42770 Cedar Ave
Big Bear Lake, CA 92315
$349,000
2 bd · 1 ba · 556 sqft · Listed today
View on Realtor.com →Year built
1948
Sqft
556
Lot sqft
5,001
HOA / mo
$0
Furnished
No
List date
2026-10-17T02:13:42.000000Z
Revenue
Annual revenue
$26,371
ADR
$214
Occupancy
34%
Cleaning fees (12 mo)
$5,514
Confidence
Low (49.89), 50 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $24,282
AC/Hot Tub/EV Chg/Wlk to Shuttle+Free Beanie Bear!
House · 2 bd · 1 ba · sleeps 5 · 128 ft
- Hot tub
- A/C
- Free parking
- Wifi
- +5
Revenue $28,735ADR $274Occ ≈ 29%5★ (188)
Walk to Bear Mtn • 2BR • New Spa • Pet Friendly
Cabin · 2 bd · 1 ba · sleeps 4 · 230 ft
Revenue $14,200ADR $267Occ ≈ 15%4.8★ (241)
Delisted
Forest Valley
Cabin · 2 bd · 1.5 ba · sleeps 5 · 240 ft
- Hot tub
- Free parking
- Wifi
- Kitchen
- +2
Revenue $27,368ADR $349Occ ≈ 21%5★ (11)
Ponderosa walking distance to the Zoo
Cabin · 2 bd · 1 ba · sleeps 6 · 331 ft
- Free parking
- Wifi
- Kitchen
- Fireplace
Revenue $6,254ADR $340Occ ≈ 5%5★ (3)
Little Cedar~With Spa; Pets Ok
Cabin · 2 bd · 1 ba · sleeps 4 · 348 ft
Revenue $25,634ADR $238Occ ≈ 30%5★ (25)
Delisted
Bristlecone Cottage ~ Ideally Located Cabin Near Skiing & Hiking w/ Wood Stove & Full Kitchen
Vacation home · 2 bd · 1 ba · sleeps 4 · 348 ft
Revenue $31,115ADR $527Occ ≈ 16%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Summit Happy Mountain Cabin w\ Hot tub\EV Charger. Cabin
| 2 bd · 2 ba · sleeps 5 | $37,121 | $277 | 37% | 4.5★ (198) | 26 ft | AirbnbVrboBooking |
Relax in Pines: Cabin Near Slopes & Lake Cabin | 2 bd · 2 ba · sleeps 4 | $17,485 | $286 | 17% | 4.1★ (15) | 62 ft | AirbnbBooking |
Gambrel Boho Cabin Vibes, Hot Tub & Firepit Cabin
| 2 bd · 2 ba · sleeps 5 | $40,389 | $229 | 48% | 4.8★ (94) | 112 ft | AirbnbVrboBooking |
AC/Hot Tub/EV Chg/Wlk to Shuttle+Free Beanie Bear! House
| 2 bd · 1 ba · sleeps 5 | $28,735 | $274 | 29% | 5★ (188) | 128 ft | Airbnb |
Walk to Bear Mtn • 2BR • New Spa • Pet Friendly Cabin | 2 bd · 1 ba · sleeps 4 | $14,200 | $267 | 15% | 4.8★ (241) | 230 ft | Delisted |
Forest Valley Cabin
| 2 bd · 1.5 ba · sleeps 5 | $27,368 | $349 | 21% | 5★ (11) | 240 ft | Airbnb |
Ponderosa walking distance to the Zoo Cabin
| 2 bd · 1 ba · sleeps 6 | $6,254 | $340 | 5% | 5★ (3) | 331 ft | Airbnb |
Little Cedar~With Spa; Pets Ok Cabin | 2 bd · 1 ba · sleeps 4 | $25,634 | $238 | 30% | 5★ (25) | 348 ft | Delisted |
