43320 Sand Canyon Rd
Big Bear Lake, CA 92315
$600,000
3 bd · 2 ba · Listed today
View on Realtor.com →Year built
1973
Sqft
—
Lot sqft
7,800
HOA / mo
None
Furnished
No
List date
2026-10-06T01:50:15.000000Z
Revenue
Annual revenue
$34,546
ADR
$272
Occupancy
35%
Cleaning fees (12 mo)
$7,771
Confidence
Low (45.3), 48 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $31,990Checking amenities for 47 listings…
Bear View Lodge
House · 3 bd · 2.5 ba · sleeps 10 · 207 ft
Revenue $44,639ADR $486Occ ≈ 25%5★ (23)
Scandinavian Cabin | Moonridge + Slopes + A/C
Cabin · 3 bd · 2 ba · sleeps 6 · 348 ft
Revenue $31,392ADR $375Occ ≈ 23%4.9★ (121)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Bear View Lodge House | 3 bd · 2.5 ba · sleeps 10 | $44,639 | $486 | 25% | 5★ (23) | 207 ft | Airbnb |
Perfect location Cabin w/Hot tub & Game room Cabin | 3 bd · 2 ba · sleeps 6 | $14,758 | $460 | 9% | 4.5★ (8) | 223 ft | AirbnbVrboBooking |
Big Bear Mtn Cabin | <1mi Ski Resort | Game Loft House | 3 bd · 2 ba · sleeps 8 | $46,928 | $409 | 31% | 5★ (46) | 246 ft | AirbnbVrbo |
Scandinavian Cabin | Moonridge + Slopes + A/C Cabin | 3 bd · 2 ba · sleeps 6 | $31,392 | $375 | 23% | 4.9★ (121) | 348 ft | Airbnb |
Game/Arcade Table, Near the Slopes Chalet | 3 bd · 2.5 ba · sleeps 7 | $17,198 | $144 | 33% | 4.3★ (12) | 423 ft | AirbnbVrboBooking |
Cozy Bear Cabin. BBQ, Walk to Bear Mtn, location House | 3 bd · 2 ba · sleeps 10 | $10,004 | $341 | 8% | — | 427 ft | AirbnbVrbo |
Dancing Bear Cabin: 5 mins to ski, zoo, hike, lake House | 3 bd · 2 ba · sleeps 6 | $22,968 | $299 | 21% | 5★ (84) | 486 ft | AirbnbVrboBooking |
Bear Canyon Getaway | Hot Tub & Game Loft Cabin | 3 bd · 2 ba · sleeps 8 | $9,467 | $297 | 9% | 4.5★ (4) | 0.1 mi | AirbnbVrboBooking |
Bear Canyon: Large Cabin, Beautiful Views & HotTub Cabin | 3 bd · 2 ba · sleeps 8 | $23,430 | $393 | 16% | 4.4★ (15) | 0.1 mi | AirbnbVrboBooking |
Big Bear Chalet | Hot Tub • Fire Pit • Mtn Views Cabin | 3 bd · 1.5 ba · sleeps 6 | $61,464 | $287 | 59% | 4.8★ (125) | 0.1 mi | AirbnbVrbo |
Show 32 more
A Big Bear View
Cabin · 3 bd · 1 ba · sleeps 6 · 0.1 mi
Revenue $24,829ADR $321Occ ≈ 21%4.8★ (34)
Outstanding Cabin with Game Room and Impressive Outdoor Area in Big Bear Lake, California
Cabin · 3 bd · 2 ba · sleeps 10 · 0.1 mi
Revenue $12,091ADR $470Occ ≈ 7%—
Private and spacious w/ wrap around deck mtn views
House · 3 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $15,094ADR $325Occ ≈ 13%4.8★ (30)
034 - Menlo Suite - Big Bear Getaway
Vacation home · 3 bd · 3 ba · sleeps 6 · 0.2 mi
Revenue $36,425ADR $270Occ ≈ 37%3.4★ (4)
Panoramic View, Hot Tub, Game Room, Family Retreat
Cabin · 3 bd · 2 ba · sleeps 8 · 0.2 mi
