621 Maltby Blvd
Big Bear, CA 92314
$399,995
2 bd · 1 ba · 1,100 sqft · Listed today
View on Realtor.com →Year built
2018
Sqft
1,100
Lot sqft
7,200
HOA / mo
None
Furnished
Yes
List date
2026-10-27T01:03:50.000000Z
Revenue
Annual revenue
$21,597
ADR
$183
Occupancy
32%
Cleaning fees (12 mo)
$4,797
Confidence
Low (36.59), 48 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $20,663
Cozy Cabin-Fun for the Family: King & 2 Queen Beds
Cabin · 2 bd · 1 ba · sleeps 6 · 318 ft
Revenue $21,284ADR $207Occ ≈ 28%4.8★ (69)
Affordable Cabin 2 Bdrms Central Air Conditioning
Cabin · 2 bd · 1 ba · sleeps 6 · 440 ft
- A/C
- Free parking
- Pets OK
- Wifi
- +2
Revenue $26,273ADR $171Occ ≈ 42%5★ (103)
Cozy cabin! Hot tub & EV, Family-Friendly, Dogs OK
Cabin · 2 bd · 1 ba · sleeps 6 · 469 ft
- Hot tub
- A/C
- Free parking
- Pets OK
- +5
Revenue $35,263ADR $212Occ ≈ 46%5★ (269)
Cozy Cabin-2 Bedroom+Loft/2 Bath Wonderful Cabin in Big Bear City CA
Cabin · 2 bd · 2 ba · sleeps 5 · 0.1 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +4
Revenue $9,011ADR $243Occ ≈ 10%4.9★ (82)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
ѦBig Bear Cabin, Heated Bath Flrs, Rain-shower Cabin
| 2 bd · 1 ba · sleeps 4 | $15,468 | $137 | 31% | 4.8★ (127) | 184 ft | AirbnbVrbo |
2 Bedroom, Hot Tub, Fireplace, BBQ, Fenced Yard Cabin
| 2 bd · 1 ba · sleeps 6 | $20,222 | $214 | 26% | 4.2★ (8) | 289 ft | AirbnbBooking |
Cozy Cabin-Fun for the Family: King & 2 Queen Beds Cabin | 2 bd · 1 ba · sleeps 6 | $21,284 | $207 | 28% | 4.8★ (69) | 318 ft | Airbnb |
Lucky Pine Getaway | Hot Tub • EV. Mountain Views Cabin
| 2 bd · 1 ba · sleeps 7 | $4,219 | $176 | 7% | 5★ (4) | 440 ft | AirbnbVrbo |
Affordable Cabin 2 Bdrms Central Air Conditioning Cabin
| 2 bd · 1 ba · sleeps 6 | $26,273 | $171 | 42% | 5★ (103) | 440 ft | Airbnb |
Cozy cabin! Hot tub & EV, Family-Friendly, Dogs OK Cabin
| 2 bd · 1 ba · sleeps 6 | $35,263 | $212 | 46% | 5★ (269) | 469 ft | Airbnb |
Cozy House House
| 2 bd · 1 ba · sleeps 6 | $11,729 | $177 | 18% | 4.5★ (144) | 0.1 mi | AirbnbVrbo |
Cozy Cabin-2 Bedroom+Loft/2 Bath Wonderful Cabin in Big Bear City CA Cabin
| 2 bd · 2 ba · sleeps 5 | $9,011 | $243 | 10% | 4.9★ (82) | 0.1 mi | Vrbo |
“Oktoberfest cabin, pets ok, brand new ac unit Cabin
| 2 bd · 1 ba · sleeps 6 | $12,314 | $284 | 12% | 5★ (9) | 0.1 mi | AirbnbVrbo |
Bear Pause Retreat - Great Location in Big Bear Cabin | 2 bd · 1 ba · sleeps 5 | $3,492 | $278 | 3% | 5★ (6) | 0.2 mi | AirbnbBooking |
Show 39 more
Chief Bear Den
House · 2 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $13,598ADR $263Occ ≈ 14%4.6★ (23)
Delisted
Blue Bear Cottage-Hiking, pet friendly with spa!
