41632 Comstock Ln
Big Bear Lake, CA 92315
$490,000
2 bd · 1.5 ba · Listed 1d ago
View on Realtor.com →Year built
1962
Sqft
—
Lot sqft
5,500
HOA / mo
None
Furnished
Yes
List date
2026-10-23T17:36:24.000000Z
Revenue
Annual revenue
$23,121
ADR
$210
Occupancy
30%
Cleaning fees (12 mo)
$4,811
Confidence
Low (14.39), 47 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $17,226
Bonsai Cottage by Destination Big Bear : Minutes from the Slopes, National Forest Trails! Close to the Lake & Village!
House · 2 bd · 2 ba · sleeps 5 · 256 ft
Revenue $20,543ADR $228Occ ≈ 25%4.3★ (42)
Winter Specials- Walk to Snow Summit, Dogs OK
House · 2 bd · 2 ba · sleeps 5 · 394 ft
Revenue $15,334ADR $237Occ ≈ 18%4.8★ (48)
Delisted
Sweet retreat 1 #2332
Vacation home · 2 bd · 1 ba · sleeps 5 · 0.1 mi
Revenue $47,366ADR $372Occ ≈ 35%—
Mtn-View Condo Near Snow Summit w/Fireplace & Deck
Apartment · 2 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $20,575ADR $190Occ ≈ 30%4.4★ (8)
Delisted
Rawhide Eagle's nest
House · 2 bd · 1 ba · sleeps 4 · 0.2 mi
Revenue $19,238ADR $106Occ ≈ 50%4.7★ (41)
Delisted
close to summit
Apartment · 2 bd · 1 ba · sleeps 4 · 0.2 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
Revenue $7,440ADR $174Occ ≈ 12%4.8★ (7)
The Fox Den- Prime Location! Pool! Free Parking!
Townhouse · 2 bd · 2.5 ba · sleeps 6 · 0.2 mi
Revenue $26,013ADR $204Occ ≈ 35%4.8★ (123)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Bonsai Cottage by Destination Big Bear : Minutes from the Slopes, National Forest Trails! Close to the Lake & Village! House | 2 bd · 2 ba · sleeps 5 | $20,543 | $228 | 25% | 4.3★ (42) | 256 ft | Airbnb |
Winter Specials- Walk to Snow Summit, Dogs OK House | 2 bd · 2 ba · sleeps 5 | $15,334 | $237 | 18% | 4.8★ (48) | 394 ft | Delisted |
Sweet Retreat Ski Haus Cottage at Big Bear Lake Cabin
| 2 bd · 1 ba · sleeps 5 | $46,023 | $325 | 39% | 4.5★ (14) | 495 ft | AirbnbVrbo |
Sweet retreat 1 #2332 Vacation home | 2 bd · 1 ba · sleeps 5 | $47,366 | $372 | 35% | — | 0.1 mi | Booking |
Mtn-View Condo Near Snow Summit w/Fireplace & Deck Apartment | 2 bd · 2 ba · sleeps 6 | $20,575 | $190 | 30% | 4.4★ (8) | 0.1 mi | Delisted |
Rawhide Eagle's nest House | 2 bd · 1 ba · sleeps 4 | $19,238 | $106 | 50% | 4.7★ (41) | 0.2 mi | Delisted |
Private Home, 3 Blks to Summit, Playground, Yard House
| 2 bd · 1 ba · sleeps 7 | $9,050 | $282 | 9% | 5★ (59) | 0.2 mi | AirbnbVrbo |
close to summit Apartment
| 2 bd · 1 ba · sleeps 4 | $7,440 | $174 | 12% | 4.8★ (7) | 0.2 mi | Airbnb |
Summit Station Cabin | 2 bd · 2 ba · sleeps 8 | $48,188 | $384 | 34% | 4.8★ (221) | 0.2 mi | AirbnbVrbo |
The Fox Den- Prime Location! Pool! Free Parking! Townhouse | 2 bd · 2.5 ba · sleeps 6 | $26,013 | $204 | 35% | 4.8★ (123) | 0.2 mi | Airbnb |
Show 35 more
Cabin #2 – 2BR Pet & Family Friendly Near Village
Cabin · 2 bd · 2 ba · sleeps 7 · 0.2 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +3
Revenue $15,432ADR $156Occ ≈ 27%4.6★ (42)
Warm brownie #2133
Vacation home · 2 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $125,488ADR $1,037Occ ≈ 33%—
Slopeside Ski-In Cabin Retreat Next To Snow Summit
Cabin · 2 bd · 2 ba · sleeps 5 · 0.2 mi
Revenue $15,111ADR $275Occ ≈ 15%4.8★ (177)
Snow Summit Townhouse Unit 68
Condominium (condo) · 2 bd · 1.5 ba · sleeps 5 · 0.2 mi
Revenue $6,156ADR $169Occ ≈ 10%4.8★ (11)
Cabin 237
Cabin · 2 bd · 1 ba · sleeps 5 · 0.3 mi
- Free parking
- Wifi
- Kitchen
- Fireplace
Revenue $41,411ADR $283Occ ≈ 40%4★ (1)
Relax in Style: Cabin with Hot Tub in Scenic Big Bear Lake, California
Cabin · 2 bd · 1 ba · sleeps 5 · 0.3 mi
Revenue $6,612ADR $243Occ ≈ 7%—
Delisted
Welcome to our cabin!