Bristlecone Cottage ~ Ideally Located Cabin Near Skiing & Hiking w/ Wood Stove & Full Kitchen Vacation home | 2 bd · 1 ba · sleeps 4 | $31,115 | $527 | 16% | — | 348 ft | Booking |
Dreamy Retreat – Walk to Mountain, Zoo & Golf House
| 2 bd · 2 ba · sleeps 8 | $26,384 | $253 | 29% | 5★ (25) | 367 ft | AirbnbBooking |
Show 37 more
Moonridge Retreat•Spa•Ski-Trails•Bike•Golf•Zoo
Cabin · 2 bd · 1 ba · sleeps 4 · 400 ft
- Hot tub
- Free parking
- Wifi
- Kitchen
- +2
Revenue $24,282ADR $202Occ ≈ 33%5★ (70)
Little Bear Cubs Lodge
Cabin · 2 bd · 2 ba · sleeps 5 · 463 ft
Revenue $13,078ADR $226Occ ≈ 16%4.6★ (90)
Delisted
Dog Friendly Rustic MoonRidge Flats Cabin Tesla-EV
Cabin · 2 bd · 1 ba · sleeps 5 · 492 ft
- Free parking
- Pets OK
- Wifi
- Kitchen
- +2
Revenue $37,715ADR $261Occ ≈ 40%5★ (94)
Nicoles Happy Place hosted by Big Bear Cool Cabins
Cabin · 2 bd · 1 ba · sleeps 4 · 525 ft
Revenue $8,698ADR $132Occ ≈ 18%4.3★ (32)
Modern 2 Bedroom with jacuzzi near forest/slopes
Cabin · 2 bd · 1 ba · sleeps 4 · 0.1 mi
Revenue $24,678ADR $179Occ ≈ 38%4.8★ (344)
Delisted
Sunflower Chalet~Pets ok
Cabin · 2 bd · 1.5 ba · sleeps 5 · 0.1 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +2
Revenue $13,692ADR $255Occ ≈ 15%5★ (14)
Bearadise Lodge- Hot Tub, Arcade, next to ski runs
Cabin · 2 bd · 1 ba · sleeps 4 · 0.1 mi
Revenue $22,814ADR $276Occ ≈ 23%4.8★ (260)
Dog-Friendly Moonridge Cabin | Near Lake, Slopes
Cabin · 2 bd · 1 ba · sleeps 5 · 0.1 mi
Revenue $28,508ADR $286Occ ≈ 27%5★ (239)
Delisted
Mins to Ski Resorts!+Center of Moonridge+PetsOK!
House · 2 bd · 1.5 ba · sleeps 5 · 0.1 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +1
Revenue $12,918ADR $167Occ ≈ 21%4.9★ (8)
Starway to Heaven: BBQ! Internet! Open Space!
House · 2 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $29,919ADR $245Occ ≈ 33%4.7★ (139)
COZY Vibe - Hot Tub - Karaoke - We Love Dogs
Vacation home · 2 bd · 1 ba · sleeps 4 · 0.1 mi
Revenue $58,969ADR $333Occ ≈ 49%—
Relax in Elevation - hike, ski, zoo + ev charger
House · 2 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $29,198ADR $177Occ ≈ 45%5★ (6)
Delisted
4Bed Loft Style - Great location-Walk to the Zoo
Cabin · 2 bd · 1 ba · sleeps 6 · 0.1 mi
Revenue $19,812ADR $140Occ ≈ 39%5★ (3)
Delisted
Modern Cabin | Hot Tub + Fire Pit, Mins to Slopes!
