43252 Deer Canyon Rd
Big Bear Lake, CA 92315
$549,000
2 bd · 2 ba · Listed 1d ago
View on Realtor.com →Year built
1999
Sqft
—
Lot sqft
7,749
HOA / mo
None
Furnished
Yes
List date
2026-10-14T14:35:40.000000Z
Revenue
Annual revenue
$24,976
ADR
$235
Occupancy
29%
Cleaning fees (12 mo)
$5,308
Confidence
Low (42.96), 47 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $23,677
Sunny bear cabin #1970
Vacation home · 2 bd · 1 ba · sleeps 4 · 69 ft
Revenue $42,590ADR $418Occ ≈ 28%—
Sunny Bear Cabin- 1 Minute to Bear Mountain Ski Resort
Vacation home · 2 bd · 1 ba · sleeps 4 · 69 ft
Revenue $25,915ADR $470Occ ≈ 15%—
5 mins to Resort+Spa+MINI Multi Game Table
Cabin · 2 bd · 1 ba · sleeps 4 · 164 ft
Revenue $26,083ADR $240Occ ≈ 30%4.8★ (99)
•Gnome’s Landing• Moonridge Magic Big Bear Cabin
Cabin · 2 bd · 2 ba · sleeps 5 · 453 ft
Revenue $17,037ADR $233Occ ≈ 20%5★ (142)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
1 Mile to Bear Mountain-Cozy Resort Ski Haus Cabin Cabin | 2 bd · 1 ba · sleeps 4 | $23,586 | $266 | 24% | 4.6★ (36) | 56 ft | AirbnbVrboBooking |
Sunny bear cabin #1970 Vacation home | 2 bd · 1 ba · sleeps 4 | $42,590 | $418 | 28% | — | 69 ft | Booking |
Sunny Bear Cabin- 1 Minute to Bear Mountain Ski Resort Vacation home | 2 bd · 1 ba · sleeps 4 | $25,915 | $470 | 15% | — | 69 ft | Booking |
5 mins to Resort+Spa+MINI Multi Game Table Cabin | 2 bd · 1 ba · sleeps 4 | $26,083 | $240 | 30% | 4.8★ (99) | 164 ft | Airbnb |
Family Forest Escape | Fenced Yard • BBQ • Views House | 2 bd · 1.5 ba · sleeps 6 | $26,960 | $298 | 25% | 4.7★ (17) | 262 ft | AirbnbVrbo |
Cozy Mountain Getaway w/ EV Charger Cabin | 2 bd · 1 ba · sleeps 5 | $12,500 | $260 | 13% | 4.3★ (34) | 420 ft | AirbnbVrboBooking |
Curly's Cabin:A-Frame! Fireplace!Pet Friendly! House | 2 bd · 1.5 ba · sleeps 7 | $27,436 | $205 | 37% | 4.9★ (50) | 430 ft | AirbnbVrbo |
•Gnome’s Landing• Moonridge Magic Big Bear Cabin Cabin | 2 bd · 2 ba · sleeps 5 | $17,037 | $233 | 20% | 5★ (142) | 453 ft | Airbnb |
Deer Canyon Retreat Cozy Cabin in the Pines Cabin | 2 bd · 1.5 ba · sleeps 5 | $3,672 | $204 | 5% | 5★ (3) | 0.1 mi | AirbnbVrboBooking |
Game Room + Pool Table + Walk to Bear Mountain Cabin | 2 bd · 2 ba · sleeps 5 | $42,980 | $204 | 58% | 4.2★ (13) | 0.1 mi | AirbnbVrboBooking |
Show 36 more
Aminal_Haus: Walk to Bear Mtn!
Cabin · 2 bd · 2 ba · sleeps 6 · 0.1 mi
Revenue $23,396ADR $232Occ ≈ 28%5★ (53)
Moonridge Cabin | Hot Tub, Fire Pit | Ski & Lake
Cabin · 2 bd · 1 ba · sleeps 5 · 0.2 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +4
Revenue $48,020ADR $253Occ ≈ 52%5★ (60)
Hole in one, tee off or walk to slopes!
Townhouse · 2 bd · 2.5 ba · sleeps 6 · 0.2 mi
Revenue $13,592ADR $213Occ ≈ 17%5★ (44)
Walking distance to Bear Mtn!PoolTable!EV Charger!
