41073 Pennsylvania Ave
Big Bear Lake, CA 92315
$775,000
2 bd · 2 ba · Listed 1d ago
View on Realtor.com →Year built
1963
Sqft
—
Lot sqft
7,260
HOA / mo
None
Furnished
Yes
List date
2026-10-05T16:47:43.000000Z
Revenue
Annual revenue
$34,371
ADR
$261
Occupancy
36%
Cleaning fees (12 mo)
$6,903
Confidence
Low (41.36), 49 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $26,060Checking amenities for 39 listings…
Moulin rouge #2055
Vacation home · 2 bd · 1 ba · sleeps 5 · 108 ft
Revenue $65,048ADR $496Occ ≈ 36%5★ (1)
Walk to the Village ~ Yellow Pine Lodge
Cabin · 2 bd · 1 ba · sleeps 4 · 138 ft
Revenue $12,745ADR $316Occ ≈ 11%5★ (27)
Grandpas axe # 1775
Vacation home · 2 bd · 1 ba · sleeps 4 · 177 ft
Revenue $37,468ADR $335Occ ≈ 31%—
Marin getaway #2013
Vacation home · 2 bd · 1 ba · sleeps 4 · 394 ft
Revenue $62,115ADR $360Occ ≈ 47%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Moulin Rouge Village Retreat w/ Hot Tub Cabin | 2 bd · 1 ba · sleeps 5 | $53,704 | $479 | 31% | 4.3★ (67) | 82 ft | AirbnbVrboBooking |
Moulin rouge #2055 Vacation home | 2 bd · 1 ba · sleeps 5 | $65,048 | $496 | 36% | 5★ (1) | 108 ft | Booking |
Walk to the Village ~ Yellow Pine Lodge Cabin | 2 bd · 1 ba · sleeps 4 | $12,745 | $316 | 11% | 5★ (27) | 138 ft | Airbnb |
Grandpas axe # 1775 Vacation home | 2 bd · 1 ba · sleeps 4 | $37,468 | $335 | 31% | — | 177 ft | Booking |
Grandpas Axe Village Retreat w/ Hot Tub Cabin | 2 bd · 1 ba · sleeps 4 | $31,413 | $347 | 25% | 4.3★ (79) | 184 ft | AirbnbVrboBooking |
Village Hut Cabin | 2 bd · 1 ba · sleeps 4 | $16,385 | $205 | 22% | 4.8★ (58) | 259 ft | AirbnbVrbo |
Marin Getaway Retreat at Big Bear Village Cabin | 2 bd · 1 ba · sleeps 4 | $43,789 | $294 | 41% | 4.6★ (81) | 345 ft | AirbnbVrboBooking |
Blue sky getaway five minute walk to Village Cabin | 2 bd · 1.5 ba · sleeps 5 | $15,327 | $219 | 19% | 5★ (77) | 377 ft | AirbnbVrbo |
Marin getaway #2013 Vacation home | 2 bd · 1 ba · sleeps 4 | $62,115 | $360 | 47% | — | 394 ft | Booking |
Walk To The Village! Fully Fenced and Spacious! Cabin | 2 bd · 1 ba · sleeps 5 | $52,415 | $300 | 48% | 5★ (204) | 407 ft | AirbnbVrbo |
Show 37 more
Village and Lake Escape - Walk to the Lake and Village
Vacation home · 2 bd · 1 ba · sleeps 4 · 417 ft
Revenue $43,086ADR $326Occ ≈ 36%3.5★ (1)
Cabin Inn The Pines~w Spa~Walk to Village
Cabin · 2 bd · 2 ba · sleeps 4 · 453 ft
Revenue $21,175ADR $291Occ ≈ 20%4.9★ (36)
Cozy 2B Cabin, Minutes from Village & Ski Resorts
House · 2 bd · 1 ba · sleeps 5 · 0.1 mi
Revenue $31,929ADR $149Occ ≈ 59%5★ (87)
Knight Sky Cabin - Walk to Lake & Village BBQ Deck
Cabin · 2 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $41,236ADR $223Occ ≈ 51%5★ (53)
Walk To The Village! Cozy Fall Days In Big Bear!
Cabin · 2 bd · 1 ba · sleeps 6 · 0.1 mi
Revenue $25,731ADR $398Occ ≈ 18%5★ (84)
Oak Tree Retreat: Near Village! Spa! WiFi! BBQ!