House · 2 bd · 1 ba · sleeps 4 · 0.3 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +2
Revenue $12,683ADR $248Occ ≈ 14%4.6★ (28)
Slope Side/Slope View #1 VIP parking / Base Camp
Chalet · 2 bd · 2 ba · sleeps 5 · 0.3 mi
- Free parking
- Wifi
- Kitchen
- Fireplace
- +1
Revenue $23,700ADR $250Occ ≈ 26%4.9★ (59)
Steps to slopes at Snow Summit! Pets OK! Cable TV!
House · 2 bd · 1.5 ba · sleeps 5 · 0.3 mi
Revenue $19,994ADR $237Occ ≈ 23%4.5★ (39)
Delisted
Snow Summit Town Home with Hot tub & pool view
Condominium (condo) · 2 bd · 1.5 ba · sleeps 5 · 0.3 mi
- Hot tub
- Pool
- Free parking
- Wifi
- +4
Revenue $18,826ADR $334Occ ≈ 15%4.5★ (67)
Chairlift Lodge Walk to Snow Summit Ski Resort & Skip the Parking Fees
Vacation home · 2 bd · 2 ba · sleeps 4 · 0.3 mi
Revenue $23,768ADR $320Occ ≈ 20%5★ (1)
At the Base of Snow Summit! Unit 41
Townhouse · 2 bd · 1.5 ba · sleeps 6 · 0.3 mi
- Hot tub
- Pool
- Free parking
- Wifi
- +3
Revenue $3,851ADR $320Occ ≈ 3%3★ (1)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Munguia Summit Camp|Modern 2BR·Near to Snow Summit Apartment
| 2 bd · 2 ba · sleeps 7 | $15,086 | $157 | 26% | 5★ (2) | 0.2 mi | AirbnbVrboBooking |
Warm Brownie Apartment | 2 bd · 2 ba · sleeps 6 | $23,234 | $180 | 35% | 5★ (16) | 0.2 mi | AirbnbVrbo |
Cabin #2 – 2BR Pet & Family Friendly Near Village Cabin
| 2 bd · 2 ba · sleeps 7 | $15,432 | $156 | 27% | 4.6★ (42) | 0.2 mi | Airbnb |
Brownie's Den Ski Resort Townhouse at Big Bear Condominium (condo) | 2 bd · 2 ba · sleeps 6 | $14,413 | $340 | 12% | 4.2★ (6) | 0.2 mi | AirbnbVrboBooking |
Pinnacle MTN View Condo, Steps 2 Ski Lifts & BBQ Apartment | 2 bd · 2 ba · sleeps 6 | $13,952 | $191 | 20% | 4.8★ (6) | 0.2 mi | AirbnbVrbo |
Warm brownie #2133 Vacation home | 2 bd · 2 ba · sleeps 6 | $125,488 | $1,037 | 33% | — | 0.2 mi | Booking |
Slopeside Ski-In Cabin Retreat Next To Snow Summit Cabin | 2 bd · 2 ba · sleeps 5 | $15,111 | $275 | 15% | 4.8★ (177) | 0.2 mi | Airbnb |
NEW Hot Tub & Foosball Game Room WALK to Slopes BF Cabin | 2 bd · 2 ba · sleeps 6 | $41,775 | $398 | 29% | 5★ (32) | 0.2 mi | AirbnbVrboBooking |
Village Area | Fireplace + Pet-Friendly Cabin
| 2 bd · 2 ba · sleeps 4 | $11,294 | $310 | 10% | 4.6★ (34) | 0.2 mi | AirbnbVrboBooking |
Snow Summit Townhouse Unit 68 Condominium (condo) | 2 bd · 1.5 ba · sleeps 5 | $6,156 | $169 | 10% | 4.8★ (11) | 0.2 mi | Airbnb |
Snow Summit Townhouse Unit 22 Condominium (condo)
| 2 bd · 1.5 ba · sleeps 5 | $7,242 | $241 | 8% | 4.3★ (12) | 0.2 mi | AirbnbVrboBooking |
Cabin 237 Cabin
| 2 bd · 1 ba · sleeps 5 | $41,411 | $283 | 40% | 4★ (1) | 0.3 mi | Airbnb |
Snow Summit Townhouse #48 Townhouse | 2 bd · 2.5 ba · sleeps 6 | $26,051 | $236 | 30% | 4.7★ (9) | 0.3 mi | AirbnbBooking |
Snow Summit Townhouse Unit 86 Condominium (condo)
| 2 bd · 1.5 ba · sleeps 6 | $13,138 | $226 | 16% | 4.2★ (15) | 0.3 mi | AirbnbVrboBooking |
Snow Summit Townhouse Unit 69 Condominium (condo)
| 2 bd · 1.5 ba · sleeps 6 | $10,283 | $246 | 11% | 4.3★ (20) | 0.3 mi | AirbnbVrboBooking |
Relax in Style: Cabin with Hot Tub in Scenic Big Bear Lake, California Cabin | 2 bd · 1 ba · sleeps 5 | $6,612 | $243 | 7% | — | 0.3 mi | Delisted |
