903 W Rainbow Blvd
Big Bear City, CA 92314
$425,000
2 bd · 2 ba · 679 sqft · Listed 4d ago
View on Realtor.com →Year built
1947
Sqft
679
Lot sqft
5,001
HOA / mo
None
Furnished
No
List date
2026-09-25T18:04:49Z
Revenue
Annual revenue
$28,083
ADR
$197
Occupancy
39%
Cleaning fees (12 mo)
$5,699
Confidence
Low (47.97), 50 comps
Comp revenue range (p25 / median / p75)
Walk To Conv Center • Fire Pit • BBQ • EV Charger
Cabin · 2 bd · 1 ba · sleeps 5 · 200 ft
Revenue $24,316ADR $243Occ ≈ 27%5★ (177)
Casa del Oso | Close to Skiing, Lake & Village
Cabin · 2 bd · 2 ba · sleeps 6 · 276 ft
Revenue $23,543ADR $287Occ ≈ 22%4.9★ (95)
Robinhood Lodge | 5 min to slopes & lake
Cabin · 2 bd · 1.5 ba · sleeps 6 · 410 ft
Revenue $1,571ADR $174Occ ≈ 2%5★ (4)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Walk To Conv Center • Fire Pit • BBQ • EV Charger Cabin | 2 bd · 1 ba · sleeps 5 | $24,316 | $243 | 27% | 5★ (177) | 200 ft | Airbnb |
Mountain Lane Retreat- Close to Family Fun! Cabin | 2 bd · 1 ba · sleeps 5 | $4,116 | $0 | — | 4.8★ (126) | 236 ft | AirbnbVrbo |
Rainbow Retreat 2 Bedroom 1 Bath Free WiFi House | 2 bd · 1 ba · sleeps 5 | $38,928 | $298 | 36% | 4.8★ (146) | 266 ft | AirbnbVrbo |
Casa del Oso | Close to Skiing, Lake & Village Cabin | 2 bd · 2 ba · sleeps 6 | $23,543 | $287 | 22% | 4.9★ (95) | 276 ft | Airbnb |
Sherwood Cabin-2bed+Loft House | 2 bd · 1 ba · sleeps 6 | $8,176 | $309 | 7% | 4.3★ (10) | 289 ft | AirbnbVrbo |
La Cabañita Cabin | 2 bd · 1 ba · sleeps 6 | $6,542 | $262 | 7% | 4.9★ (12) | 292 ft | Airbnb |
Robin's Nest Retreat Cabin | 2 bd · 1 ba · sleeps 2 | $11,141 | $60 | 51% | 4.9★ (24) | 312 ft | AirbnbVrbo |
Cozy, Modern, Fenced; Romantic/Family. Walk 2 Lake Cabin | 2 bd · 1 ba · sleeps 6 | $25,774 | $148 | 48% | 5★ (83) | 348 ft | AirbnbVrbo |
Big Bear Escape: Cozy Fireplace! Dine Al Fresco! Cabin | 2 bd · 2 ba · sleeps 6 | $248 | $248 | 0% | 5★ (2) | 358 ft | AirbnbVrbo |
Robinhood Lodge | 5 min to slopes & lake Cabin | 2 bd · 1.5 ba · sleeps 6 | $1,571 | $174 | 2% | 5★ (4) | 410 ft | Airbnb |
Show all 50 comps
Cozy Family Cabin, Near Zoo, Lake, Snow Play & Spa
Cabin · 2 bd · 1 ba · sleeps 4 · 413 ft
Revenue $46,990ADR $219Occ ≈ 59%4.9★ (79)
Robinhood Chalet Cottage at Big Bear Lake
Vacation home · 2 bd · 1 ba · sleeps 6 · 436 ft
Revenue $46,042ADR $560Occ ≈ 23%—
Huge Fully Fenced Yard w/Playground
Cabin · 2 bd · 2 ba · sleeps 6 · 446 ft
Revenue $28,121ADR $244Occ ≈ 32%4.9★ (96)
Snug and Cozy Little Cabin
Cabin · 2 bd · 1 ba · sleeps 5 · 463 ft
Revenue $24,484ADR $197Occ ≈ 34%5★ (215)
KING Bed • SPA • BBQ • Fire Pit
House · 2 bd · 2 ba · sleeps 4 · 492 ft
Revenue $41,772ADR $227Occ ≈ 50%5★ (54)
KING Bed + Fire Pit + Spa+ Coffee Bar + Private driveway + Centrally located
Cabin · 2 bd · 2 ba · sleeps 5 · 495 ft
Revenue $47,045ADR $283Occ ≈ 46%5★ (2)
Close to lake/slopes 2B 1B Pets LRG Fenced Yard
Cabin · 2 bd · 1 ba · sleeps 6 · 0.1 mi
Revenue $20,970ADR $226Occ ≈ 25%5★ (10)
Cozy Retreat | AC•BBQ•Fire Pit•Pets•Yard•Games
Cabin · 2 bd · 1 ba · sleeps 5 · 0.1 mi
Revenue $41,666ADR $159Occ ≈ 72%5★ (56)
Rancho Pines I 1965 Ski +Hike+Hot Tub
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
Revenue $40,507ADR $232Occ ≈ 48%5★ (207)
Big Bear Ski Hideaway! Cozy Cabin w/ Fenced Yard
Vacation home · 2 bd · 1 ba · sleeps 4 · 0.2 mi
Revenue $12,102ADR $126Occ ≈ 26%5★ (2)
Cabin near Ski Slopes, Big Bear Snow Play & Lake
Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi
Revenue $11,039ADR $275Occ ≈ 11%4.7★ (198)
Stōkhaus A-frame | Retro Retreat + Hot Tub
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
Revenue $42,262ADR $286Occ ≈ 40%5★ (332)
Cozy romantic or family getaway.
Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi
Revenue $18,079ADR $140Occ ≈ 35%4.8★ (355)
The Blue Cabin
House · 2 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $22,183ADR $143Occ ≈ 43%4.9★ (41)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Cozy Family Cabin, Near Zoo, Lake, Snow Play & Spa Cabin | 2 bd · 1 ba · sleeps 4 | $46,990 | $219 | 59% | 4.9★ (79) | 413 ft | Airbnb |
Summer Retreat • Near Village & Lake • HotTub Cabin | 2 bd · 1 ba · sleeps 6 | $34,255 | $323 | 29% | 5★ (230) | 420 ft | AirbnbVrbo |
Cozy Spa Cabin - 2 Min Walk 2 Snow Play & WiFi House | 2 bd · 1 ba · sleeps 6 | $55,504 | $197 | 77% | 4.4★ (102) | 423 ft | AirbnbVrbo |
Robinhood Chalet Cottage at Big Bear Lake Vacation home | 2 bd · 1 ba · sleeps 6 | $46,042 | $560 | 23% | — | 436 ft | Booking |
Robinhood Chalet Cottage at Big Bear Lake Cabin | 2 bd · 1 ba · sleeps 6 | $25,580 | $423 | 17% | 4.7★ (17) | 440 ft | AirbnbVrboBooking |
Sand Meets Snow - Pets are welcome! (Remodeled) Cabin | 2 bd · 1 ba · sleeps 6 | $25,629 | $135 | 52% | 4.6★ (19) | 440 ft | AirbnbVrbo |
Huge Fully Fenced Yard w/Playground Cabin | 2 bd · 2 ba · sleeps 6 | $28,121 | $244 | 32% | 4.9★ (96) | 446 ft | Airbnb |
Rancho Relaxo Cabin | 2 bd · 1 ba · sleeps 4 | $33,958 | $174 | 53% | 5★ (53) | 459 ft | AirbnbVrbo |
Snug and Cozy Little Cabin Cabin | 2 bd · 1 ba · sleeps 5 | $24,484 | $197 | 34% | 5★ (215) | 463 ft | Airbnb |
KING Bed • SPA • BBQ • Fire Pit House | 2 bd · 2 ba · sleeps 4 | $41,772 | $227 | 50% | 5★ (54) | 492 ft | Airbnb |
KING Bed + Fire Pit + Spa+ Coffee Bar + Private driveway + Centrally located Cabin | 2 bd · 2 ba · sleeps 5 | $47,045 | $283 | 46% | 5★ (2) | 495 ft | Vrbo |
Cozy Cabin w/ Deck & Fireplace in Big Bear! Cabin | 2 bd · 1 ba · sleeps 6 | $23,805 | $186 | 35% | 4.5★ (104) | 518 ft | AirbnbVrboBooking |
Cozy Cabin! Huge Fenced Yard & Convenient Location House | 2 bd · 2 ba · sleeps 6 | $27,933 | $216 | 35% | 4.7★ (153) | 525 ft | AirbnbVrbo |
PonderosaHaus House | 2 bd · 1 ba · sleeps 4 | $31,750 | $173 | 50% | 5★ (124) | 0.1 mi | AirbnbVrbo |
2 Miles to Ski Resorts Cabin | 2 bd · 1 ba · sleeps 6 | $14,064 | $181 | 21% | 4.4★ (9) | 0.1 mi | AirbnbVrbo |
2 Mi to Big Bear Lake: Family-Friendly Cabin Cabin | 2 bd · 1 ba · sleeps 6 | $26,200 | $189 | 38% | 4.8★ (52) | 0.1 mi | AirbnbVrboBooking |
Cozy 2 Bedroom Cabin in Big Bear City Cabin | 2 bd · 1 ba · sleeps 5 | $24,153 | $175 | 38% | 4.8★ (52) | 0.1 mi | AirbnbVrbo |
Luxe Cabin with AC, Fire Pit, Close to Everything! Cabin | 2 bd · 1 ba · sleeps 4 | $45,838 | $229 | 55% | 5★ (282) | 0.1 mi | AirbnbVrbo |
The Wolf Lodge hosted by Big Bear Cool Cabins Cabin | 2 bd · 1 ba · sleeps 6 | $19,659 | $331 | 16% | 5★ (21) | 0.1 mi | AirbnbVrboBooking |
Walk to Oktoberfest • BBQ • Hot tub • Fire pit • Pets OK Cabin | 2 bd · 1 ba · sleeps 6 | $34,730 | $256 | 37% | 4.8★ (63) | 0.1 mi | AirbnbVrboBooking |
Cozy A-Frame Cabin w/ Fireplace, Jet Tub & BBQ Cabin | 2 bd · 1 ba · sleeps 6 | $21,077 | $287 | 20% | 4.2★ (11) | 0.1 mi | AirbnbVrboBooking |
