1186 Alameda Ct
Big Bear, CA 92314
$1,195,000
4 bd · 4.5 ba · 3,488 sqft · Listed 27d ago
View on Realtor.com →Year built
2006
Sqft
3,488
Lot sqft
22,002
HOA / mo
None
Furnished
No
List date
2026-09-02T18:49:56Z
Revenue
Annual revenue
$57,729
ADR
$594
Occupancy
27%
Cleaning fees (12 mo)
$9,852
Confidence
Low (39.13), 31 comps
Comp revenue range (p25 / median / p75)
Grand Forest Lodge Retreat- Hot Tub- Games-
Vacation home · 4 bd · 4 ba · sleeps 8 · 0.2 mi
Revenue $66,690ADR $1,394Occ ≈ 13%1.5★ (3)
Central AC, 4 Bedroom/5.5 Bath, Game Room, Hot Tub
Cabin · 4 bd · 5.5 ba · sleeps 10 · 0.3 mi
Revenue $74,398ADR $934Occ ≈ 22%5★ (63)
Canyon Crest Ski View Chalet#2654
Vacation home · 4 bd · 4 ba · sleeps 7 · 0.3 mi
Revenue $16,460ADR $709Occ ≈ 6%—
Canyon Crest ski view
Vacation home · 4 bd · 4 ba · sleeps 10 · 0.3 mi
Revenue $18,413ADR $497Occ ≈ 10%—
Beautiful/Spacious Cabin! Hot Tub, Pool Table, Bar, Dartboard. Tesla charger
Cabin · 4 bd · 4 ba · sleeps 14 · 0.3 mi
Revenue $22,005ADR $831Occ ≈ 7%5★ (100)
Lux Custom Home Ski Slope & Lake Views Moonridge.
Chalet · 4 bd · 4.5 ba · sleeps 16 · 0.3 mi
Revenue $105,657ADR $848Occ ≈ 34%4.9★ (48)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Luxury 5-Star home! Hot Tub Fire Pit Game Room SKY House | 4 bd · 4 ba · sleeps 10 | $86,776 | $956 | 25% | 5★ (10) | 0.1 mi | AirbnbVrbo |
Grand Forest Lodge Retreat- Hot Tub- Games- Cabin | 4 bd · 4 ba · sleeps 8 | $68,786 | $1,082 | 17% | 4.6★ (27) | 0.2 mi | AirbnbVrboBooking |
Grand Forest Lodge Retreat- Hot Tub- Games- Vacation home | 4 bd · 4 ba · sleeps 8 | $66,690 | $1,394 | 13% | 1.5★ (3) | 0.2 mi | Booking |
Big Bear Cabin w/ Hot Tub, Views, Deck & Firepit Cabin | 4 bd · 4 ba · sleeps 10 | $11,363 | $423 | 7% | 5★ (2) | 0.3 mi | AirbnbVrbo |
Huge Big Bear Cabin | Hot Tub | Views | Game Room Cabin | 4 bd · 4.5 ba · sleeps 15 | $16,660 | $494 | 9% | 5★ (1) | 0.3 mi | AirbnbVrbo |
Central AC, 4 Bedroom/5.5 Bath, Game Room, Hot Tub Cabin | 4 bd · 5.5 ba · sleeps 10 | $74,398 | $934 | 22% | 5★ (63) | 0.3 mi | Airbnb |
Canyon Crest Ski View Chalet#2654 Vacation home | 4 bd · 4 ba · sleeps 7 | $16,460 | $709 | 6% | — | 0.3 mi | Booking |
Canyon Crest ski view Vacation home | 4 bd · 4 ba · sleeps 10 | $18,413 | $497 | 10% | — | 0.3 mi | Booking |
Beautiful/Spacious Cabin! Hot Tub, Pool Table, Bar, Dartboard. Tesla charger Cabin | 4 bd · 4 ba · sleeps 14 | $22,005 | $831 | 7% | 5★ (100) | 0.3 mi | Vrbo |
Lux Custom Home Ski Slope & Lake Views Moonridge. Chalet | 4 bd · 4.5 ba · sleeps 16 | $105,657 | $848 | 34% | 4.9★ (48) | 0.3 mi | Airbnb |
Show all 31 comps
Angels Camp Cabin: 4Bdr, Forest Views, Sleeps 10
Cabin · 4 bd · 4 ba · sleeps 10 · 0.4 mi
Revenue $56,386ADR $379Occ ≈ 41%5★ (42)
'Chalet Chocolate', Near Slopes Family-friendly Has Spa, Pool Table
Cabin · 4 bd · 3.5 ba · sleeps 10 · 0.5 mi
Revenue $2,078ADR $1,039Occ ≈ 1%4.8★ (27)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Hot Tub + Game Room: Mtn-View Retreat in Big Bear! House | 4 bd · 5 ba · sleeps 12 | $56,399 | $787 | 20% | 4.7★ (10) | 0.3 mi | AirbnbVrboBooking |
