565 Ridgeside Dr
Big Bear City, CA 92314
$750,000
4 bd · 3 ba · 1,830 sqft · Listed 46d ago
View on Realtor.com →Year built
1980
Sqft
1,830
Lot sqft
7,349
HOA / mo
None
Furnished
No
List date
2026-09-28T21:24:02Z
Revenue
Annual revenue
$44,103
ADR
$472
Occupancy
26%
Cleaning fees (12 mo)
$7,584
Confidence
Low (48.93), 50 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $41,560
Cozy Big Bear Cabin
House · 4 bd · 3 ba · sleeps 12 · 509 ft
Revenue $51,529ADR $612Occ ≈ 23%5★ (43)
4BR house close to skiing, hiking, lake & village
House · 4 bd · 3 ba · sleeps 10 · 0.1 mi
Revenue $50,784ADR $741Occ ≈ 19%5★ (3)
Stony Creek Retreat #708
Vacation home · 4 bd · 3 ba · sleeps 10 · 0.2 mi
Revenue $66,462ADR $886Occ ≈ 21%—
Stony Creek Retreat ~ Charming Mountain escape close to skiing, hiking, the lake, and the Village
Vacation home · 4 bd · 3 ba · sleeps 10 · 0.2 mi
Revenue $62,829ADR $1,007Occ ≈ 17%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Pet Friendly! 2 Master Suites! Fenced Yard! House
| 4 bd · 3 ba · sleeps 10 | $47,732 | $372 | 35% | 4.9★ (63) | 59 ft | AirbnbVrbo |
Cozy Family cabin Close to LAKE & Slopes GAMES BEA Cabin
| 4 bd · 2 ba · sleeps 10 | $25,517 | $607 | 12% | 5★ (12) | 82 ft | AirbnbVrboBooking |
Cozy Big Bear Cabin House | 4 bd · 3 ba · sleeps 12 | $51,529 | $612 | 23% | 5★ (43) | 509 ft | Airbnb |
Fox Farm Cabin | Hot Tub, Fenced Yard Cabin
| 4 bd · 2.5 ba · sleeps 10 | $26,864 | $510 | 14% | 4.5★ (33) | 0.1 mi | AirbnbVrbo |
4BR house close to skiing, hiking, lake & village House | 4 bd · 3 ba · sleeps 10 | $50,784 | $741 | 19% | 5★ (3) | 0.1 mi | Airbnb |
Stony Creek Retreat ~ Charming Mountain Escape Cabin | 4 bd · 3 ba · sleeps 10 | $25,524 | $591 | 12% | 5★ (2) | 0.2 mi | AirbnbBooking |
Stony Creek Retreat #708 Vacation home | 4 bd · 3 ba · sleeps 10 | $66,462 | $886 | 21% | — | 0.2 mi | Booking |
Stony Creek Retreat ~ Charming Mountain escape close to skiing, hiking, the lake, and the Village Vacation home | 4 bd · 3 ba · sleeps 10 | $62,829 | $1,007 | 17% | — | 0.2 mi | Booking |
Sleeps 10-Near Oktoberfest & FamilyRecreationArea Cabin
| 4 bd · 3 ba · sleeps 10 | $29,622 | $364 | 22% | 4.8★ (172) | 0.2 mi | AirbnbVrbo |
Beary Cozy Cabin:Log Cabin!Spa!Foosball! House
| 4 bd · 2.5 ba · sleeps 10 | $19,411 | $480 | 11% | 4.9★ (21) | 0.2 mi | AirbnbVrbo |
Show 25 more
Stony Creek Cabin - Gorgeous home in the Eagle Mountain Estates
Vacation home · 4 bd · 3 ba · sleeps 10 · 0.2 mi
Revenue $47,336ADR $666Occ ≈ 19%5★ (1)
Big Bear Hideaway
Cabin · 4 bd · 3 ba · sleeps 10 · 0.2 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +4
Revenue $33,075ADR $502Occ ≈ 18%5★ (6)
Big Bear White Skies ~ Fantastic cabin with fireplace, game room, mountain view, & hot tub
Vacation home · 4 bd · 3 ba · sleeps 11 · 0.3 mi
Revenue $71,841ADR $933Occ ≈ 21%—
Big Bear White Skies #674
Vacation home · 4 bd · 3 ba · sleeps 11 · 0.3 mi
Revenue $94,181ADR $1,070Occ ≈ 24%—
Mama Bear Den
Cabin · 4 bd · 3 ba · sleeps 10 · 0.3 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +2
Revenue $25,843ADR $419Occ ≈ 17%4.8★ (31)
Boulder Estate. Hot Tub in Boulders. Views. Games.