Top-Rated Cabin Stay w/ Fenced Backyard and AC Cabin | 2 bd · 1 ba · sleeps 6 | $19,229 | $184 | 29% | 5★ (54) | 0.1 mi | AirbnbVrbo |
Mountain Lane Retreat- Close to Family Fun! Cabin | 2 bd · 1 ba · sleeps 5 | $30,294 | $170 | 49% | 5★ (5) | 0.1 mi | AirbnbVrboBooking |
AC*Walk 2 Lake, Go-Karts*Dining+Fenced Yard 4 Pets Cabin | 2 bd · 1 ba · sleeps 6 | $25,840 | $199 | 36% | 5★ (120) | 0.1 mi | AirbnbVrbo |
Close to lake/slopes 2B 1B Pets LRG Fenced Yard Cabin | 2 bd · 1 ba · sleeps 6 | $20,970 | $226 | 25% | 5★ (10) | 0.1 mi | Airbnb |
Bearfoot Bungalow Cabin | 2 bd · 1 ba · sleeps 4 | $10,281 | $106 | 27% | — | 0.1 mi | AirbnbVrbo |
Cozy Retreat | AC•BBQ•Fire Pit•Pets•Yard•Games Cabin | 2 bd · 1 ba · sleeps 5 | $41,666 | $159 | 72% | 5★ (56) | 0.1 mi | Airbnb |
EACH Pine Retreat- Lg Fenced Yard, EV Hook-up Cabin | 2 bd · 1 ba · sleeps 6 | $26,799 | $127 | 58% | 4.9★ (181) | 0.1 mi | AirbnbVrbo |
Rancho Pines I 1965 Ski +Hike+Hot Tub Cabin | 2 bd · 1 ba · sleeps 4 | $40,507 | $232 | 48% | 5★ (207) | 0.2 mi | Airbnb |
Highbearnation Cabin, 1 Night Free! Cabin | 2 bd · 2 ba · sleeps 6 | $10,647 | $276 | 11% | 4.4★ (18) | 0.2 mi | AirbnbVrbo |
Dreamy Cottage, fireplace, spa, pets ok, sleeps 8 Cabin | 2 bd · 1 ba · sleeps 8 | $42,159 | $221 | 52% | 4.7★ (9) | 0.2 mi | AirbnbVrbo |
Cozy Cabin w Spa, Fenced Yard, Walk to SnowPlay Cabin | 2 bd · 1 ba · sleeps 6 | $45,441 | $256 | 49% | 4.8★ (106) | 0.2 mi | AirbnbVrboBooking |
Big Bear Ski Hideaway! Cozy Cabin w/ Fenced Yard Vacation home | 2 bd · 1 ba · sleeps 4 | $12,102 | $126 | 26% | 5★ (2) | 0.2 mi | Booking |
Big Bear Ski Hideaway! Cozy Cabin w/ Fenced Yard Cabin | 2 bd · 1 ba · sleeps 4 | $23,194 | $175 | 36% | 4.3★ (17) | 0.2 mi | AirbnbVrbo |
Cabin near Ski Slopes, Big Bear Snow Play & Lake Cabin | 2 bd · 1 ba · sleeps 6 | $11,039 | $275 | 11% | 4.7★ (198) | 0.2 mi | Airbnb |
Stōkhaus A-frame | Retro Retreat + Hot Tub Cabin | 2 bd · 1 ba · sleeps 4 | $42,262 | $286 | 40% | 5★ (332) | 0.2 mi | Airbnb |
Cozy Family Cabin Cabin | 2 bd · 1 ba · sleeps 8 | $5,099 | $169 | 8% | 5★ (2) | 0.2 mi | Airbnb |
Cozy romantic or family getaway. Cabin | 2 bd · 1 ba · sleeps 6 | $18,079 | $140 | 35% | 4.8★ (355) | 0.2 mi | Airbnb |
The Blue Cabin House | 2 bd · 2 ba · sleeps 6 | $22,183 | $143 | 43% | 4.9★ (41) | 0.2 mi | Airbnb |
PikkuBear: Spa, Arcade, FencedYard, Firepit Cabin | 2 bd · 1 ba · sleeps 6 | $32,242 | $263 | 34% | 4.7★ (90) | 0.2 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.78% = 7.03% Freddie Mac 30-yr avg (Sep 24) + 0.75% investor premium
Est. revenue
$28,083
NOI
$9,177
Cash flow /mo
-$1,525
Cash needed
$139,250
Cash-on-cash
-13.1%
ROE (yr 1)
-2.0%
Cap rate
2.2%
DSCR
0.33
Year-1 write-off
$154,083
Year-1 tax shield @ 32%
$49,307
Year-1 return on equity
- Cash flow (annual)-$18,305
- Principal paydown$2,781
- Appreciation at%$12,750
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$5,617
- Platform fees (3% of revenue)$842
- Maintenance / capex (5% of revenue)$1,404