Cabin · 2 bd · 1 ba · sleeps 5 · 0.2 mi
- Hot tub
- Free parking
- Pets OK
- Wifi
- +3
Revenue $36,971ADR $166Occ ≈ 61%5★ (15)
OASIS WKND In Big Bear
House · 2 bd · 1 ba · sleeps 6 · 0.2 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +2
Revenue $27,149ADR $181Occ ≈ 41%5★ (57)
Stylish Big Bear Cabin Hot Tub Private Fenced Yard
Cabin · 2 bd · 2 ba · sleeps 5 · 0.2 mi
Revenue $4,788ADR $218Occ ≈ 6%—
Delisted
Bear Pause Retreat • Great Location in Big Bear
Cabin · 2 bd · 1 ba · sleeps 5 · 0.2 mi
Revenue $3,508ADR $210Occ ≈ 5%5★ (15)
Delisted
Charming Big Bear Cabin Getaway
Cabin · 2 bd · 2 ba · sleeps 5 · 0.2 mi
Revenue $398ADR $199Occ ≈ 1%5★ (1)
Delisted
Relaxing Big Bear Cabin w/ bonus Spa & Parking
Cabin · 2 bd · 2 ba · sleeps 5 · 0.2 mi
Revenue $22,108ADR $240Occ ≈ 25%4.7★ (11)
Delisted
Designer Cabin + Hot Tub + Fenced Yard
Cabin · 2 bd · 2 ba · sleeps 6 · 0.2 mi
Revenue $4,059ADR $189Occ ≈ 6%3.4★ (6)
Kozy Barn~w/ BBQ, Spa, EV.
Cabin · 2 bd · 1.5 ba · sleeps 6 · 0.2 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +3
Revenue $28,942ADR $239Occ ≈ 33%4.9★ (74)
Big Bear Family Retreat
Cabin · 2 bd · 1 ba · sleeps 8 · 0.2 mi
- Free parking
- Wifi
- Kitchen
- Fireplace
Revenue $9,772ADR $120Occ ≈ 22%4.8★ (220)
Montana cabin #1938
Vacation home · 2 bd · 1 ba · sleeps 6 · 0.3 mi
Revenue $55,323ADR $420Occ ≈ 36%—
Big Bear Getaway w/ Deck, Yard & bonus Hot Tub
Cabin · 2 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $20,663ADR $281Occ ≈ 20%4.8★ (4)
Delisted
Cozy Cabin, Perfect for Families, Dog friendly
Cabin · 2 bd · 1 ba · sleeps 5 · 0.3 mi
Revenue $22,717ADR $173Occ ≈ 36%4.9★ (32)
Mountain Views ~ Foosball ~ BBQ ~ Near Lake
Cabin · 2 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $23,279ADR $177Occ ≈ 36%4.9★ (116)
Whispering Pines of Big Bear
Cabin · 2 bd · 1 ba · sleeps 5 · 0.4 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +1
Revenue $12,048ADR $280Occ ≈ 12%4.5★ (14)
Cozy Blue Cabin
Cabin · 2 bd · 1 ba · sleeps 4 · 0.4 mi
- A/C
- Free parking
- Wifi
- Kitchen
- +1
Revenue $6,784ADR $196Occ ≈ 9%5★ (50)
Bernhardt Brown Bungalow #2583
Vacation home · 2 bd · 1 ba · sleeps 5 · 0.4 mi
Revenue $11,919ADR $211Occ ≈ 15%—
Big Bear Cabin | Fire Pit, Grill, & Snow Play
Cabin · 2 bd · 1 ba · sleeps 4 · 0.4 mi
- Free parking
- Wifi
- Kitchen
- Fireplace
Revenue $18,502ADR $220Occ ≈ 23%4.9★ (11)
Midcentury w/ EV Charger
Cabin · 2 bd · 1.5 ba · sleeps 4 · 0.4 mi
Revenue $16,852ADR $175Occ ≈ 26%5★ (23)
Delisted
A-Frame • E-Bikes• Kayaks •Hot Tub • Fenced Yard
Cabin · 2 bd · 1 ba · sleeps 4 · 0.4 mi
- Hot tub
- A/C
- Free parking
- Pets OK
- +3
Revenue $45,781ADR $320Occ ≈ 39%4.9★ (89)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Chief Bear Den House | 2 bd · 2 ba · sleeps 6 | $13,598 | $263 | 14% | 4.6★ (23) | 0.2 mi | Delisted |
