1031 Rocky Mountain Rd
Big Bear City, CA 92314
$359,000
2 bd · 1 ba · 1,288 sqft · Listed 1d ago
View on Realtor.com →Year built
1980
Sqft
1,288
Lot sqft
7,560
HOA / mo
$0
Furnished
No
List date
2026-11-02T18:30:17.000000Z
Revenue
Annual revenue
$24,194
ADR
$194
Occupancy
34%
Cleaning fees (12 mo)
$6,256
Confidence
Low (30.24), 49 comps
Comp revenue range (p25 / median / p75)
Median revenue of shown comps: $16,540
The Big Bear Phoenix Chalet
Chalet · 2 bd · 1.5 ba · sleeps 4 · 459 ft
Revenue $38,992ADR $179Occ ≈ 60%4.9★ (519)
Cozy 2 bedroom home with mountain view
House · 2 bd · 1 ba · sleeps 5 · 0.1 mi
- Free parking
- Wifi
- Kitchen
- Fireplace
- +1
Revenue $24,204ADR $148Occ ≈ 45%4.8★ (38)
Cozy Mountain Cabin; Ski Views!
Cabin · 2 bd · 1 ba · sleeps 6 · 0.2 mi
Revenue $26,326ADR $228Occ ≈ 32%4.8★ (273)
Big Bear Fun on the Runway
House · 2 bd · 1 ba · sleeps 6 · 0.2 mi
- Free parking
- Wifi
- Kitchen
- Fireplace
Revenue $3,760ADR $222Occ ≈ 5%5★ (7)
Mountain View Lodge
Cabin · 2 bd · 1 ba · sleeps 4 · 0.2 mi
Revenue $12,640ADR $249Occ ≈ 14%5★ (55)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
The Big Bear Phoenix Chalet Chalet | 2 bd · 1.5 ba · sleeps 4 | $38,992 | $179 | 60% | 4.9★ (519) | 459 ft | Airbnb |
Cabin Retreat w/Spa & Large Fenced Yard Cabin
| 2 bd · 1 ba · sleeps 6 | $2,600 | $339 | 2% | 4.5★ (2) | 0.1 mi | AirbnbVrbo |
Modern A-Frame by Snow Play, Forest & Lake w/Spa Cabin
| 2 bd · 2 ba · sleeps 6 | $60,110 | $407 | 40% | 4.7★ (28) | 0.1 mi | AirbnbVrbo |
Cozy 2 bedroom home with mountain view House
| 2 bd · 1 ba · sleeps 5 | $24,204 | $148 | 45% | 4.8★ (38) | 0.1 mi | Airbnb |
HotTub/GameRoom With King Bed! House
| 2 bd · 2 ba · sleeps 6 | $28,308 | $264 | 29% | 4.9★ (83) | 0.2 mi | AirbnbVrboBooking |
'Château Forêt' in Big Bear w/ Hiking Trail Access Cabin | 2 bd · 2 ba · sleeps 8 | $13,570 | $295 | 13% | 4.8★ (45) | 0.2 mi | AirbnbVrboBooking |
Cozy Mountain Cabin; Ski Views! Cabin | 2 bd · 1 ba · sleeps 6 | $26,326 | $228 | 32% | 4.8★ (273) | 0.2 mi | Airbnb |
Big Bear Fun on the Runway House
| 2 bd · 1 ba · sleeps 6 | $3,760 | $222 | 5% | 5★ (7) | 0.2 mi | Airbnb |
Mountain View Lodge Cabin | 2 bd · 1 ba · sleeps 4 | $12,640 | $249 | 14% | 5★ (55) | 0.2 mi | Airbnb |
Mullins Cabin | 2 bd · 2 ba · sleeps 6 | $5,323 | $247 | 6% | 4.2★ (44) | 0.2 mi | Airbnb |
Show 38 more
Fairway Landing-Hot tub, close to Village and Ski
Cabin · 2 bd · 1 ba · sleeps 6 · 0.3 mi
Revenue $28,345ADR $198Occ ≈ 39%4.7★ (73)
Delisted
Eagles Nest - Contemporary Vacation Getaway