Modern Lodge Near Lake, Village, & Snow Summit House | 4 bd · 3.5 ba · sleeps 10 | $109,299 | $763 | 39% | 5★ (31) | 0.3 mi | AirbnbVrboBooking |
Big Bear Luxury Cabin Retreat*View*BBQ*Ping Pong House | 4 bd · 3.5 ba · sleeps 11 | $21,670 | $641 | 9% | 4.4★ (8) | 0.3 mi | AirbnbVrbo |
Updated Home w/ Views, Spa, Sauna, Billiards+more House | 4 bd · 3.5 ba · sleeps 10 | $58,420 | $733 | 22% | 5★ (123) | 0.3 mi | AirbnbVrbo |
Grizzly Bear Lodge: Hot Tub!Air Hockey!Fenced Yard House | 4 bd · 3.5 ba · sleeps 10 | $55,709 | $439 | 35% | 4.7★ (108) | 0.4 mi | AirbnbVrbo |
Million Dollar View Cabin! House | 4 bd · 3.5 ba · sleeps 15 | $52,343 | $864 | 17% | 5★ (60) | 0.4 mi | AirbnbVrbo |
Angels Camp Cabin: 4Bdr, Forest Views, Sleeps 10 Cabin | 4 bd · 4 ba · sleeps 10 | $56,386 | $379 | 41% | 5★ (42) | 0.4 mi | Airbnb |
Designer Chalet | Sauna, Fireplace & Mountain view Cabin | 4 bd · 3.5 ba · sleeps 12 | $63,966 | $572 | 31% | 4.8★ (63) | 0.5 mi | AirbnbVrboBooking |
A-Frame Point | Game Room, Movie Theater & Sauna Cabin | 4 bd · 3.5 ba · sleeps 10 | $78,647 | $656 | 33% | 5★ (8) | 0.5 mi | AirbnbVrbo |
Unique Dome House in Moonridge w/ Pool Table House | 4 bd · 3.5 ba · sleeps 10 | $8,813 | $456 | 5% | — | 0.5 mi | AirbnbBooking |
'Chalet Chocolate', Near Slopes Family-friendly Has Spa, Pool Table Cabin | 4 bd · 3.5 ba · sleeps 10 | $2,078 | $1,039 | 1% | 4.8★ (27) | 0.5 mi | Vrbo |
Gorgeous Views! 4 BR LUX Home! HOT TUB! Gameroom! House | 4 bd · 3.5 ba · sleeps 13 | $53,138 | $523 | 28% | 4.8★ (14) | 0.5 mi | AirbnbVrbo |
A-Frame Cabin • Game Room • Pine Knot Village Cabin | 4 bd · 3.5 ba · sleeps 10 | $10,324 | $561 | 5% | 5★ (1) | 0.6 mi | AirbnbVrboBooking |
Fireplace + Game Room w/ Pool Table + Near Slopes House | 4 bd · 4 ba · sleeps 8 | $35,787 | $358 | 27% | 4.7★ (3) | 0.6 mi | AirbnbVrboBooking |
Stunning Modern Mountain Gem w/Game Room & Wet Bar House | 4 bd · 3.5 ba · sleeps 10 | $27,473 | $1,278 | 6% | 5★ (3) | 0.6 mi | AirbnbVrboBooking |
Sugarpines Big Bear | Panoramic Ski Slope Views Cabin | 4 bd · 3.5 ba · sleeps 10 | $85,368 | $1,991 | 12% | — | 0.6 mi | AirbnbVrbo |
Menlo Treehouse. Guest house, Hot Tub. House | 4 bd · 5 ba · sleeps 14 | $50,291 | $830 | 17% | 4.7★ (17) | 0.6 mi | AirbnbVrbo |
Beautiful Views! Hot Tub! Game Room! Piano! House | 4 bd · 4 ba · sleeps 10 | $46,413 | $369 | 34% | 4.8★ (94) | 0.6 mi | AirbnbVrbo |
Stunning Views! Gameroom! WalktoBearMtn! House | 4 bd · 4 ba · sleeps 15 | $80,113 | $533 | 41% | 5★ (9) | 0.6 mi | AirbnbVrbo |
Game Room! Yard! Fireplaces! BBQ! Hot Tub! House | 4 bd · 3.5 ba · sleeps 12 | $36,482 | $513 | 19% | 4.5★ (116) | 0.7 mi | AirbnbVrbo |
Walk to Bear Mt~4BD~Hot Tub~Game Room~Multi Family House | 4 bd · 4 ba · sleeps 10 | $22,941 | $502 | 13% | 4.8★ (26) | 0.7 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.78% = 7.03% Freddie Mac 30-yr avg (Sep 24) + 0.75% investor premium
Est. revenue
$57,729
NOI
$18,125
Cash flow /mo
-$4,929
Cash needed
$375,550
Cash-on-cash
-15.7%
ROE (yr 1)
-4.1%
Cap rate
1.5%
DSCR
0.23
Year-1 write-off
$180,274
Year-1 tax shield @ 32%
$57,688
Year-1 return on equity
- Cash flow (annual)-$59,148