Revenue $81,787ADR $289Occ ≈ 78%4.9★ (70)
Treetop Hideaway | Hot Tub + Near the Slopes
Cabin · 3 bd · 1 ba · sleeps 8 · 0.2 mi
Revenue $72,882ADR $247Occ ≈ 81%5★ (341)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Serene Cabin w/ Hot Tub < 1 Mi to Bear Mountain! Cabin | 3 bd · 2 ba · sleeps 6 | $20,063 | $273 | 20% | 4.7★ (129) | 0.1 mi | AirbnbVrboBooking |
Fully Fenced Yard! Pool Table! Log Cabin! House | 3 bd · 2 ba · sleeps 7 | $51,714 | $292 | 49% | 4.8★ (136) | 0.1 mi | AirbnbVrbo |
Big Bear Getaway! Hot Tub, Game Room Cabin | 3 bd · 2.5 ba · sleeps 9 | $32,033 | $393 | 22% | 4.8★ (120) | 0.1 mi | AirbnbVrbo |
Fireplace & BBQ + Game Table + Close to Slopes Cabin | 3 bd · 2 ba · sleeps 6 | $21,875 | $305 | 20% | 4.8★ (21) | 0.1 mi | AirbnbVrboBooking |
A Big Bear View Cabin | 3 bd · 1 ba · sleeps 6 | $24,829 | $321 | 21% | 4.8★ (34) | 0.1 mi | Airbnb |
Outstanding Cabin with Game Room and Impressive Outdoor Area in Big Bear Lake, California Cabin | 3 bd · 2 ba · sleeps 10 | $12,091 | $470 | 7% | — | 0.1 mi | Vrbo |
Bearfoot Den, Walk to Bear Mountain, Fireplaces, Cabin | 3 bd · 2 ba · sleeps 7 | $31,946 | $305 | 29% | 4.8★ (27) | 0.2 mi | AirbnbVrboBooking |
A-Frame + Hot Tub + Deck Dining • Ski + Trails House | 3 bd · 1 ba · sleeps 6 | $3,631 | $197 | 5% | 5★ (1) | 0.2 mi | AirbnbVrboBooking |
Deer Canyon Cabin w/ spa, BBQ, near Bear Mountain House | 3 bd · 2 ba · sleeps 7 | $34,178 | $543 | 17% | 4.2★ (22) | 0.2 mi | AirbnbVrboBooking |
Private and spacious w/ wrap around deck mtn views House | 3 bd · 2 ba · sleeps 8 | $15,094 | $325 | 13% | 4.8★ (30) | 0.2 mi | Airbnb |
Ollie's Cabin:Mtn Views!Spa!Foosball!Fully Fenced! House | 3 bd · 3 ba · sleeps 9 | $34,455 | $342 | 28% | 4.6★ (25) | 0.2 mi | AirbnbVrbo |
Smart TV, BBQ, Deck, Walk to Slopes House | 3 bd · 2 ba · sleeps 8 | $15,532 | $317 | 13% | 4.7★ (3) | 0.2 mi | AirbnbVrboBooking |
Moonridge Fun! Walk to Skiing & Golf Cabin | 3 bd · 2 ba · sleeps 8 | $20,641 | $340 | 17% | 5★ (11) | 0.2 mi | AirbnbVrboBooking |
3bedroom 2.5 bath Close to Bear Mtn House | 3 bd · 2.5 ba · sleeps 7 | $19,259 | $241 | 22% | 4.5★ (21) | 0.2 mi | AirbnbVrbo |
034 - Menlo Suite - Big Bear Getaway Vacation home | 3 bd · 3 ba · sleeps 6 | $36,425 | $270 | 37% | 3.4★ (4) | 0.2 mi | Booking |
Starlight Sanctuary | Wow Views, AC, Near Slopes! Cabin | 3 bd · 2 ba · sleeps 8 | $70,513 | $287 | 67% | 4.8★ (56) | 0.2 mi | AirbnbVrboBooking |
Panoramic View, Hot Tub, Game Room, Family Retreat Cabin | 3 bd · 2 ba · sleeps 8 | $81,787 | $289 | 78% | 4.9★ (70) | 0.2 mi | Airbnb |
Bear Mountain Escape | Hot Tub | EV Charging Cabin | 3 bd · 2 ba · sleeps 6 | $10,202 | $350 | 8% | 5★ (32) | 0.2 mi | AirbnbVrbo |