House · 2 bd · 1 ba · sleeps 5 · 0.3 mi
- Hot tub
- Free parking
- Wifi
- Kitchen
- +1
Revenue $27,366ADR $235Occ ≈ 32%4.9★ (160)
Time to relax in this spacious 2bd/2bathroom cabin
Cabin · 2 bd · 2 ba · sleeps 6 · 0.3 mi
Revenue $7,146ADR $210Occ ≈ 9%5★ (68)
Bear City Relaxing Retreat- Shasta Mountain Cabin
Cabin · 2 bd · 1 ba · sleeps 7 · 0.3 mi
Revenue $12,280ADR $302Occ ≈ 11%4★ (2)
Shasta Mountain Cabin#1916
Vacation home · 2 bd · 1 ba · sleeps 7 · 0.3 mi
Revenue $17,881ADR $275Occ ≈ 18%4★ (1)
Snowridge Hideaway: 2BR Cozy Cabin
Cabin · 2 bd · 1.5 ba · sleeps 6 · 0.3 mi
Revenue $6,729ADR $252Occ ≈ 7%5★ (3)
Big Bear Berghuis- Quiet Retreat w/ Mountain Views
Cabin · 2 bd · 1 ba · sleeps 6 · 0.3 mi
Revenue $44,136ADR $171Occ ≈ 71%4.9★ (230)
🐻 Cozy Big Bear Cabin with big gated backyard 🐶
Cabin · 2 bd · 1 ba · sleeps 6 · 0.3 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +1
Revenue $11,935ADR $188Occ ≈ 17%4.7★ (195)
Big Bear Fun on the Runway
House · 2 bd · 1 ba · sleeps 6 · 0.3 mi
Revenue $28,950ADR $488Occ ≈ 16%3★ (1)
5 mins to Ski Resorts | Walk to Snow Play + Sauna
Cabin · 2 bd · 1 ba · sleeps 5 · 0.3 mi
- A/C
- Free parking
- Pets OK
- Wifi
- +4
Revenue $61,892ADR $225Occ ≈ 75%4.9★ (547)
The Blue Cottage, Big Bear
House · 2 bd · 1 ba · sleeps 8 · 0.3 mi
Revenue $28,045ADR $197Occ ≈ 39%5★ (77)
Delisted
Modern Mountain Retreat+Firepl+Location
House · 2 bd · 1 ba · sleeps 6 · 0.4 mi
Revenue $41,858ADR $182Occ ≈ 63%4.8★ (142)
Spacious cozy chalet huge deck over seasonal creek
Chalet · 2 bd · 1.5 ba · sleeps 8 · 0.4 mi
- Free parking
- Wifi
- Kitchen
- Washer
- +2
Revenue $16,827ADR $214Occ ≈ 22%4.8★ (133)
Fenced yard | Pets ok | Firepit | ski slope
Cabin · 2 bd · 1 ba · sleeps 4 · 0.4 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +2
Revenue $15,383ADR $209Occ ≈ 20%4.9★ (294)
Cozy Cabin-Close to Lake, Hikes, Village, Speedway
Cabin · 2 bd · 1 ba · sleeps 6 · 0.4 mi
Revenue $7,908ADR $243Occ ≈ 9%5★ (96)
Delisted
Aeroplane Gambrel Chalet- Adorable Airport Retreat Cottage
Vacation home · 2 bd · 2 ba · sleeps 4 · 0.4 mi
Revenue $11,762ADR $285Occ ≈ 11%—
Big Bear Ski Hideaway! Cozy Cabin w/ Fenced Yard
Cabin · 2 bd · 1 ba · sleeps 4 · 0.4 mi
Revenue $24,868ADR $175Occ ≈ 39%4.3★ (17)
THE OHANA at BIG BEAR
Cabin · 2 bd · 1 ba · sleeps 7 · 0.4 mi
Revenue $14,850ADR $192Occ ≈ 21%4.3★ (3)
Delisted
Big Bear Ski Hideaway! Cozy Cabin w/ Fenced Yard
Vacation home · 2 bd · 1 ba · sleeps 4 · 0.4 mi
Revenue $12,779ADR $126Occ ≈ 28%5★ (2)
Adorable Cabin Retreat!