House · 2 bd · 1 ba · sleeps 6 · 0.1 mi
Revenue $17,479ADR $2,911Occ ≈ 2%4.3★ (57)
Big Bear Chalet
House · 2 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $36,810ADR $196Occ ≈ 51%4.8★ (175)
Cowboy Cabin~Walk to the Village
Cabin · 2 bd · 2 ba · sleeps 4 · 0.1 mi
Revenue $25,350ADR $291Occ ≈ 24%5★ (33)
Walk to the Village | Hot tub+Fenced Yard
Cabin · 2 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $73,147ADR $243Occ ≈ 82%5★ (312)
Forest Cottage with Outdoor Jacuzzi and Picnic Space in California
House · 2 bd · 2 ba · sleeps 4 · 0.1 mi
Revenue $493ADR $246Occ ≈ 1%—
Clean and Comfy Cabin, close to The Lake!
Cabin · 2 bd · 2 ba · sleeps 5 · 0.2 mi
Revenue $13,014ADR $176Occ ≈ 20%4.8★ (352)
Big Bear Lake Village Getaway
Cabin · 2 bd · 2 ba · sleeps 4 · 0.2 mi
Revenue $23,727ADR $233Occ ≈ 28%5★ (34)
Cozy Cabin next to the Village, skiing and the Lake Welcome to Marinara Bear
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
Revenue $13,230ADR $199Occ ≈ 18%—
Big Bear cabin, backs to forest, shedding
Cabin · 2 bd · 2 ba · sleeps 7 · 0.2 mi
Revenue $2,875ADR $409Occ ≈ 2%5★ (3)
Lake view walk to lake, village or ski resort
Cabin · 2 bd · 1.5 ba · sleeps 4 · 0.2 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +3
Revenue $39,381ADR $196Occ ≈ 55%4.8★ (195)
Lovely 2-bedroom cozy cabin in center of Big Bear Lake, close to all attractions
Cabin · 2 bd · 1.5 ba · sleeps 5 · 0.2 mi
Revenue $14,458ADR $269Occ ≈ 15%4.9★ (25)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Village and Lake Escape - Walk to the Lake and Village Vacation home | 2 bd · 1 ba · sleeps 4 | $43,086 | $326 | 36% | 3.5★ (1) | 417 ft | Booking |
Cabin Inn The Pines~w Spa~Walk to Village Cabin | 2 bd · 2 ba · sleeps 4 | $21,175 | $291 | 20% | 4.9★ (36) | 453 ft | Airbnb |
Walk to Village & Lake | Hot Tub + Arcade Cabin | 2 bd · 1 ba · sleeps 4 | $29,163 | $231 | 35% | 4.5★ (21) | 463 ft | AirbnbVrbo |
The Ireland Lake House House | 2 bd · 1 ba · sleeps 6 | $46,231 | $400 | 32% | 5★ (46) | 522 ft | AirbnbVrbo |
Cozy 2B Cabin, Minutes from Village & Ski Resorts House | 2 bd · 1 ba · sleeps 5 | $31,929 | $149 | 59% | 5★ (87) | 0.1 mi | Airbnb |
Eagles Nest | Walk to Village | Hot Tub | Max 6 House | 2 bd · 2 ba · sleeps 6 | $74,809 | $296 | 69% | 5★ (64) | 0.1 mi | AirbnbVrbo |
Village Hideaway walking to the village/ W Spa Cabin | 2 bd · 2 ba · sleeps 5 | $34,008 | $351 | 27% | 4.5★ (35) | 0.1 mi | AirbnbVrboBooking |
Knight Sky Cabin - Walk to Lake & Village BBQ Deck Cabin | 2 bd · 2 ba · sleeps 6 | $41,236 | $223 | 51% | 5★ (53) | 0.1 mi | Airbnb |
Luxury Retreat -Walk to Ski Shuttle, Village, Lake Cabin | 2 bd · 2 ba · sleeps 5 | $21,144 | $243 | 24% | 5★ (223) | 0.1 mi | AirbnbVrbo |
Hot Tub! Cute! Walk to Village & Slopes Trolley House | 2 bd · 2 ba · sleeps 5 | $6,011 | $342 | 5% | 5★ (3) | 0.1 mi | AirbnbVrbo |
Walk To The Village! Cozy Fall Days In Big Bear! Cabin | 2 bd · 1 ba · sleeps 6 | $25,731 | $398 | 18% | 5★ (84) | 0.1 mi | Airbnb |
Oak Tree Retreat: Near Village! Spa! WiFi! BBQ! House | 2 bd · 1 ba · sleeps 6 | $17,479 | $2,911 | 2% | 4.3★ (57) | 0.1 mi | Airbnb |
Walk To Village Dog Friendly! Enjoy Big Bear Lake! Cabin | 2 bd · 1 ba · sleeps 6 | $24,581 | $410 | 16% | 4.9★ (219) | 0.1 mi | AirbnbVrbo |
Big Bear Chalet House | 2 bd · 2 ba · sleeps 6 | $36,810 | $196 | 51% | 4.8★ (175) | 0.1 mi | Airbnb |