Blue Bear Cottage-Hiking, pet friendly with spa! Cabin
| 2 bd · 1 ba · sleeps 5 | $36,971 | $166 | 61% | 5★ (15) | 0.2 mi | Airbnb |
OASIS WKND In Big Bear House
| 2 bd · 1 ba · sleeps 6 | $27,149 | $181 | 41% | 5★ (57) | 0.2 mi | Airbnb |
Stylish Big Bear Cabin Hot Tub Private Fenced Yard Cabin | 2 bd · 2 ba · sleeps 5 | $4,788 | $218 | 6% | — | 0.2 mi | Delisted |
Blue Bear Cottage-2 Bedroom Cabin with hot tub Cabin
| 2 bd · 1 ba · sleeps 5 | $38,270 | $169 | 62% | 5★ (108) | 0.2 mi | AirbnbVrbo |
Bear Pause Retreat • Great Location in Big Bear Cabin | 2 bd · 1 ba · sleeps 5 | $3,508 | $210 | 5% | 5★ (15) | 0.2 mi | Delisted |
BEAR CABIN GETAWAY!!!(SPA) Pet Friendly Backyard Cabin | 2 bd · 1 ba · sleeps 6 | $6,910 | $276 | 7% | 4.5★ (230) | 0.2 mi | AirbnbBooking |
EV Outlet, E-bikes, E-scooters, SUP boards, kayaks Cabin
| 2 bd · 1 ba · sleeps 6 | $28,610 | $282 | 28% | 5★ (73) | 0.2 mi | AirbnbBooking |
Charming Big Bear Cabin Getaway Cabin | 2 bd · 2 ba · sleeps 5 | $398 | $199 | 1% | 5★ (1) | 0.2 mi | Delisted |
Relaxing Big Bear Cabin w/ bonus Spa & Parking Cabin | 2 bd · 2 ba · sleeps 5 | $22,108 | $240 | 25% | 4.7★ (11) | 0.2 mi | Delisted |
Designer Cabin + Hot Tub + Fenced Yard Cabin | 2 bd · 2 ba · sleeps 6 | $4,059 | $189 | 6% | 3.4★ (6) | 0.2 mi | Booking |
Kozy Barn~w/ BBQ, Spa, EV. Cabin
| 2 bd · 1.5 ba · sleeps 6 | $28,942 | $239 | 33% | 4.9★ (74) | 0.2 mi | Airbnb |
Big Bear Family Retreat Cabin
| 2 bd · 1 ba · sleeps 8 | $9,772 | $120 | 22% | 4.8★ (220) | 0.2 mi | Airbnb |
Modern Cabin, Skiing,Lake,Snow,Big Bear Mountain House
| 2 bd · 2 ba · sleeps 6 | $19,339 | $327 | 16% | 4.8★ (31) | 0.2 mi | AirbnbVrbo |
Big Bear Cabin • Hot Tub • Fenced Yard • 2 Baths Cabin
| 2 bd · 2 ba · sleeps 6 | $22,852 | $291 | 22% | 4.8★ (114) | 0.3 mi | AirbnbVrbo |
Bear City Retreat w/ Hot Tub- Relaxing Cottage Cabin
| 2 bd · 1 ba · sleeps 6 | $29,380 | $291 | 28% | 4.5★ (54) | 0.3 mi | AirbnbVrboBooking |
Montana cabin #1938 Vacation home | 2 bd · 1 ba · sleeps 6 | $55,323 | $420 | 36% | — | 0.3 mi | Booking |
Big Bear Getaway w/ Deck, Yard & bonus Hot Tub Cabin | 2 bd · 2 ba · sleeps 6 | $20,663 | $281 | 20% | 4.8★ (4) | 0.3 mi | Delisted |
Home Sweet Cabin with Hot Tub Cabin
| 2 bd · 1 ba · sleeps 6 | $25,497 | $157 | 44% | 4.9★ (58) | 0.3 mi | AirbnbVrbo |
Cozy Family Cabin Getaway BBL Cabin | 2 bd · 1 ba · sleeps 6 | $27,224 | $287 | 26% | 4.5★ (4) | 0.3 mi | AirbnbBooking |
FAMILY FRIENDLY CABIN UNDER THE PINES PLUS PARKING Cabin
| 2 bd · 1 ba · sleeps 5 | $12,978 | $173 | 21% | 4.9★ (155) | 0.3 mi | AirbnbVrbo |
Cozy 2 bedroom, Smart TV, BBQ Cabin | 2 bd · 1 ba · sleeps 4 | $22,034 | $237 | 25% | 4.8★ (43) | 0.3 mi | AirbnbBooking |
🍷Wine& ⚓️Nautical 🛌Spa🧖♀️Sauna🔥Theatre📽📚Pool 🎱BBQ🍔 House
| 2 bd · 1.5 ba · sleeps 7 | $39,481 | $695 | 16% | 5★ (4) | 0.3 mi | AirbnbVrbo |