Majestic Mountain Manor Cabin | 3 bd · 2.5 ba · sleeps 10 | $35,170 | $471 | 20% | 4.7★ (13) | 0.2 mi | AirbnbVrbo |
Walk to Ski w/Hot tub, mins to village Cabin | 3 bd · 2.5 ba · sleeps 7 | $28,040 | $344 | 22% | 4.8★ (99) | 0.2 mi | AirbnbVrbo |
Treetop Hideaway | Hot Tub + Near the Slopes Cabin | 3 bd · 1 ba · sleeps 8 | $72,882 | $247 | 81% | 5★ (341) | 0.2 mi | Airbnb |
Sleeps 8 · Hot Tub + Game Room · 10 min to Lake Cabin | 3 bd · 2 ba · sleeps 8 | $41,385 | $324 | 35% | 4.8★ (178) | 0.2 mi | AirbnbVrbo |
Golden West Cottage at Snow Summit - Walk to Lifts Cabin | 3 bd · 2 ba · sleeps 7 | $45,471 | $553 | 23% | 4.5★ (4) | 0.2 mi | AirbnbVrbo |
Stunning w/gorgeous views,deck,yard & spa. Dogs ok Cabin | 3 bd · 2.5 ba · sleeps 9 | $48,970 | $296 | 45% | 5★ (60) | 0.2 mi | AirbnbVrbo |
Moonridge Cabin: Views, Hot Tub, EV & No Pet Fee Cabin | 3 bd · 2.5 ba · sleeps 9 | $45,547 | $473 | 26% | 5★ (22) | 0.2 mi | AirbnbVrbo |
White Pines| Golf Course Views, BBQ & Hot Tub Cabin | 3 bd · 2 ba · sleeps 6 | $39,836 | $193 | 57% | 4.4★ (13) | 0.2 mi | AirbnbBooking |
Upper Moonridge | Fireplace + Slope Views Cabin | 3 bd · 2 ba · sleeps 7 | $5,473 | $286 | 5% | 5★ (1) | 0.2 mi | AirbnbVrboBooking |
Heavenly Heights: Foosball Table! Near Bear Mtn! House | 3 bd · 2 ba · sleeps 7 | $41,925 | $315 | 36% | 4.8★ (202) | 0.2 mi | AirbnbVrbo |
Game Room, Pool Table, Deck, Barbecue, Views Cabin | 3 bd · 2 ba · sleeps 10 | $33,693 | $0 | — | 4.4★ (18) | 0.2 mi | AirbnbVrboBooking |
Hot Tub Retreat Near Bear Mountain House | 3 bd · 2 ba · sleeps 6 | $28,410 | $357 | 22% | 4.5★ (15) | 0.2 mi | AirbnbVrboBooking |
Ski Slope Views | Hot Tub + 2 King Beds Cabin | 3 bd · 2 ba · sleeps 6 | $56,833 | $596 | 26% | 4.8★ (67) | 0.3 mi | AirbnbVrbo |
Cozy Cabin, Mountain Views, Hot Tub, Pool Table Cabin | 3 bd · 2 ba · sleeps 7 | $41,682 | $398 | 29% | 5★ (51) | 0.3 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.03% = 7.28% Freddie Mac 30-yr avg (Oct 1) + 0.75% investor premium
Est. revenue
$34,546
NOI
$11,013
Cash flow /mo
-$2,394
Cash needed
$199,500
Cash-on-cash
-14.4%
ROE (yr 1)
-3.5%
Cap rate
1.8%
DSCR
0.28
Year-1 write-off
$147,958
Year-1 tax shield @ 32%
$47,346
Year-1 return on equity
- Cash flow (annual)-$28,723
- Principal paydown$3,737
- Appreciation at%$18,000
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$6,909
- Platform fees (3% of revenue)$1,036
- Maintenance / capex (5% of revenue)$1,727
- Utilities & supplies$4,200
- HOA$0
- Property tax$7,500
- Insurance (STR-rated)$3,060
Cash needed to close
- Down payment (25%)$150,000
- Closing costs (4.0%)$24,000