House · 2 bd · 2.5 ba · sleeps 7 · 0.2 mi
Revenue $11,321ADR $0Occ ≈ —4.3★ (6)
Charming Moonridge cabin with viewsBBQDeck
Cabin · 2 bd · 3 ba · sleeps 6 · 0.2 mi
Revenue $25,296ADR $226Occ ≈ 31%4.7★ (16)
Near Bear Mountain | Hot Tub + Alpine Zoo
Vacation home · 2 bd · 1 ba · sleeps 5 · 0.2 mi
Revenue $24,147ADR $307Occ ≈ 22%—
168 Ski and Tee Chalet
Vacation home · 2 bd · 3 ba · sleeps 4 · 0.2 mi
Revenue $14,867ADR $296Occ ≈ 14%—
On Golf Course and quarter mile from Slopes! Dogs OK, Fireplace, Streaming, and
House · 2 bd · 2.5 ba · sleeps 4 · 0.2 mi
Revenue $618ADR $154Occ ≈ 1%5★
On Golf Course and quarter mile from Slopes! Dogs OK, Fireplace, Streaming, and
House · 2 bd · 3 ba · sleeps 4 · 0.2 mi
Revenue $2,454ADR $220Occ ≈ 3%—
Family Friendly Spacious Cabin in Moonridge!
Cabin · 2 bd · 2 ba · sleeps 6 · 0.2 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +2
Revenue $13,677ADR $205Occ ≈ 18%4.9★ (69)
Charming Ski Getaway, views, BBQ, Covered deck near Bear Mountain Ski Resort
Cabin · 2 bd · 3 ba · sleeps 6 · 0.2 mi
Revenue $3,974ADR $198Occ ≈ 5%—
Delisted
Charming Ski Getaway, views, BBQ, Covered deck near Bear Mountain Ski Resort
Cabin · 2 bd · 3 ba · sleeps 6 · 0.2 mi
Revenue $798ADR $157Occ ≈ 1%4.7★ (33)
Delisted
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Aminal_Haus: Walk to Bear Mtn! Cabin | 2 bd · 2 ba · sleeps 6 | $23,396 | $232 | 28% | 5★ (53) | 0.1 mi | Airbnb |
Steps from Bear Mountain, and bus to village Cabin | 2 bd · 2 ba · sleeps 5 | $15,099 | $353 | 12% | 5★ (69) | 0.1 mi | AirbnbVrbo |
Majestic Pine Retreat-View/Close to Bear Mountain! Cabin
| 2 bd · 1.5 ba · sleeps 5 | $27,012 | $250 | 30% | 5★ (377) | 0.1 mi | AirbnbVrbo |
2 BDRM w/ En-Suite Bath! Pet Friendly! ! Hot Tub! House | 2 bd · 3 ba · sleeps 6 | $27,192 | $254 | 29% | 5★ (20) | 0.1 mi | AirbnbVrbo |
Walk to Bear Mountain | Fireplace + Pet-Friendly House
| 2 bd · 2 ba · sleeps 6 | $9,482 | $226 | 11% | 4.3★ (12) | 0.1 mi | AirbnbVrboBooking |
Big Bear Mountain Getaway with SPA Cabin | 2 bd · 2 ba · sleeps 5 | $16,070 | $287 | 15% | 4.8★ (72) | 0.1 mi | AirbnbVrbo |
BearCreek- Close to Ski resort House
| 2 bd · 1 ba · sleeps 4 | $21,012 | $272 | 21% | 4.9★ (20) | 0.1 mi | AirbnbVrbo |
Million Dollar View!!! Cabin | 2 bd · 1 ba · sleeps 6 | $10,911 | $320 | 9% | 4.8★ (187) | 0.1 mi | AirbnbVrbo |
Bonnie Brae - Walk to Bear Mountain - Spa Cabin
| 2 bd · 2 ba · sleeps 6 | $29,958 | $260 | 32% | 5★ (57) | 0.2 mi | AirbnbVrbo |
Moonridge Cabin | Hot Tub, Fire Pit | Ski & Lake Cabin
| 2 bd · 1 ba · sleeps 5 | $48,020 | $253 | 52% | 5★ (60) | 0.2 mi | Airbnb |
Treehouse A-Frame | Hot Tub, Games, BBQ & Views Cabin | 2 bd · 1 ba · sleeps 4 | $40,218 | $413 | 27% | 5★ (108) | 0.2 mi | AirbnbBooking |
Golf Course Condo Steps from Bear Mountain Condominium (condo) | 2 bd · 2.5 ba · sleeps 7 | $11,220 | $280 | 11% | 4.5★ (22) | 0.2 mi | AirbnbVrboBooking |
Family Cabin In The Heart of Big Bear Cabin | 2 bd · 2.5 ba · sleeps 6 | $17,988 | $197 | 25% | 4.3★ (30) | 0.2 mi | AirbnbVrboBooking |
Cozy Cabin w/ Private Spa & Forest Views Cabin | 2 bd · 2 ba · sleeps 4 | $27,658 | $212 | 36% | 4.6★ (19) | 0.2 mi | AirbnbVrboBooking |
Location, location, location! Hot Tub Walk to Ski! Cabin