Fenced Lrg Backyard • Hot Tub • FirePit • Charming Cabin
| 2 bd · 2 ba · sleeps 6 | $42,311 | $338 | 34% | 4.8★ (44) | 0.3 mi | AirbnbVrbo |
Cozy Cabin, Perfect for Families, Dog friendly Cabin | 2 bd · 1 ba · sleeps 5 | $22,717 | $173 | 36% | 4.9★ (32) | 0.3 mi | Airbnb |
Bernhardt Brown Bungalow at Big Bear | Cozy Cabin| Cabin
| 2 bd · 1 ba · sleeps 5 | $8,673 | $171 | 14% | 4.8★ (4) | 0.3 mi | AirbnbVrboBooking |
Big Bear Cabin w/ Hot Tub, AC, Firepit, & Foosball House
| 2 bd · 1 ba · sleeps 6 | $21,940 | $223 | 27% | 3.8★ (4) | 0.3 mi | AirbnbVrboBooking |
Cozy Sol Cabin Cabin
| 2 bd · 1 ba · sleeps 6 | $13,986 | $177 | 22% | 4.8★ (118) | 0.3 mi | AirbnbVrbo |
GREAT PRICE! Cool Cozy Cabin w/SPA, 2+1, Sleeps 6 Cabin
| 2 bd · 1 ba · sleeps 6 | $7,766 | $331 | 6% | 4.5★ (173) | 0.3 mi | AirbnbVrboBooking |
Mountain Views ~ Foosball ~ BBQ ~ Near Lake Cabin | 2 bd · 2 ba · sleeps 6 | $23,279 | $177 | 36% | 4.9★ (116) | 0.3 mi | Airbnb |
88 Acres Cottage in Big Bear w/HotTub & Fireplace Cabin
| 2 bd · 1 ba · sleeps 4 | $32,685 | $232 | 39% | 4.8★ (698) | 0.3 mi | AirbnbVrboBooking |
Whispering Pines of Big Bear Cabin
| 2 bd · 1 ba · sleeps 5 | $12,048 | $280 | 12% | 4.5★ (14) | 0.4 mi | Airbnb |
Cozy Blue Cabin Cabin
| 2 bd · 1 ba · sleeps 4 | $6,784 | $196 | 9% | 5★ (50) | 0.4 mi | Airbnb |
Bernhardt Brown Bungalow #2583 Vacation home | 2 bd · 1 ba · sleeps 5 | $11,919 | $211 | 15% | — | 0.4 mi | Booking |
Big Bear Cabin | Fire Pit, Grill, & Snow Play Cabin
| 2 bd · 1 ba · sleeps 4 | $18,502 | $220 | 23% | 4.9★ (11) | 0.4 mi | Airbnb |
Our Mountain Hideaway+ Large Yard w/ Firepit Cabin
| 2 bd · 1 ba · sleeps 6 | $21,910 | $115 | 52% | 4.2★ (28) | 0.4 mi | AirbnbVrboBooking |
Tranquil Retreat w/ Fenced Backyard, Hot Tub & Bar Cabin
| 2 bd · 1 ba · sleeps 6 | $55,014 | $237 | 64% | 5★ (140) | 0.4 mi | AirbnbVrboBooking |
Midcentury w/ EV Charger Cabin | 2 bd · 1.5 ba · sleeps 4 | $16,852 | $175 | 26% | 5★ (23) | 0.4 mi | Delisted |
A-Frame • E-Bikes• Kayaks •Hot Tub • Fenced Yard Cabin
| 2 bd · 1 ba · sleeps 4 | $45,781 | $320 | 39% | 4.9★ (89) | 0.4 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 8.07% = 7.32% Freddie Mac 30-yr avg (Oct 22) + 0.75% investor premium
Est. revenue
$21,597
NOI
$4,910
Cash flow /mo
-$1,807
Cash needed
$115,999
Cash-on-cash
-18.7%
ROE (yr 1)
-6.2%
Cap rate
1.2%
DSCR
0.18
Year-1 write-off
$104,112
Year-1 tax shield @ 32%
$33,316
Year-1 return on equity
- Cash flow (annual)-$21,681
- Principal paydown$2,471
- Appreciation at%$12,000
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$4,319
- Platform fees (3% of revenue)$648
- Maintenance / capex (5% of revenue)$1,080
- Utilities & supplies$4,200
- HOA$0
- Property tax$5,000
- Insurance (STR-rated)$2,040
Cash needed to close
- Down payment (25%)$99,999
- Closing costs (4.0%)$16,000