Welcome to our cabin! House
| 2 bd · 1 ba · sleeps 4 | $12,683 | $248 | 14% | 4.6★ (28) | 0.3 mi | Airbnb |
Bright Remodeled Cabin · Private Spa · Near Slopes House
| 2 bd · 1 ba · sleeps 5 | $32,361 | $287 | 31% | 4.8★ (200) | 0.3 mi | AirbnbVrbo |
Oakwoods Cabin | Hot Tub · Near Snow Summit House
| 2 bd · 1 ba · sleeps 5 | $29,088 | $244 | 33% | 4.7★ (118) | 0.3 mi | AirbnbVrboBooking |
Snow Summit Townhouse Unit 57 Condominium (condo)
| 2 bd · 1.5 ba · sleeps 6 | $14,743 | $240 | 17% | 4.7★ (23) | 0.3 mi | AirbnbVrboBooking |
Snow Summit Townhouse Unit 55 Condominium (condo)
| 2 bd · 1.5 ba · sleeps 6 | $12,992 | $222 | 16% | 4.5★ (21) | 0.3 mi | AirbnbVrboBooking |
Walk to Snow Summit + AC | Pet Friendly Condominium (condo)
| 2 bd · 2 ba · sleeps 6 | $4,123 | $412 | 3% | — | 0.3 mi | AirbnbVrboBooking |
Snow Summit Townhouse Unit 56 Condominium (condo)
| 2 bd · 2 ba · sleeps 5 | $16,564 | $243 | 19% | 4.8★ (17) | 0.3 mi | AirbnbVrboBooking |
Snow Summit Townhouse with Spa Unit 85 Condominium (condo) | 2 bd · 1.5 ba · sleeps 5 | $25,954 | $187 | 38% | 4.3★ (23) | 0.3 mi | AirbnbVrboBooking |
Walk to Snow Summit | 2 King Beds + Fireplace Cabin
| 2 bd · 2 ba · sleeps 5 | $14,799 | $235 | 17% | 4.5★ (21) | 0.3 mi | AirbnbBooking |
Slope Side/Slope View #1 VIP parking / Base Camp Chalet
| 2 bd · 2 ba · sleeps 5 | $23,700 | $250 | 26% | 4.9★ (59) | 0.3 mi | Airbnb |
Walk to Snow Summit | Private Hot Tub Condominium (condo)
| 2 bd · 2.5 ba · sleeps 5 | $38,714 | $318 | 33% | 4.8★ (74) | 0.3 mi | AirbnbVrboBooking |
Steps to slopes at Snow Summit! Pets OK! Cable TV! House | 2 bd · 1.5 ba · sleeps 5 | $19,994 | $237 | 23% | 4.5★ (39) | 0.3 mi | Delisted |
Snow Summit Town Home with Hot tub & pool view Condominium (condo)
| 2 bd · 1.5 ba · sleeps 5 | $18,826 | $334 | 15% | 4.5★ (67) | 0.3 mi | Airbnb |
Chairlift Lodge Walk to Snow Summit Ski Resort & Skip the Parking Fees Vacation home | 2 bd · 2 ba · sleeps 4 | $23,768 | $320 | 20% | 5★ (1) | 0.3 mi | Booking |
Chic Cabin Retreat with Hot Tub Big Bear House
| 2 bd · 1 ba · sleeps 4 | $44,681 | $232 | 53% | 4.9★ (30) | 0.3 mi | AirbnbVrboBooking |
Smith Summit Chalet- Resort Ski Haus Retreat Condominium (condo)
| 2 bd · 2.5 ba · sleeps 5 | $17,988 | $403 | 12% | 3.9★ (14) | 0.3 mi | AirbnbVrboBooking |
At the Base of Snow Summit! Unit 41 Townhouse
| 2 bd · 1.5 ba · sleeps 6 | $3,851 | $320 | 3% | 3★ (1) | 0.3 mi | Airbnb |
Snow Summit Townhouse Unit 12 Townhouse
| 2 bd · 1.5 ba · sleeps 5 | $12,375 | $240 | 14% | 4.7★ (25) | 0.3 mi | AirbnbVrboBooking |
Snow Summit Townhouse Unit #47 With Spa and AC Townhouse
| 2 bd · 1.5 ba · sleeps 5 | $17,226 | $265 | 18% | 5★ (37) | 0.3 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.07% = 7.32% Freddie Mac 30-yr avg (Oct 22) + 0.75% investor premium
Est. revenue
$23,121
NOI
$4,558
Cash flow /mo
-$2,335
Cash needed
$142,100
Cash-on-cash
-19.7%
ROE (yr 1)
-7.2%
Cap rate
0.9%
DSCR
0.14
Year-1 write-off
$109,831
Year-1 tax shield @ 32%
$35,146
Year-1 return on equity
- Cash flow (annual)-$28,016