- Furnishing (bought new)$25,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$47,346
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$450,000
Short-life (5/15-yr)
$122,000 · 27%
Year-1 deduction
$148,000
Year-1 tax shield @ 32%
$47,000
Land 25% (county tax record, assessed value split) · building $328,000 over 39 years · new furniture $26,000
Based on: ~1,900 sq ft (from beds), built 1973, 3 bd / 2 ba, unfurnished, listing features (deck, game room, fireplace).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $90,000 in year 1 (14% short-life, $29,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $11,700
Kitchen cabinetsdefault
$10,000 new × 40% good × 2.93 allocation
- $9,500
Kitchen countertopsdefault
$8,200 new × 40% good × 2.93 allocation
- $3,900
Decorative trimdefault
$3,300 new × 40% good × 2.93 allocation
- $400
Mirrorsdefault
$300 new × 40% good × 2.93 allocation
- $1,400
Shelvingdefault
$1,200 new × 40% good × 2.93 allocation
- $5,600
Window coverings (19)default
$4,800 new × 40% good × 2.93 allocation
- $5,700
Carpet, vinyl & laminate (40% of floors)default
$4,900 new × 40% good × 2.93 allocation
- $9,100
Kitchen & laundry equipment plumbingdefault
$7,800 new × 40% good × 2.93 allocation
- $5,500
Kitchen, laundry & data equipment electricaldefault
$4,700 new × 40% good × 2.93 allocation
- $9,500
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 40% good × 2.93 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $6,000
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
- $13,200
Paving: driveway & walks (paved)listing
$9,000 new × 50% good × 2.93 allocation
- $12,700
Landscaping (typical)default
$8,700 new × 50% good × 2.93 allocation
- $2,700
Patiosdefault
$1,900 new × 50% good × 2.93 allocation
- $31,300
Decks & porches (attached)listing
$21,400 new × 50% good × 2.93 allocation
- $241,200
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$206,100 new × 40% good × 2.93 allocation
- $25,000
Building plumbing & fixturesdefault
$21,400 new × 40% good × 2.93 allocation
- $25,000
Building electrical & lightingdefault
$21,400 new × 40% good × 2.93 allocation
- $25,000
HVACdefault
$21,400 new × 40% good × 2.93 allocation
- $8,600
Hardwood & tile floorsdefault
$7,300 new × 40% good × 2.93 allocation
- $3,100
Fireplacelisting
$2,600 new × 40% good × 2.93 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $87,700 | $59,900 | $400 | $148,000 |
| 2 | $0 | $0 | $8,400 | $8,400 |
| 3 | $0 | $0 | $8,400 | $8,400 |
| 4 | $0 | $0 | $8,400 | $8,400 |
| 5 | $0 | $0 | $8,400 | $8,400 |
| 6+ | $0 | $0 | $293,900 | $293,900 |
| Total | $87,700 | $59,900 | $327,900 | $475,500 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.