Cabin · 2 bd · 2 ba · sleeps 6 · 0.4 mi
Revenue $10,193ADR $241Occ ≈ 12%4.8★ (13)
Big Bear Yellow Tulip
Cabin · 2 bd · 1 ba · sleeps 4 · 0.4 mi
- Free parking
- Pets OK
- Wifi
- Kitchen
- +1
Revenue $5,646ADR $198Occ ≈ 8%4.6★ (69)
Cozy Mountain Cabin Retreat with Outdoor Fun & Relaxing Scenic Escape in Big Bear Lake, California
Vacation home · 2 bd · 2 ba · sleeps 6 · 0.4 mi
Revenue $14,112ADR $394Occ ≈ 10%—
PikkuBear: Spa, Arcade, FencedYard, Firepit
Cabin · 2 bd · 1 ba · sleeps 6 · 0.4 mi
Revenue $31,897ADR $271Occ ≈ 32%4.7★ (90)
Highbearnation Cabin, 1 Night Free!
Cabin · 2 bd · 2 ba · sleeps 6 · 0.4 mi
Revenue $11,572ADR $280Occ ≈ 11%4.4★ (18)
| Listing | Size | Revenue (12 mo) | ADR | Occ ≈ | Rating | Distance | Links |
|---|---|---|---|---|---|---|---|
Spirited Away Cabin at Big Bear Lake Cabin
| 2 bd · 2 ba · sleeps 8 | $23,040 | $201 | 31% | 4.8★ (145) | 0.2 mi | AirbnbVrboBooking |
Fairway Landing-Hot tub, close to Village and Ski Cabin | 2 bd · 1 ba · sleeps 6 | $28,345 | $198 | 39% | 4.7★ (73) | 0.3 mi | Delisted |
Cozy Big Bear Cabin Near Lake & Ski w/ Fireplace Cabin | 2 bd · 1.5 ba · sleeps 6 | $16,253 | $226 | 20% | 4.3★ (18) | 0.3 mi | AirbnbVrboBooking |
Eagles Nest - Contemporary Vacation Getaway House
| 2 bd · 1 ba · sleeps 5 | $27,366 | $235 | 32% | 4.9★ (160) | 0.3 mi | Airbnb |
Time to relax in this spacious 2bd/2bathroom cabin Cabin | 2 bd · 2 ba · sleeps 6 | $7,146 | $210 | 9% | 5★ (68) | 0.3 mi | Airbnb |
Bear City Relaxing Retreat- Shasta Mountain Cabin Cabin | 2 bd · 1 ba · sleeps 7 | $12,280 | $302 | 11% | 4★ (2) | 0.3 mi | Airbnb |
Shasta Mountain Cabin#1916 Cabin | 2 bd · 1 ba · sleeps 7 | $6,880 | $529 | 4% | 2.5★ (3) | 0.3 mi | AirbnbVrboBooking |
Shasta Mountain Cabin#1916 Vacation home | 2 bd · 1 ba · sleeps 7 | $17,881 | $275 | 18% | 4★ (1) | 0.3 mi | Booking |
Snowridge Hideaway: 2BR Cozy Cabin Cabin | 2 bd · 1.5 ba · sleeps 6 | $6,729 | $252 | 7% | 5★ (3) | 0.3 mi | Airbnb |
Big Bear Berghuis- Quiet Retreat w/ Mountain Views Cabin | 2 bd · 1 ba · sleeps 6 | $44,136 | $171 | 71% | 4.9★ (230) | 0.3 mi | Airbnb |
THE OHANA at BIG BEAR Cabin
| 2 bd · 1 ba · sleeps 7 | $25,908 | $272 | 26% | 4.8★ (171) | 0.3 mi | AirbnbVrboBooking |
Modern Big Bear Cabin w/ Fireplace + Fenced Yard Cabin
| 2 bd · 2 ba · sleeps 6 | $7,385 | $371 | 5% | 4.8★ (13) | 0.3 mi | AirbnbVrboBooking |
Cozy Big Bear Cabin w/ Hot Tub & Outdoor Kitchen! Cabin
| 2 bd · 2 ba · sleeps 6 | $47,814 | $171 | 77% | 4.8★ (136) | 0.3 mi | AirbnbVrboBooking |
🐻 Cozy Big Bear Cabin with big gated backyard 🐶 Cabin
| 2 bd · 1 ba · sleeps 6 | $11,935 | $188 | 17% | 4.7★ (195) | 0.3 mi | Airbnb |