Cabin · 2 bd · 2 ba · sleeps 5 · 0.2 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +2
Revenue $41,667ADR $329Occ ≈ 35%5★ (90)
Sleepy Hollow-Walk to CoffeeShop/Mountain Shuttle
Cabin · 2 bd · 2 ba · sleeps 5 · 0.2 mi
Revenue $6,774ADR $151Occ ≈ 12%—
Delisted
Tres Osos Family Cabin
Cabin · 2 bd · 1.5 ba · sleeps 6 · 0.2 mi
Revenue $12,639ADR $205Occ ≈ 17%4.7★ (221)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Mountain Retreat ~ Great Location! Cabin
| 2 bd · 1 ba · sleeps 4 | $18,000 | $98 | 50% | 4.8★ (251) | 367 ft | AirbnbVrboBooking |
3 miles from Oktoberfest-Backs to National Forest Cabin
| 2 bd · 1.5 ba · sleeps 7 | $36,612 | $179 | 56% | 4.8★ (476) | 397 ft | AirbnbVrbo |
Moonridge Retreat•Spa•Ski-Trails•Bike•Golf•Zoo Cabin
| 2 bd · 1 ba · sleeps 4 | $24,282 | $202 | 33% | 5★ (70) | 400 ft | Airbnb |
Snowbound Escape | <1mi Zoo • Trails • Bear Mtn Cabin
| 2 bd · 1.5 ba · sleeps 4 | $26,423 | $296 | 24% | 5★ (30) | 436 ft | AirbnbVrbo |
Little Bear Cubs Lodge Cabin | 2 bd · 2 ba · sleeps 5 | $13,078 | $226 | 16% | 4.6★ (90) | 463 ft | Delisted |
Modern Moonridge Cabin w Deck by Lake, Slopes House
| 2 bd · 1 ba · sleeps 6 | $6,010 | $169 | 10% | 5★ (4) | 486 ft | AirbnbVrbo |
Dog Friendly Rustic MoonRidge Flats Cabin Tesla-EV Cabin
| 2 bd · 1 ba · sleeps 5 | $37,715 | $261 | 40% | 5★ (94) | 492 ft | Airbnb |
Moonridge Cabin+AC+Hot Tub + Pet Friendly+Fire Pit Cabin
| 2 bd · 1 ba · sleeps 4 | $37,896 | $287 | 36% | 4.9★ (58) | 495 ft | AirbnbVrbo |
Nicoles Happy Place hosted by Big Bear Cool Cabins Cabin | 2 bd · 1 ba · sleeps 4 | $8,698 | $132 | 18% | 4.3★ (32) | 525 ft | Booking |
Walk to Bear Mountain~Putting Green~Cozy Cabin Cabin
| 2 bd · 1.5 ba · sleeps 6 | $18,091 | $235 | 21% | 4.9★ (208) | 0.1 mi | AirbnbVrbo |
Relaxing Modern Cabin •2mi to Lake•Hot tub Cabin
| 2 bd · 1 ba · sleeps 4 | $37,596 | $347 | 30% | 5★ (88) | 0.1 mi | AirbnbVrbo |
Modern 2 Bedroom with jacuzzi near forest/slopes Cabin | 2 bd · 1 ba · sleeps 4 | $24,678 | $179 | 38% | 4.8★ (344) | 0.1 mi | Delisted |
Storybook Cottage with Hot Tub- Cabin | 2 bd · 1 ba · sleeps 5 | $26,085 | $587 | 12% | 4.7★ (49) | 0.1 mi | AirbnbBooking |
Sunflower Chalet~Pets ok Cabin
| 2 bd · 1.5 ba · sleeps 5 | $13,692 | $255 | 15% | 5★ (14) | 0.1 mi | Airbnb |
The Twisted Twig hosted by Big Bear Cool Cabins Cabin | 2 bd · 2 ba · sleeps 4 | $31,587 | $352 | 25% | 4.8★ (27) | 0.1 mi | AirbnbBooking |
Grizzly Hollow - Close to Bear Mtn, & Alpine Zoo Cabin
| 2 bd · 1 ba · sleeps 5 | $23,532 | $140 | 46% | 4.9★ (16) | 0.1 mi | AirbnbVrbo |
Beautiful Big Bear Cabin with Large Jacuzzi House
| 2 bd · 1 ba · sleeps 5 | $17,229 | $284 | 17% | 4.9★ (67) | 0.1 mi | AirbnbVrbo |
Bearadise Lodge- Hot Tub, Arcade, next to ski runs Cabin | 2 bd · 1 ba · sleeps 4 | $22,814 | $276 | 23% | 4.8★ (260) | 0.1 mi | Airbnb |
Heavenly Hideaway ~ Pets OK Cabin
| 2 bd · 2 ba · sleeps 5 | $9,929 | $286 | 10% | 5★ (27) | 0.1 mi | AirbnbVrbo |