- Principal paydown$3,028
- Appreciation at%$14,700
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$4,624
- Platform fees (3% of revenue)$694
- Maintenance / capex (5% of revenue)$1,156
- Utilities & supplies$4,200
- HOA$0
- Property tax$6,246
- Insurance (STR-rated)$2,499
Cash needed to close
- Down payment (25%)$122,500
- Closing costs (4.0%)$19,600
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$35,146
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$334,000
Short-life (5/15-yr)
$110,000 · 33%
Year-1 deduction
$110,000
Year-1 tax shield @ 32%
$35,000
Land 32% (county tax record, assessed value split) · building $224,000 over 39 years
Based on: ~1,400 sq ft (from beds), built 1962, 2 bd / 1.5 ba, furnished, listing features (hot tub, deck, fireplace, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $67,000 in year 1 (20% short-life, $21,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $9,600
Kitchen cabinetsdefault
$8,900 new × 40% good × 2.72 allocation
- $7,900
Kitchen countertopsdefault
$7,300 new × 40% good × 2.72 allocation
- $2,700
Decorative trimdefault
$2,500 new × 40% good × 2.72 allocation
- $200
Mirrorsdefault
$200 new × 40% good × 2.72 allocation
- $1,000
Shelvingdefault
$900 new × 40% good × 2.72 allocation
- $3,800
Window coverings (14)default
$3,500 new × 40% good × 2.72 allocation
- $3,900
Carpet, vinyl & laminate (40% of floors)default
$3,600 new × 40% good × 2.72 allocation
- $7,500
Kitchen & laundry equipment plumbingdefault
$6,900 new × 40% good × 2.72 allocation
- $4,500
Kitchen, laundry & data equipment electricaldefault
$4,200 new × 40% good × 2.72 allocation
- $8,400
Appliances (range, microwave, dishwasher, refrigerator, washer, dryer)listing
$7,700 new × 40% good × 2.72 allocation
- $9,800
Hot tub (freestanding)listing
$9,000 new × 40% good × 2.72 allocation
- $6,400
Furniture conveyed with the sale (used)listing
$16,000 new × 40% good · out of the price
- $10,500
Paving: driveway & walks (paved)default
$7,800 new × 50% good × 2.72 allocation
- $10,100
Landscaping (typical)default
$7,500 new × 50% good × 2.72 allocation
- $1,900
Patiosdefault
$1,400 new × 50% good × 2.72 allocation
- $21,400
Decks & porches (attached)listing
$15,800 new × 50% good × 2.72 allocation
- $165,100
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$151,900 new × 40% good × 2.72 allocation
- $17,100
Building plumbing & fixturesdefault
$15,700 new × 40% good × 2.72 allocation
- $16,300
Building electrical & lightingdefault
$15,000 new × 40% good × 2.72 allocation
- $17,100
HVACdefault
$15,800 new × 40% good × 2.72 allocation
- $5,900
Hardwood & tile floorsdefault
$5,400 new × 40% good × 2.72 allocation
- $2,900
Fireplacelisting
$2,600 new × 40% good × 2.72 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $65,600 | $44,000 | $200 | $109,800 |
| 2 | $0 | $0 | $5,800 | $5,800 |
| 3 | $0 | $0 | $5,800 | $5,800 |
| 4 | $0 | $0 | $5,800 | $5,800 |
| 5 | $0 | $0 | $5,800 | $5,800 |
| 6+ | $0 | $0 | $201,200 | $201,200 |
| Total | $65,600 | $44,000 | $224,400 | $334,000 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.