| 2 bd · 2 ba · sleeps 4 | $24,422 | $273 | 25% | 5★ (291) | 0.2 mi | AirbnbVrbo |
The Bear Meadows Retreat! Walk to Bear Mountain! Cabin | 2 bd · 2.5 ba · sleeps 7 | $23,588 | $150 | 43% | 4.7★ (28) | 0.2 mi | AirbnbVrboBooking |
High End Town Home! Views of Bear Mtn! House | 2 bd · 2.5 ba · sleeps 7 | $24,504 | $208 | 32% | 4.7★ (131) | 0.2 mi | AirbnbVrbo |
Bear Cub Ski Haus Cabin- Hot Tub- Games- Cabin | 2 bd · 1 ba · sleeps 5 | $15,507 | $317 | 13% | 4.8★ (35) | 0.2 mi | AirbnbVrboBooking |
Big Bear Mountain Getaway with a View and Hot Tub Cabin
| 2 bd · 1 ba · sleeps 5 | $32,797 | $260 | 35% | 4.8★ (241) | 0.2 mi | AirbnbVrbo |
Hole in one, tee off or walk to slopes! Townhouse | 2 bd · 2.5 ba · sleeps 6 | $13,592 | $213 | 17% | 5★ (44) | 0.2 mi | Airbnb |
Dogs OK Golf Course Close to Slopes Fireplace House | 2 bd · 2.5 ba · sleeps 4 | $23,766 | $252 | 26% | 1★ (1) | 0.2 mi | AirbnbVrbo |
2 Bedrm Condo, Steps 2 Bear Mtn Ski Resort & Golf Townhouse | 2 bd · 2.5 ba · sleeps 6 | $18,203 | $353 | 14% | 5★ (53) | 0.2 mi | AirbnbVrbo |
Walking distance to Bear Mtn!PoolTable!EV Charger! House | 2 bd · 2.5 ba · sleeps 7 | $11,321 | $0 | — | 4.3★ (6) | 0.2 mi | Airbnb |
Charming Moonridge cabin with viewsBBQDeck Cabin | 2 bd · 3 ba · sleeps 6 | $25,296 | $226 | 31% | 4.7★ (16) | 0.2 mi | Airbnb |
Near Bear Mountain | Hot Tub + Alpine Zoo Vacation home | 2 bd · 1 ba · sleeps 5 | $24,147 | $307 | 22% | — | 0.2 mi | Booking |
Walk to Bear Mtn | Hot Tub + Forest Views Cabin | 2 bd · 1 ba · sleeps 5 | $30,643 | $291 | 29% | 4.7★ (30) | 0.2 mi | AirbnbVrboBooking |
168 Ski and Tee Chalet Vacation home | 2 bd · 3 ba · sleeps 4 | $14,867 | $296 | 14% | — | 0.2 mi | Booking |
Sheephorn Lodge:Hot Tub!Near Bear Mtn! Central AC! House | 2 bd · 2 ba · sleeps 6 | $56,021 | $304 | 50% | 4.8★ (67) | 0.2 mi | AirbnbVrbo |
On Golf Course and quarter mile from Slopes! Dogs OK, Fireplace, Streaming, and House | 2 bd · 2.5 ba · sleeps 4 | $618 | $154 | 1% | 5★ | 0.2 mi | Vrbo |
On Golf Course and quarter mile from Slopes! Dogs OK, Fireplace, Streaming, and House | 2 bd · 3 ba · sleeps 4 | $2,454 | $220 | 3% | — | 0.2 mi | Vrbo |
Sheephorn Getaway-jacuzzi+firepit+mins to slopes Cabin
| 2 bd · 1 ba · sleeps 4 | $58,229 | $232 | 69% | 4.9★ (193) | 0.2 mi | AirbnbVrbo |
Family Friendly Spacious Cabin in Moonridge! Cabin
| 2 bd · 2 ba · sleeps 6 | $13,677 | $205 | 18% | 4.9★ (69) | 0.2 mi | Airbnb |
Walk to Bear Mtn! Wifi! BBQ! 2 Master Suites! House | 2 bd · 2.5 ba · sleeps 7 | $23,823 | $189 | 35% | 4.8★ (152) | 0.2 mi | AirbnbVrbo |
Sunset Mountain Retreat:1 Mile Away from Bear Mtn! House | 2 bd · 2 ba · sleeps 6 | $25,041 | $200 | 34% | 4.7★ (47) | 0.2 mi | AirbnbVrbo |
Charming Ski Getaway, views, BBQ, Covered deck near Bear Mountain Ski Resort Cabin | 2 bd · 3 ba · sleeps 6 | $3,974 | $198 | 5% | — | 0.2 mi | Delisted |
Charming Ski Getaway, views, BBQ, Covered deck near Bear Mountain Ski Resort Cabin | 2 bd · 3 ba · sleeps 6 | $798 | $157 | 1% | 4.7★ (33) | 0.2 mi | Delisted |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.15% = 7.40% Freddie Mac 30-yr avg (Oct 8) + 0.75% investor premium
Est. revenue
$24,976
NOI
$4,944
Cash flow /mo
-$2,652
