400 Sunrise Way
Big Bear Lake, CA 92315
$799,900
3 bd · 3 ba · 2,029 sqft · Listed 19d ago
View on Realtor.com →Year built
2001
Sqft
2,029
Lot sqft
12,001
HOA / mo
$0
Furnished
No
List date
2026-09-10T17:32:54.000000Z
Revenue
Annual revenue
$39,760
ADR
$388
Occupancy
28%
Cleaning fees (12 mo)
$7,598
Confidence
Low (32.75), 48 comps
Comp revenue range (p25 / median / p75)
Sunrise Cabin - Hot Tub, Forest Views, Peaceful
Cabin · 3 bd · 3 ba · sleeps 8 · 358 ft
Revenue $79,424ADR $312Occ ≈ 70%5★ (68)
Family Cabin, Large Dining and Fireplace
Cabin · 3 bd · 2 ba · sleeps 6 · 410 ft
Revenue $39,029ADR $842Occ ≈ 13%4.8★ (3)
Modern Relaxation at Castle Glen Gem Big Bear Lake
Vacation home · 3 bd · 3 ba · sleeps 8 · 0.1 mi
Revenue $33,050ADR $569Occ ≈ 16%—
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Mossy Moose Lodge House | 3 bd · 2.5 ba · sleeps 10 | $23,555 | $436 | 15% | 4.9★ (10) | 312 ft | AirbnbBooking |
Spacious Big Bear Cabin with Hot Tub & Game Room House | 3 bd · 3 ba · sleeps 10 | $9,361 | $517 | 5% | 4.5★ (2) | 328 ft | AirbnbVrbo |
Modern Relaxation at Castle Glen Gem Big Bear Lake Chalet | 3 bd · 2.5 ba · sleeps 8 | $32,394 | $598 | 15% | 5★ (1) | 345 ft | AirbnbVrboBooking |
Sunrise Cabin - Hot Tub, Forest Views, Peaceful Cabin | 3 bd · 3 ba · sleeps 8 | $79,424 | $312 | 70% | 5★ (68) | 358 ft | Airbnb |
Family Cabin, Large Dining and Fireplace Cabin | 3 bd · 2 ba · sleeps 6 | $39,029 | $842 | 13% | 4.8★ (3) | 410 ft | Vrbo |
Hot Tub, Foosball, Deck w/ Ping Pong & BBQ Grill Cabin | 3 bd · 2 ba · sleeps 8 | $67,612 | $465 | 40% | 4.7★ (88) | 512 ft | AirbnbVrboBooking |
NOZOMI CABIN House | 3 bd · 2 ba · sleeps 8 | $14,362 | $286 | 14% | 4.8★ (137) | 515 ft | AirbnbVrbo |
Castle Glen | Hot Tub | Game Room | Fire Pit | 10 House | 3 bd · 2 ba · sleeps 10 | $69,006 | $494 | 38% | 5★ (77) | 518 ft | AirbnbVrbo |
LUX Log Cabin! Game Room! HOT TUB! EV Charger! House | 3 bd · 3 ba · sleeps 8 | $39,363 | $424 | 25% | 4.9★ (33) | 0.1 mi | AirbnbVrbo |
Modern Relaxation at Castle Glen Gem Big Bear Lake Vacation home | 3 bd · 3 ba · sleeps 8 | $33,050 | $569 | 16% | — | 0.1 mi | Booking |
Show all 49 comps
Mountain Spa Retreat Rustic Charm & Stunning Views
House · 3 bd · 3.5 ba · sleeps 10 · 0.1 mi
Revenue $55,794ADR $863Occ ≈ 18%4.8★ (7)
Ultimate Mountain Hideaway Private Jacuzzi, Outdoor Dining & Unforgettable Views
House · 3 bd · 2 ba · sleeps 8 · 0.1 mi
Revenue $3,228ADR $403Occ ≈ 2%—
Big Bear Lake Cabin w/ Hot Tub & Gas Fire Pit!
Vacation home · 3 bd · 2 ba · sleeps 10 · 0.1 mi
Revenue $21,526ADR $652Occ ≈ 9%5★ (1)
Timber Lodge 3Bd+2Baths/2King+2Twin in Loft
Cabin · 3 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $14,559ADR $377Occ ≈ 11%5★ (32)
5 Minutes From Bear and Summit
Cabin · 3 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $9,572ADR $533Occ ≈ 5%—
Snowy Creek-Mins 2 Tubing Lifts Village Spa DogsOK
Cabin · 3 bd · 2 ba · sleeps 10 · 0.3 mi
Revenue $38,946ADR $456Occ ≈ 23%5★ (50)
Lucky Bear - Oktoberfest Time! Spa, Game Room+
Cabin · 3 bd · 2 ba · sleeps 8 · 0.3 mi
Revenue $13,568ADR $283Occ ≈ 13%5★ (14)
Free 11AM Check-in, 4PM Check-out! Sleeps 8!
