19272 Bjan Ln
Redding, CA 96003
$429,900
4 bd · 3.5 ba · 2,479 sqft · Listed 15d ago
View on Realtor.com →Year built
1990
Sqft
2,479
Lot sqft
39,204
HOA / mo
$0
Furnished
No
List date
2026-09-14T06:10:52.000000Z
Revenue
Annual revenue
$39,137
ADR
$147
Occupancy
73%
Cleaning fees (12 mo)
$5,089
Confidence
Low (21.79), 16 comps
Comp revenue range (p25 / median / p75)
Delightful Modern Home, Fireplace, Designers Touch
House · 3 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $39,606ADR $206Occ ≈ 53%4.9★ (94)
Convenient 3-Bdrm Townhome 30Day
Apartment · 3 bd · 2.5 ba · sleeps 4 · 0.3 mi
Revenue $15,592ADR $63Occ ≈ 68%—
Cozy 3-Bedroom Townhome - 30 Day
Apartment · 3 bd · 2.5 ba · sleeps 4 · 0.3 mi
Revenue $28,150ADR $94Occ ≈ 82%—
Family Friendly close to I-5
House · 3 bd · 2 ba · sleeps 8 · 0.4 mi
Revenue $46,100ADR $168Occ ≈ 75%4.9★ (329)
Pool/HotYoga/Cold Plunge/Sauna
House · 4 bd · 2.5 ba · sleeps 12 · 0.5 mi
Revenue $25,564ADR $449Occ ≈ 16%5★ (2)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Peaceful Home on a Hill with Porch View House | 3 bd · 2 ba · sleeps 7 | $17,461 | $142 | 34% | 4.8★ (11) | 197 ft | AirbnbVrbo |
Delightful Modern Home, Fireplace, Designers Touch House | 3 bd · 2 ba · sleeps 6 | $39,606 | $206 | 53% | 4.9★ (94) | 0.2 mi | Airbnb |
Pool + Hot Tub | 4 BR | The Atelier Retreat House | 4 bd · 2 ba · sleeps 9 | $70,194 | $456 | 42% | 5★ (19) | 0.2 mi | AirbnbVrbo |
Convenient 3-Bdrm Townhome 30Day Apartment | 3 bd · 2.5 ba · sleeps 4 | $15,592 | $63 | 68% | — | 0.3 mi | Airbnb |
Charming Rustic home on 3 acres House | 3 bd · 2 ba · sleeps 8 | $19,120 | $0 | — | 4.8★ (240) | 0.3 mi | AirbnbVrbo |
Cozy 3-Bedroom Townhome - 30 Day Apartment | 3 bd · 2.5 ba · sleeps 4 | $28,150 | $94 | 82% | — | 0.3 mi | Airbnb |
*New* Overflow 96 | Pool - Hot tub - Central! House | 3 bd · 2 ba · sleeps 10 | $64,600 | $299 | 59% | 5★ (39) | 0.4 mi | AirbnbVrbo |
Family Friendly close to I-5 House | 3 bd · 2 ba · sleeps 8 | $46,100 | $168 | 75% | 4.9★ (329) | 0.4 mi | Airbnb |
The Ridgewood Estate | Pool - Fire Pit - Central House | 4 bd · 2.5 ba · sleeps 10 | $112,862 | $694 | 45% | 5★ (12) | 0.5 mi | AirbnbVrbo |
Pool/HotYoga/Cold Plunge/Sauna House | 4 bd · 2.5 ba · sleeps 12 | $25,564 | $449 | 16% | 5★ (2) | 0.5 mi | Airbnb |
Show all 16 comps
4BR Retreat - Pool & Sauna on site
House · 4 bd · 2 ba · sleeps 6 · 0.6 mi
Revenue $29,671ADR $314Occ ≈ 26%4.5★ (13)
Pool Hot Tub Fire Pit Pet Friendly BBQ 4BR
Vacation home · 4 bd · 2 ba · sleeps 8 · 0.6 mi
Revenue $6,713ADR $555Occ ≈ 3%—
Upscale Spacious Home Best Neighbhd 30 Day Minimum
House · 4 bd · 2 ba · sleeps 6 · 0.6 mi
Revenue $12,745ADR $133Occ ≈ 26%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
4BR Retreat - Pool & Sauna on site House | 4 bd · 2 ba · sleeps 6 | $29,671 | $314 | 26% | 4.5★ (13) | 0.6 mi | Airbnb |
Pool Hot Tub Fire Pit Pet Friendly BBQ 4BR Vacation home | 4 bd · 2 ba · sleeps 8 | $6,713 | $555 | 3% | — | 0.6 mi | Booking |
Upscale Spacious Home Best Neighbhd 30 Day Minimum House | 4 bd · 2 ba · sleeps 6 | $12,745 | $133 | 26% | — | 0.6 mi | Airbnb |
Sunny Pines | Pool & Spa+Central House | 4 bd · 2 ba · sleeps 10 | $94,126 | $479 | 54% | 4.9★ (25) | 0.6 mi | AirbnbVrbo |
Family Escape | Dog Friendly + Hot Tub + Fire Pit House | 4 bd · 2 ba · sleeps 8 | $7,056 | $588 | 3% | 4.8★ (37) | 0.6 mi | AirbnbVrbo |
*The DREAM HOUSE* SWIMSPA JACUZZI, #1 HOME in RDD House | 3 bd · 2 ba · sleeps 6 | $59,721 | $299 | 55% | 5★ (225) | 0.7 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$39,137
NOI
$16,735
Cash flow /mo
$1,395
Cash needed
