8 | $57,503 | $507 | 31% | 3.8★ (4) | 0.1 mi | AirbnbVrboBooking |
Central Big Bear Home • Hot Tub + Outdoor Firepit House | 3 bd · 3 ba · sleeps 7 | $9,727 | $417 | 6% | 5★ (74) | 0.1 mi | Airbnb |
SunnyCottage-Game Room, Hottub, PoolTable, HBO Cabin
| 3 bd · 2 ba · sleeps 6 | $47,634 | $304 | 43% | 4.5★ (104) | 0.1 mi | Airbnb |
Parkside Paradise: Slopes, Hottub, and Fireplace! House | 3 bd · 2 ba · sleeps 6 | $5,224 | $465 | 3% | 4.8★ (67) | 0.1 mi | Delisted |
Walk to Snow Summit | Pool Table + Fireplace Cabin
| 3 bd · 2 ba · sleeps 7 | $29,566 | $377 | 21% | 4.6★ (19) | 0.1 mi | AirbnbVrboBooking |
Hot tub, Tesla charger, pets allowed! Plus arcade! House
| 3 bd · 2.5 ba · sleeps 10 | $27,289 | $529 | 14% | 4.9★ (32) | 0.1 mi | Airbnb |
Walk to Big Bear Lake | Fire Pit + Fenced Yard Cabin
| 3 bd · 2 ba · sleeps 6 | $26,961 | $431 | 17% | 4.5★ (32) | 0.1 mi | AirbnbVrboBooking |
Knotty Bear's Cabin | Pets Ok | Lake | Village Cabin
| 3 bd · 2 ba · sleeps 6 | $29,413 | $377 | 21% | 4.9★ (91) | 0.2 mi | Airbnb |
Wren's Hollow: Luxury Cabin in PRIME Location! Cabin | 3 bd · 2.5 ba · sleeps 8 | $50,581 | $371 | 37% | 5★ (126) | 0.2 mi | Airbnb |
Mountain Lodge w/GameRoom&Firepit&AC Close to Lake House | 3 bd · 3 ba · sleeps 10 | $51,982 | $0 | — | 4.9★ (65) | 0.2 mi | AirbnbBooking |
Rustic Cabin Retreat w/ Jacuzzi, BBQ Close to Lake Cabin
| 3 bd · 2 ba · sleeps 8 | $50,995 | $381 | 37% | 4.9★ (116) | 0.2 mi | AirbnbVrbo |
Centrally-located pet-friendly cabin with private hot tub, game room and more! Cabin | 3 bd · 2 ba · sleeps 8 | $3,854 | $319 | 3% | 4.3★ (33) | 0.2 mi | Delisted |
Lakefront home with views and large yard, BBQ, pool table, games and more Cabin | 3 bd · 2 ba · sleeps 8 | $7,434 | $276 | 7% | — | 0.2 mi | Delisted |
Summer Deal Steam Sauna + Hot Tub & Games Vacation home | 3 bd · 2 ba · sleeps 8 | $46,912 | $806 | 16% | 5★ (2) | 0.2 mi | Booking |
Alpine Retreat | Steam Sauna + Hot Tub & Games Cabin
| 3 bd · 2 ba · sleeps 8 | $41,167 | $658 | 17% | 4.4★ (26) | 0.2 mi | AirbnbVrboBooking |
Hot Tub + Fire Pit | Walk to Lake + Snow Summit-TH Cabin
| 3 bd · 2 ba · sleeps 7 | $21,025 | $487 | 12% | 4.8★ (12) | 0.2 mi | AirbnbVrboBooking |
Billiards+Airhockey+ Pets Allowed+FencedYard! Cabin
| 3 bd · 2 ba · sleeps 8 | $41,712 | $389 | 29% | 4.9★ (74) | 0.2 mi | AirbnbVrbo |
Bearadise|LuxuryNew Build|Central|Hot Tub|EV|Games House
| 3 bd · 2.5 ba · sleeps 8 | $61,263 | $415 | 40% | 4.9★ (35) | 0.2 mi | AirbnbVrboBooking |
Walk to Big Bear Lake | Hot Tub + EV Charger House
| 3 bd · 2 ba · sleeps 9 | $25,792 | $327 | 22% | — | 0.2 mi | AirbnbVrboBooking |
Walk to Slopes & Lake! Modern Log Cabin w/ Hot Tub Cabin
| 3 bd · 2 ba · sleeps 6 | $9,033 | $223 | 11% | 5★ (11) | 0.2 mi | AirbnbVrboBooking |
Spa Central AC-Heat Fenced Yard EVC Pup friendly House
| 3 bd · 2 ba · sleeps 7 | $65,574 | $245 | 73% | 5★ (206) | 0.2 mi | AirbnbVrbo |
Swans Lodge House
| 3 bd · 2 ba · sleeps 7 | $13,601 | $362 | 10% | 4.9★ (9) | 0.2 mi | Airbnb |
Bluebird Cottage Big Bear Lake Cabin | 3 bd · 2 ba · sleeps 8 | $23,493 | $532 | 12% | 4.5★ (1) | 0.2 mi | Booking |
Hot Tub! A/C! PetFriendly! Walk to Lake & Shuttle! House
| 3 bd · 2 ba · sleeps 7 | $63,939 | $303 | 58% | 4.8★ (100) | 0.2 mi | AirbnbVrbo |
Close to Snow Summit! Pet Friendly! Game Room! House
| 3 bd · 3 ba · sleeps 9 | $17,476 | $223 | 21% | 4.8★ (7) | 0.2 mi | AirbnbVrbo |
Hot Tub + Fenced Yard + Playset + EV Charger House