Big Bear Fun on the Runway House | 2 bd · 1 ba · sleeps 6 | $28,950 | $488 | 16% | 3★ (1) | 0.3 mi | Airbnb |
Vitamin Bear: Cozy Cabin + Hot Tub + Fenced Yard Cabin
| 2 bd · 1 ba · sleeps 4 | $54,575 | $251 | 60% | 5★ (153) | 0.3 mi | AirbnbVrbo |
5 mins to Ski Resorts | Walk to Snow Play + Sauna Cabin
| 2 bd · 1 ba · sleeps 5 | $61,892 | $225 | 75% | 4.9★ (547) | 0.3 mi | Airbnb |
The Blue Cottage, Big Bear House | 2 bd · 1 ba · sleeps 8 | $28,045 | $197 | 39% | 5★ (77) | 0.3 mi | Delisted |
Sleepy Basset Chateau-2bd 1bath BBQ-EV Charger House | 2 bd · 1 ba · sleeps 5 | $18,404 | $385 | 13% | 5★ (54) | 0.3 mi | AirbnbVrbo |
Modern Mountain Retreat+Firepl+Location House | 2 bd · 1 ba · sleeps 6 | $41,858 | $182 | 63% | 4.8★ (142) | 0.4 mi | Airbnb |
Spacious cozy chalet huge deck over seasonal creek Chalet
| 2 bd · 1.5 ba · sleeps 8 | $16,827 | $214 | 22% | 4.8★ (133) | 0.4 mi | Airbnb |
Fenced yard | Pets ok | Firepit | ski slope Cabin
| 2 bd · 1 ba · sleeps 4 | $15,383 | $209 | 20% | 4.9★ (294) | 0.4 mi | Airbnb |
Cozy Cabin-Close to Lake, Hikes, Village, Speedway Cabin | 2 bd · 1 ba · sleeps 6 | $7,908 | $243 | 9% | 5★ (96) | 0.4 mi | Delisted |
Aeroplane Gambrel Chalet- Adorable Airport Retreat Cottage Vacation home | 2 bd · 2 ba · sleeps 4 | $11,762 | $285 | 11% | — | 0.4 mi | Booking |
Aeroplane Gambrel Chalet- Adorable Airport Retreat Cabin
| 2 bd · 1.5 ba · sleeps 4 | $13,268 | $382 | 10% | 3★ (4) | 0.4 mi | AirbnbVrboBooking |
Polar Cottage Cabin
| 2 bd · 1 ba · sleeps 6 | $39,709 | $159 | 68% | 4.8★ (24) | 0.4 mi | AirbnbVrbo |
Mountain Deer Cabin | Foosball · Fenced Yard Cabin
| 2 bd · 2 ba · sleeps 6 | $4,345 | $277 | 4% | 5★ (5) | 0.4 mi | AirbnbVrboBooking |
Cozy Cabin located near Slopes- close to stores Cabin
| 2 bd · 1 ba · sleeps 6 | $6,557 | $151 | 12% | 4.7★ (192) | 0.4 mi | AirbnbVrbo |
Aerobear Den • Fenced • Pup Friendly | House
| 2 bd · 1 ba · sleeps 4 | $36,428 | $285 | 35% | 4.8★ (325) | 0.4 mi | AirbnbVrbo |
Modern Grizzly Basin Spa · Firepit · Pet Friendly Cabin
| 2 bd · 2 ba · sleeps 6 | $47,454 | $323 | 40% | 4.8★ (89) | 0.4 mi | AirbnbVrboBooking |
Big Bear Ski Hideaway! Cozy Cabin w/ Fenced Yard Cabin | 2 bd · 1 ba · sleeps 4 | $24,868 | $175 | 39% | 4.3★ (17) | 0.4 mi | Airbnb |
THE OHANA at BIG BEAR Cabin | 2 bd · 1 ba · sleeps 7 | $14,850 | $192 | 21% | 4.3★ (3) | 0.4 mi | Delisted |
Big Bear Ski Hideaway! Cozy Cabin w/ Fenced Yard Vacation home | 2 bd · 1 ba · sleeps 4 | $12,779 | $126 | 28% | 5★ (2) | 0.4 mi | Booking |
Adorable Cabin Retreat! Cabin | 2 bd · 2 ba · sleeps 6 | $10,193 | $241 | 12% | 4.8★ (13) | 0.4 mi | Airbnb |