- Utilities & supplies$4,200
- HOA$0
- Property tax$5,630
- Insurance (STR-rated)$2,168
Cash needed to close
- Down payment (25%)$106,250
- Closing costs (4.0%)$17,000
- Furnishing (bought new)$16,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$49,307
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$330,000
Short-life (5/15-yr)
$137,000 · 42%
Year-1 deduction
$154,000
Year-1 tax shield @ 32%
$49,000
Land 22% (county tax record, assessed value split) · building $192,000 over 39 years · new furniture $16,000
Based on: 679 sq ft, built 1947, 2 bd / 2 ba, unfurnished, listing features (deck, fence, fireplace, flooring types, appliance list).
IRS-guide safe-harbor floor: $104,000 in year 1 (26% short-life, $33,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $14,500
Kitchen cabinetsdefault
$7,300 new × 40% good × 4.97 allocation
- $11,900
Kitchen countertopsdefault
$6,000 new × 40% good × 4.97 allocation
- $2,400
Decorative trimdefault
$1,200 new × 40% good × 4.97 allocation
- $600
Mirrorsdefault
$300 new × 40% good × 4.97 allocation
- $1,800
Shelvingdefault
$900 new × 40% good × 4.97 allocation
- $3,500
Window coverings (7)default
$1,800 new × 40% good × 4.97 allocation
- $8,700
Carpet, vinyl & laminate (100% of floors)listing
$4,400 new × 40% good × 4.97 allocation
- $11,300
Kitchen & laundry equipment plumbingdefault
$5,700 new × 40% good × 4.97 allocation
- $6,800
Kitchen, laundry & data equipment electricaldefault
$3,400 new × 40% good × 4.97 allocation
- $8,000
Appliances (range, refrigerator)listing
$4,000 new × 40% good × 4.97 allocation
- $16,000
Furniture bought newlisting
$16,000 new × 100% good · bought separately
- $13,400
Paving: driveway & walks (paved)default
$5,400 new × 50% good × 4.97 allocation
- $12,900
Landscaping (typical)default
$5,200 new × 50% good × 4.97 allocation
- $1,700
Patiosdefault
$700 new × 50% good × 4.97 allocation
- $19,000
Decks & porches (attached)listing
$7,600 new × 50% good × 4.97 allocation
- $14,900
Fencinglisting
$6,000 new × 50% good × 4.97 allocation
- $6,200
Site lightinglisting
$2,500 new × 50% good × 4.97 allocation
- $145,200
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$73,000 new × 40% good × 4.97 allocation
- $15,000
Building plumbing & fixturesdefault
$7,600 new × 40% good × 4.97 allocation
- $11,700
Building electrical & lightingdefault
$5,900 new × 40% good × 4.97 allocation
- $15,200
HVACdefault
$7,600 new × 40% good × 4.97 allocation
- $5,200
Fireplacelisting
$2,600 new × 40% good × 4.97 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $85,300 | $68,100 | $600 | $154,100 |
| 2 | $0 | $0 | $4,900 | $4,900 |
| 3 | $0 | $0 | $4,900 | $4,900 |
| 4 | $0 | $0 | $4,900 | $4,900 |
| 5 | $0 | $0 | $4,900 | $4,900 |
| 6+ | $0 | $0 | $172,000 | $172,000 |
| Total | $85,300 | $68,100 | $192,300 | $345,800 |
The building's share of the price ($330,000) is 5.0x our depreciated replacement cost of the home ($66,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.