Cabin · 3 bd · 2 ba · sleeps 8 · 0.3 mi
Revenue $35,071ADR $229Occ ≈ 42%5★ (80)
Starlight Vistas-1524 by Big Bear Vacations
Vacation home · 3 bd · 3 ba · sleeps 8 · 0.3 mi
Revenue $43,961ADR $2,135Occ ≈ 6%—
The Cozy Castle at Big Bear- Games
Vacation home · 3 bd · 2 ba · sleeps 10 · 0.3 mi
Revenue $77,009ADR $1,378Occ ≈ 15%—
The Cozy Cottage#2384
Vacation home · 3 bd · 2 ba · sleeps 10 · 0.3 mi
Revenue $89,612ADR $1,493Occ ≈ 16%—
Cozy Chic Sherwood Enclave.
Cabin · 3 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $12,931ADR $174Occ ≈ 20%4.9★ (187)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Mountain Spa Retreat Rustic Charm & Stunning Views House | 3 bd · 3.5 ba · sleeps 10 | $55,794 | $863 | 18% | 4.8★ (7) | 0.1 mi | Airbnb |
Day Dreamers Retreat w/ spa, arcade, piano, & more House | 3 bd · 2 ba · sleeps 8 | $40,681 | $559 | 20% | 4.5★ (19) | 0.1 mi | AirbnbVrboBooking |
Ultimate Mountain Hideaway Private Jacuzzi, Outdoor Dining & Unforgettable Views House | 3 bd · 2 ba · sleeps 8 | $3,228 | $403 | 2% | — | 0.1 mi | Vrbo |
New! Bearadise ~ Log Cabin Overlooking Snow Play Cabin | 3 bd · 3 ba · sleeps 10 | $91,529 | $422 | 59% | 4.7★ (60) | 0.1 mi | AirbnbVrbo |
Big Bear Lake Cabin w/ Hot Tub & Gas Fire Pit! Cabin | 3 bd · 2 ba · sleeps 10 | $23,280 | $542 | 12% | 4.7★ (16) | 0.1 mi | AirbnbVrbo |
Big Bear Lake Cabin w/ Hot Tub & Gas Fire Pit! Vacation home | 3 bd · 2 ba · sleeps 10 | $21,526 | $652 | 9% | 5★ (1) | 0.1 mi | Booking |
Custom Cabin w/Jacuzzi, Pool table, & Game Room Cabin | 3 bd · 2 ba · sleeps 10 | $39,273 | $837 | 13% | 4.8★ (121) | 0.1 mi | AirbnbVrboBooking |
Timber Lodge 3Bd+2Baths/2King+2Twin in Loft Cabin | 3 bd · 2 ba · sleeps 6 | $14,559 | $377 | 11% | 5★ (32) | 0.2 mi | Airbnb |
Bear Creek Charm ~ SPA & Games near Snow Summit House | 3 bd · 2.5 ba · sleeps 8 | $23,907 | $350 | 19% | 5★ (14) | 0.2 mi | AirbnbVrbo |
Tall Pines Retreat + Large Patio w/ BBQ & Firepit! House | 3 bd · 2 ba · sleeps 8 | $15,740 | $451 | 10% | — | 0.2 mi | AirbnbVrboBooking |
5 Minutes From Bear and Summit Cabin | 3 bd · 2 ba · sleeps 6 | $9,572 | $533 | 5% | — | 0.2 mi | Airbnb |
Stony Bear Lodge. Great location - Hot Tub - AC House | 3 bd · 2.5 ba · sleeps 12 | $100,188 | $597 | 46% | 4.8★ (23) | 0.2 mi | AirbnbVrboBooking |
COZY BEAR CABIN - near Oktoberfest, bear ski, lake Cabin | 3 bd · 2 ba · sleeps 8 | $14,653 | $195 | 21% | 4.8★ (232) | 0.2 mi | AirbnbVrbo |
Ski, Boat, & Hike: Big Bear Home w/ Fire Pit! House | 3 bd · 2.5 ba · sleeps 6 | $43,553 | $258 | 46% | 4.4★ (12) | 0.2 mi | AirbnbVrboBooking |
Dream Moon House + Spa + Game Room + Large Yard! House | 3 bd · 2.5 ba · sleeps 8 | $50,362 | $367 | 38% | 4.7★ (18) | 0.2 mi | AirbnbVrbo |
Kenny Cottage of Big Bear City House | 3 bd · 2 ba · sleeps 7 | $6,128 | $0 | — | 5★ (1) | 0.2 mi | AirbnbBooking |
Mountain Paws Retreat-Large deck and backyard House | 3 bd · 2 ba · sleeps 6 | $50,609 | $673 | 21% | 5★ (2) | 0.2 mi | AirbnbVrbo |
Bear Woods 3BR Retreat House | 3 bd · 2 ba · sleeps 8 | $22,752 | $345 | 18% | 4★ (5) | 0.2 mi | AirbnbVrboBooking |
The Robinhood Retreat!+Walk2Lake+Amazing Patio Cabin | 3 bd · 2 ba · sleeps 8 | $31,556 | $369 | 23% | 4.6★ (88) | 0.2 mi | AirbnbVrbo |