House · 4 bd · 3.5 ba · sleeps 13 · 0.3 mi
Revenue $69,690ADR $0Occ ≈ —4.8★ (45)
‘Dancing Bear Lodge’ ~ 1 Mi to Big Bear Lake!
Vacation home · 4 bd · 3 ba · sleeps 9 · 0.3 mi
Revenue $53,079ADR $610Occ ≈ 24%4.4★ (4)
Beautiful Big Bear Mountain Lake Escape!
House · 4 bd · 4 ba · sleeps 11 · 0.3 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +2
Revenue $14,402ADR $600Occ ≈ 7%5★ (35)
Luxury 4 Bd Family Cabin In The Exclusive Castle Glen Estates
Cabin · 4 bd · 3 ba · sleeps 12 · 0.4 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +5
Revenue $19,451ADR $659Occ ≈ 8%5★ (151)
Ultimate year-round retreat! Gameroom*HotTub*Sauna
House · 4 bd · 2.5 ba · sleeps 10 · 0.4 mi
Revenue $58,692ADR $659Occ ≈ 24%4.7★ (7)
Delisted
Fox Farm, Fireplace, Deck, BBQ, Sleeps 11
Cabin · 4 bd · 2.5 ba · sleeps 11 · 0.4 mi
Revenue $0ADR $0Occ ≈ —4★ (6)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Family-Friendly Luxury Home with Games & Decks House
| 4 bd · 4 ba · sleeps 11 | $25,315 | $620 | 11% | 4.1★ (9) | 0.2 mi | AirbnbVrboBooking |
Stony Creek Cabin - Gorgeous home in the Eagle Mountain Estates Vacation home | 4 bd · 3 ba · sleeps 10 | $47,336 | $666 | 19% | 5★ (1) | 0.2 mi | Booking |
Castlewood Lodge, Game Room, Hot Tub House
| 4 bd · 2 ba · sleeps 13 | $36,295 | $525 | 19% | 4.8★ (71) | 0.2 mi | AirbnbVrbo |
Big Tree Lodge: Ping Pong! Fireplace! Propane BBQ! House
| 4 bd · 3 ba · sleeps 10 | $23,075 | $461 | 14% | 4.7★ (41) | 0.2 mi | AirbnbVrbo |
Luxury Mountain Lodge:A/C!OutdoorLiving!PoolTable! House
| 4 bd · 2.5 ba · sleeps 11 | $49,409 | $537 | 25% | 4.8★ (102) | 0.2 mi | AirbnbVrbo |
Big Bear Hideaway Cabin
| 4 bd · 3 ba · sleeps 10 | $33,075 | $502 | 18% | 5★ (6) | 0.2 mi | Airbnb |
Blue Jay Chalet: Fox Farm! Hot Tub! Pet Friendly! House
| 4 bd · 2 ba · sleeps 9 | $38,162 | $331 | 32% | 4.9★ (92) | 0.2 mi | AirbnbVrbo |
Big Bear White Skies ~ Fantastic cabin with fireplace, game room, mountain view, & hot tub Vacation home | 4 bd · 3 ba · sleeps 11 | $71,841 | $933 | 21% | — | 0.3 mi | Booking |
Big Bear White Skies #674 Vacation home | 4 bd · 3 ba · sleeps 11 | $94,181 | $1,070 | 24% | — | 0.3 mi | Booking |
Big Bear White Skies – Family Cabin with Hot Tub, Cabin
| 4 bd · 3 ba · sleeps 11 | $45,144 | $783 | 16% | 4.7★ (6) | 0.3 mi | AirbnbVrboBooking |
Mama Bear Den Cabin
| 4 bd · 3 ba · sleeps 10 | $25,843 | $419 | 17% | 4.8★ (31) | 0.3 mi | Airbnb |
Boulder Estate. Hot Tub in Boulders. Views. Games. House | 4 bd · 3.5 ba · sleeps 13 | $69,690 | $0 | — | 4.8★ (45) | 0.3 mi | Airbnb |
Family-Friendly Home w/ Hot Tub in Big Bear! House
| 4 bd · 3 ba · sleeps 10 | $55,964 | $469 | 33% | 4.8★ (61) | 0.3 mi | AirbnbVrboBooking |