Dog-Friendly Moonridge Cabin | Near Lake, Slopes Cabin | 2 bd · 1 ba · sleeps 5 | $28,508 | $286 | 27% | 5★ (239) | 0.1 mi | Delisted |
Mins to Ski Resorts!+Center of Moonridge+PetsOK! House
| 2 bd · 1.5 ba · sleeps 5 | $12,918 | $167 | 21% | 4.9★ (8) | 0.1 mi | Airbnb |
Large, centrally cabin, 10 min walk to ski & lake House | 2 bd · 2 ba · sleeps 5 | $27,104 | $167 | 44% | 5★ (80) | 0.1 mi | AirbnbBooking |
Starway to Heaven: BBQ! Internet! Open Space! House | 2 bd · 2 ba · sleeps 6 | $29,919 | $245 | 33% | 4.7★ (139) | 0.1 mi | Airbnb |
Cozy Cabin w/ Hot Tub Near Slopes & Lake Cabin | 2 bd · 1 ba · sleeps 4 | $11,775 | $311 | 10% | 4.5★ (16) | 0.1 mi | AirbnbBooking |
Cozy 2br Cabin Walk to Zoo Golf - Near Bear Mtn Cabin
| 2 bd · 1 ba · sleeps 6 | $10,590 | $192 | 15% | 4.7★ (147) | 0.1 mi | AirbnbVrbo |
4 J’s Cabin | Walk to Bear Mountain, Zoo & Trails Cabin
| 2 bd · 1 ba · sleeps 5 | $15,347 | $210 | 20% | 4.5★ (16) | 0.1 mi | AirbnbVrbo |
< 3 Mi to Lake: Pet-Friendly Big Bear Cabin Cabin
| 2 bd · 1 ba · sleeps 4 | $22,697 | $181 | 34% | 4.3★ (64) | 0.1 mi | AirbnbVrboBooking |
COZY Vibe - Hot Tub - Karaoke - We Love Dogs Vacation home | 2 bd · 1 ba · sleeps 4 | $58,969 | $333 | 49% | — | 0.1 mi | Booking |
Relax in Elevation - hike, ski, zoo + ev charger House | 2 bd · 2 ba · sleeps 6 | $29,198 | $177 | 45% | 5★ (6) | 0.1 mi | Delisted |
4Bed Loft Style - Great location-Walk to the Zoo Cabin | 2 bd · 1 ba · sleeps 6 | $19,812 | $140 | 39% | 5★ (3) | 0.1 mi | Delisted |
New Mid-Century Cabin, Near Lake, Pet- Friendly Cabin
| 2 bd · 1 ba · sleeps 4 | $12,316 | $320 | 11% | 5★ (34) | 0.1 mi | AirbnbVrbo |
Boho Bearadise-Spa-Near Ski Resort-EV Charger Cabin
| 2 bd · 2 ba · sleeps 5 | $39,964 | $287 | 38% | 5★ (239) | 0.2 mi | AirbnbVrbo |
Modern Cabin | Hot Tub + Fire Pit, Mins to Slopes! Cabin
| 2 bd · 2 ba · sleeps 5 | $41,667 | $329 | 35% | 5★ (90) | 0.2 mi | Airbnb |
Retreat To The Mountains/Modern/2Bed/2Bath Cabin
| 2 bd · 2 ba · sleeps 6 | $39,167 | $212 | 51% | 4.9★ (189) | 0.2 mi | AirbnbVrbo |
Sleepy Hollow-Walk to CoffeeShop/Mountain Shuttle Cabin | 2 bd · 2 ba · sleeps 5 | $6,774 | $151 | 12% | — | 0.2 mi | Delisted |
Tres Osos Family Cabin Cabin | 2 bd · 1.5 ba · sleeps 6 | $12,639 | $205 | 17% | 4.7★ (221) | 0.2 mi | Airbnb |
Moonridge Cabin + Fireplace + Pet Friendly Cabin
| 2 bd · 1.5 ba · sleeps 4 | $6,137 | $252 | 7% | 4.7★ (4) | 0.2 mi | AirbnbVrboBooking |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.15% = 7.40% Freddie Mac 30-yr avg (Oct 15) + 0.75% investor premium
Est. revenue
$26,371
NOI
$9,168
Cash flow /mo
-$1,184
Cash needed
$117,210
Cash-on-cash
-12.1%
ROE (yr 1)
-1.4%
Cap rate
2.6%
DSCR
0.39
Year-1 write-off
$145,213
Year-1 tax shield @ 32%
$46,468
Year-1 return on equity
- Cash flow (annual)-$14,209
- Principal paydown$2,122
- Appreciation at%$10,470
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$5,274
- Platform fees (3% of revenue)$791
- Maintenance / capex (5% of revenue)$1,319
- Utilities & supplies$4,200
- HOA$0
- Property tax$4,592
- Insurance (STR-rated)$1,780