The Robinhood Retreat!+Walk2Lake+Amazing Patio+A/C Cabin | 3 bd · 2 ba · sleeps 8 | $37,029 | $329 | 31% | 3.8★ (5) | 0.2 mi | AirbnbBooking |
Cozy Big Bear house NEXT to Slopes, lake, trails! House | 3 bd · 2 ba · sleeps 7 | $13,524 | $326 | 11% | 4.8★ (123) | 0.2 mi | AirbnbVrboBooking |
Fireplace, Firepit, BBQ, Oktoberfest, Tubing Cabin | 3 bd · 2 ba · sleeps 8 | $28,777 | $350 | 23% | 5★ (52) | 0.3 mi | AirbnbVrboBooking |
Just a Snow Play Away - Big Bear Mountain Cabin | 3 bd · 2 ba · sleeps 8 | $13,391 | $315 | 12% | 4.9★ (16) | 0.3 mi | AirbnbVrbo |
Serenity Now Lodge: Luxury Home Hot Tub Pool Table House | 3 bd · 3 ba · sleeps 12 | $68,303 | $422 | 44% | 4.8★ (47) | 0.3 mi | AirbnbVrbo |
Hot Tub, Game Room, Pool Table, Air Hockey Cabin | 3 bd · 2.5 ba · sleeps 8 | $62,823 | $737 | 23% | 5★ (4) | 0.3 mi | AirbnbVrboBooking |
Ursa Manor- Spa! Internet! Premium Cable! BBQ! House | 3 bd · 3 ba · sleeps 8 | $22,384 | $323 | 19% | 4.6★ (118) | 0.3 mi | AirbnbVrbo |
Dream Catcher: Fenced Yard! Luxury! Fireplace! House | 3 bd · 2.5 ba · sleeps 12 | $8,371 | $549 | 4% | 4.5★ (19) | 0.3 mi | AirbnbVrbo |
Snowy Creek-Mins 2 Tubing Lifts Village Spa DogsOK Cabin | 3 bd · 2 ba · sleeps 10 | $38,946 | $456 | 23% | 5★ (50) | 0.3 mi | Airbnb |
Lucky Bear - Oktoberfest Time! Spa, Game Room+ Cabin | 3 bd · 2 ba · sleeps 8 | $13,568 | $283 | 13% | 5★ (14) | 0.3 mi | Airbnb |
Under the Stars, 1 Night Free! Cabin | 3 bd · 2 ba · sleeps 8 | $23,704 | $379 | 17% | 5★ (84) | 0.3 mi | AirbnbVrboBooking |
Free 11AM Check-in, 4PM Check-out! Sleeps 8! Cabin | 3 bd · 2 ba · sleeps 8 | $35,071 | $229 | 42% | 5★ (80) | 0.3 mi | Airbnb |
Starlight Vistas-1524 by Big Bear Vacations Vacation home | 3 bd · 3 ba · sleeps 8 | $43,961 | $2,135 | 6% | — | 0.3 mi | Booking |
The Cozy Castle at Big Bear- Games Vacation home | 3 bd · 2 ba · sleeps 10 | $77,009 | $1,378 | 15% | — | 0.3 mi | Booking |
The Cozy Cottage#2384 Vacation home | 3 bd · 2 ba · sleeps 10 | $89,612 | $1,493 | 16% | — | 0.3 mi | Booking |
Starlight Vistas | Lake Views + Gas Fireplace Cabin | 3 bd · 3 ba · sleeps 8 | $18,779 | $333 | 15% | 3.6★ (6) | 0.3 mi | AirbnbVrboBooking |
Cozy Chic Sherwood Enclave. Cabin | 3 bd · 2 ba · sleeps 6 | $12,931 | $174 | 20% | 4.9★ (187) | 0.3 mi | Airbnb |
Bearfoot Chalet. Smart Cabin. BBQ. EV Charger. Spa House | 3 bd · 2 ba · sleeps 8 | $32,730 | $523 | 17% | 5★ (78) | 0.3 mi | AirbnbVrbo |
Country Club Chalet in Big Bear House | 3 bd · 2 ba · sleeps 9 | $24,212 | $285 | 23% | 4.5★ (163) | 0.3 mi | AirbnbVrboBooking |
Luxury Lodge • Spacious • Modern • Hot Tub House | 3 bd · 2.5 ba · sleeps 11 | $34,920 | $545 | 18% | 5★ (22) | 0.4 mi | AirbnbVrbo |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.78% = 7.03% Freddie Mac 30-yr avg (Sep 24) + 0.75% investor premium
Est. revenue
$39,760
NOI
$11,549
Cash flow /mo
-$3,348
Cash needed
$251,471
Cash-on-cash
-16.0%
ROE (yr 1)
-4.4%
Cap rate
1.4%
DSCR
0.22
Year-1 write-off
$174,685
Year-1 tax shield @ 32%
$55,899
Year-1 return on equity
- Cash flow (annual)-$40,176
- Principal paydown$5,234
- Appreciation at%$23,997
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$7,952
- Platform fees (3% of revenue)$1,193