‘Dancing Bear Lodge’ ~ 1 Mi to Big Bear Lake! Vacation home | 4 bd · 3 ba · sleeps 9 | $53,079 | $610 | 24% | 4.4★ (4) | 0.3 mi | Booking |
Beautiful Big Bear Mountain Lake Escape! House
| 4 bd · 4 ba · sleeps 11 | $14,402 | $600 | 7% | 5★ (35) | 0.3 mi | Airbnb |
Spacious Big Bear Home w/ Game Room + Hot Tub! House | 4 bd · 2.5 ba · sleeps 12 | $47,249 | $675 | 19% | 4.2★ (25) | 0.3 mi | AirbnbBooking |
Prime Big Bear Location! Pool Table! Foosball! House
| 4 bd · 3 ba · sleeps 10 | $2,607 | $434 | 2% | — | 0.3 mi | AirbnbVrbo |
Modern Mountain Cabin w/ Hot Tub, Game Room & Fire House
| 4 bd · 3 ba · sleeps 10 | $47,406 | $665 | 20% | 5★ (106) | 0.4 mi | AirbnbVrboBooking |
Luxury 4 Bd Family Cabin In The Exclusive Castle Glen Estates Cabin
| 4 bd · 3 ba · sleeps 12 | $19,451 | $659 | 8% | 5★ (151) | 0.4 mi | Vrbo |
Ultimate year-round retreat! Gameroom*HotTub*Sauna House | 4 bd · 2.5 ba · sleeps 10 | $58,692 | $659 | 24% | 4.7★ (7) | 0.4 mi | Delisted |
Fox Farm, Fireplace, Deck, BBQ, Sleeps 11 Cabin | 4 bd · 2.5 ba · sleeps 11 | $0 | $0 | — | 4★ (6) | 0.4 mi | Airbnb |
Spacious Cabin Near Snowplay,Lake & Ski Resorts! House
| 4 bd · 2.5 ba · sleeps 10 | $21,617 | $562 | 11% | 4.8★ (21) | 0.4 mi | AirbnbVrbo |
Light & Bright Log Cabin w/ Garage Game Room Cabin
| 4 bd · 2 ba · sleeps 10 | $80,748 | $538 | 41% | 4.7★ (60) | 0.4 mi | AirbnbVrboBooking |
Copper Pine Retreat / Spa, Large Back yard, House
| 4 bd · 3 ba · sleeps 10 | $17,282 | $547 | 9% | 5★ (1) | 0.4 mi | AirbnbVrboBooking |
Game Room, Fenced Dog Yard, Hot Tub, Charm Galore Cabin
| 4 bd · 3 ba · sleeps 10 | $41,560 | $610 | 19% | 4.9★ (81) | 0.4 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Est. revenue
$44,103
NOI
$15,479
Cash flow /mo
$1,290
Cash needed
$803,000
Cash-on-cash (all cash)
1.9%
ROE (yr 1)
4.7%
Cap rate
2.1%
DSCR
—
Year-1 write-off
$204,216
Year-1 tax shield @ 32%
$65,349
Year-1 return on equity
- Cash flow (annual)$15,479
- Principal paydown (n/a, cash)$0
- Appreciation at%$22,500
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$8,821
- Platform fees (3% of revenue)$1,323
- Maintenance / capex (5% of revenue)$2,205
- Utilities & supplies$4,200
- HOA$0
- Property tax$9,375
- Insurance (STR-rated)$3,825
Cash needed to close
- Purchase price (all cash)$750,000
- Closing costs (4.0%)$30,000
- Furnishing (bought new)$23,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$65,349
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$565,000
Short-life (5/15-yr)
$180,000 · 32%
Year-1 deduction
$204,000
Year-1 tax shield @ 32%
$65,000
Land 25% (county tax record, assessed value split) · building $385,000 over 39 years · new furniture $23,000