- Furnishing (conveyed with the sale)$0
Tax savings if the STR loophole applies
- Tax shield @ 32%$33,316
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$319,000
Short-life (5/15-yr)
$104,000 · 33%
Year-1 deduction
$104,000
Year-1 tax shield @ 32%
$33,000
Land 21% (county tax record, assessed value split) · building $215,000 over 39 years
Based on: 1,100 sq ft, built 2018, 2 bd / 1 ba, furnished, listing features (hot tub, deck, fence, fireplace, flooring types, appliance list).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $73,000 in year 1 (23% short-life, $23,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $9,000
Kitchen cabinetsdefault
$8,200 new × 68% good × 1.61 allocation
- $7,300
Kitchen countertopsdefault
$6,700 new × 68% good × 1.61 allocation
- $2,100
Decorative trimdefault
$1,900 new × 68% good × 1.61 allocation
- $100
Mirrorsdefault
$200 new × 40% good × 1.61 allocation
- $1,000
Shelvingdefault
$900 new × 68% good × 1.61 allocation
- $1,800
Window coverings (11)default
$2,800 new × 40% good × 1.61 allocation
- $3,000
Carpet, vinyl & laminate (67% of floors)listing
$4,700 new × 40% good × 1.61 allocation
- $8,600
Kitchen & laundry equipment plumbingdefault
$6,400 new × 84% good × 1.61 allocation
- $5,200
Kitchen, laundry & data equipment electricaldefault
$3,900 new × 84% good × 1.61 allocation
- $1,600
Appliances (range, microwave)listing
$2,500 new × 40% good × 1.61 allocation
- $6,400
Furniture conveyed with the sale (used)listing
$16,000 new × 40% good · out of the price
- $7,500
Paving: driveway & walks (paved)default
$6,900 new × 68% good × 1.61 allocation
- $7,200
Landscaping (typical)default
$6,600 new × 68% good × 1.61 allocation
- $1,200
Patiosdefault
$1,100 new × 68% good × 1.61 allocation
- $11,900
Decks & porches (attached)listing
$12,400 new × 60% good × 1.61 allocation
- $24,100
Hot tub (in-ground)listing
$25,000 new × 60% good × 1.61 allocation
- $5,800
Fencinglisting
$6,000 new × 60% good × 1.61 allocation
- $165,900
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$119,100 new × 87% good × 1.61 allocation
- $16,600
Building plumbing & fixturesdefault
$12,300 new × 84% good × 1.61 allocation
- $15,100
Building electrical & lightingdefault
$11,200 new × 84% good × 1.61 allocation
- $11,900
HVACdefault
$12,400 new × 60% good × 1.61 allocation
- $2,600
Hardwood & tile floorsdefault
$2,400 new × 68% good × 1.61 allocation
- $2,900
Fireplacelisting
$2,600 new × 68% good × 1.61 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $46,100 | $57,700 | $200 | $104,100 |
| 2 | $0 | $0 | $5,500 | $5,500 |
| 3 | $0 | $0 | $5,500 | $5,500 |
| 4 | $0 | $0 | $5,500 | $5,500 |
| 5 | $0 | $0 | $5,500 | $5,500 |
| 6+ | $0 | $0 | $192,800 | $192,800 |
| Total | $46,100 | $57,700 | $215,100 | $319,000 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.