- Maintenance / capex (5% of revenue)$1,988
- Utilities & supplies$4,200
- HOA$0
- Property tax$9,999
- Insurance (STR-rated)$4,079
Cash needed to close
- Down payment (25%)$199,975
- Closing costs (4.0%)$31,996
- Furnishing (bought new)$19,500
Tax savings if the STR loophole applies
- Tax shield @ 32%$55,899
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$640,000
Short-life (5/15-yr)
$154,000 · 24%
Year-1 deduction
$175,000
Year-1 tax shield @ 32%
$56,000
Land 20% (county tax record, assessed value split) · building $486,000 over 39 years · new furniture $20,000
Based on: 2,029 sq ft, built 2001, 3 bd / 3 ba, unfurnished, listing features (hot tub, deck, fence, fireplace, stone counters, flooring types, appliance list).
IRS-guide safe-harbor floor: $110,000 in year 1 (14% short-life, $35,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $12,100
Kitchen cabinetsdefault
$10,200 new × 40% good × 2.96 allocation
- $12,400
Kitchen countertops (stone)listing
$10,500 new × 40% good × 2.96 allocation
- $4,200
Decorative trimdefault
$3,600 new × 40% good × 2.96 allocation
- $500
Mirrorsdefault
$500 new × 40% good × 2.96 allocation
- $1,400
Shelvingdefault
$1,200 new × 40% good × 2.96 allocation
- $5,900
Window coverings (20)default
$5,000 new × 40% good × 2.96 allocation
- $7,700
Carpet, vinyl & laminate (50% of floors)listing
$6,500 new × 40% good × 2.96 allocation
- $11,800
Kitchen & laundry equipment plumbingdefault
$8,000 new × 50% good × 2.96 allocation
- $7,100
Kitchen, laundry & data equipment electricaldefault
$4,800 new × 50% good × 2.96 allocation
- $6,800
Appliances (range, microwave, dishwasher, refrigerator)listing
$5,700 new × 40% good × 2.96 allocation
- $10,700
Hot tub (freestanding)listing
$9,000 new × 40% good × 2.96 allocation
- $19,500
Furniture bought newlisting
$19,500 new × 100% good · bought separately
- $13,800
Paving: driveway & walks (paved)listing
$9,300 new × 50% good × 2.96 allocation
- $13,300
Landscaping (typical)default
$9,000 new × 50% good × 2.96 allocation
- $3,000
Patiosdefault
$2,000 new × 50% good × 2.96 allocation
- $33,800
Decks & porches (attached)listing
$22,800 new × 50% good × 2.96 allocation
- $8,900
Fencinglisting
$6,000 new × 50% good × 2.96 allocation
- $380,400
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$220,000 new × 58% good × 2.96 allocation
- $33,800
Building plumbing & fixturesdefault
$22,800 new × 50% good × 2.96 allocation
- $34,100
Building electrical & lightingdefault
$23,000 new × 50% good × 2.96 allocation
- $27,100
HVACdefault
$22,900 new × 40% good × 2.96 allocation
- $7,700
Hardwood & tile floorsdefault
$6,500 new × 40% good × 2.96 allocation
- $3,100
Fireplacelisting
$2,600 new × 40% good × 2.96 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $100,300 | $72,800 | $1,600 | $174,700 |
| 2 | $0 | $0 | $12,500 | $12,500 |
| 3 | $0 | $0 | $12,500 | $12,500 |
| 4 | $0 | $0 | $12,500 | $12,500 |
| 5 | $0 | $0 | $12,500 | $12,500 |
| 6+ | $0 | $0 | $434,900 | $434,900 |
| Total | $100,300 | $72,800 | $486,300 | $659,400 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California and Georgia disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.