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6868 Tucker Ln

6868 Tucker Ln

Redding, CA 96002

$749,000

4 bd · 2 ba · 1,670 sqft · Listed 1d ago

View on Realtor.com →
Low confidence

Year built

1975

Sqft

1,670

Lot sqft

12,197

HOA / mo

$0

Furnished

No

List date

2026-10-04T15:41:55.000000Z

Revenue

Annual revenue

$69,269

ADR

$344

Occupancy

55%

Cleaning fees (12 mo)

$10,570

Confidence

Low (-5.43), 5 comps

Comp revenue range (p25 / median / p75)

$20,624$39,388$75,391

Few similar-size comps were found, so all comps are shown.

Median revenue of shown comps: $39,388

  • Belle Maison Pet & Family Friendly MidTerm Stays

    House · 4 bd · 3 ba · sleeps 8 · 1.0 mi

    Revenue $20,624ADR $339Occ ≈ 17%4.9★ (9)

    AirbnbVrbo

  • Riverhouse + Cottage | Massive Pool + Hot Tub | EV

    House · 4 bd · 3 ba · sleeps 12 · 1.0 mi

    Revenue $162,007ADR $797Occ ≈ 56%4.8★ (75)

    AirbnbVrbo

  • Shasta Cascade Riverhouse

    House · 4 bd · 2 ba · sleeps 8 · 1.3 mi

    Revenue $75,391ADR $518Occ ≈ 40%4.8★ (160)

    AirbnbVrbo

  • Family Friendly 4BR Home Near Parks & Dining

    House · 4 bd · 2 ba · sleeps 8 · 1.9 mi

    Revenue $2,172ADR $211Occ ≈ 3%1★ (1)

    AirbnbVrboBooking

  • Retreat 5 bed 4 rooms 3.8 mi. from Redding Airport

    House · 4 bd · 2 ba · sleeps 9 · 2.1 mi

    Revenue $39,388ADR $254Occ ≈ 42%5★ (143)

    AirbnbVrbo

Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.

Cash flow calculator

Financing
Management

Est. revenue

$69,269

NOI

$33,053

Cash flow /mo

$2,754

Cash needed

$801,960

Cash-on-cash (all cash)

4.1%

ROE (yr 1)

6.9%

Cap rate

4.4%

DSCR

—

Year-1 write-off

$280,718

Year-1 tax shield @ 32%

$89,830

Year-1 return on equity

  • Cash flow (annual)$33,053
  • Principal paydown (n/a, cash)$0
  • Appreciation at%$22,470
ROE6.9%

Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.

Opex, cash-needed & tax-savings breakdown

Annual operating expenses

  • Management (20% of revenue)$13,854
  • Platform fees (3% of revenue)$2,078
  • Maintenance / capex (5% of revenue)$3,463
  • Utilities & supplies$4,200
  • HOA$0
  • Property tax$9,363
  • Insurance (STR-rated)$4,382

Cash needed to close

  • Purchase price (all cash)$749,000
  • Closing costs (4.0%)$29,960
  • Furnishing (bought new)$23,000

Tax savings if the STR loophole applies

  • Tax shield @ 32%$89,830

Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).

The write-off comes from the cost segregation estimate below. Not tax advice.

Cost segregation estimate

An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.

Depreciable basis

$635,000

Short-life (5/15-yr)

$257,000 · 41%

Year-1 deduction

$281,000

Year-1 tax shield @ 32%

$90,000

Land 15% (county tax record, assessed value split) · building $378,000 over 39 years · new furniture $23,000

Based on: 1,670 sq ft, built 1975, 4 bd / 2 ba, unfurnished, listing features (pool, patio, flooring types, septic, wooded lot).

Try the cost segregation calculator on any property →

IRS-guide safe-harbor floor: $245,000 in year 1 (35% short-life, $78,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.

5-year property$108,300

  • Kitchen cabinetsdefault

    $9,500 new × 40% good × 3.75 allocation

    $14,200

  • Kitchen countertopsdefault

    $7,700 new × 40% good × 3.75 allocation

    $11,600

  • Decorative trimdefault

    $2,900 new × 40% good × 3.75 allocation

    $4,400

  • Mirrorsdefault

    $300 new × 40% good × 3.75 allocation

    $500

  • Shelvingdefault

    $1,500 new × 40% good × 3.75 allocation

    $2,300

  • Window coverings (17)default

    $4,300 new × 40% good × 3.75 allocation

    $6,400

  • Carpet, vinyl & laminate (100% of floors)listing

    $10,700 new × 40% good × 3.75 allocation

    $16,100

  • Kitchen & laundry equipment plumbingdefault

    $7,400 new × 40% good × 3.75 allocation

    $11,000

  • Kitchen, laundry & data equipment electricaldefault

    $4,400 new × 40% good × 3.75 allocation

    $6,700

  • Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default

    $8,100 new × 40% good × 3.75 allocation

    $12,200

  • Furniture bought newlisting

    $23,000 new × 100% good · bought separately

    $23,000
15-year land improvements$172,000

  • Paving: driveway & walks (paved)default

    $8,500 new × 50% good × 3.75 allocation

    $15,900

  • Landscaping (minimal)listing

    $4,100 new × 50% good × 3.75 allocation

    $7,600

  • Patioslisting

    $7,500 new × 50% good × 3.75 allocation

    $14,100

  • Decks & porches (attached)default

    $1,600 new × 50% good × 3.75 allocation

    $3,100

  • Pool (in-ground)listing

    $65,000 new × 50% good × 3.75 allocation

    $121,900

  • Gazebo / pergolalisting

    $5,000 new × 50% good × 3.75 allocation

    $9,400
Building, 39-year$377,700

  • Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault

    $180,700 new × 40% good × 3.75 allocation

    $271,100

  • Building plumbing & fixturesdefault

    $18,800 new × 40% good × 3.75 allocation

    $28,200

  • Building electrical & lightingdefault

    $18,400 new × 40% good × 3.75 allocation

    $27,700

  • HVACdefault

    $18,800 new × 40% good × 3.75 allocation

    $28,200

  • Septic systemlisting

    $12,000 new × 50% good × 3.75 allocation

    $22,500

About the property

Depreciation schedule: typical cost seg study

Year5-yr15-yrBuildingTotal
1$108,300$172,000$400$280,700
2$0$0$9,700$9,700
3$0$0$9,700$9,700
4$0$0$9,700$9,700
5$0$0$9,700$9,700
6+$0$0$338,600$338,600
Total$108,300$172,000$377,700$658,000

The building's share of the price ($635,000) is 3.8x our depreciated replacement cost of the home ($169,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.

Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.

Market note

Rules differ by jurisdiction. City of Redding caps whole-home vacation rentals at 400 with a 600 ft spacing rule (300 ft with a physical buffer), and its permit is NOT transferable to a new owner. Shasta Lake city and unincorporated Shasta County allow permitted rentals with no cap found, but permits also do not transfer on sale. Lodging tax ~10% plus a 2% tourism assessment in Redding. Verify parcel eligibility with the city or county before you buy.