- Principal paydown$7,820
- Appreciation at%$35,850
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$11,546
- Platform fees (3% of revenue)$1,732
- Maintenance / capex (5% of revenue)$2,886
- Utilities & supplies$4,200
- HOA$0
- Property tax$14,938
- Insurance (STR-rated)$6,095
Cash needed to close
- Down payment (25%)$298,750
- Closing costs (4.0%)$47,800
- Furnishing (bought new)$29,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$57,688
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$885,000
Short-life (5/15-yr)
$149,000 · 17%
Year-1 deduction
$180,000
Year-1 tax shield @ 32%
$58,000
Land 26% (county tax record, assessed value split) · building $736,000 over 39 years · new furniture $29,000
Based on: 3,488 sq ft, built 2006, 4 bd / 4.5 ba, unfurnished, listing features (deck, game room, fireplace, stone counters, appliance list).
IRS-guide safe-harbor floor: $104,000 in year 1 (8% short-life, $33,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $12,200
Kitchen cabinetsdefault
$13,400 new × 40% good × 2.28 allocation
- $12,500
Kitchen countertops (stone)listing
$13,800 new × 40% good × 2.28 allocation
- $5,600
Decorative trimdefault
$6,100 new × 40% good × 2.28 allocation
- $500
Mirrorsdefault
$600 new × 40% good × 2.28 allocation
- $1,400
Shelvingdefault
$1,500 new × 40% good × 2.28 allocation
- $8,000
Window coverings (35)default
$8,800 new × 40% good × 2.28 allocation
- $8,200
Carpet, vinyl & laminate (40% of floors)default
$9,000 new × 40% good × 2.28 allocation
- $14,300
Kitchen & laundry equipment plumbingdefault
$10,500 new × 60% good × 2.28 allocation
- $8,600
Kitchen, laundry & data equipment electricaldefault
$6,300 new × 60% good × 2.28 allocation
- $1,600
Appliances (range)listing
$1,800 new × 40% good × 2.28 allocation
- $23,000
Furniture bought newlisting
$23,000 new × 100% good · bought separately
- $6,000
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
- $13,900
Paving: driveway & walks (paved)default
$12,200 new × 50% good × 2.28 allocation
- $13,400
Landscaping (typical)default
$11,800 new × 50% good × 2.28 allocation
- $3,900
Patiosdefault
$3,400 new × 50% good × 2.28 allocation
- $44,700
Decks & porches (attached)listing
$39,200 new × 50% good × 2.28 allocation
- $575,400
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$379,000 new × 67% good × 2.28 allocation
- $53,800
Building plumbing & fixturesdefault
$39,400 new × 60% good × 2.28 allocation
- $56,700
Building electrical & lightingdefault
$41,500 new × 60% good × 2.28 allocation
- $35,800
HVACdefault
$39,300 new × 40% good × 2.28 allocation
- $12,300
Hardwood & tile floorsdefault
$13,500 new × 40% good × 2.28 allocation
- $2,400
Fireplacelisting
$2,600 new × 40% good × 2.28 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $102,000 | $75,900 | $2,400 | $180,300 |
| 2 | $0 | $0 | $18,900 | $18,900 |
| 3 | $0 | $0 | $18,900 | $18,900 |
| 4 | $0 | $0 | $18,900 | $18,900 |
| 5 | $0 | $0 | $18,900 | $18,900 |
| 6+ | $0 | $0 | $658,400 | $658,400 |
| Total | $102,000 | $75,900 | $736,300 | $914,200 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.