Cowboy Cabin~Walk to the Village Cabin | 2 bd · 2 ba · sleeps 4 | $25,350 | $291 | 24% | 5★ (33) | 0.1 mi | Airbnb |
Cozy Cabin Walk to Village! Hot Tub! Pets! Fenced! House | 2 bd · 1 ba · sleeps 6 | $34,473 | $232 | 41% | 4.5★ (34) | 0.1 mi | AirbnbVrbo |
Walk to the Village | Hot tub+Fenced Yard Cabin | 2 bd · 2 ba · sleeps 6 | $73,147 | $243 | 82% | 5★ (312) | 0.1 mi | Airbnb |
Cabin In Village•Hot Tub•Walk to Shops/Lake• Pets Cabin | 2 bd · 1 ba · sleeps 4 | $43,676 | $216 | 55% | 4.7★ (112) | 0.1 mi | AirbnbBooking |
Forest Cottage with Outdoor Jacuzzi and Picnic Space in California House | 2 bd · 2 ba · sleeps 4 | $493 | $246 | 1% | — | 0.1 mi | Vrbo |
Forest Cottage · Hot Tub · Firepit · Fenced Yard Cabin | 2 bd · 1.5 ba · sleeps 4 | $28,737 | $242 | 33% | 4.6★ (39) | 0.1 mi | AirbnbVrboBooking |
Clean and Comfy Cabin, close to The Lake! Cabin | 2 bd · 2 ba · sleeps 5 | $13,014 | $176 | 20% | 4.8★ (352) | 0.2 mi | Airbnb |
Big Bear Lake Village Getaway Cabin | 2 bd · 2 ba · sleeps 4 | $23,727 | $233 | 28% | 5★ (34) | 0.2 mi | Airbnb |
Black Knight Cabin•Close to Summit•Walk to Village House | 2 bd · 1 ba · sleeps 4 | $35,833 | $220 | 45% | 4.8★ (216) | 0.2 mi | AirbnbVrbo |
Walk to Village & Lake | Fireplace + Fenced Yard Cabin | 2 bd · 1 ba · sleeps 5 | $25,124 | $318 | 22% | 4.8★ (60) | 0.2 mi | AirbnbVrboBooking |
Applewood Cabin & Guest Cabin Near the Village Cabin | 2 bd · 2 ba · sleeps 4 | $14,177 | $247 | 16% | 4.5★ (15) | 0.2 mi | AirbnbVrboBooking |
Village Cabin - EV & RV parking House
| 2 bd · 1.5 ba · sleeps 5 | $12,403 | $322 | 11% | 4.8★ (146) | 0.2 mi | AirbnbVrbo |
NEW Hot Tub, Walk to Lake/Village, Pool Table, BBQ Cabin | 2 bd · 1.5 ba · sleeps 5 | $9,015 | $446 | 6% | 4.3★ (3) | 0.2 mi | AirbnbVrboBooking |
Cute & Cozy, Walk to The Village Shops and Lake! Cabin
| 2 bd · 1 ba · sleeps 4 | $20,688 | $202 | 28% | 5★ (84) | 0.2 mi | AirbnbVrbo |
Marin Lodge, Near Slopes w/ Large Backyard, Pets House | 2 bd · 2 ba · sleeps 4 | $10,772 | $154 | 19% | 5★ (1) | 0.2 mi | AirbnbVrboBooking |
Cozy Cabin next to the Village, skiing and the Lake Welcome to Marinara Bear Cabin | 2 bd · 1 ba · sleeps 4 | $13,230 | $199 | 18% | — | 0.2 mi | Vrbo |
Big Bear Lake cabin, backs to forest, sledding Cabin | 2 bd · 2 ba · sleeps 7 | $14,392 | $312 | 13% | 4.9★ (107) | 0.2 mi | AirbnbVrbo |
Big Bear cabin, backs to forest, shedding Cabin | 2 bd · 2 ba · sleeps 7 | $2,875 | $409 | 2% | 5★ (3) | 0.2 mi | Airbnb |
The Village Glow~ modern cabin next to village! House
| 2 bd · 2 ba · sleeps 5 | $30,800 | $325 | 26% | 5★ (156) | 0.2 mi | AirbnbVrbo |
Lake view walk to lake, village or ski resort Cabin
| 2 bd · 1.5 ba · sleeps 4 | $39,381 | $196 | 55% | 4.8★ (195) | 0.2 mi | Airbnb |
Lawliss Hideout | Steps to Village, Hot Tub Cabin | 2 bd · 1 ba · sleeps 4 | $61,208 | $253 | 66% | 4.8★ (46) | 0.2 mi | AirbnbVrbo |
High Hopes hosted by Big Bear Cool Cabins Cabin | 2 bd · 2 ba · sleeps 5 | $26,060 | $247 | 29% | 4.8★ (18) | 0.2 mi | AirbnbVrboBooking |
Lovely 2-bedroom cozy cabin in center of Big Bear Lake, close to all attractions Cabin | 2 bd · 1.5 ba · sleeps 5 | $14,458 | $269 | 15% | 4.9★ (25) | 0.2 mi | Vrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.03% = 7.28% Freddie Mac 30-yr avg (Oct 1) + 0.75% investor premium
Est. revenue
$34,371
NOI
$8,070