$470,096
Cash-on-cash (all cash)
3.6%
ROE (yr 1)
6.3%
Cap rate
3.9%
DSCR
—
Year-1 write-off
$102,219
Year-1 tax shield @ 32%
$32,710
Year-1 return on equity
- Cash flow (annual)$16,735
- Principal paydown (n/a, cash)$0
- Appreciation at%$12,897
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$7,827
- Platform fees (3% of revenue)$1,174
- Maintenance / capex (5% of revenue)$1,957
- Utilities & supplies$4,200
- HOA$0
- Property tax$6,407
- Insurance (STR-rated)$2,515
Cash needed to close
- Purchase price (all cash)$429,900
- Closing costs (4.0%)$17,196
- Furnishing (bought new)$23,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$32,710
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$351,000
Short-life (5/15-yr)
$78,000 · 22%
Year-1 deduction
$102,000
Year-1 tax shield @ 32%
$33,000
Land 18% (county tax record, assessed value split) · building $272,000 over 39 years · new furniture $23,000
Based on: 2,479 sq ft, built 1990, 4 bd / 3.5 ba, unfurnished, listing features (fireplace, flooring types).
IRS-guide safe-harbor floor: $80,000 in year 1 (16% short-life, $25,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $8,600
Kitchen cabinetsdefault
$11,200 new × 40% good × 1.91 allocation
- $7,000
Kitchen countertopsdefault
$9,200 new × 40% good × 1.91 allocation
- $3,300
Decorative trimdefault
$4,300 new × 40% good × 1.91 allocation
- $300
Mirrorsdefault
$500 new × 40% good × 1.91 allocation
- $1,100
Shelvingdefault
$1,500 new × 40% good × 1.91 allocation
- $4,800
Window coverings (25)default
$6,300 new × 40% good × 1.91 allocation
- $12,200
Carpet, vinyl & laminate (100% of floors)listing
$16,000 new × 40% good × 1.91 allocation
- $6,700
Kitchen & laundry equipment plumbingdefault
$8,700 new × 40% good × 1.91 allocation
- $4,000
Kitchen, laundry & data equipment electricaldefault
$5,300 new × 40% good × 1.91 allocation
- $6,200
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 40% good × 1.91 allocation
- $23,000
Furniture bought newlisting
$23,000 new × 100% good · bought separately
- $9,900
Paving: driveway & walks (paved)default
$10,300 new × 50% good × 1.91 allocation
- $9,500
Landscaping (typical)default
$9,900 new × 50% good × 1.91 allocation
- $2,300
Patiosdefault
$2,400 new × 50% good × 1.91 allocation
- $2,300
Decks & porches (attached)default
$2,400 new × 50% good × 1.91 allocation
- $205,600
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$268,900 new × 40% good × 1.91 allocation
- $21,400
Building plumbing & fixturesdefault
$27,900 new × 40% good × 1.91 allocation
- $21,900
Building electrical & lightingdefault
$28,700 new × 40% good × 1.91 allocation
- $21,400
HVACdefault
$27,900 new × 40% good × 1.91 allocation
- $2,000
Fireplacelisting
$2,600 new × 40% good × 1.91 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $77,300 | $24,000 | $900 | $102,200 |
| 2 | $0 | $0 | $7,000 | $7,000 |
| 3 | $0 | $0 | $7,000 | $7,000 |
| 4 | $0 | $0 | $7,000 | $7,000 |
| 5 | $0 | $0 | $7,000 | $7,000 |
| 6+ | $0 | $0 | $243,500 | $243,500 |
| Total | $77,300 | $24,000 | $272,300 | $373,600 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Rules differ by jurisdiction. City of Redding caps whole-home vacation rentals at 400 with a 600 ft spacing rule (300 ft with a physical buffer), and its permit is NOT transferable to a new owner. Shasta Lake city and unincorporated Shasta County allow permitted rentals with no cap found, but permits also do not transfer on sale. Lodging tax ~10% plus a 2% tourism assessment in Redding. Verify parcel eligibility with the city or county before you buy.