Based on: 1,830 sq ft, built 1980, 4 bd / 3 ba, unfurnished, listing features (hot tub, deck, fence, fireplace, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $133,000 in year 1 (19% short-life, $43,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $14,400
Kitchen cabinetsdefault
$9,800 new × 40% good × 3.67 allocation
- $11,800
Kitchen countertopsdefault
$8,000 new × 40% good × 3.67 allocation
- $4,700
Decorative trimdefault
$3,200 new × 40% good × 3.67 allocation
- $700
Mirrorsdefault
$500 new × 40% good × 3.67 allocation
- $2,200
Shelvingdefault
$1,500 new × 40% good × 3.67 allocation
- $6,600
Window coverings (18)default
$4,500 new × 40% good × 3.67 allocation
- $17,300
Carpet, vinyl & laminate (100% of floors)listing
$11,800 new × 40% good × 3.67 allocation
- $11,200
Kitchen & laundry equipment plumbingdefault
$7,600 new × 40% good × 3.67 allocation
- $6,800
Kitchen, laundry & data equipment electricaldefault
$4,600 new × 40% good × 3.67 allocation
- $7,300
Appliances (range, dishwasher, refrigerator)listing
$5,000 new × 40% good × 3.67 allocation
- $13,200
Hot tub (freestanding)listing
$9,000 new × 40% good × 3.67 allocation
- $23,000
Furniture bought newlisting
$23,000 new × 100% good · bought separately
- $16,300
Paving: driveway & walks (paved)default
$8,900 new × 50% good × 3.67 allocation
- $15,600
Landscaping (typical)default
$8,500 new × 50% good × 3.67 allocation
- $3,300
Patiosdefault
$1,800 new × 50% good × 3.67 allocation
- $37,700
Decks & porches (attached)listing
$20,600 new × 50% good × 3.67 allocation
- $11,000
Fencinglisting
$6,000 new × 50% good × 3.67 allocation
- $290,300
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$198,000 new × 40% good × 3.67 allocation
- $30,200
Building plumbing & fixturesdefault
$20,600 new × 40% good × 3.67 allocation
- $30,000
Building electrical & lightingdefault
$20,500 new × 40% good × 3.67 allocation
- $30,200
HVACdefault
$20,600 new × 40% good × 3.67 allocation
- $3,900
Fireplacelisting
$2,600 new × 40% good × 3.67 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $119,100 | $83,900 | $1,200 | $204,200 |
| 2 | $0 | $0 | $9,900 | $9,900 |
| 3 | $0 | $0 | $9,900 | $9,900 |
| 4 | $0 | $0 | $9,900 | $9,900 |
| 5 | $0 | $0 | $9,900 | $9,900 |
| 6+ | $0 | $0 | $343,900 | $343,900 |
| Total | $119,100 | $83,900 | $384,600 | $587,600 |
The building's share of the price ($565,000) is 3.7x our depreciated replacement cost of the home ($154,000). The IRS guide treats a gap this size as a reason to review the land share: if land is worth more than the county ratio says, the basis and the write-off are smaller.
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.