Cash flow /mo
-$3,605
Cash needed
$224,750
Cash-on-cash
-19.2%
ROE (yr 1)
-6.8%
Cap rate
1.0%
DSCR
0.16
Year-1 write-off
$222,882
Year-1 tax shield @ 32%
$71,322
Year-1 return on equity
- Cash flow (annual)-$43,256
- Principal paydown$4,827
- Appreciation at%$23,250
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$6,874
- Platform fees (3% of revenue)$1,031
- Maintenance / capex (5% of revenue)$1,719
- Utilities & supplies$4,200
- HOA$0
- Property tax$9,688
- Insurance (STR-rated)$3,953
Cash needed to close
- Down payment (25%)$193,750
- Closing costs (4.0%)$31,000
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$71,322
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$697,000
Short-life (5/15-yr)
$222,000 · 32%
Year-1 deduction
$223,000
Year-1 tax shield @ 32%
$71,000
Land 10% (county tax record, assessed value split) · building $474,000 over 39 years
Based on: ~1,400 sq ft (from beds), built 1963, 2 bd / 2 ba, furnished, listing features (deck, patio, fireplace, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $132,000 in year 1 (19% short-life, $42,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $20,500
Kitchen cabinetsdefault
$8,900 new × 40% good × 5.77 allocation
- $16,800
Kitchen countertopsdefault
$7,300 new × 40% good × 5.77 allocation
- $5,700
Decorative trimdefault
$2,500 new × 40% good × 5.77 allocation
- $700
Mirrorsdefault
$300 new × 40% good × 5.77 allocation
- $2,100
Shelvingdefault
$900 new × 40% good × 5.77 allocation
- $8,100
Window coverings (14)default
$3,500 new × 40% good × 5.77 allocation
- $10,400
Carpet, vinyl & laminate (50% of floors)listing
$4,500 new × 40% good × 5.77 allocation
- $15,900
Kitchen & laundry equipment plumbingdefault
$6,900 new × 40% good × 5.77 allocation
- $9,600
Kitchen, laundry & data equipment electricaldefault
$4,200 new × 40% good × 5.77 allocation
- $18,700
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)listing
$8,100 new × 40% good × 5.77 allocation
- $6,400
Furniture conveyed with the sale (used)listing
$16,000 new × 40% good · out of the price
- $22,400
Paving: driveway & walks (paved)default
$7,800 new × 50% good × 5.77 allocation
- $21,500
Landscaping (typical)default
$7,500 new × 50% good × 5.77 allocation
- $18,200
Patioslisting
$6,300 new × 50% good × 5.77 allocation
- $45,500
Decks & porches (attached)listing
$15,800 new × 50% good × 5.77 allocation
- $350,400
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$151,800 new × 40% good × 5.77 allocation
- $36,300
Building plumbing & fixturesdefault
$15,700 new × 40% good × 5.77 allocation
- $34,700
Building electrical & lightingdefault
$15,000 new × 40% good × 5.77 allocation
- $36,400
HVACdefault
$15,800 new × 40% good × 5.77 allocation
- $10,400
Hardwood & tile floorsdefault
$4,500 new × 40% good × 5.77 allocation
- $6,100
Fireplacelisting
$2,600 new × 40% good × 5.77 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $114,800 | $107,600 | $500 | $222,900 |
| 2 | $0 | $0 | $12,200 | $12,200 |
| 3 | $0 | $0 | $12,200 | $12,200 |
| 4 | $0 | $0 | $12,200 | $12,200 |
| 5 | $0 | $0 | $12,200 | $12,200 |
| 6+ | $0 | $0 | $425,100 | $425,100 |
| Total | $114,800 | $107,600 | $474,300 | $696,700 |
The building's share of the price ($690,000) is 5.8x our depreciated replacement cost of the home ($120,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.