| 3 bd · 2 ba · sleeps 6 | $30,335 | $368 | 23% | 4.7★ (49) | 0.2 mi | AirbnbVrboBooking |
Private Hot Tub, Modern Cute Cozy Escape Cabin
| 3 bd · 2 ba · sleeps 8 | $7,119 | $409 | 5% | 5★ (5) | 0.2 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$36,182
NOI
$12,193
Cash flow /mo
$1,016
Cash needed
$623,896
Cash-on-cash (all cash)
2.0%
ROE (yr 1)
4.8%
Cap rate
2.0%
DSCR
—
Year-1 write-off
$113,967
Year-1 tax shield @ 32%
$36,469
Year-1 return on equity
- Cash flow (annual)$12,193
- Principal paydown (n/a, cash)$0
- Appreciation at%$17,997
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$7,236
- Platform fees (3% of revenue)$1,085
- Maintenance / capex (5% of revenue)$1,809
- Utilities & supplies$4,200
- HOA$0
- Property tax$7,499
- Insurance (STR-rated)$3,059
Cash needed to close
- Purchase price (all cash)$599,900
- Closing costs (4.0%)$23,996
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$36,469
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$403,000
Short-life (5/15-yr)
$114,000 · 28%
Year-1 deduction
$114,000
Year-1 tax shield @ 32%
$36,000
Land 33% (county tax record, assessed value split) · building $289,000 over 39 years
Based on: 1,872 sq ft, built 1977, 3 bd / 2 ba, furnished, listing features (deck, fence, fireplace, stone counters, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $62,000 in year 1 (15% short-life, $20,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $10,000
Kitchen cabinetsdefault
$9,900 new × 40% good × 2.52 allocation
- $10,200
Kitchen countertops (stone)listing
$10,100 new × 40% good × 2.52 allocation
- $3,300
Decorative trimdefault
$3,300 new × 40% good × 2.52 allocation
- $300
Mirrorsdefault
$300 new × 40% good × 2.52 allocation
- $1,200
Shelvingdefault
$1,200 new × 40% good × 2.52 allocation
- $4,800
Window coverings (19)default
$4,800 new × 40% good × 2.52 allocation
- $7,800
Kitchen & laundry equipment plumbingdefault
$7,700 new × 40% good × 2.52 allocation
- $4,700
Kitchen, laundry & data equipment electricaldefault
$4,700 new × 40% good × 2.52 allocation
- $4,800
Appliances (range, dishwasher, washer, dryer)listing
$4,800 new × 40% good × 2.52 allocation
- $7,800
Furniture conveyed with the sale (used)listing
$19,500 new × 40% good · out of the price
- $11,300
Paving: driveway & walks (paved)default
$9,000 new × 50% good × 2.52 allocation
- $10,900
Landscaping (typical)default
$8,600 new × 50% good × 2.52 allocation
- $2,300
Patiosdefault
$1,800 new × 50% good × 2.52 allocation
- $26,600
Decks & porches (attached)listing
$21,100 new × 50% good × 2.52 allocation
- $7,600
Fencinglisting
$6,000 new × 50% good × 2.52 allocation
- $205,000
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$203,000 new × 40% good × 2.52 allocation
- $21,300
Building plumbing & fixturesdefault
$21,100 new × 40% good × 2.52 allocation
- $21,200
Building electrical & lightingdefault
$21,000 new × 40% good × 2.52 allocation
- $21,300
HVACdefault
$21,100 new × 40% good × 2.52 allocation
- $12,200
Hardwood & tile floorsdefault
$12,000 new × 40% good × 2.52 allocation
- $8,000
Fireplaces (3)listing
$7,900 new × 40% good × 2.52 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $55,000 | $58,700 | $300 | $114,000 |
| 2 | $0 | $0 | $7,400 | $7,400 |
| 3 | $0 | $0 | $7,400 | $7,400 |
| 4 | $0 | $0 | $7,400 | $7,400 |
| 5 | $0 | $0 | $7,400 | $7,400 |
| 6+ | $0 | $0 | $258,900 | $258,900 |
| Total | $55,000 | $58,700 | $288,900 | $402,500 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.