Big Bear Yellow Tulip Cabin
| 2 bd · 1 ba · sleeps 4 | $5,646 | $198 | 8% | 4.6★ (69) | 0.4 mi | Airbnb |
Cozy Mountain Cabin Retreat with Outdoor Fun & Relaxing Scenic Escape in Big Bear Lake, California Vacation home | 2 bd · 2 ba · sleeps 6 | $14,112 | $394 | 10% | — | 0.4 mi | Booking |
PikkuBear: Spa, Arcade, FencedYard, Firepit Cabin | 2 bd · 1 ba · sleeps 6 | $31,897 | $271 | 32% | 4.7★ (90) | 0.4 mi | Airbnb |
Highbearnation Cabin, 1 Night Free! Cabin | 2 bd · 2 ba · sleeps 6 | $11,572 | $280 | 11% | 4.4★ (18) | 0.4 mi | Airbnb |
Revenue and nightly rate (ADR) are trailing-12-month figures per listing. Occupancy is estimated as revenue ÷ ADR ÷ 365 and can read high when revenue includes cleaning fees.
Cash flow calculator
Rate 7.99% = 7.24% Freddie Mac 30-yr avg (Oct 29) + 0.75% investor premium
Est. revenue
$24,194
NOI
$7,440
Cash flow /mo
-$1,354
Cash needed
$126,110
Cash-on-cash
-12.9%
ROE (yr 1)
-2.6%
Cap rate
2.1%
DSCR
0.31
Year-1 write-off
$86,009
Year-1 tax shield @ 32%
$27,523
Year-1 return on equity
- Cash flow (annual)-$16,246
- Principal paydown$2,254
- Appreciation at%$10,770
Tax savings aren't counted. Turn on “Count tax savings in returns” above if you can use the losses.
Opex, cash-needed & tax-savings breakdown
Annual operating expenses
- Management (20% of revenue)$4,839
- Platform fees (3% of revenue)$726
- Maintenance / capex (5% of revenue)$1,210
- Utilities & supplies$4,200
- HOA$0
- Property tax$4,488
- Insurance (STR-rated)$1,831
Cash needed to close
- Down payment (25%)$89,750
- Closing costs (4.0%)$14,360
- Furnishing (bought new)$22,000
Tax savings if the STR loophole applies
- Tax shield @ 32%$27,523
Property tax, insurance rate and the land/building split come from this listing's county tax record; other assumptions match the daily feed (see tasks/plan.md).
The write-off comes from the cost segregation estimate below. Not tax advice.
Cost segregation estimate
An estimate from the listing: every part of the home is priced from national construction costs, less wear for age, and the price (less land) is spread over the parts in proportion. The headline is what a typical cost seg study would claim for this property. The answers below are optional refinements.
Depreciable basis
$215,000
Short-life (5/15-yr)
$64,000 · 30%
Year-1 deduction
$86,000
Year-1 tax shield @ 32%
$28,000
Land 40% (county tax record, assessed value split) · building $151,000 over 39 years · new furniture $22,000
Based on: 1,288 sq ft, built 1980, 2 bd / 1 ba, unfurnished, listing features (fence, game room, fireplace, flooring types).