Cash needed
$159,210
Cash-on-cash
-20.0%
ROE (yr 1)
-7.6%
Cap rate
0.9%
DSCR
0.13
Year-1 write-off
$108,911
Year-1 tax shield @ 32%
$34,852
Year-1 return on equity
- Cash flow (annual)-$31,829
- Principal paydown$3,339
- Appreciation at%$16,470
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$4,995
- Platform fees (3% of revenue)$749
- Maintenance / capex (5% of revenue)$1,249
- Utilities & supplies$4,200
- HOA$0
- Property tax$7,084
- Insurance (STR-rated)$2,800
Cash needed to close
- Down payment (25%)$137,250
- Closing costs (4.0%)$21,960
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$34,852
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$440,000
Short-life (5/15-yr)
$109,000 · 25%
Year-1 deduction
$109,000
Year-1 tax shield @ 32%
$35,000
Land 20% (county tax record, assessed value split) · building $332,000 over 39 years
Based on: ~1,400 sq ft (from beds), built 1999, 2 bd / 2 ba, furnished, listing features (deck, fireplace, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $61,000 in year 1 (14% short-life, $19,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $10,800
Kitchen cabinetsdefault
$8,900 new × 40% good × 3.06 allocation
- $8,900
Kitchen countertopsdefault
$7,300 new × 40% good × 3.06 allocation
- $3,000
Decorative trimdefault
$2,500 new × 40% good × 3.06 allocation
- $400
Mirrorsdefault
$300 new × 40% good × 3.06 allocation
- $1,100
Shelvingdefault
$900 new × 40% good × 3.06 allocation
- $4,300
Window coverings (14)default
$3,500 new × 40% good × 3.06 allocation
- $9,700
Kitchen & laundry equipment plumbingdefault
$6,900 new × 46% good × 3.06 allocation
- $5,900
Kitchen, laundry & data equipment electricaldefault
$4,200 new × 46% good × 3.06 allocation
- $8,700
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer)listing
$7,100 new × 40% good × 3.06 allocation
- $6,400
Furniture conveyed with the sale (used)listing
$16,000 new × 40% good · out of the price
- $11,900
Paving: driveway & walks (paved)default
$7,800 new × 50% good × 3.06 allocation
- $11,400
Landscaping (typical)default
$7,500 new × 50% good × 3.06 allocation
- $2,100
Patiosdefault
$1,400 new × 50% good × 3.06 allocation
- $24,100
Decks & porches (attached)listing
$15,800 new × 50% good × 3.06 allocation
- $255,200
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$151,800 new × 55% good × 3.06 allocation
- $22,100
Building plumbing & fixturesdefault
$15,700 new × 46% good × 3.06 allocation
- $21,100
Building electrical & lightingdefault
$15,000 new × 46% good × 3.06 allocation
- $19,300
HVACdefault
$15,800 new × 40% good × 3.06 allocation
- $11,000
Hardwood & tile floorsdefault
$9,000 new × 40% good × 3.06 allocation
- $3,200
Fireplacelisting
$2,600 new × 40% good × 3.06 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $59,100 | $49,400 | $400 | $108,900 |
| 2 | $0 | $0 | $8,500 | $8,500 |
| 3 | $0 | $0 | $8,500 | $8,500 |
| 4 | $0 | $0 | $8,500 | $8,500 |
| 5 | $0 | $0 | $8,500 | $8,500 |
| 6+ | $0 | $0 | $297,500 | $297,500 |
| Total | $59,100 | $49,400 | $331,900 | $440,500 |
The building's share of the price ($434,000) is 3.1x our depreciated replacement cost of the home ($142,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.