Cash needed to close
- Down payment (25%)$87,250
- Closing costs (4.0%)$13,960
- Furnishing (bought new)$16,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$46,468
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$279,000
Short-life (5/15-yr)
$129,000 · 46%
Year-1 deduction
$145,000
Year-1 tax shield @ 32%
$46,000
Land 20% (county tax record, assessed value split) · building $150,000 over 39 years · new furniture $16,000
Based on: 556 sq ft, built 1948, 2 bd / 1 ba, unfurnished, listing features (hot tub, deck, patio, fence, fireplace, stone counters, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $101,000 in year 1 (30% short-life, $32,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $13,000
Kitchen cabinetsdefault
$7,000 new × 40% good × 4.64 allocation
- $13,300
Kitchen countertops (stone)listing
$7,200 new × 40% good × 4.64 allocation
- $1,800
Decorative trimdefault
$1,000 new × 40% good × 4.64 allocation
- $300
Mirrorsdefault
$200 new × 40% good × 4.64 allocation
- $1,700
Shelvingdefault
$900 new × 40% good × 4.64 allocation
- $2,800
Window coverings (6)default
$1,500 new × 40% good × 4.64 allocation
- $3,300
Carpet, vinyl & laminate (50% of floors)listing
$1,800 new × 40% good × 4.64 allocation
- $10,100
Kitchen & laundry equipment plumbingdefault
$5,500 new × 40% good × 4.64 allocation
- $6,100
Kitchen, laundry & data equipment electricaldefault
$3,300 new × 40% good × 4.64 allocation
- $3,300
Appliances (range)listing
$1,800 new × 40% good × 4.64 allocation
- $16,700
Hot tub (freestanding)listing
$9,000 new × 40% good × 4.64 allocation
- $16,000
Furniture bought newlisting
$16,000 new × 100% good · bought separately
- $11,300
Paving: driveway & walks (paved)listing
$4,900 new × 50% good × 4.64 allocation
- $10,900
Landscaping (typical)default
$4,700 new × 50% good × 4.64 allocation
- $5,800
Patioslisting
$2,500 new × 50% good × 4.64 allocation
- $14,500
Decks & porches (attached)listing
$6,300 new × 50% good × 4.64 allocation
- $13,900
Fencinglisting
$6,000 new × 50% good × 4.64 allocation
- $110,800
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$59,700 new × 40% good × 4.64 allocation
- $11,400
Building plumbing & fixturesdefault
$6,200 new × 40% good × 4.64 allocation
- $8,000
Building electrical & lightingdefault
$4,300 new × 40% good × 4.64 allocation
- $11,600
HVACdefault
$6,300 new × 40% good × 4.64 allocation
- $3,300
Hardwood & tile floorsdefault
$1,800 new × 40% good × 4.64 allocation
- $4,900
Fireplacelisting
$2,600 new × 40% good × 4.64 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $88,500 | $56,500 | $200 | $145,200 |
| 2 | $0 | $0 | $3,800 | $3,800 |
| 3 | $0 | $0 | $3,800 | $3,800 |
| 4 | $0 | $0 | $3,800 | $3,800 |
| 5 | $0 | $0 | $3,800 | $3,800 |
| 6+ | $0 | $0 | $134,600 | $134,600 |
| Total | $88,500 | $56,500 | $150,100 | $295,200 |
The building's share of the price ($279,000) is 4.6x our depreciated replacement cost of the home ($60,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.