Try the cost segregation calculator on any property →
IRS-guide safe-harbor floor: $69,000 in year 1 (22% short-life, $22,000 tax shield), the conservative amount following the IRS audit guide's residential classification table.
- $7,000
Kitchen cabinetsdefault
$8,600 new × 40% good × 2.04 allocation
- $5,800
Kitchen countertopsdefault
$7,100 new × 40% good × 2.04 allocation
- $1,800
Decorative trimdefault
$2,300 new × 40% good × 2.04 allocation
- $100
Mirrorsdefault
$200 new × 40% good × 2.04 allocation
- $700
Shelvingdefault
$900 new × 40% good × 2.04 allocation
- $2,600
Window coverings (13)default
$3,300 new × 40% good × 2.04 allocation
- $6,800
Carpet, vinyl & laminate (100% of floors)listing
$8,300 new × 40% good × 2.04 allocation
- $5,500
Kitchen & laundry equipment plumbingdefault
$6,700 new × 40% good × 2.04 allocation
- $3,300
Kitchen, laundry & data equipment electricaldefault
$4,100 new × 40% good × 2.04 allocation
- $6,600
Appliances (range, microwave, dishwasher, disposal, refrigerator, washer, dryer)default
$8,100 new × 40% good × 2.04 allocation
- $16,000
Furniture bought newlisting
$16,000 new × 100% good · bought separately
- $6,000
Game-room equipment bought newlisting
$6,000 new × 100% good · bought separately
- $7,600
Paving: driveway & walks (paved)default
$7,400 new × 50% good × 2.04 allocation
- $7,300
Landscaping (typical)default
$7,200 new × 50% good × 2.04 allocation
- $1,300
Patiosdefault
$1,300 new × 50% good × 2.04 allocation
- $1,300
Decks & porches (attached)default
$1,300 new × 50% good × 2.04 allocation
- $6,100
Fencinglisting
$6,000 new × 50% good × 2.04 allocation
- $113,900
Structure: foundation, framing, walls, windows, doors, roof, interior finishesdefault
$139,700 new × 40% good × 2.04 allocation
- $11,800
Building plumbing & fixturesdefault
$14,400 new × 40% good × 2.04 allocation
- $11,100
Building electrical & lightingdefault
$13,600 new × 40% good × 2.04 allocation
- $11,800
HVACdefault
$14,500 new × 40% good × 2.04 allocation
- $2,100
Fireplacelisting
$2,600 new × 40% good × 2.04 allocation
About the property
Depreciation schedule: typical cost seg study
| Year | 5-yr | 15-yr | Building | Total |
|---|---|---|---|---|
| 1 | $62,300 | $23,600 | $200 | $86,000 |
| 2 | $0 | $0 | $3,900 | $3,900 |
| 3 | $0 | $0 | $3,900 | $3,900 |
| 4 | $0 | $0 | $3,900 | $3,900 |
| 5 | $0 | $0 | $3,900 | $3,900 |
| 6+ | $0 | $0 | $135,100 | $135,100 |
| Total | $62,300 | $23,600 | $150,700 | $236,600 |
Model-based estimate, not an engineered cost segregation study. The IRS doesn’t approve studies; get a professional study before filing. Using these losses against W-2 income needs the short-term rental exception (average stay ≤7 days + material participation). The 39-year building life applies because stays average under 30 days, a separate test (27.5 years for a long-term rental). Federal only: California, Georgia and Wisconsin disallow bonus depreciation, Ohio adds back 5/6 of it, and Tennessee has no personal income tax. Not tax advice.
Market note
Big Bear Lake (city) and unincorporated county areas both allow permitted short-term rentals, and we found no numeric permit cap in either. Permits/licenses generally do NOT transfer on sale — a buyer must apply for their own, so confirm permit status with the city or San Bernardino County before closing. City: vacation rental license, up to 3 per owner. County: 1 permit per parcel under 2 acres, 2 max per owner. Lodging tax ~13% in the city, ~7% county. Rules change; verify before you buy.